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First Capital (FCAP) Competitors

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$54.40 +1.10 (+2.06%)
Closing price 04:00 PM Eastern
Extended Trading
$54.48 +0.09 (+0.16%)
As of 04:04 PM Eastern
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FCAP vs. SPFI, IBCP, BETR, ALRS, and HIVE

Should you be buying First Capital stock or one of its competitors? The main competitors of First Capital include South Plains Financial (SPFI), Independent Bank (IBCP), Better Home & Finance (BETR), Alerus Financial (ALRS), and HIVE Digital Technologies (HIVE). These companies are all part of the "banking" industry.

How does First Capital compare to South Plains Financial?

South Plains Financial (NASDAQ:SPFI) and First Capital (NASDAQ:FCAP) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their institutional ownership, media sentiment, analyst recommendations, dividends, profitability, valuation, risk and earnings.

South Plains Financial has higher revenue and earnings than First Capital. First Capital is trading at a lower price-to-earnings ratio than South Plains Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
South Plains Financial$212.24M3.12$58.47M$3.5711.35
First Capital$65.31M2.79$16.37M$5.2310.40

South Plains Financial pays an annual dividend of $0.68 per share and has a dividend yield of 1.7%. First Capital pays an annual dividend of $1.24 per share and has a dividend yield of 2.3%. South Plains Financial pays out 19.0% of its earnings in the form of a dividend. First Capital pays out 23.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. South Plains Financial has raised its dividend for 5 consecutive years and First Capital has raised its dividend for 2 consecutive years.

In the previous week, South Plains Financial had 7 more articles in the media than First Capital. MarketBeat recorded 9 mentions for South Plains Financial and 2 mentions for First Capital. First Capital's average media sentiment score of 1.33 beat South Plains Financial's score of 0.04 indicating that First Capital is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
South Plains Financial
1 Very Positive mention(s)
3 Positive mention(s)
4 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
First Capital
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

55.0% of South Plains Financial shares are owned by institutional investors. Comparatively, 11.7% of First Capital shares are owned by institutional investors. 24.3% of South Plains Financial shares are owned by insiders. Comparatively, 4.1% of First Capital shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

South Plains Financial currently has a consensus price target of $46.25, suggesting a potential upside of 14.17%. Given South Plains Financial's stronger consensus rating and higher possible upside, equities research analysts clearly believe South Plains Financial is more favorable than First Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
South Plains Financial
0 Sell rating(s)
1 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.83
First Capital
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

South Plains Financial has a beta of 0.48, meaning that its stock price is 52% less volatile than the S&P 500. Comparatively, First Capital has a beta of 0.68, meaning that its stock price is 32% less volatile than the S&P 500.

First Capital has a net margin of 26.03% compared to South Plains Financial's net margin of 20.22%. First Capital's return on equity of 12.91% beat South Plains Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
South Plains Financial20.22% 12.78% 1.37%
First Capital 26.03%12.91%1.39%

Summary

South Plains Financial beats First Capital on 12 of the 19 factors compared between the two stocks.

How does First Capital compare to Independent Bank?

First Capital (NASDAQ:FCAP) and Independent Bank (NASDAQ:IBCP) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, dividends, valuation, earnings, analyst recommendations, media sentiment, risk and institutional ownership.

Independent Bank has higher revenue and earnings than First Capital. Independent Bank is trading at a lower price-to-earnings ratio than First Capital, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Capital$65.31M2.79$16.37M$5.2310.40
Independent Bank$223.02M3.09$68.54M$3.3510.01

In the previous week, First Capital and First Capital both had 2 articles in the media. First Capital's average media sentiment score of 1.33 beat Independent Bank's score of 0.21 indicating that First Capital is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Capital
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Independent Bank
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

First Capital has a beta of 0.68, indicating that its share price is 32% less volatile than the S&P 500. Comparatively, Independent Bank has a beta of 0.71, indicating that its share price is 29% less volatile than the S&P 500.

Independent Bank has a consensus price target of $37.00, indicating a potential upside of 10.38%. Given Independent Bank's higher probable upside, analysts plainly believe Independent Bank is more favorable than First Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Capital
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Independent Bank
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

11.7% of First Capital shares are owned by institutional investors. Comparatively, 79.4% of Independent Bank shares are owned by institutional investors. 4.1% of First Capital shares are owned by company insiders. Comparatively, 5.9% of Independent Bank shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

First Capital has a net margin of 26.03% compared to Independent Bank's net margin of 22.02%. Independent Bank's return on equity of 14.32% beat First Capital's return on equity.

