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First Capital (FCAP) Competitors

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$62.09 +0.32 (+0.52%)
As of 01:33 PM Eastern
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FCAP vs. HTBK, CCBG, ORRF, SPFI, and IBCP

Should you buy First Capital stock or one of its competitors? First Capital's main competitors and comparable companies include Heritage Commerce (HTBK), Capital City Bank Group (CCBG), Orrstown Financial Services (ORRF), South Plains Financial (SPFI), and Independent Bank (IBCP). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does First Capital compare to Heritage Commerce?

First Capital (NASDAQ:FCAP) and Heritage Commerce (NASDAQ:HTBK) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, valuation, media sentiment, earnings, analyst recommendations, risk, institutional ownership and dividends.

Heritage Commerce has higher revenue and earnings than First Capital. First Capital is trading at a lower price-to-earnings ratio than Heritage Commerce, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Capital$65.31M3.16$16.37M$5.5311.17
Heritage Commerce$197.46M4.20$47.83M$0.7817.24

In the previous week, First Capital had 1 more articles in the media than Heritage Commerce. MarketBeat recorded 1 mentions for First Capital and 0 mentions for Heritage Commerce. First Capital's average media sentiment score of 1.79 beat Heritage Commerce's score of 0.00 indicating that First Capital is being referred to more favorably in the media.

Company Overall Sentiment
First Capital Very Positive
Heritage Commerce Neutral

11.7% of First Capital shares are owned by institutional investors. Comparatively, 75.6% of Heritage Commerce shares are owned by institutional investors. 4.1% of First Capital shares are owned by insiders. Comparatively, 2.7% of Heritage Commerce shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

First Capital has a beta of 0.71, indicating that its share price is 29% less volatile than the broader market. Comparatively, Heritage Commerce has a beta of 0.69, indicating that its share price is 31% less volatile than the broader market.

First Capital pays an annual dividend of $1.28 per share and has a dividend yield of 2.1%. Heritage Commerce pays an annual dividend of $0.52 per share and has a dividend yield of 3.9%. First Capital pays out 23.1% of its earnings in the form of a dividend. Heritage Commerce pays out 66.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Capital has increased its dividend for 2 consecutive years.

First Capital has a net margin of 26.79% compared to Heritage Commerce's net margin of 17.77%. First Capital's return on equity of 13.39% beat Heritage Commerce's return on equity.

Company Net Margins Return on Equity Return on Assets
First Capital26.79% 13.39% 1.45%
Heritage Commerce 17.77%8.07%1.01%

Heritage Commerce has a consensus price target of $13.13, suggesting a potential downside of 2.42%. Given Heritage Commerce's higher possible upside, analysts clearly believe Heritage Commerce is more favorable than First Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Capital
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00
Heritage Commerce
0 Sell rating(s)
5 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.29

Summary

First Capital beats Heritage Commerce on 11 of the 18 factors compared between the two stocks.

How does First Capital compare to Capital City Bank Group?

Capital City Bank Group (NASDAQ:CCBG) and First Capital (NASDAQ:FCAP) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their risk, analyst recommendations, earnings, valuation, institutional ownership, dividends, media sentiment and profitability.

Capital City Bank Group has higher revenue and earnings than First Capital. First Capital is trading at a lower price-to-earnings ratio than Capital City Bank Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Capital City Bank Group$286.74M2.90$61.56M$3.6013.52
First Capital$65.31M3.16$16.37M$5.5311.17

Capital City Bank Group has a beta of 0.36, suggesting that its stock price is 64% less volatile than the broader market. Comparatively, First Capital has a beta of 0.71, suggesting that its stock price is 29% less volatile than the broader market.

In the previous week, Capital City Bank Group had 4 more articles in the media than First Capital. MarketBeat recorded 5 mentions for Capital City Bank Group and 1 mentions for First Capital. First Capital's average media sentiment score of 1.79 beat Capital City Bank Group's score of 0.25 indicating that First Capital is being referred to more favorably in the news media.

Company Overall Sentiment
Capital City Bank Group Neutral
First Capital Very Positive

Capital City Bank Group presently has a consensus price target of $51.75, indicating a potential upside of 6.35%. Given Capital City Bank Group's higher possible upside, equities research analysts clearly believe Capital City Bank Group is more favorable than First Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Capital City Bank Group
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25
First Capital
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

44.6% of Capital City Bank Group shares are owned by institutional investors. Comparatively, 11.7% of First Capital shares are owned by institutional investors. 19.8% of Capital City Bank Group shares are owned by insiders. Comparatively, 4.1% of First Capital shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Capital City Bank Group pays an annual dividend of $1.08 per share and has a dividend yield of 2.2%. First Capital pays an annual dividend of $1.28 per share and has a dividend yield of 2.1%. Capital City Bank Group pays out 30.0% of its earnings in the form of a dividend. First Capital pays out 23.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Capital City Bank Group has increased its dividend for 11 consecutive years and First Capital has increased its dividend for 2 consecutive years. Capital City Bank Group is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

First Capital has a net margin of 26.79% compared to Capital City Bank Group's net margin of 21.37%. First Capital's return on equity of 13.39% beat Capital City Bank Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Capital City Bank Group21.37% 11.11% 1.40%
First Capital 26.79%13.39%1.45%

Summary

First Capital beats Capital City Bank Group on 10 of the 19 factors compared between the two stocks.

