First Community Corporation operates as the bank holding company for First Community Bank which offers various commercial and retail banking products and services to small-to-medium sized businesses, professional concerns, and individuals. The company operates through four segments: Commercial and Retail Banking, Mortgage Banking, Investment Advisory and Non-Deposit, and Corporate. Its deposit products include demand deposit accounts, checking accounts, NOW accounts, and savings accounts, as well as other time deposits, such as daily money market accounts and longer-term certificates of deposits. The company's loan portfolio comprises commercial loans that consist of secured and unsecured loans for working capital, business expansion, and the purchase of equipment and machinery; consumer loans, including secured and unsecured loans for financing automobiles, home improvements, education, and personal investments; real estate construction and acquisition loans; and fixed and variable rate mortgage loans. It also provides other banking services, which include Internet banking, cash management services, safe deposit boxes, traveler's checks, direct deposit of payroll and social security checks, and automatic drafts for various accounts. In addition, the company offers non-deposit investment products and other investment brokerage services; VISA and MasterCard credit card services; financial and investment advisory services; and insurance services. It operates 18 full-service offices located in the Lexington County, Richland County, Newberry County, Kershaw County, Greenville County, Anderson County, Pickens County, and Aiken County, South Carolina; and Richmond County, Georgia. First Community Corporation was incorporated in 1994 and is headquartered in Lexington, South Carolina.
Industry, Sector and Symbol
Industry State commercial banks
Sub-IndustryN/A
SectorFinance
SymbolNASDAQ:FCCO
CUSIPN/A
Phone803-951-2265
Debt
Debt-to-Equity Ratio0.14
Current Ratio0.75
Quick Ratio0.74
Price-To-Earnings
Trailing P/E Ratio22.61
Forward P/E Ratio16.66
P/E GrowthN/A
Sales & Book Value
Annual Sales$41.79 million
Price / Sales4.48
Cash Flow$1.6792 per share
Price / Cash14.68
Book Value$13.93 per share
Price / Book1.77
Profitability
EPS (Most Recent Fiscal Year)$1.09
Net Income$5.81 million
Net Margins15.38%
Return on Equity8.75%
Return on Assets0.85%
Miscellaneous
Employees224
Outstanding Shares7,600,000
First Community (NASDAQ:FCCO) Frequently Asked Questions
What is First Community's stock symbol?
First Community trades on the NASDAQ under the ticker symbol "FCCO."
How often does First Community pay dividends? What is the dividend yield for First Community?
First Community declared a quarterly dividend on Thursday, April 19th. Shareholders of record on Monday, April 30th will be given a dividend of $0.10 per share on Monday, May 14th. This represents a $0.40 dividend on an annualized basis and a yield of 1.62%. The ex-dividend date of this dividend is Friday, April 27th. View First Community's Dividend History.
How were First Community's earnings last quarter?
First Community Co. (NASDAQ:FCCO) issued its quarterly earnings results on Wednesday, April, 18th. The bank reported $0.35 earnings per share for the quarter, beating the consensus estimate of $0.31 by $0.04. The bank earned $11.17 million during the quarter, compared to analysts' expectations of $10.83 million. First Community had a net margin of 15.38% and a return on equity of 8.75%. View First Community's Earnings History.
When is First Community's next earnings date?
Who are some of First Community's key competitors?
Some companies that are related to First Community include First National Bank Alaska (FBAK), Luther Burbank (LBC), Heritage Commerce (HTBK), Fidelity Southern (LION), Peoples Utah Bancorp (PUB), QCR (QCRH), Byline Bancorp (BY), OFG Bancorp (OFG), Independent Bank Co.(MI) (IBCP), Equity BancShares (EQBK), Mercantile Bank (MBWM), HarborOne Bancorp (HONE), Allegiance Bancshares (ABTX), Old Line Bancshares (OLBK) and Blue Hills Bancorp (BHBK).
Who are First Community's key executives?
First Community's management team includes the folowing people:
- Mr. Michael C. Crapps, Chief Exec. Officer, Pres & Director (Age 59)
- Mr. Joseph G. Sawyer, Chief Financial Officer and Exec. VP (Age 67)
- Ms. Tanya A. Butts, Chief Operations Officer and Chief Risk Officer (Age 59)
- Ms. Robin D. Brown, Exec. VP
- Mr. J. Ted Nissen, Sr. VP and Commercial & Retail Banking Exec. (Age 56)
Has First Community been receiving favorable news coverage?
News coverage about FCCO stock has been trending somewhat negative recently, according to Accern Sentiment Analysis. Accern identifies negative and positive press coverage by reviewing more than 20 million news and blog sources in real time. Accern ranks coverage of publicly-traded companies on a scale of negative one to one, with scores closest to one being the most favorable. First Community earned a news sentiment score of -0.02 on Accern's scale. They also assigned press coverage about the bank an impact score of 40.10 out of 100, meaning that recent press coverage is somewhat unlikely to have an impact on the company's share price in the next several days.
Who are First Community's major shareholders?
First Community's stock is owned by many different of institutional and retail investors. Top institutional shareholders include The Manufacturers Life Insurance Company (6.54%), Elizabeth Park Capital Advisors Ltd. (3.94%), Banc Funds Co. LLC (2.88%), Maltese Capital Management LLC (1.84%), Dimensional Fund Advisors LP (0.45%) and Stifel Financial Corp (0.33%). Company insiders that own First Community stock include Anita B Easter, George H Fann Jr, Michael C Crapps, Richard K Bogan and Roderick M Todd Jr. View Institutional Ownership Trends for First Community.
Which institutional investors are selling First Community stock?
FCCO stock was sold by a variety of institutional investors in the last quarter, including Banc Funds Co. LLC, Maltese Capital Management LLC and Wells Fargo & Company MN. Company insiders that have sold First Community company stock in the last year include Anita B Easter, Michael C Crapps and Richard K Bogan. View Insider Buying and Selling for First Community.
Which institutional investors are buying First Community stock?
FCCO stock was purchased by a variety of institutional investors in the last quarter, including The Manufacturers Life Insurance Company , Elizabeth Park Capital Advisors Ltd., Dimensional Fund Advisors LP, Cutler Capital Management LLC, Abacus Planning Group Inc., Millennium Management LLC and Stifel Financial Corp. View Insider Buying and Selling for First Community.
How do I buy shares of First Community?
Shares of FCCO can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is First Community's stock price today?
One share of FCCO stock can currently be purchased for approximately $24.65.
How big of a company is First Community?
First Community has a market capitalization of $186.60 million and generates $41.79 million in revenue each year. The bank earns $5.81 million in net income (profit) each year or $1.09 on an earnings per share basis. First Community employs 224 workers across the globe.
How can I contact First Community?
First Community's mailing address is 5455 SUNSET BLVD, LEXINGTON SC, 29072. The bank can be reached via phone at 803-951-2265 or via email at [email protected]
MarketBeat Community Rating for First Community (FCCO)
MarketBeat's community ratings are surveys of what our community members think about First Community and other stocks. Vote "Outperform" if you believe FCCO will outperform the S&P 500 over the long term. Vote "Underperform" if you believe FCCO will underperform the S&P 500 over the long term. You may vote once every thirty days.