Company Net Margins Return on Equity Return on Assets
First Capital26.03% 12.91% 1.39%
Independent Bank 22.02%14.32%1.28%

First Capital pays an annual dividend of $1.24 per share and has a dividend yield of 2.3%. Independent Bank pays an annual dividend of $1.12 per share and has a dividend yield of 3.3%. First Capital pays out 23.7% of its earnings in the form of a dividend. Independent Bank pays out 33.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Capital has increased its dividend for 2 consecutive years and Independent Bank has increased its dividend for 11 consecutive years. Independent Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Independent Bank beats First Capital on 10 of the 17 factors compared between the two stocks.

How does First Capital compare to Better Home & Finance?

First Capital (NASDAQ:FCAP) and Better Home & Finance (NASDAQ:BETR) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their dividends, analyst recommendations, earnings, media sentiment, risk, institutional ownership, valuation and profitability.

First Capital has higher earnings, but lower revenue than Better Home & Finance. Better Home & Finance is trading at a lower price-to-earnings ratio than First Capital, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Capital$65.31M2.79$16.37M$5.2310.40
Better Home & Finance$164.87M4.23-$165.87M-$10.81N/A

In the previous week, Better Home & Finance had 5 more articles in the media than First Capital. MarketBeat recorded 7 mentions for Better Home & Finance and 2 mentions for First Capital. First Capital's average media sentiment score of 1.33 beat Better Home & Finance's score of 0.68 indicating that First Capital is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Capital
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Better Home & Finance
3 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

First Capital has a beta of 0.68, meaning that its share price is 32% less volatile than the S&P 500. Comparatively, Better Home & Finance has a beta of 1.83, meaning that its share price is 83% more volatile than the S&P 500.

Better Home & Finance has a consensus price target of $46.50, indicating a potential upside of 9.59%. Given Better Home & Finance's higher possible upside, analysts clearly believe Better Home & Finance is more favorable than First Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Capital
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Better Home & Finance
1 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.50

11.7% of First Capital shares are held by institutional investors. Comparatively, 20.9% of Better Home & Finance shares are held by institutional investors. 4.1% of First Capital shares are held by insiders. Comparatively, 23.6% of Better Home & Finance shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

First Capital has a net margin of 26.03% compared to Better Home & Finance's net margin of -100.61%. First Capital's return on equity of 12.91% beat Better Home & Finance's return on equity.

Company Net Margins Return on Equity Return on Assets
First Capital26.03% 12.91% 1.39%
Better Home & Finance -100.61%-1,075.07%-11.22%

Summary

Better Home & Finance beats First Capital on 8 of the 15 factors compared between the two stocks.

How does First Capital compare to Alerus Financial?

First Capital (NASDAQ:FCAP) and Alerus Financial (NASDAQ:ALRS) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their dividends, analyst recommendations, earnings, media sentiment, risk, institutional ownership, valuation and profitability.

11.7% of First Capital shares are owned by institutional investors. Comparatively, 51.3% of Alerus Financial shares are owned by institutional investors. 4.1% of First Capital shares are owned by company insiders. Comparatively, 4.3% of Alerus Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

In the previous week, Alerus Financial had 12 more articles in the media than First Capital. MarketBeat recorded 14 mentions for Alerus Financial and 2 mentions for First Capital. First Capital's average media sentiment score of 1.33 beat Alerus Financial's score of 0.85 indicating that First Capital is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Capital
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Alerus Financial
5 Very Positive mention(s)
0 Positive mention(s)
6 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

First Capital pays an annual dividend of $1.24 per share and has a dividend yield of 2.3%. Alerus Financial pays an annual dividend of $0.84 per share and has a dividend yield of 3.1%. First Capital pays out 23.7% of its earnings in the form of a dividend. Alerus Financial pays out 81.6% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Capital has increased its dividend for 2 consecutive years and Alerus Financial has increased its dividend for 25 consecutive years. Alerus Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

First Capital has a beta of 0.68, suggesting that its share price is 32% less volatile than the S&P 500. Comparatively, Alerus Financial has a beta of 0.67, suggesting that its share price is 33% less volatile than the S&P 500.

