Do analysts prefer ALRS or FCAP?

Alerus Financial presently has a consensus target price of $30.50, indicating a potential downside of 6.73%. Given Alerus Financial's stronger consensus rating and higher possible upside, equities research analysts clearly believe Alerus Financial is more favorable than First Capital. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Alerus Financial 0 Sell rating(s) 4 Hold rating(s) 2 Buy rating(s) 1 Strong Buy rating(s) 2.57 First Capital 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.50

Does the media favor ALRS or FCAP?

In the previous week, First Capital had 1 more articles in the media than Alerus Financial. MarketBeat recorded 5 mentions for First Capital and 4 mentions for Alerus Financial. First Capital's average media sentiment score of 0.91 beat Alerus Financial's score of 0.65 indicating that First Capital is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Alerus Financial 0 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive First Capital 2 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Do analysts rate OPFI or FCAP?

OppFi currently has a consensus price target of $13.00, indicating a potential upside of 44.20%. Given OppFi's stronger consensus rating and higher possible upside, analysts clearly believe OppFi is more favorable than First Capital. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score OppFi 0 Sell rating(s) 2 Hold rating(s) 2 Buy rating(s) 1 Strong Buy rating(s) 2.80 First Capital 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.50

Which has stronger earnings & valuation, OPFI or FCAP?

OppFi has higher revenue and earnings than First Capital. OppFi is trading at a lower price-to-earnings ratio than First Capital, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio OppFi $597.05M 1.29 $26.33M $0.93 9.69 First Capital $65.31M 3.11 $16.37M $5.53 10.98

Is OPFI or FCAP more profitable?

First Capital has a net margin of 26.03% compared to OppFi's net margin of 10.86%. OppFi's return on equity of 39.90% beat First Capital's return on equity. Company Net Margins Return on Equity Return on Assets OppFi 10.86% 39.90% 15.95% First Capital 26.03% 12.82% 1.38%

Does the media favor OPFI or FCAP?

In the previous week, First Capital had 3 more articles in the media than OppFi. MarketBeat recorded 5 mentions for First Capital and 2 mentions for OppFi. First Capital's average media sentiment score of 0.91 beat OppFi's score of 0.30 indicating that First Capital is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment OppFi 0 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral First Capital 2 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Do analysts prefer FCAP or SHBI?

Shore Bancshares has a consensus price target of $22.00, suggesting a potential downside of 6.82%. Given Shore Bancshares' stronger consensus rating and higher possible upside, analysts plainly believe Shore Bancshares is more favorable than First Capital. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score First Capital 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.50 Shore Bancshares 0 Sell rating(s) 2 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.60

Does the media prefer FCAP or SHBI?

In the previous week, Shore Bancshares had 2 more articles in the media than First Capital. MarketBeat recorded 7 mentions for Shore Bancshares and 5 mentions for First Capital. Shore Bancshares' average media sentiment score of 0.97 beat First Capital's score of 0.91 indicating that Shore Bancshares is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment First Capital 2 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Shore Bancshares 1 Very Positive mention(s) 1 Positive mention(s) 2 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive

Do analysts prefer IBCP or FCAP?

Independent Bank currently has a consensus price target of $38.25, suggesting a potential upside of 1.57%. Given Independent Bank's higher probable upside, equities analysts plainly believe Independent Bank is more favorable than First Capital. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Independent Bank 0 Sell rating(s) 3 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.40 First Capital 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.50

Does the media favor IBCP or FCAP?

In the previous week, Independent Bank had 13 more articles in the media than First Capital. MarketBeat recorded 18 mentions for Independent Bank and 5 mentions for First Capital. First Capital's average media sentiment score of 0.91 beat Independent Bank's score of 0.87 indicating that First Capital is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Independent Bank 6 Very Positive mention(s) 2 Positive mention(s) 6 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive First Capital 2 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Do analysts prefer FCAP or CWBC?

Community West Bancshares has a consensus target price of $28.17, suggesting a potential upside of 12.67%. Given Community West Bancshares' stronger consensus rating and higher possible upside, analysts plainly believe Community West Bancshares is more favorable than First Capital. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score First Capital 0 Sell rating(s) 1 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.50 Community West Bancshares 0 Sell rating(s) 2 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.60

Does the media favor FCAP or CWBC?

