First Community (FCCO) Stock Price, News & Analysis

Company Overview

First Community Corporation is a bank holding company that operates First Community Bank, a community bank headquartered in Lexington, South Carolina. The company was founded in 1995 and serves individuals, businesses and organizations through banking offices in South Carolina and Georgia.

First Community Bank offers personal and business deposit accounts, including checking and savings, along with commercial, residential mortgage and consumer lending. Its services also include online and mobile banking and other financial services for local customers and businesses.

Key Stats

• Today's Range: $32.18 to $33.07
• 50-Day Range: $32.02 to $34.56
• 52-Week Range: $26.96 to $35.74
• Volume: 20,627 shs
• Average Volume: 44,647 shs
• Market Capitalization: $307.10 million
• P/E Ratio: 10.52
• Dividend Yield: 2.08%
• Price Target: $37.50
• Consensus Rating: Buy

First Community Stock Analysis - MarketRank™

First Community scored higher than 84% of companies evaluated by MarketBeat, and ranked 279th out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.9 / 5
• Analyst Rating: Buy

Consensus Rating

First Community has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 2 buy ratings, no hold ratings, and no sell ratings.

Upside Potential

First Community has a consensus price target of $37.50, representing about 14.8% upside from its current price of $32.67.

Amount of Analyst Coverage

First Community has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 4.11%

Earnings Growth

Earnings for First Community are expected to grow by 4.11% in the coming year, from $3.16 to $3.29 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of First Community is 10.52, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 24.94.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Community is 10.52, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.31.

Price to Book Value per Share Ratio

First Community has a P/B Ratio of 1.33. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.97% of the float of First Community has been sold short.

Short Interest Ratio / Days to Cover

First Community has a short interest ratio ("days to cover") of 3.66, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Community has recently increased by 18.53%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

First Community pays a meaningful dividend of 2.08%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

First Community has only been increasing its dividend for 4 years.

Dividend Coverage

The dividend payout ratio of First Community is 23.78%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, First Community will have a dividend payout ratio of 20.67% next year. This indicates that First Community will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.6 / 5
• News Sentiment: N/A

News Sentiment

First Community has a news sentiment score of 1.79. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for First Community this week, compared to 1 article on an average week.

MarketBeat Follows

1 people have added First Community to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, First Community insiders have sold 1,087.47% more of their company's stock than they have bought. Specifically, they have bought $42,438.00 in company stock and sold $503,940.00 in company stock.

Percentage Held by Insiders

8.84% of the stock of First Community is held by insiders.

Percentage Held by Institutions

61.25% of the stock of First Community is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 8/18 Dividend: 8/04/2026
• Ex-Dividend for 8/18 Dividend: 8/04/2026
• Dividend Payable: 8/18/2026
• Last Earnings: 10/21/2026
• Record date for 11/17 Dividend: 11/03/2026
• Ex-Dividend for 11/17 Dividend: 11/03/2026
• Today: 11/13/2026
• Dividend Payable: 11/17/2026
• Fiscal Year End: 12/31/2026
• Next Earnings (Estimated): 1/27/2027

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:FCCO
• CIK: 932781
• Web: www.firstcommunitysc.com
• Phone: (803) 951-2265
• Fax: 803-951-1722
• Employees: 298
• Year Founded: 1994

Price Target and Rating

• Average Price Target for First Community: $37.50
• High Price Target: $37.50
• Low Price Target: $37.50
• Potential Upside/Downside: +14.8%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.86
• Trailing P/E Ratio: 10.52
• Forward P/E Ratio: 9.93
• P/E Growth: N/A
• Net Income: $19.20 million
• Net Margins: 19.55%
• Pretax Margin: 24.46%
• Return on Equity: 13.33%
• Return on Assets: 1.23%

Debt

• Debt-to-Equity Ratio: 0.07
• Current Ratio: 0.82
• Quick Ratio: 0.81

Sales & Book Value

• Annual Sales: $114 million
• Price / Sales: 2.69
• Cash Flow: $2.42 per share
• Price / Cash Flow: 13.51
• Book Value: $24.49 per share
• Price / Book: 1.33

Miscellaneous

• Outstanding Shares: 9,400,000
• Free Float: 8,569,000
• Market Cap: $307.10 million
• Optionable: Not Optionable
• Beta: 0.33