Alerus Financial has a consensus price target of $28.38, indicating a potential upside of 4.70%. Given Alerus Financial's higher possible upside, analysts clearly believe Alerus Financial is more favorable than First Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Capital
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Alerus Financial
0 Sell rating(s)
6 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.29

First Capital has a net margin of 26.03% compared to Alerus Financial's net margin of 6.74%. Alerus Financial's return on equity of 14.56% beat First Capital's return on equity.

Company Net Margins Return on Equity Return on Assets
First Capital26.03% 12.91% 1.39%
Alerus Financial 6.74%14.56%1.51%

Alerus Financial has higher revenue and earnings than First Capital. First Capital is trading at a lower price-to-earnings ratio than Alerus Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Capital$65.31M2.79$16.37M$5.2310.40
Alerus Financial$227.51M3.04$17.44M$1.0326.31

Summary

Alerus Financial beats First Capital on 13 of the 20 factors compared between the two stocks.

How does First Capital compare to HIVE Digital Technologies?

HIVE Digital Technologies (NASDAQ:HIVE) and First Capital (NASDAQ:FCAP) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, dividends, profitability, analyst recommendations, valuation, risk, institutional ownership and media sentiment.

24.4% of HIVE Digital Technologies shares are owned by institutional investors. Comparatively, 11.7% of First Capital shares are owned by institutional investors. 4.1% of First Capital shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

In the previous week, HIVE Digital Technologies and HIVE Digital Technologies both had 2 articles in the media. First Capital's average media sentiment score of 1.33 beat HIVE Digital Technologies' score of 0.67 indicating that First Capital is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
HIVE Digital Technologies
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First Capital
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

HIVE Digital Technologies has a beta of 3.5, suggesting that its share price is 250% more volatile than the S&P 500. Comparatively, First Capital has a beta of 0.68, suggesting that its share price is 32% less volatile than the S&P 500.

HIVE Digital Technologies currently has a consensus price target of $6.17, indicating a potential upside of 117.14%. Given HIVE Digital Technologies' stronger consensus rating and higher possible upside, analysts plainly believe HIVE Digital Technologies is more favorable than First Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
HIVE Digital Technologies
1 Sell rating(s)
2 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.56
First Capital
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

First Capital has a net margin of 26.03% compared to HIVE Digital Technologies' net margin of -47.89%. First Capital's return on equity of 12.91% beat HIVE Digital Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
HIVE Digital Technologies-47.89% -19.81% -17.54%
First Capital 26.03%12.91%1.39%

First Capital has lower revenue, but higher earnings than HIVE Digital Technologies. HIVE Digital Technologies is trading at a lower price-to-earnings ratio than First Capital, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
HIVE Digital Technologies$115.28M6.46-$3M-$0.60N/A
First Capital$65.31M2.79$16.37M$5.2310.40

Summary

First Capital beats HIVE Digital Technologies on 8 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FCAP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FCAP vs. The Competition

MetricFirst CapitalFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$182.24M$642.89M$13.39B$11.87B
Dividend Yield2.27%2.87%5.77%5.21%
P/E Ratio10.4013.5623.3328.47
Price / Sales2.792.43177.8160.94
Price / Cash8.5316.2219.7236.52
Price / Book1.321.132.216.67
Net Income$16.37M$44.66M$1.11B$332.53M
7 Day Performance-3.55%0.23%0.03%2.01%
1 Month Performance8.67%4.34%4.65%9.20%
1 Year Performance5.28%20.94%13.61%39.59%

First Capital Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FCAP
First Capital
1.3782 of 5 stars
$54.40
+2.1%
N/AN/A$182.24M$65.31M10.40220
SPFI
South Plains Financial
4.3248 of 5 stars
$43.85
+1.4%
$46.75
+6.6%
N/A$706.63M$296.89M12.75680
IBCP
Independent Bank
4.2183 of 5 stars
$34.18
+2.0%
$37.00
+8.3%
N/A$689.92M$315.38M10.20920
BETR
Better Home & Finance
3.4403 of 5 stars
$42.18
+3.7%
$40.00
-5.2%
N/A$668.85M$164.87MN/A1,329
ALRS
Alerus Financial
3.7142 of 5 stars
$26.03
+0.3%
$26.00
-0.1%
N/A$663.03M$399.92M39.44840

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This page (NASDAQ:FCAP) was last updated on 5/5/2026 by MarketBeat.com Staff.
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