In the previous week, Community West Bancshares had 2 more articles in the media than First Capital. MarketBeat recorded 7 mentions for Community West Bancshares and 5 mentions for First Capital. First Capital's average media sentiment score of 0.91 beat Community West Bancshares' score of 0.80 indicating that First Capital is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment First Capital 2 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Community West Bancshares 1 Very Positive mention(s) 2 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

First Capital (FCAP) Competitors

$60.72 +0.76 (+1.27%)

Closing price 07/24/2026 04:00 PM Eastern

Extended Trading

$61.00 +0.28 (+0.46%)

As of 07/24/2026 04:10 PM Eastern

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FCAP vs. ALRS, OPFI, SHBI, IBCP, and CWBC

Should you buy First Capital stock or one of its competitors? MarketBeat compares First Capital with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with First Capital include Alerus Financial (ALRS), OppFi (OPFI), Shore Bancshares (SHBI), Independent Bank (IBCP), and Community West Bancshares (CWBC). These companies are all part of the "banking" industry.

How does First Capital compare to Alerus Financial?

Alerus Financial (NASDAQ:ALRS) and First Capital (NASDAQ:FCAP) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their earnings, institutional ownership, dividends, risk, valuation, profitability, analyst recommendations and media sentiment.

Alerus Financial presently has a consensus target price of $30.50, indicating a potential downside of 6.73%. Given Alerus Financial's stronger consensus rating and higher possible upside, equities research analysts clearly believe Alerus Financial is more favorable than First Capital.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Alerus Financial	0 Sell rating(s)	4 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	2.57
First Capital	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

First Capital has a net margin of 26.03% compared to Alerus Financial's net margin of 6.74%. Alerus Financial's return on equity of 14.39% beat First Capital's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Alerus Financial	6.74%	14.39%	1.51%
First Capital	26.03%	12.82%	1.38%

Alerus Financial has a beta of 0.68, suggesting that its share price is 32% less volatile than the broader market. Comparatively, First Capital has a beta of 0.71, suggesting that its share price is 29% less volatile than the broader market.

Alerus Financial pays an annual dividend of $0.88 per share and has a dividend yield of 2.7%. First Capital pays an annual dividend of $1.24 per share and has a dividend yield of 2.0%. Alerus Financial pays out 85.4% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Capital pays out 22.4% of its earnings in the form of a dividend. Alerus Financial has raised its dividend for 25 consecutive years and First Capital has raised its dividend for 2 consecutive years. Alerus Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, First Capital had 1 more articles in the media than Alerus Financial. MarketBeat recorded 5 mentions for First Capital and 4 mentions for Alerus Financial. First Capital's average media sentiment score of 0.91 beat Alerus Financial's score of 0.65 indicating that First Capital is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Alerus Financial	0 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Capital	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

51.3% of Alerus Financial shares are held by institutional investors. Comparatively, 11.7% of First Capital shares are held by institutional investors. 4.3% of Alerus Financial shares are held by company insiders. Comparatively, 4.1% of First Capital shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Alerus Financial has higher revenue and earnings than First Capital. First Capital is trading at a lower price-to-earnings ratio than Alerus Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Alerus Financial	$399.92M	2.05	$17.44M	$1.03	31.75
First Capital	$65.31M	3.11	$16.37M	$5.53	10.98

Summary

Alerus Financial beats First Capital on 13 of the 20 factors compared between the two stocks.

How does First Capital compare to OppFi?

OppFi (NYSE:OPFI) and First Capital (NASDAQ:FCAP) are both small-cap banking companies, but which is the superior business? We will compare the two businesses based on the strength of their earnings, media sentiment, valuation, profitability, analyst recommendations, institutional ownership, risk and dividends.

OppFi has higher revenue and earnings than First Capital. OppFi is trading at a lower price-to-earnings ratio than First Capital, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
OppFi	$597.05M	1.29	$26.33M	$0.93	9.69
First Capital	$65.31M	3.11	$16.37M	$5.53	10.98

OppFi has a beta of 1.76, indicating that its stock price is 76% more volatile than the broader market. Comparatively, First Capital has a beta of 0.71, indicating that its stock price is 29% less volatile than the broader market.