How does First Capital compare to Orrstown Financial Services?

First Capital (NASDAQ:FCAP) and Orrstown Financial Services (NASDAQ:ORRF) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, media sentiment, profitability, analyst recommendations, institutional ownership, dividends, valuation and risk.

Orrstown Financial Services has higher revenue and earnings than First Capital. Orrstown Financial Services is trading at a lower price-to-earnings ratio than First Capital, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Capital$65.31M3.16$16.37M$5.5311.17
Orrstown Financial Services$356.05M2.27$80.86M$4.459.23

In the previous week, Orrstown Financial Services had 2 more articles in the media than First Capital. MarketBeat recorded 3 mentions for Orrstown Financial Services and 1 mentions for First Capital. First Capital's average media sentiment score of 1.79 beat Orrstown Financial Services' score of 0.59 indicating that First Capital is being referred to more favorably in the media.

Company Overall Sentiment
First Capital Very Positive
Orrstown Financial Services Positive

First Capital pays an annual dividend of $1.28 per share and has a dividend yield of 2.1%. Orrstown Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 2.9%. First Capital pays out 23.1% of its earnings in the form of a dividend. Orrstown Financial Services pays out 27.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Capital has raised its dividend for 2 consecutive years and Orrstown Financial Services has raised its dividend for 10 consecutive years. Orrstown Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

First Capital has a beta of 0.71, indicating that its share price is 29% less volatile than the broader market. Comparatively, Orrstown Financial Services has a beta of 0.69, indicating that its share price is 31% less volatile than the broader market.

11.7% of First Capital shares are held by institutional investors. Comparatively, 44.3% of Orrstown Financial Services shares are held by institutional investors. 4.1% of First Capital shares are held by company insiders. Comparatively, 4.3% of Orrstown Financial Services shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

First Capital has a net margin of 26.79% compared to Orrstown Financial Services' net margin of 24.00%. Orrstown Financial Services' return on equity of 14.46% beat First Capital's return on equity.

Company Net Margins Return on Equity Return on Assets
First Capital26.79% 13.39% 1.45%
Orrstown Financial Services 24.00%14.46%1.56%

Orrstown Financial Services has a consensus price target of $44.33, indicating a potential upside of 7.95%. Given Orrstown Financial Services' higher possible upside, analysts clearly believe Orrstown Financial Services is more favorable than First Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Capital
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00
Orrstown Financial Services
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60

Summary

Orrstown Financial Services beats First Capital on 11 of the 19 factors compared between the two stocks.

How does First Capital compare to South Plains Financial?

First Capital (NASDAQ:FCAP) and South Plains Financial (NASDAQ:SPFI) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, media sentiment, earnings, dividends, analyst recommendations, risk, valuation and institutional ownership.

11.7% of First Capital shares are held by institutional investors. Comparatively, 55.0% of South Plains Financial shares are held by institutional investors. 4.1% of First Capital shares are held by insiders. Comparatively, 24.3% of South Plains Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

In the previous week, South Plains Financial had 2 more articles in the media than First Capital. MarketBeat recorded 3 mentions for South Plains Financial and 1 mentions for First Capital. First Capital's average media sentiment score of 1.79 beat South Plains Financial's score of 0.95 indicating that First Capital is being referred to more favorably in the media.

Company Overall Sentiment
First Capital Very Positive
South Plains Financial Positive

South Plains Financial has a consensus target price of $49.60, suggesting a potential upside of 16.60%. Given South Plains Financial's higher probable upside, analysts plainly believe South Plains Financial is more favorable than First Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Capital
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00
South Plains Financial
0 Sell rating(s)
1 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.86

First Capital pays an annual dividend of $1.28 per share and has a dividend yield of 2.1%. South Plains Financial pays an annual dividend of $0.72 per share and has a dividend yield of 1.7%. First Capital pays out 23.1% of its earnings in the form of a dividend. South Plains Financial pays out 19.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Capital has raised its dividend for 2 consecutive years and South Plains Financial has raised its dividend for 5 consecutive years.

