Go Pro

First Capital (FCAP) Competitors

First Capital logo
$61.15 -0.69 (-1.12%)
Closing price 09/24/2026 04:00 PM Eastern
Extended Trading
$61.06 -0.09 (-0.15%)
As of 09/24/2026 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

FCAP vs. ALRS, PGC, IBCP, FISI, and SMBC

Should you buy First Capital stock or one of its competitors? First Capital's main competitors and comparable companies include Alerus Financial (ALRS), Peapack-Gladstone Financial (PGC), Independent Bank (IBCP), Financial Institutions (FISI), and Southern Missouri Bancorp (SMBC). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does First Capital compare to Alerus Financial?

Alerus Financial (NASDAQ:ALRS) and First Capital (NASDAQ:FCAP) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, valuation, risk, earnings, media sentiment, dividends, profitability and analyst recommendations.

Alerus Financial currently has a consensus price target of $35.50, indicating a potential upside of 10.21%. Given Alerus Financial's higher probable upside, equities research analysts plainly believe Alerus Financial is more favorable than First Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Alerus Financial
0 Sell rating(s)
6 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.14
First Capital
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

First Capital has a net margin of 26.79% compared to Alerus Financial's net margin of 6.87%. Alerus Financial's return on equity of 14.41% beat First Capital's return on equity.

Company Net Margins Return on Equity Return on Assets
Alerus Financial6.87% 14.41% 1.55%
First Capital 26.79%13.39%1.45%

Alerus Financial has higher revenue and earnings than First Capital. First Capital is trading at a lower price-to-earnings ratio than Alerus Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Alerus Financial$399.92M2.01$17.44M$1.0630.39
First Capital$65.31M3.13$16.37M$5.5311.06

Alerus Financial pays an annual dividend of $0.88 per share and has a dividend yield of 2.7%. First Capital pays an annual dividend of $1.28 per share and has a dividend yield of 2.1%. Alerus Financial pays out 83.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Capital pays out 23.1% of its earnings in the form of a dividend. Alerus Financial has increased its dividend for 25 consecutive years and First Capital has increased its dividend for 2 consecutive years. Alerus Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

51.3% of Alerus Financial shares are held by institutional investors. Comparatively, 11.7% of First Capital shares are held by institutional investors. 4.3% of Alerus Financial shares are held by insiders. Comparatively, 4.1% of First Capital shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Alerus Financial has a beta of 0.67, suggesting that its stock price is 33% less volatile than the broader market. Comparatively, First Capital has a beta of 0.71, suggesting that its stock price is 29% less volatile than the broader market.

In the previous week, First Capital had 1 more articles in the media than Alerus Financial. MarketBeat recorded 4 mentions for First Capital and 3 mentions for Alerus Financial. Alerus Financial's average media sentiment score of 0.70 beat First Capital's score of 0.59 indicating that Alerus Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Alerus Financial
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First Capital
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Alerus Financial beats First Capital on 11 of the 19 factors compared between the two stocks.

How does First Capital compare to Peapack-Gladstone Financial?

First Capital (NASDAQ:FCAP) and Peapack-Gladstone Financial (NASDAQ:PGC) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, dividends, valuation, risk, profitability, media sentiment, institutional ownership and earnings.

11.7% of First Capital shares are owned by institutional investors. Comparatively, 72.8% of Peapack-Gladstone Financial shares are owned by institutional investors. 4.1% of First Capital shares are owned by company insiders. Comparatively, 5.8% of Peapack-Gladstone Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

First Capital pays an annual dividend of $1.28 per share and has a dividend yield of 2.1%. Peapack-Gladstone Financial pays an annual dividend of $0.20 per share and has a dividend yield of 0.4%. First Capital pays out 23.1% of its earnings in the form of a dividend. Peapack-Gladstone Financial pays out 6.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Capital has increased its dividend for 2 consecutive years. First Capital is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, Peapack-Gladstone Financial had 5 more articles in the media than First Capital. MarketBeat recorded 9 mentions for Peapack-Gladstone Financial and 4 mentions for First Capital. First Capital's average media sentiment score of 0.59 beat Peapack-Gladstone Financial's score of 0.36 indicating that First Capital is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Capital
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Peapack-Gladstone Financial
2 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Peapack-Gladstone Financial has a consensus target price of $56.33, indicating a potential upside of 25.69%. Given Peapack-Gladstone Financial's higher possible upside, analysts clearly believe Peapack-Gladstone Financial is more favorable than First Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Capital
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00
Peapack-Gladstone Financial
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.00

First Capital has a beta of 0.71, meaning that its stock price is 29% less volatile than the broader market. Comparatively, Peapack-Gladstone Financial has a beta of 0.7, meaning that its stock price is 30% less volatile than the broader market.