First Capital has a net margin of 26.03% compared to OppFi's net margin of 10.86%. OppFi's return on equity of 39.90% beat First Capital's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
OppFi	10.86%	39.90%	15.95%
First Capital	26.03%	12.82%	1.38%

In the previous week, First Capital had 3 more articles in the media than OppFi. MarketBeat recorded 5 mentions for First Capital and 2 mentions for OppFi. First Capital's average media sentiment score of 0.91 beat OppFi's score of 0.30 indicating that First Capital is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
OppFi	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
First Capital	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

7.1% of OppFi shares are held by institutional investors. Comparatively, 11.7% of First Capital shares are held by institutional investors. 70.2% of OppFi shares are held by insiders. Comparatively, 4.1% of First Capital shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

OppFi currently has a consensus price target of $13.00, indicating a potential upside of 44.20%. Given OppFi's stronger consensus rating and higher possible upside, analysts clearly believe OppFi is more favorable than First Capital.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
OppFi	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	2.80
First Capital	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Summary

OppFi beats First Capital on 10 of the 17 factors compared between the two stocks.

How does First Capital compare to Shore Bancshares?

First Capital (NASDAQ:FCAP) and Shore Bancshares (NASDAQ:SHBI) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, media sentiment, institutional ownership, risk, valuation, dividends, earnings and analyst recommendations.

In the previous week, Shore Bancshares had 2 more articles in the media than First Capital. MarketBeat recorded 7 mentions for Shore Bancshares and 5 mentions for First Capital. Shore Bancshares' average media sentiment score of 0.97 beat First Capital's score of 0.91 indicating that Shore Bancshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Capital	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Shore Bancshares	1 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Shore Bancshares has higher revenue and earnings than First Capital. First Capital is trading at a lower price-to-earnings ratio than Shore Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Capital	$65.31M	3.11	$16.37M	$5.53	10.98
Shore Bancshares	$342.72M	2.31	$59.51M	$1.88	12.56

Shore Bancshares has a consensus price target of $22.00, suggesting a potential downside of 6.82%. Given Shore Bancshares' stronger consensus rating and higher possible upside, analysts plainly believe Shore Bancshares is more favorable than First Capital.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Capital	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Shore Bancshares	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60

First Capital pays an annual dividend of $1.24 per share and has a dividend yield of 2.0%. Shore Bancshares pays an annual dividend of $0.56 per share and has a dividend yield of 2.4%. First Capital pays out 22.4% of its earnings in the form of a dividend. Shore Bancshares pays out 29.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Capital has increased its dividend for 2 consecutive years.

First Capital has a beta of 0.71, indicating that its stock price is 29% less volatile than the broader market. Comparatively, Shore Bancshares has a beta of 0.82, indicating that its stock price is 18% less volatile than the broader market.

First Capital has a net margin of 26.03% compared to Shore Bancshares' net margin of 19.15%. First Capital's return on equity of 12.82% beat Shore Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Capital	26.03%	12.82%	1.38%
Shore Bancshares	19.15%	12.24%	1.16%

11.7% of First Capital shares are owned by institutional investors. Comparatively, 59.8% of Shore Bancshares shares are owned by institutional investors. 4.1% of First Capital shares are owned by company insiders. Comparatively, 8.7% of Shore Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Summary

Shore Bancshares beats First Capital on 12 of the 19 factors compared between the two stocks.

How does First Capital compare to Independent Bank?

Independent Bank (NASDAQ:IBCP) and First Capital (NASDAQ:FCAP) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their risk, institutional ownership, media sentiment, earnings, dividends, analyst recommendations, valuation and profitability.

Independent Bank has a beta of 0.71, suggesting that its stock price is 29% less volatile than the broader market. Comparatively, First Capital has a beta of 0.71, suggesting that its stock price is 29% less volatile than the broader market.