First Capital has a beta of 0.71, meaning that its stock price is 29% less volatile than the broader market. Comparatively, South Plains Financial has a beta of 0.49, meaning that its stock price is 51% less volatile than the broader market.

South Plains Financial has higher revenue and earnings than First Capital. First Capital is trading at a lower price-to-earnings ratio than South Plains Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Capital$65.31M3.16$16.37M$5.5311.17
South Plains Financial$296.89M2.70$58.47M$3.6711.59

First Capital has a net margin of 26.79% compared to South Plains Financial's net margin of 20.79%. First Capital's return on equity of 13.39% beat South Plains Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
First Capital26.79% 13.39% 1.45%
South Plains Financial 20.79%12.36%1.37%

Summary

South Plains Financial beats First Capital on 10 of the 19 factors compared between the two stocks.

How does First Capital compare to Independent Bank?

First Capital (NASDAQ:FCAP) and Independent Bank (NASDAQ:IBCP) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their earnings, risk, analyst recommendations, media sentiment, dividends, institutional ownership, valuation and profitability.

First Capital has a net margin of 26.79% compared to Independent Bank's net margin of 22.32%. Independent Bank's return on equity of 14.12% beat First Capital's return on equity.

Company Net Margins Return on Equity Return on Assets
First Capital26.79% 13.39% 1.45%
Independent Bank 22.32%14.12%1.29%

Independent Bank has a consensus price target of $39.50, indicating a potential upside of 13.64%. Given Independent Bank's higher probable upside, analysts clearly believe Independent Bank is more favorable than First Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Capital
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00
Independent Bank
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60

In the previous week, Independent Bank had 1 more articles in the media than First Capital. MarketBeat recorded 2 mentions for Independent Bank and 1 mentions for First Capital. First Capital's average media sentiment score of 1.79 beat Independent Bank's score of 0.55 indicating that First Capital is being referred to more favorably in the media.

Company Overall Sentiment
First Capital Very Positive
Independent Bank Positive

First Capital pays an annual dividend of $1.28 per share and has a dividend yield of 2.1%. Independent Bank pays an annual dividend of $1.12 per share and has a dividend yield of 3.2%. First Capital pays out 23.1% of its earnings in the form of a dividend. Independent Bank pays out 32.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Capital has increased its dividend for 2 consecutive years and Independent Bank has increased its dividend for 11 consecutive years. Independent Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

11.7% of First Capital shares are owned by institutional investors. Comparatively, 79.4% of Independent Bank shares are owned by institutional investors. 4.1% of First Capital shares are owned by insiders. Comparatively, 5.9% of Independent Bank shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Independent Bank has higher revenue and earnings than First Capital. Independent Bank is trading at a lower price-to-earnings ratio than First Capital, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Capital$65.31M3.16$16.37M$5.5311.17
Independent Bank$315.38M2.45$68.54M$3.4410.10

First Capital has a beta of 0.71, meaning that its share price is 29% less volatile than the broader market. Comparatively, Independent Bank has a beta of 0.73, meaning that its share price is 27% less volatile than the broader market.

Summary

Independent Bank beats First Capital on 11 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FCAP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FCAP vs. The Competition

MetricFirst CapitalBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$206.81M$22.69B$13.53B$12.86B
Dividend Yield2.05%3.15%6.09%19.59%
P/E Ratio11.2025.4824.7825.24
Price / Sales3.189.23479.8575.12
Price / Cash9.7414.6743.3652.75
Price / Book1.511.322.705.99
Net Income$16.37M$2.60B$1.32B$380.69M
7 Day Performance-3.14%-0.17%-0.39%-3.48%
1 Month Performance-0.62%-3.20%-2.41%-6.02%
1 Year Performance53.47%20.73%9.15%-5.75%

First Capital Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FCAP
First Capital
1.5956 of 5 stars
$62.09
+0.5%
N/A+45.8%$206.81M$65.31M11.20216
HTBK
Heritage Commerce
N/A$13.45
flat
$13.13
-2.4%
N/A$828.43M$197.46M17.24330
CCBG
Capital City Bank Group
3.3447 of 5 stars
$48.17
-0.5%
$51.75
+7.4%
+14.4%$828.11M$286.74M13.44927
ORRF
Orrstown Financial Services
4.0335 of 5 stars
$41.18
-0.3%
$44.33
+7.7%
+20.1%$812.75M$356.05M9.29652
SPFI
South Plains Financial
4.4925 of 5 stars
$42.72
-0.1%
$49.60
+16.1%
+9.1%$805.37M$296.89M11.65603

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This page (NASDAQ:FCAP) was last updated on 10/15/2026 by MarketBeat.com Staff.
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