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First Capital (FCAP) Competitors

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$64.51 -0.95 (-1.45%)
Closing price 08/14/2026 04:00 PM Eastern
Extended Trading
$64.31 -0.20 (-0.32%)
As of 08/14/2026 07:34 PM Eastern
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FCAP vs. EGBN, SMBC, IBCP, SPFI, and ORRF

Should you buy First Capital stock or one of its competitors? First Capital's main competitors and comparable companies include Eagle Bancorp (EGBN), Southern Missouri Bancorp (SMBC), Independent Bank (IBCP), South Plains Financial (SPFI), and Orrstown Financial Services (ORRF). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does First Capital compare to Eagle Bancorp?

First Capital (NASDAQ:FCAP) and Eagle Bancorp (NASDAQ:EGBN) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their media sentiment, dividends, institutional ownership, earnings, valuation, profitability, analyst recommendations and risk.

First Capital has a beta of 0.71, indicating that its stock price is 29% less volatile than the broader market. Comparatively, Eagle Bancorp has a beta of 0.96, indicating that its stock price is 4% less volatile than the broader market.

In the previous week, Eagle Bancorp had 2 more articles in the media than First Capital. MarketBeat recorded 4 mentions for Eagle Bancorp and 2 mentions for First Capital. First Capital's average media sentiment score of 1.52 beat Eagle Bancorp's score of 0.64 indicating that First Capital is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Capital
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Eagle Bancorp
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

First Capital has higher earnings, but lower revenue than Eagle Bancorp. Eagle Bancorp is trading at a lower price-to-earnings ratio than First Capital, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Capital$65.31M3.30$16.37M$5.5311.67
Eagle Bancorp$634.26M1.38-$138.05M-$1.26N/A

First Capital has a net margin of 26.79% compared to Eagle Bancorp's net margin of -6.43%. First Capital's return on equity of 13.39% beat Eagle Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
First Capital26.79% 13.39% 1.45%
Eagle Bancorp -6.43%-3.37%-0.37%

Eagle Bancorp has a consensus target price of $29.00, indicating a potential upside of 0.69%. Given Eagle Bancorp's higher probable upside, analysts clearly believe Eagle Bancorp is more favorable than First Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Capital
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Eagle Bancorp
2 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.00

First Capital pays an annual dividend of $1.24 per share and has a dividend yield of 1.9%. Eagle Bancorp pays an annual dividend of $0.04 per share and has a dividend yield of 0.1%. First Capital pays out 22.4% of its earnings in the form of a dividend. Eagle Bancorp pays out -3.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Capital has increased its dividend for 2 consecutive years. First Capital is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

11.7% of First Capital shares are held by institutional investors. Comparatively, 78.0% of Eagle Bancorp shares are held by institutional investors. 4.1% of First Capital shares are held by company insiders. Comparatively, 3.4% of Eagle Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Summary

First Capital beats Eagle Bancorp on 13 of the 20 factors compared between the two stocks.

How does First Capital compare to Southern Missouri Bancorp?

Southern Missouri Bancorp (NASDAQ:SMBC) and First Capital (NASDAQ:FCAP) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, analyst recommendations, risk, valuation, earnings, dividends, media sentiment and profitability.

Southern Missouri Bancorp has a beta of 0.86, suggesting that its share price is 14% less volatile than the broader market. Comparatively, First Capital has a beta of 0.71, suggesting that its share price is 29% less volatile than the broader market.

49.5% of Southern Missouri Bancorp shares are owned by institutional investors. Comparatively, 11.7% of First Capital shares are owned by institutional investors. 15.8% of Southern Missouri Bancorp shares are owned by insiders. Comparatively, 4.1% of First Capital shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Southern Missouri Bancorp has higher revenue and earnings than First Capital. First Capital is trading at a lower price-to-earnings ratio than Southern Missouri Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Southern Missouri Bancorp$316.78M2.67$71.84M$6.4311.94
First Capital$65.31M3.30$16.37M$5.5311.67

Southern Missouri Bancorp currently has a consensus target price of $83.67, suggesting a potential upside of 9.00%. Given Southern Missouri Bancorp's higher probable upside, research analysts plainly believe Southern Missouri Bancorp is more favorable than First Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Southern Missouri Bancorp
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
First Capital
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, Southern Missouri Bancorp and Southern Missouri Bancorp both had 2 articles in the media. First Capital's average media sentiment score of 1.52 beat Southern Missouri Bancorp's score of 0.75 indicating that First Capital is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Southern Missouri Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
First Capital
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

First Capital has a net margin of 26.79% compared to Southern Missouri Bancorp's net margin of 22.63%. First Capital's return on equity of 13.39% beat Southern Missouri Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Southern Missouri Bancorp22.63% 12.72% 1.42%
First Capital 26.79%13.39%1.45%

Southern Missouri Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 1.3%. First Capital pays an annual dividend of $1.24 per share and has a dividend yield of 1.9%. Southern Missouri Bancorp pays out 15.6% of its earnings in the form of a dividend. First Capital pays out 22.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Southern Missouri Bancorp has raised its dividend for 13 consecutive years and First Capital has raised its dividend for 2 consecutive years.