First Capital has a net margin of 26.03% compared to Independent Bank's net margin of 22.32%. Independent Bank's return on equity of 14.31% beat First Capital's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Independent Bank	22.32%	14.31%	1.30%
First Capital	26.03%	12.82%	1.38%

79.4% of Independent Bank shares are held by institutional investors. Comparatively, 11.7% of First Capital shares are held by institutional investors. 5.9% of Independent Bank shares are held by company insiders. Comparatively, 4.1% of First Capital shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

In the previous week, Independent Bank had 13 more articles in the media than First Capital. MarketBeat recorded 18 mentions for Independent Bank and 5 mentions for First Capital. First Capital's average media sentiment score of 0.91 beat Independent Bank's score of 0.87 indicating that First Capital is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Independent Bank	6 Very Positive mention(s)	2 Positive mention(s)	6 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Capital	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Independent Bank has higher revenue and earnings than First Capital. First Capital is trading at a lower price-to-earnings ratio than Independent Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Independent Bank	$315.38M	2.46	$68.54M	$3.35	11.24
First Capital	$65.31M	3.11	$16.37M	$5.53	10.98

Independent Bank currently has a consensus price target of $38.25, suggesting a potential upside of 1.57%. Given Independent Bank's higher probable upside, equities analysts plainly believe Independent Bank is more favorable than First Capital.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Independent Bank	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40
First Capital	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Independent Bank pays an annual dividend of $1.12 per share and has a dividend yield of 3.0%. First Capital pays an annual dividend of $1.24 per share and has a dividend yield of 2.0%. Independent Bank pays out 33.4% of its earnings in the form of a dividend. First Capital pays out 22.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Independent Bank has raised its dividend for 11 consecutive years and First Capital has raised its dividend for 2 consecutive years. Independent Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Independent Bank beats First Capital on 10 of the 18 factors compared between the two stocks.

How does First Capital compare to Community West Bancshares?

First Capital (NASDAQ:FCAP) and Community West Bancshares (NASDAQ:CWBC) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their analyst recommendations, profitability, media sentiment, dividends, risk, valuation, earnings and institutional ownership.

Community West Bancshares has a consensus target price of $28.17, suggesting a potential upside of 12.67%. Given Community West Bancshares' stronger consensus rating and higher possible upside, analysts plainly believe Community West Bancshares is more favorable than First Capital.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Capital	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Community West Bancshares	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60

First Capital has a beta of 0.71, meaning that its share price is 29% less volatile than the broader market. Comparatively, Community West Bancshares has a beta of 0.8, meaning that its share price is 20% less volatile than the broader market.

First Capital has a net margin of 26.03% compared to Community West Bancshares' net margin of 16.86%. First Capital's return on equity of 12.82% beat Community West Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Capital	26.03%	12.82%	1.38%
Community West Bancshares	16.86%	11.35%	1.27%

Community West Bancshares has higher revenue and earnings than First Capital. First Capital is trading at a lower price-to-earnings ratio than Community West Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Capital	$65.31M	3.11	$16.37M	$5.53	10.98
Community West Bancshares	$196.20M	3.46	$38.17M	$1.85	13.51

In the previous week, Community West Bancshares had 2 more articles in the media than First Capital. MarketBeat recorded 7 mentions for Community West Bancshares and 5 mentions for First Capital. First Capital's average media sentiment score of 0.91 beat Community West Bancshares' score of 0.80 indicating that First Capital is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Capital	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Community West Bancshares	1 Very Positive mention(s)	2 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

First Capital pays an annual dividend of $1.24 per share and has a dividend yield of 2.0%. Community West Bancshares pays an annual dividend of $0.48 per share and has a dividend yield of 1.9%. First Capital pays out 22.4% of its earnings in the form of a dividend. Community West Bancshares pays out 25.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Capital has raised its dividend for 2 consecutive years. First Capital is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

11.7% of First Capital shares are held by institutional investors. Comparatively, 33.8% of Community West Bancshares shares are held by institutional investors. 4.1% of First Capital shares are held by insiders. Comparatively, 9.0% of Community West Bancshares shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Summary

Community West Bancshares beats First Capital on 11 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FCAP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

FCAP vs. The Competition

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Metric	First Capital	FIN Industry	Finance Sector	NASDAQ Exchange
Market Cap	$203.14M	$706.63M	$14.47B	$12.20B
Dividend Yield	2.04%	2.64%	5.71%	9.41%
P/E Ratio	10.98	13.81	20.66	23.63
Price / Sales	3.11	2.35	44.69	111.98
Price / Cash	9.50	18.71	19.27	58.78
Price / Book	1.47	1.22	2.25	6.01
Net Income	$16.37M	$47.20M	$1.14B	$331.99M
7 Day Performance	-0.91%	-0.04%	-0.48%	-0.63%
1 Month Performance	-8.15%	1.21%	0.41%	-3.04%
1 Year Performance	60.72%	27.64%	12.27%	13.30%

