First Interstate BancSystem (FIBK) Stock Price, News & Analysis

Company Overview

First Interstate BancSystem, Inc. is a bank holding company headquartered in Billings, Montana. Through its principal subsidiary, First Interstate Bank, the company provides a full range of commercial and consumer banking services. Its offerings include business lending, commercial real estate financing, agricultural loans, residential mortgage products, and deposit accounts suitable for individuals, small businesses, and large corporations.

The company traces its roots back to the late 1960s and has grown through a combination of organic expansion and strategic acquisitions across the Western United States. In 2017, following the acquisition of franchise rights to the First Interstate name, the company consolidated its branding under First Interstate Bank, reinforcing its heritage while broadening its footprint.

First Interstate BancSystem emphasizes treasury management services, wealth management, trust services, and investment brokerage to meet diverse client needs. Its treasury solutions include online cash management, merchant services and wire transfer capabilities, while its wealth division offers financial planning, investment advisory and trust administration. This full-service approach is designed to support clients at every stage of their financial journey.

Operating in more than a dozen states—from Washington and Oregon through the Mountain West and into the Upper Midwest—the bank serves metropolitan and rural communities alike. First Interstate BancSystem is overseen by an experienced leadership team with deep banking expertise and a commitment to community engagement, maintaining local decision-making authority at its branch locations to foster long-standing customer relationships.

Key Stats

• Today's Range: $29.44 to $30.08
• 50-Day Range: $28.84 to $33.84
• 52-Week Range: $22.95 to $36.77
• Volume: 878,805 shs
• Average Volume: 844,438 shs
• Market Capitalization: $3.14 billion
• P/E Ratio: 13.47
• Dividend Yield: 6.29%
• Price Target: $35.43
• Consensus Rating: Hold

First Interstate BancSystem Stock Analysis - MarketRank™

First Interstate BancSystem scored higher than 92% of companies evaluated by MarketBeat, and ranked 157th out of 944 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.4 / 5
• Analyst Rating: Hold

Consensus Rating

First Interstate BancSystem has received a consensus rating of Hold. The company's average rating score is 2.29, and is based on 3 buy ratings, 3 hold ratings, and 1 sell rating.

Upside Potential

First Interstate BancSystem has a consensus price target of $35.43, representing about 18.5% upside from its current price of $29.90.

Amount of Analyst Coverage

First Interstate BancSystem has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 7.51%

Earnings Growth

Earnings for First Interstate BancSystem are expected to grow by 7.51% in the coming year, from $2.53 to $2.72 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of First Interstate BancSystem is 13.47, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 232.01.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Interstate BancSystem is 13.47, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 32.54.

Price to Book Value per Share Ratio

First Interstate BancSystem has a P/B Ratio of 0.95. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

5.01% of the outstanding shares of First Interstate BancSystem have been sold short.

Short Interest Ratio / Days to Cover

First Interstate BancSystem has a short interest ratio ("days to cover") of 6.2.

Change versus previous month

Short interest in First Interstate BancSystem has recently increased by 11.94%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

First Interstate BancSystem is a leading dividend payer. It pays a dividend yield of 5.96%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

First Interstate BancSystem does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of First Interstate BancSystem is 84.68%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, First Interstate BancSystem will have a dividend payout ratio of 69.12% next year. This indicates that First Interstate BancSystem will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 2.3 / 5
• Environmental Score: -0.85

Percentage of Shares Shorted

5.01% of the outstanding shares of First Interstate BancSystem have been sold short.

Short Interest Ratio / Days to Cover

First Interstate BancSystem has a short interest ratio ("days to cover") of 6.2.

Change versus previous month

Short interest in First Interstate BancSystem has recently increased by 11.94%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.4 / 5
• News Sentiment: 1.13

News Sentiment

First Interstate BancSystem has a news sentiment score of 1.13. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.70 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for First Interstate BancSystem this week, compared to 5 articles on an average week.

Search Interest

5 people have searched for FIBK on MarketBeat in the last 30 days. This is an increase of 150% compared to the previous 30 days.

MarketBeat Follows

1 people have added First Interstate BancSystem to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, First Interstate BancSystem insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,845,925.00 in company stock.

Percentage Held by Insiders

Only 8.20% of the stock of First Interstate BancSystem is held by insiders.

Percentage Held by Institutions

88.71% of the stock of First Interstate BancSystem is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

FIBK Stock Analysis - Frequently Asked Questions

How have FIBK shares performed this year?

First Interstate BancSystem's stock was trading at $32.47 on January 1st, 2025. Since then, FIBK shares have decreased by 7.9% and is now trading at $29.90.

How were First Interstate BancSystem's earnings last quarter?

First Interstate BancSystem, Inc. (NASDAQ:FIBK) issued its quarterly earnings results on Tuesday, July, 29th. The financial services provider reported $0.69 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.57 by $0.12. The company's quarterly revenue was up 1.6% compared to the same quarter last year.
Read the conference call transcript.

Who are First Interstate BancSystem's major shareholders?

First Interstate BancSystem's top institutional shareholders include Harbor Capital Advisors Inc. (0.12%), Stockman Wealth Management Inc. (0.09%), Rice Hall James & Associates LLC (0.08%) and Wedge Capital Management L L P NC (0.08%). Insiders that own company stock include Jonathan R Scott, Homer Scott Jr Trust, Homer Sc, Julie A Scott, Susan Scott Heyneman Trust, Su, Kevin P Riley, James R Scott Jr, Marcy D Mutch, Karlyn M Knieriem, Kirk D Jensen, Kristina Robbins, James Brannen, Lorrie F Asker, John M Heyneman Jr and Russell A Lee.
View institutional ownership trends.

How do I buy shares of First Interstate BancSystem?

Shares of FIBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of First Interstate BancSystem own?

Based on aggregate information from My MarketBeat watchlists, some other companies that First Interstate BancSystem investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), The RMR Group (RMR), DiamondRock Hospitality (DRH), Voyager Therapeutics (VYGR) and AUO (AUOTY).

Company Calendar

• Last Earnings: 7/29/2025
• Record date for 8/21 Dividend: 8/11/2025
• Ex-Dividend for 8/21 Dividend: 8/11/2025
• Dividend Payable: 8/21/2025
• Today: 10/17/2025
• Next Earnings (Estimated): 10/29/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - MIDWEST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:FIBK
• CIK: 860413
• Web: www.fibk.com
• Phone: (406) 255-5311
• Fax: 406-255-5350
• Employees: 3,481
• Year Founded: 1968

Price Target and Rating

• Average Price Target for First Interstate BancSystem: $35.43
• High Price Target: $41.00
• Low Price Target: $30.00
• Potential Upside/Downside: +20.9%
• Consensus Rating: Hold
• Rating Score (0-4): 2.29
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.22
• Trailing P/E Ratio: 13.20
• Forward P/E Ratio: 11.58
• P/E Growth: N/A
• Net Income: $226 million
• Net Margins: 16.04%
• Pretax Margin: 20.91%
• Return on Equity: 6.82%
• Return on Assets: 0.80%

Debt

• Debt-to-Equity Ratio: 0.19
• Current Ratio: 0.75
• Quick Ratio: 0.74

Sales & Book Value

• Annual Sales: $1.48 billion
• Price / Sales: 2.08
• Cash Flow: $2.52 per share
• Price / Cash Flow: 11.61
• Book Value: $31.59 per share
• Price / Book: 0.93

Miscellaneous

• Outstanding Shares: 104,860,000
• Free Float: 96,259,000
• Market Cap: $3.07 billion
• Optionable: Optionable
• Beta: 0.79