First Capital has a net margin of 26.79% compared to Peapack-Gladstone Financial's net margin of 11.09%. First Capital's return on equity of 13.39% beat Peapack-Gladstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
First Capital26.79% 13.39% 1.45%
Peapack-Gladstone Financial 11.09%7.82%0.68%

Peapack-Gladstone Financial has higher revenue and earnings than First Capital. First Capital is trading at a lower price-to-earnings ratio than Peapack-Gladstone Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Capital$65.31M3.13$16.37M$5.5311.06
Peapack-Gladstone Financial$444.61M1.79$37.33M$2.8815.56

Summary

Peapack-Gladstone Financial beats First Capital on 10 of the 19 factors compared between the two stocks.

How does First Capital compare to Independent Bank?

Independent Bank (NASDAQ:IBCP) and First Capital (NASDAQ:FCAP) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their institutional ownership, analyst recommendations, dividends, profitability, media sentiment, risk, earnings and valuation.

In the previous week, First Capital had 3 more articles in the media than Independent Bank. MarketBeat recorded 4 mentions for First Capital and 1 mentions for Independent Bank. Independent Bank's average media sentiment score of 1.41 beat First Capital's score of 0.59 indicating that Independent Bank is being referred to more favorably in the media.

Company Overall Sentiment
Independent Bank Positive
First Capital Positive

Independent Bank presently has a consensus price target of $39.50, indicating a potential upside of 10.89%. Given Independent Bank's higher probable upside, analysts clearly believe Independent Bank is more favorable than First Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Independent Bank
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
First Capital
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

Independent Bank has higher revenue and earnings than First Capital. Independent Bank is trading at a lower price-to-earnings ratio than First Capital, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Independent Bank$315.38M2.51$68.54M$3.4410.35
First Capital$65.31M3.13$16.37M$5.5311.06

79.4% of Independent Bank shares are held by institutional investors. Comparatively, 11.7% of First Capital shares are held by institutional investors. 5.9% of Independent Bank shares are held by insiders. Comparatively, 4.1% of First Capital shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

First Capital has a net margin of 26.79% compared to Independent Bank's net margin of 22.32%. Independent Bank's return on equity of 14.12% beat First Capital's return on equity.

Company Net Margins Return on Equity Return on Assets
Independent Bank22.32% 14.12% 1.29%
First Capital 26.79%13.39%1.45%

Independent Bank has a beta of 0.7, indicating that its stock price is 30% less volatile than the broader market. Comparatively, First Capital has a beta of 0.71, indicating that its stock price is 29% less volatile than the broader market.

Independent Bank pays an annual dividend of $1.12 per share and has a dividend yield of 3.1%. First Capital pays an annual dividend of $1.28 per share and has a dividend yield of 2.1%. Independent Bank pays out 32.6% of its earnings in the form of a dividend. First Capital pays out 23.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Independent Bank has increased its dividend for 11 consecutive years and First Capital has increased its dividend for 2 consecutive years. Independent Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Independent Bank and First Capital tied by winning 9 of the 18 factors compared between the two stocks.

How does First Capital compare to Financial Institutions?

First Capital (NASDAQ:FCAP) and Financial Institutions (NASDAQ:FISI) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their analyst recommendations, media sentiment, earnings, dividends, valuation, institutional ownership, profitability and risk.

Financial Institutions has a consensus price target of $45.00, suggesting a potential upside of 12.47%. Given Financial Institutions' higher probable upside, analysts plainly believe Financial Institutions is more favorable than First Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Capital
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00
Financial Institutions
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

First Capital has a net margin of 26.79% compared to Financial Institutions' net margin of 21.78%. Financial Institutions' return on equity of 13.45% beat First Capital's return on equity.

Company Net Margins Return on Equity Return on Assets
First Capital26.79% 13.39% 1.45%
Financial Institutions 21.78%13.45%1.31%

Financial Institutions has higher revenue and earnings than First Capital. Financial Institutions is trading at a lower price-to-earnings ratio than First Capital, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Capital$65.31M3.13$16.37M$5.5311.06
Financial Institutions$254.18M3.10$74.87M$4.039.93

First Capital pays an annual dividend of $1.28 per share and has a dividend yield of 2.1%. Financial Institutions pays an annual dividend of $1.28 per share and has a dividend yield of 3.2%. First Capital pays out 23.1% of its earnings in the form of a dividend. Financial Institutions pays out 31.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Capital has increased its dividend for 2 consecutive years and Financial Institutions has increased its dividend for 1 consecutive years.

In the previous week, First Capital had 2 more articles in the media than Financial Institutions. MarketBeat recorded 4 mentions for First Capital and 2 mentions for Financial Institutions. Financial Institutions' average media sentiment score of 0.90 beat First Capital's score of 0.59 indicating that Financial Institutions is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Capital
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Financial Institutions
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

First Capital has a beta of 0.71, suggesting that its share price is 29% less volatile than the broader market. Comparatively, Financial Institutions has a beta of 0.62, suggesting that its share price is 38% less volatile than the broader market.