First Capital Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
FCAP First Capital	1.5257 of 5 stars	$60.72 +1.3%	N/A	+60.7%	$203.14M	$65.31M	10.98	220	News Coverage Earnings Report Gap Up
ALRS Alerus Financial	1.9976 of 5 stars	$32.40 +0.9%	$30.50 -5.9%	+50.6%	$806.64M	$227.51M	31.46	840	Upcoming Earnings
OPFI OppFi	4.5069 of 5 stars	$9.48 +1.9%	$13.00 +37.2%	-19.9%	$794.16M	$597.05M	10.19	570	News Coverage Analyst Upgrade
SHBI Shore Bancshares	3.4438 of 5 stars	$23.12 +0.5%	$22.00 -4.8%	+49.1%	$769.82M	$342.72M	12.30	450	News Coverage Earnings Report
IBCP Independent Bank	4.6504 of 5 stars	$36.50 +0.0%	$38.33 +5.0%	+16.0%	$751.92M	$315.38M	10.90	920	Trending News Earnings Report Dividend Announcement Analyst Forecast

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This page (NASDAQ:FCAP) was last updated on 7/26/2026 by MarketBeat.com Staff.

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First Capital (FCAP) Competitors

FCAP vs. ALRS, OPFI, SHBI, IBCP, and CWBC

How does First Capital compare to Alerus Financial?

Summary

How does First Capital compare to OppFi?

Summary

How does First Capital compare to Shore Bancshares?

Summary

How does First Capital compare to Independent Bank?

Summary

How does First Capital compare to Community West Bancshares?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

FCAP vs. The Competition

First Capital Competitors List

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First Capital (FCAP) Competitors

FCAP vs. ALRS, OPFI, SHBI, IBCP, and CWBC

How does First Capital compare to Alerus Financial?

Do analysts prefer ALRS or FCAP?

Is ALRS or FCAP more profitable?

Which has more volatility and risk, ALRS or FCAP?

Is ALRS or FCAP a better dividend stock?

Does the media favor ALRS or FCAP?

Do institutionals & insiders hold more shares of ALRS or FCAP?

Which has better valuation and earnings, ALRS or FCAP?

Summary

How does First Capital compare to OppFi?

Which has stronger earnings & valuation, OPFI or FCAP?

Which has more risk and volatility, OPFI or FCAP?

Is OPFI or FCAP more profitable?

Does the media favor OPFI or FCAP?

Do institutionals and insiders believe in OPFI or FCAP?

Do analysts rate OPFI or FCAP?

Summary

How does First Capital compare to Shore Bancshares?

Does the media prefer FCAP or SHBI?

Which has stronger valuation and earnings, FCAP or SHBI?

Do analysts prefer FCAP or SHBI?

Is FCAP or SHBI a better dividend stock?

Which has more risk & volatility, FCAP or SHBI?

Is FCAP or SHBI more profitable?

Do insiders & institutionals believe in FCAP or SHBI?

Summary

How does First Capital compare to Independent Bank?

Which has more volatility & risk, IBCP or FCAP?

Is IBCP or FCAP more profitable?

Do insiders and institutionals have more ownership in IBCP or FCAP?

Does the media favor IBCP or FCAP?

Which has preferable valuation & earnings, IBCP or FCAP?

Do analysts prefer IBCP or FCAP?

Is IBCP or FCAP a better dividend stock?

Summary

How does First Capital compare to Community West Bancshares?

Do analysts prefer FCAP or CWBC?

Which has more risk & volatility, FCAP or CWBC?

Is FCAP or CWBC more profitable?

Which has better earnings and valuation, FCAP or CWBC?

Does the media favor FCAP or CWBC?

Is FCAP or CWBC a better dividend stock?

Do insiders and institutionals hold more shares of FCAP or CWBC?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

FCAP vs. The Competition

First Capital Competitors List

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Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

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