First Interstate BancSystem (FIBK) Stock Price, News & Analysis

Company Overview

First Interstate BancSystem, Inc. (NASDAQ: FIBK) is a regional financial services company headquartered in Billings, Montana. The bank operates more than 300 branch offices across a 14-state footprint in the western United States, offering a comprehensive range of retail, commercial and agricultural banking services. First Interstate caters to individuals, small businesses and middle‐market corporations by providing deposit accounts, lending solutions, mortgage financing and treasury management services.

The company’s core product lineup includes interest-bearing savings and checking accounts, certificates of deposit and online banking platforms designed for both personal and business clients. On the lending side, First Interstate extends commercial real estate, construction and equipment financing, as well as agricultural and consumer loans. The bank also supports homebuyers through fixed- and adjustable-rate mortgage products and home equity lines of credit.

First Interstate enhances its community banking model with wealth management, trust and investment advisory services delivered by dedicated regional teams. Clients can access retirement planning, estate administration and private banking solutions tailored to their specific goals and risk profiles. By combining local decision-making authority with centralized operational support, the bank aims to provide responsive service and customized financial guidance.

Founded in 1984, the modern First Interstate BancSystem emerged from a series of acquisitions that expanded its presence across six Mountain and Pacific time zone states. In 2017, the company acquired the rights to the First Interstate name, restoring a heritage brand originally established in the late 1950s. Today, a seasoned executive leadership team and board of directors oversee a strategy focused on organic growth, disciplined credit practices and ongoing investments in technology and digital channels.

Key Stats

• Today's Range: $30.68 to $31.38
• 50-Day Range: $25.97 to $30.59
• 52-Week Range: $22.95 to $36.77
• Volume: 559,825 shs
• Average Volume: 720,165 shs
• Market Capitalization: $3.26 billion
• P/E Ratio: 14.75
• Dividend Yield: 6.04%
• Price Target: $34.43
• Consensus Rating: Hold

First Interstate BancSystem Stock Analysis - MarketRank™

First Interstate BancSystem scored higher than 87% of companies evaluated by MarketBeat, and ranked 230th out of 938 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.1 / 5
• Analyst Rating: Hold

Consensus Rating

First Interstate BancSystem has received a consensus rating of Hold. The company's average rating score is 2.17, and is based on 3 buy ratings, 1 hold rating, and 2 sell ratings.

Amount of Analyst Coverage

First Interstate BancSystem has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 7.51%

Earnings Growth

Earnings for First Interstate BancSystem are expected to grow by 7.51% in the coming year, from $2.53 to $2.72 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of First Interstate BancSystem is 14.75, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.55.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Interstate BancSystem is 14.75, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.07.

Price to Book Value per Share Ratio

First Interstate BancSystem has a P/B Ratio of 0.99. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

4.18% of the float of First Interstate BancSystem has been sold short.

Short Interest Ratio / Days to Cover

First Interstate BancSystem has a short interest ratio ("days to cover") of 4.3.

Change versus previous month

Short interest in First Interstate BancSystem has recently increased by 13.24%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

First Interstate BancSystem is a leading dividend payer. It pays a dividend yield of 6.26%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

First Interstate BancSystem does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of First Interstate BancSystem is 89.10%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, First Interstate BancSystem will have a dividend payout ratio of 69.12% next year. This indicates that First Interstate BancSystem will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.3 / 5
• Environmental Score: -0.86

Percentage of Shares Shorted

4.18% of the float of First Interstate BancSystem has been sold short.

Short Interest Ratio / Days to Cover

First Interstate BancSystem has a short interest ratio ("days to cover") of 4.3.

Change versus previous month

Short interest in First Interstate BancSystem has recently increased by 13.24%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.3 / 5
• News Sentiment: 0.18

News Sentiment

First Interstate BancSystem has a news sentiment score of 0.18. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.67 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for First Interstate BancSystem this week, compared to 5 articles on an average week.

Search Interest

3 people have searched for FIBK on MarketBeat in the last 30 days. This is an increase of 50% compared to the previous 30 days.

MarketBeat Follows

Only 2 people have added First Interstate BancSystem to their MarketBeat watchlist in the last 30 days. This is a decrease of -50% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, First Interstate BancSystem insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 8.20% of the stock of First Interstate BancSystem is held by insiders.

Percentage Held by Institutions

88.71% of the stock of First Interstate BancSystem is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

FIBK Stock Analysis - Frequently Asked Questions

How have FIBK shares performed this year?

First Interstate BancSystem's stock was trading at $32.47 at the beginning of the year. Since then, FIBK stock has decreased by 4.2% and is now trading at $31.12.

How were First Interstate BancSystem's earnings last quarter?

First Interstate BancSystem, Inc. (NASDAQ:FIBK) posted its quarterly earnings data on Tuesday, April, 29th. The financial services provider reported $0.49 earnings per share for the quarter, missing analysts' consensus estimates of $0.56 by $0.07. First Interstate BancSystem's quarterly revenue was up 2.0% compared to the same quarter last year.
Read the conference call transcript.

How do I buy shares of First Interstate BancSystem?

Shares of FIBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of First Interstate BancSystem own?

Based on aggregate information from My MarketBeat watchlists, some other companies that First Interstate BancSystem investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), The RMR Group (RMR), DiamondRock Hospitality (DRH), Voyager Therapeutics (VYGR) and AU Optronics (AUOTY).

Company Calendar

• Last Earnings: 4/29/2025
• Record date for 5/22 Dividend: 5/12/2025
• Ex-Dividend for 5/22 Dividend: 5/12/2025
• Dividend Payable: 5/22/2025
• Today: 7/03/2025
• Next Earnings (Estimated): 7/24/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - MIDWEST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:FIBK
• CIK: 860413
• Web: www.fibk.com
• Phone: (406) 255-5311
• Fax: 406-255-5350
• Employees: 3,780
• Year Founded: 1968

Price Target and Rating

• Average Stock Price Target: $34.43
• High Stock Price Target: $42.00
• Low Stock Price Target: $25.00
• Potential Upside/Downside: +10.8%
• Consensus Rating: Hold
• Rating Score (0-4): 2.17
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.11
• Trailing P/E Ratio: 14.72
• Forward P/E Ratio: 12.28
• P/E Growth: N/A
• Net Income: $226 million
• Net Margins: 14.93%
• Pretax Margin: 19.48%
• Return on Equity: 6.57%
• Return on Assets: 0.74%

Debt

• Debt-to-Equity Ratio: 0.37
• Current Ratio: 0.77
• Quick Ratio: 0.77

Sales & Book Value

• Annual Sales: $1.48 billion
• Price / Sales: 2.20
• Cash Flow: $2.81 per share
• Price / Cash Flow: 11.05
• Book Value: $31.59 per share
• Price / Book: 0.98

Miscellaneous

• Outstanding Shares: 104,890,000
• Free Float: 96,286,000
• Market Cap: $3.26 billion
• Optionable: Optionable
• Beta: 0.79