11.7% of First Capital shares are held by institutional investors. Comparatively, 60.5% of Financial Institutions shares are held by institutional investors. 4.1% of First Capital shares are held by insiders. Comparatively, 2.4% of Financial Institutions shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Summary

First Capital beats Financial Institutions on 11 of the 18 factors compared between the two stocks.

How does First Capital compare to Southern Missouri Bancorp?

First Capital (NASDAQ:FCAP) and Southern Missouri Bancorp (NASDAQ:SMBC) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, media sentiment, earnings, profitability, valuation, risk, institutional ownership and dividends.

In the previous week, First Capital had 1 more articles in the media than Southern Missouri Bancorp. MarketBeat recorded 4 mentions for First Capital and 3 mentions for Southern Missouri Bancorp. Southern Missouri Bancorp's average media sentiment score of 1.15 beat First Capital's score of 0.59 indicating that Southern Missouri Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Capital
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Southern Missouri Bancorp
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

First Capital pays an annual dividend of $1.28 per share and has a dividend yield of 2.1%. Southern Missouri Bancorp pays an annual dividend of $1.08 per share and has a dividend yield of 1.5%. First Capital pays out 23.1% of its earnings in the form of a dividend. Southern Missouri Bancorp pays out 16.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Capital has raised its dividend for 2 consecutive years and Southern Missouri Bancorp has raised its dividend for 13 consecutive years.

Southern Missouri Bancorp has a consensus price target of $83.67, suggesting a potential upside of 15.87%. Given Southern Missouri Bancorp's higher possible upside, analysts clearly believe Southern Missouri Bancorp is more favorable than First Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Capital
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00
Southern Missouri Bancorp
0 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.20

First Capital has a beta of 0.71, meaning that its stock price is 29% less volatile than the broader market. Comparatively, Southern Missouri Bancorp has a beta of 0.85, meaning that its stock price is 15% less volatile than the broader market.

11.7% of First Capital shares are owned by institutional investors. Comparatively, 49.5% of Southern Missouri Bancorp shares are owned by institutional investors. 4.1% of First Capital shares are owned by insiders. Comparatively, 15.8% of Southern Missouri Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

First Capital has a net margin of 26.79% compared to Southern Missouri Bancorp's net margin of 22.63%. First Capital's return on equity of 13.39% beat Southern Missouri Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
First Capital26.79% 13.39% 1.45%
Southern Missouri Bancorp 22.63%12.59%1.41%

Southern Missouri Bancorp has higher revenue and earnings than First Capital. First Capital is trading at a lower price-to-earnings ratio than Southern Missouri Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Capital$65.31M3.13$16.37M$5.5311.06
Southern Missouri Bancorp$200.65M3.96$71.84M$6.4311.23

Summary

Southern Missouri Bancorp beats First Capital on 12 of the 19 factors compared between the two stocks.

Get First Capital News Delivered to You Automatically

Sign up to receive the latest news and ratings for FCAP and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FCAP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

FCAP vs. The Competition

MetricFirst CapitalBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$210.81M$23.43B$13.71B$13.29B
Dividend Yield2.03%3.09%5.95%12.57%
P/E Ratio11.0626.8424.9525.76
Price / Sales3.139.27509.16106.88
Price / Cash9.8615.4446.1252.76
Price / Book1.481.352.706.34
Net Income$16.37M$2.58B$1.32B$360.00M
7 Day Performance-1.80%-1.00%-0.74%-0.16%
1 Month Performance-1.43%-0.94%-2.19%-4.08%
1 Year Performance35.44%21.79%9.05%5.97%

First Capital Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FCAP
First Capital
1.4171 of 5 stars
$61.15
-1.1%
N/A+34.7%$210.81M$65.31M11.06216
ALRS
Alerus Financial
2.8127 of 5 stars
$32.20
-0.7%
$35.50
+10.2%
+40.5%$808.65M$399.92M30.38864
PGC
Peapack-Gladstone Financial
4.605 of 5 stars
$44.68
-1.1%
$56.33
+26.1%
+57.7%$800.77M$444.61M15.51682
IBCP
Independent Bank
3.9917 of 5 stars
$35.62
-0.8%
$39.50
+10.9%
+12.6%$796.73M$315.38M10.35826
FISI
Financial Institutions
3.4423 of 5 stars
$40.32
0.0%
$45.00
+11.6%
+47.0%$794.76M$377.94M10.00631

Related Companies and Tools


This page (NASDAQ:FCAP) was last updated on 9/25/2026 by MarketBeat.com Staff.
From Our Partners