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First Capital (FCAP) Competitors

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$64.82 +0.45 (+0.70%)
As of 04:00 PM Eastern

FCAP vs. HTBK, SPFI, ORRF, ALRS, and SMBC

Should you buy First Capital stock or one of its competitors? First Capital's main competitors and comparable companies include Heritage Commerce (HTBK), South Plains Financial (SPFI), Orrstown Financial Services (ORRF), Alerus Financial (ALRS), and Southern Missouri Bancorp (SMBC). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does First Capital compare to Heritage Commerce?

Heritage Commerce (NASDAQ:HTBK) and First Capital (NASDAQ:FCAP) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, earnings, valuation, dividends, institutional ownership, media sentiment, profitability and risk.

Heritage Commerce pays an annual dividend of $0.52 per share and has a dividend yield of 3.9%. First Capital pays an annual dividend of $1.24 per share and has a dividend yield of 1.9%. Heritage Commerce pays out 66.7% of its earnings in the form of a dividend. First Capital pays out 22.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Capital has raised its dividend for 2 consecutive years.

Heritage Commerce has a beta of 0.69, meaning that its share price is 31% less volatile than the broader market. Comparatively, First Capital has a beta of 0.71, meaning that its share price is 29% less volatile than the broader market.

75.6% of Heritage Commerce shares are owned by institutional investors. Comparatively, 11.7% of First Capital shares are owned by institutional investors. 2.7% of Heritage Commerce shares are owned by company insiders. Comparatively, 4.1% of First Capital shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

In the previous week, Heritage Commerce had 1 more articles in the media than First Capital. MarketBeat recorded 1 mentions for Heritage Commerce and 0 mentions for First Capital. Heritage Commerce's average media sentiment score of 1.76 beat First Capital's score of 0.00 indicating that Heritage Commerce is being referred to more favorably in the media.

Company Overall Sentiment
Heritage Commerce Very Positive
First Capital Neutral

First Capital has a net margin of 26.79% compared to Heritage Commerce's net margin of 17.77%. First Capital's return on equity of 13.39% beat Heritage Commerce's return on equity.

Company Net Margins Return on Equity Return on Assets
Heritage Commerce17.77% 8.07% 1.01%
First Capital 26.79%13.39%1.45%

Heritage Commerce has higher revenue and earnings than First Capital. First Capital is trading at a lower price-to-earnings ratio than Heritage Commerce, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Heritage Commerce$197.46M4.20$47.83M$0.7817.24
First Capital$65.31M3.31$16.37M$5.5311.72

Heritage Commerce currently has a consensus target price of $13.13, indicating a potential downside of 2.42%. Given Heritage Commerce's higher possible upside, equities research analysts plainly believe Heritage Commerce is more favorable than First Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Heritage Commerce
0 Sell rating(s)
5 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.29
First Capital
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

Summary

Heritage Commerce and First Capital tied by winning 9 of the 18 factors compared between the two stocks.

How does First Capital compare to South Plains Financial?

First Capital (NASDAQ:FCAP) and South Plains Financial (NASDAQ:SPFI) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their risk, media sentiment, institutional ownership, valuation, dividends, analyst recommendations, earnings and profitability.

In the previous week, South Plains Financial had 3 more articles in the media than First Capital. MarketBeat recorded 3 mentions for South Plains Financial and 0 mentions for First Capital. South Plains Financial's average media sentiment score of 1.80 beat First Capital's score of 0.00 indicating that South Plains Financial is being referred to more favorably in the news media.

Company Overall Sentiment
First Capital Neutral
South Plains Financial Very Positive

First Capital pays an annual dividend of $1.24 per share and has a dividend yield of 1.9%. South Plains Financial pays an annual dividend of $0.72 per share and has a dividend yield of 1.6%. First Capital pays out 22.4% of its earnings in the form of a dividend. South Plains Financial pays out 19.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Capital has raised its dividend for 2 consecutive years and South Plains Financial has raised its dividend for 5 consecutive years.

First Capital has a beta of 0.71, indicating that its stock price is 29% less volatile than the broader market. Comparatively, South Plains Financial has a beta of 0.46, indicating that its stock price is 54% less volatile than the broader market.

South Plains Financial has a consensus price target of $49.60, indicating a potential upside of 8.70%. Given South Plains Financial's higher possible upside, analysts clearly believe South Plains Financial is more favorable than First Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Capital
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00
South Plains Financial
0 Sell rating(s)
1 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.86

South Plains Financial has higher revenue and earnings than First Capital. First Capital is trading at a lower price-to-earnings ratio than South Plains Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Capital$65.31M3.31$16.37M$5.5311.72
South Plains Financial$296.89M2.90$58.47M$3.6712.43

First Capital has a net margin of 26.79% compared to South Plains Financial's net margin of 20.79%. First Capital's return on equity of 13.39% beat South Plains Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
First Capital26.79% 13.39% 1.45%
South Plains Financial 20.79%12.36%1.37%

11.7% of First Capital shares are held by institutional investors. Comparatively, 55.0% of South Plains Financial shares are held by institutional investors. 4.1% of First Capital shares are held by company insiders. Comparatively, 24.3% of South Plains Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Summary

South Plains Financial beats First Capital on 11 of the 19 factors compared between the two stocks.

