First Interstate BancSystem (FIBK) Stock Price, News & Analysis

Company Overview

First Interstate BancSystem, Inc. operates as the bank holding company for First Interstate Bank that provides range of banking products and services in the United States. It offers various traditional depository products, including checking, savings, and time deposits; and repurchase agreements primarily for commercial and municipal depositors. The company also offers real estate loans comprising commercial real estate, construction, residential, agricultural, and other real estate loans; consumer loans comprising direct personal loans, credit card loans and lines of credit, and indirect loans; variable and fixed rate commercial loans for small and medium-sized manufacturing, wholesale, retail, and service businesses for working capital needs and business expansions; and agricultural loans. In addition, it provides a range of trust, employee benefit, investment management, insurance, agency, and custodial services to individuals, businesses, and nonprofit organizations. Further, the company offers marketing, credit review, loan servicing, credit cards issuance and servicing, mortgage loan sales and servicing, indirect consumer loan purchasing and processing, loan collection services, other operational, and specialized staff support services, as well as online and mobile banking services. The company serves individuals, businesses, municipalities, and other entities in various industries, including agriculture, construction, education, governmental services, healthcare, hospitality, housing, professional services, real estate development, retail, technology, tourism, and wholesale trade. First Interstate BancSystem, Inc. was incorporated in 1971 and is headquartered in Billings, Montana.

Key Stats

• Today's Range: $28.57 to $29.53
• 50-Day Range: $25.97 to $31.38
• 52-Week Range: $22.95 to $36.77
• Volume: 887,141 shs
• Average Volume: 837,431 shs
• Market Capitalization: $3.02 billion
• P/E Ratio: 12.97
• Dividend Yield: 6.53%
• Price Target: $35.43
• Consensus Rating: Hold

First Interstate BancSystem Stock Analysis - MarketRank™

First Interstate BancSystem scored higher than 93% of companies evaluated by MarketBeat, and ranked 131st out of 918 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.2 / 5
• Analyst Rating: Hold

Consensus Rating

First Interstate BancSystem has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on 3 buy ratings, 2 hold ratings, and 1 sell rating.

Amount of Analyst Coverage

First Interstate BancSystem has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 7.51%

Earnings Growth

Earnings for First Interstate BancSystem are expected to grow by 7.51% in the coming year, from $2.53 to $2.72 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of First Interstate BancSystem is 12.97, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.80.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Interstate BancSystem is 12.97, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.86.

Price to Book Value per Share Ratio

First Interstate BancSystem has a P/B Ratio of 0.91. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.42% of the outstanding shares of First Interstate BancSystem have been sold short.

Short Interest Ratio / Days to Cover

First Interstate BancSystem has a short interest ratio ("days to cover") of 3.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Interstate BancSystem has recently decreased by 11.36%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

First Interstate BancSystem is a leading dividend payer. It pays a dividend yield of 6.45%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

First Interstate BancSystem does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of First Interstate BancSystem is 84.68%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, First Interstate BancSystem will have a dividend payout ratio of 69.12% next year. This indicates that First Interstate BancSystem will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.3 / 5
• Environmental Score: -0.85

Percentage of Shares Shorted

3.42% of the outstanding shares of First Interstate BancSystem have been sold short.

Short Interest Ratio / Days to Cover

First Interstate BancSystem has a short interest ratio ("days to cover") of 3.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Interstate BancSystem has recently decreased by 11.36%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.0 / 5
• News Sentiment: 0.65

News Sentiment

First Interstate BancSystem has a news sentiment score of 0.65. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 14 news articles for First Interstate BancSystem this week, compared to 5 articles on an average week.

Search Interest

Only 5 people have searched for FIBK on MarketBeat in the last 30 days. This is a decrease of -17% compared to the previous 30 days.

MarketBeat Follows

Only 2 people have added First Interstate BancSystem to their MarketBeat watchlist in the last 30 days. This is a decrease of -60% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, First Interstate BancSystem insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $3,243,350.00 in company stock.

Percentage Held by Insiders

Only 8.20% of the stock of First Interstate BancSystem is held by insiders.

Percentage Held by Institutions

88.71% of the stock of First Interstate BancSystem is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

FIBK Stock Analysis - Frequently Asked Questions

How have FIBK shares performed this year?

First Interstate BancSystem's stock was trading at $32.47 at the start of the year. Since then, FIBK stock has decreased by 11.3% and is now trading at $28.80.

How were First Interstate BancSystem's earnings last quarter?

First Interstate BancSystem, Inc. (NASDAQ:FIBK) posted its quarterly earnings data on Tuesday, July, 29th. The financial services provider reported $0.69 earnings per share for the quarter, topping the consensus estimate of $0.57 by $0.12. First Interstate BancSystem's revenue for the quarter was up 1.6% compared to the same quarter last year.
Read the conference call transcript.

Who are First Interstate BancSystem's major shareholders?

First Interstate BancSystem's top institutional investors include First Interstate Bank (4.69%), Jennison Associates LLC (1.48%), Bank of New York Mellon Corp (0.73%) and Leeward Investments LLC MA (0.64%). Insiders that own company stock include John M Heyneman Jr, Jonathan R Scott, Homer Scott Jr Trust, Homer Sc, Julie A Scott, Susan Scott Heyneman Trust, Su, Kevin P Riley, James R Scott Jr, Marcy D Mutch, Karlyn M Knieriem, Kirk D Jensen, Kristina Robbins, James Brannen, Lorrie F Asker and Russell A Lee.
View institutional ownership trends.

How do I buy shares of First Interstate BancSystem?

Shares of FIBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of First Interstate BancSystem own?

Based on aggregate information from My MarketBeat watchlists, some other companies that First Interstate BancSystem investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), The RMR Group (RMR), DiamondRock Hospitality (DRH), Voyager Therapeutics (VYGR) and AU Optronics (AUOTY).

Company Calendar

• Record date for 5/22 Dividend: 5/12/2025
• Ex-Dividend for 5/22 Dividend: 5/12/2025
• Dividend Payable: 5/22/2025
• Last Earnings: 7/29/2025
• Today: 8/07/2025
• Record date for 8/21 Dividend: 8/11/2025
• Ex-Dividend for 8/21 Dividend: 8/11/2025
• Dividend Payable: 8/21/2025
• Next Earnings (Estimated): 10/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - MIDWEST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:FIBK
• CIK: 860413
• Web: www.fibk.com
• Phone: (406) 255-5311
• Fax: 406-255-5350
• Employees: 3,481
• Year Founded: 1968

Price Target and Rating

• Average Price Target for First Interstate BancSystem: $35.43
• High Price Target: $42.00
• Low Price Target: $28.00
• Potential Upside/Downside: +23.1%
• Consensus Rating: Hold
• Rating Score (0-4): 2.33
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.22
• Trailing P/E Ratio: 12.96
• Forward P/E Ratio: 11.38
• P/E Growth: N/A
• Net Income: $226 million
• Net Margins: 14.93%
• Pretax Margin: 19.48%
• Return on Equity: 6.86%
• Return on Assets: 0.79%

Debt

• Debt-to-Equity Ratio: 0.37
• Current Ratio: 0.77
• Quick Ratio: 0.77

Sales & Book Value

• Annual Sales: $1.48 billion
• Price / Sales: 2.04
• Cash Flow: $2.63 per share
• Price / Cash Flow: 10.94
• Book Value: $31.59 per share
• Price / Book: 0.91

Miscellaneous

• Outstanding Shares: 104,890,000
• Free Float: 96,286,000
• Market Cap: $3.02 billion
• Optionable: Optionable
• Beta: 0.83