Summary

Southern Missouri Bancorp beats First Capital on 10 of the 17 factors compared between the two stocks.

How does First Capital compare to Independent Bank?

Independent Bank (NASDAQ:IBCP) and First Capital (NASDAQ:FCAP) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, institutional ownership, dividends, profitability, media sentiment, valuation, risk and earnings.

Independent Bank has a beta of 0.71, suggesting that its share price is 29% less volatile than the broader market. Comparatively, First Capital has a beta of 0.71, suggesting that its share price is 29% less volatile than the broader market.

Independent Bank has higher revenue and earnings than First Capital. Independent Bank is trading at a lower price-to-earnings ratio than First Capital, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Independent Bank$315.38M2.70$68.54M$3.4411.14
First Capital$65.31M3.30$16.37M$5.5311.67

In the previous week, Independent Bank and Independent Bank both had 2 articles in the media. First Capital's average media sentiment score of 1.52 beat Independent Bank's score of 1.52 indicating that First Capital is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Independent Bank
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
First Capital
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

79.4% of Independent Bank shares are held by institutional investors. Comparatively, 11.7% of First Capital shares are held by institutional investors. 5.9% of Independent Bank shares are held by company insiders. Comparatively, 4.1% of First Capital shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

First Capital has a net margin of 26.79% compared to Independent Bank's net margin of 22.32%. Independent Bank's return on equity of 14.12% beat First Capital's return on equity.

Company Net Margins Return on Equity Return on Assets
Independent Bank22.32% 14.12% 1.29%
First Capital 26.79%13.39%1.45%

Independent Bank pays an annual dividend of $1.12 per share and has a dividend yield of 2.9%. First Capital pays an annual dividend of $1.24 per share and has a dividend yield of 1.9%. Independent Bank pays out 32.6% of its earnings in the form of a dividend. First Capital pays out 22.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Independent Bank has raised its dividend for 11 consecutive years and First Capital has raised its dividend for 2 consecutive years. Independent Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Independent Bank currently has a consensus target price of $39.50, suggesting a potential upside of 3.11%. Given Independent Bank's higher possible upside, research analysts clearly believe Independent Bank is more favorable than First Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Independent Bank
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
First Capital
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

Summary

Independent Bank beats First Capital on 9 of the 17 factors compared between the two stocks.

How does First Capital compare to South Plains Financial?

South Plains Financial (NASDAQ:SPFI) and First Capital (NASDAQ:FCAP) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, valuation, profitability, dividends, media sentiment, risk and earnings.

First Capital has a net margin of 26.79% compared to South Plains Financial's net margin of 20.79%. First Capital's return on equity of 13.39% beat South Plains Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
South Plains Financial20.79% 12.36% 1.37%
First Capital 26.79%13.39%1.45%

55.0% of South Plains Financial shares are owned by institutional investors. Comparatively, 11.7% of First Capital shares are owned by institutional investors. 24.3% of South Plains Financial shares are owned by company insiders. Comparatively, 4.1% of First Capital shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

South Plains Financial currently has a consensus target price of $49.60, suggesting a potential upside of 8.87%. Given South Plains Financial's stronger consensus rating and higher probable upside, equities analysts clearly believe South Plains Financial is more favorable than First Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
South Plains Financial
0 Sell rating(s)
1 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.86
First Capital
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

South Plains Financial pays an annual dividend of $0.72 per share and has a dividend yield of 1.6%. First Capital pays an annual dividend of $1.24 per share and has a dividend yield of 1.9%. South Plains Financial pays out 19.6% of its earnings in the form of a dividend. First Capital pays out 22.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. South Plains Financial has raised its dividend for 5 consecutive years and First Capital has raised its dividend for 2 consecutive years.