How does First Capital compare to Orrstown Financial Services?

First Capital (NASDAQ:FCAP) and Orrstown Financial Services (NASDAQ:ORRF) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, valuation, media sentiment, risk, analyst recommendations, earnings, dividends and profitability.

In the previous week, Orrstown Financial Services had 6 more articles in the media than First Capital. MarketBeat recorded 6 mentions for Orrstown Financial Services and 0 mentions for First Capital. Orrstown Financial Services' average media sentiment score of 1.40 beat First Capital's score of 0.00 indicating that Orrstown Financial Services is being referred to more favorably in the news media.

Company Overall Sentiment
First Capital Neutral
Orrstown Financial Services Positive

First Capital has a net margin of 26.79% compared to Orrstown Financial Services' net margin of 24.00%. Orrstown Financial Services' return on equity of 14.46% beat First Capital's return on equity.

Company Net Margins Return on Equity Return on Assets
First Capital26.79% 13.39% 1.45%
Orrstown Financial Services 24.00%14.46%1.56%

Orrstown Financial Services has higher revenue and earnings than First Capital. Orrstown Financial Services is trading at a lower price-to-earnings ratio than First Capital, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Capital$65.31M3.31$16.37M$5.5311.72
Orrstown Financial Services$356.05M2.38$80.86M$4.459.69

Orrstown Financial Services has a consensus price target of $44.33, indicating a potential upside of 2.79%. Given Orrstown Financial Services' higher probable upside, analysts plainly believe Orrstown Financial Services is more favorable than First Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Capital
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00
Orrstown Financial Services
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

11.7% of First Capital shares are held by institutional investors. Comparatively, 44.3% of Orrstown Financial Services shares are held by institutional investors. 4.1% of First Capital shares are held by insiders. Comparatively, 4.3% of Orrstown Financial Services shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

First Capital has a beta of 0.71, meaning that its stock price is 29% less volatile than the broader market. Comparatively, Orrstown Financial Services has a beta of 0.69, meaning that its stock price is 31% less volatile than the broader market.

First Capital pays an annual dividend of $1.24 per share and has a dividend yield of 1.9%. Orrstown Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 2.8%. First Capital pays out 22.4% of its earnings in the form of a dividend. Orrstown Financial Services pays out 27.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Capital has increased its dividend for 2 consecutive years and Orrstown Financial Services has increased its dividend for 10 consecutive years. Orrstown Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Orrstown Financial Services beats First Capital on 12 of the 19 factors compared between the two stocks.

How does First Capital compare to Alerus Financial?

Alerus Financial (NASDAQ:ALRS) and First Capital (NASDAQ:FCAP) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, media sentiment, risk, valuation, profitability, analyst recommendations, institutional ownership and dividends.

First Capital has a net margin of 26.79% compared to Alerus Financial's net margin of 6.87%. Alerus Financial's return on equity of 14.41% beat First Capital's return on equity.

Company Net Margins Return on Equity Return on Assets
Alerus Financial6.87% 14.41% 1.55%
First Capital 26.79%13.39%1.45%

Alerus Financial presently has a consensus target price of $35.50, indicating a potential upside of 5.06%. Given Alerus Financial's higher probable upside, analysts clearly believe Alerus Financial is more favorable than First Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Alerus Financial
0 Sell rating(s)
6 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.14
First Capital
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

In the previous week, Alerus Financial had 6 more articles in the media than First Capital. MarketBeat recorded 6 mentions for Alerus Financial and 0 mentions for First Capital. Alerus Financial's average media sentiment score of 1.11 beat First Capital's score of 0.00 indicating that Alerus Financial is being referred to more favorably in the media.

Company Overall Sentiment
Alerus Financial Positive
First Capital Neutral

51.3% of Alerus Financial shares are owned by institutional investors. Comparatively, 11.7% of First Capital shares are owned by institutional investors. 4.3% of Alerus Financial shares are owned by insiders. Comparatively, 4.1% of First Capital shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Alerus Financial has a beta of 0.67, meaning that its share price is 33% less volatile than the broader market. Comparatively, First Capital has a beta of 0.71, meaning that its share price is 29% less volatile than the broader market.