South Plains Financial has higher revenue and earnings than First Capital. First Capital is trading at a lower price-to-earnings ratio than South Plains Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
South Plains Financial$220.42M3.89$58.47M$3.6712.41
First Capital$65.31M3.30$16.37M$5.5311.67

In the previous week, South Plains Financial had 1 more articles in the media than First Capital. MarketBeat recorded 3 mentions for South Plains Financial and 2 mentions for First Capital. South Plains Financial's average media sentiment score of 1.76 beat First Capital's score of 1.52 indicating that South Plains Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
South Plains Financial
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
First Capital
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

South Plains Financial has a beta of 0.46, meaning that its share price is 54% less volatile than the broader market. Comparatively, First Capital has a beta of 0.71, meaning that its share price is 29% less volatile than the broader market.

Summary

South Plains Financial beats First Capital on 13 of the 19 factors compared between the two stocks.

How does First Capital compare to Orrstown Financial Services?

First Capital (NASDAQ:FCAP) and Orrstown Financial Services (NASDAQ:ORRF) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their media sentiment, institutional ownership, analyst recommendations, dividends, profitability, valuation, risk and earnings.

In the previous week, First Capital had 1 more articles in the media than Orrstown Financial Services. MarketBeat recorded 2 mentions for First Capital and 1 mentions for Orrstown Financial Services. Orrstown Financial Services' average media sentiment score of 1.71 beat First Capital's score of 1.52 indicating that Orrstown Financial Services is being referred to more favorably in the news media.

Company Overall Sentiment
First Capital Very Positive
Orrstown Financial Services Very Positive

First Capital has a beta of 0.71, indicating that its share price is 29% less volatile than the broader market. Comparatively, Orrstown Financial Services has a beta of 0.69, indicating that its share price is 31% less volatile than the broader market.

First Capital has a net margin of 26.79% compared to Orrstown Financial Services' net margin of 24.00%. Orrstown Financial Services' return on equity of 14.46% beat First Capital's return on equity.

Company Net Margins Return on Equity Return on Assets
First Capital26.79% 13.39% 1.45%
Orrstown Financial Services 24.00%14.46%1.56%

Orrstown Financial Services has a consensus price target of $44.33, indicating a potential upside of 2.29%. Given Orrstown Financial Services' higher possible upside, analysts plainly believe Orrstown Financial Services is more favorable than First Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Capital
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Orrstown Financial Services
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

11.7% of First Capital shares are owned by institutional investors. Comparatively, 44.3% of Orrstown Financial Services shares are owned by institutional investors. 4.1% of First Capital shares are owned by insiders. Comparatively, 4.3% of Orrstown Financial Services shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Orrstown Financial Services has higher revenue and earnings than First Capital. Orrstown Financial Services is trading at a lower price-to-earnings ratio than First Capital, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Capital$65.31M3.30$16.37M$5.5311.67
Orrstown Financial Services$356.05M2.39$80.86M$4.459.74

First Capital pays an annual dividend of $1.24 per share and has a dividend yield of 1.9%. Orrstown Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 2.8%. First Capital pays out 22.4% of its earnings in the form of a dividend. Orrstown Financial Services pays out 27.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Capital has increased its dividend for 2 consecutive years and Orrstown Financial Services has increased its dividend for 10 consecutive years. Orrstown Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Orrstown Financial Services beats First Capital on 11 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FCAP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FCAP vs. The Competition

MetricFirst CapitalBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$218.94M$23.93B$14.16B$13.06B
Dividend Yield1.89%3.14%5.87%10.45%
P/E Ratio11.6728.2929.3425.38
Price / Sales3.309.81514.3077.95
Price / Cash10.2416.3337.4950.90
Price / Book1.511.383.716.25
Net Income$16.37M$2.57B$1.31B$347.82M
7 Day Performance0.66%1.05%0.77%1.08%
1 Month Performance4.05%3.26%1.56%0.82%
1 Year Performance74.35%27.82%12.52%20.99%

First Capital Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FCAP
First Capital
1.5921 of 5 stars
$64.51
-1.5%
N/A+72.6%$218.94M$65.31M11.67220
EGBN
Eagle Bancorp
1.9535 of 5 stars
$28.39
+2.7%
$29.00
+2.1%
+56.4%$842.58M$634.26MN/A500
SMBC
Southern Missouri Bancorp
4.2007 of 5 stars
$77.04
+0.8%
$83.67
+8.6%
+38.9%$842.26M$316.78M11.98540
IBCP
Independent Bank
4.3644 of 5 stars
$38.00
+0.3%
$39.50
+3.9%
+21.1%$841.35M$315.38M11.05920
SPFI
South Plains Financial
4.8524 of 5 stars
$45.00
+1.2%
$49.60
+10.2%
+14.5%$837.96M$296.89M12.26680

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This page (NASDAQ:FCAP) was last updated on 8/15/2026 by MarketBeat.com Staff.
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