Alerus Financial pays an annual dividend of $0.88 per share and has a dividend yield of 2.6%. First Capital pays an annual dividend of $1.24 per share and has a dividend yield of 1.9%. Alerus Financial pays out 83.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Capital pays out 22.4% of its earnings in the form of a dividend. Alerus Financial has increased its dividend for 25 consecutive years and First Capital has increased its dividend for 2 consecutive years. Alerus Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Alerus Financial has higher revenue and earnings than First Capital. First Capital is trading at a lower price-to-earnings ratio than Alerus Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Alerus Financial$399.92M2.11$17.44M$1.0631.88
First Capital$65.31M3.31$16.37M$5.5311.72

Summary

Alerus Financial beats First Capital on 12 of the 19 factors compared between the two stocks.

How does First Capital compare to Southern Missouri Bancorp?

Southern Missouri Bancorp (NASDAQ:SMBC) and First Capital (NASDAQ:FCAP) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their profitability, valuation, risk, institutional ownership, media sentiment, earnings, analyst recommendations and dividends.

First Capital has a net margin of 26.79% compared to Southern Missouri Bancorp's net margin of 22.63%. First Capital's return on equity of 13.39% beat Southern Missouri Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Southern Missouri Bancorp22.63% 12.72% 1.42%
First Capital 26.79%13.39%1.45%

Southern Missouri Bancorp has a beta of 0.85, meaning that its stock price is 15% less volatile than the broader market. Comparatively, First Capital has a beta of 0.71, meaning that its stock price is 29% less volatile than the broader market.

Southern Missouri Bancorp has higher revenue and earnings than First Capital. Southern Missouri Bancorp is trading at a lower price-to-earnings ratio than First Capital, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Southern Missouri Bancorp$316.78M2.58$71.84M$6.4311.53
First Capital$65.31M3.31$16.37M$5.5311.72

In the previous week, Southern Missouri Bancorp had 8 more articles in the media than First Capital. MarketBeat recorded 8 mentions for Southern Missouri Bancorp and 0 mentions for First Capital. Southern Missouri Bancorp's average media sentiment score of 1.23 beat First Capital's score of 0.00 indicating that Southern Missouri Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Southern Missouri Bancorp Positive
First Capital Neutral

49.5% of Southern Missouri Bancorp shares are owned by institutional investors. Comparatively, 11.7% of First Capital shares are owned by institutional investors. 15.8% of Southern Missouri Bancorp shares are owned by company insiders. Comparatively, 4.1% of First Capital shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Southern Missouri Bancorp pays an annual dividend of $1.08 per share and has a dividend yield of 1.5%. First Capital pays an annual dividend of $1.24 per share and has a dividend yield of 1.9%. Southern Missouri Bancorp pays out 16.8% of its earnings in the form of a dividend. First Capital pays out 22.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Southern Missouri Bancorp has increased its dividend for 13 consecutive years and First Capital has increased its dividend for 2 consecutive years.

Southern Missouri Bancorp presently has a consensus target price of $83.67, suggesting a potential upside of 12.80%. Given Southern Missouri Bancorp's higher possible upside, analysts clearly believe Southern Missouri Bancorp is more favorable than First Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Southern Missouri Bancorp
0 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.20
First Capital
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

Summary

Southern Missouri Bancorp beats First Capital on 11 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FCAP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FCAP vs. The Competition

MetricFirst CapitalBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$215.29M$24.24B$14.28B$12.92B
Dividend Yield1.93%3.15%5.88%8.90%
P/E Ratio11.7227.3526.1725.42
Price / Sales3.319.49526.9395.00
Price / Cash10.0716.2039.5952.28
Price / Book1.521.392.136.17
Net Income$16.37M$2.58B$1.32B$349.50M
7 Day Performance3.91%1.39%0.24%-0.05%
1 Month Performance0.03%0.92%1.56%0.80%
1 Year Performance49.11%24.11%12.05%15.62%

First Capital Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FCAP
First Capital
1.3355 of 5 stars
$64.82
+0.7%
N/A+54.9%$215.29M$65.31M11.72220
HTBK
Heritage Commerce
1.9099 of 5 stars
$13.45
flat
$13.13
-2.4%
N/A$828.43M$197.46M17.24330
SPFI
South Plains Financial
4.7274 of 5 stars
$43.71
+0.3%
$49.60
+13.5%
+12.1%$821.39M$296.89M11.91680
ORRF
Orrstown Financial Services
4.0551 of 5 stars
$41.28
-1.0%
$44.33
+7.4%
+22.6%$820.22M$356.05M9.28430
ALRS
Alerus Financial
2.8262 of 5 stars
$32.61
-0.9%
$35.50
+8.9%
+48.8%$819.32M$399.92M30.76840

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This page (NASDAQ:FCAP) was last updated on 9/4/2026 by MarketBeat.com Staff.
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