First Northwest Bancorp (FNWB) Stock Price, News & Analysis

Company Overview

First Northwest Bancorp is a bank holding company headquartered in Mountlake Terrace, Washington. Through its wholly owned subsidiary, First Northwest Bank, the company delivers a full spectrum of community banking services to individuals, families, and small to mid-sized businesses. Its operations are rooted in local decision-making and personalized client relationships, reflecting a community-oriented banking model.

On the retail side, First Northwest Bank offers a range of deposit products, including checking and savings accounts, money market accounts, and certificates of deposit. The bank provides consumer lending solutions such as residential mortgage financing, home equity lines of credit, and personal loans. Digital and mobile banking platforms support customers with online account management, mobile deposits, and bill-pay services.

For business clients, the bank offers commercial lending products spanning commercial real estate mortgages, construction and development financing, working capital lines of credit, and equipment loans. Treasury management services—such as automated clearing house (ACH) origination, wire transfers, and merchant card processing—are designed to streamline cash flow and payment processes for local businesses. Relationship managers collaborate with clients to understand industry-specific needs and deliver tailored financial solutions.

Established in the late 1990s, First Northwest Bancorp has expanded its branch network across the Puget Sound region, serving communities in Snohomish and King counties. The company’s commitment to community reinvestment is reflected in its support for local economic development, small business growth, and philanthropic initiatives. By focusing on customer service and local expertise, First Northwest Bancorp aims to foster long-term partnerships and contribute to the economic vitality of the Pacific Northwest.

Key Stats

• Today's Range: $7.32 to $7.61
• 50-Day Range: $6.96 to $8.30
• 52-Week Range: $6.05 to $12.10
• Volume: 26,016 shs
• Average Volume: 37,913 shs
• Market Capitalization: $69.05 million
• P/E Ratio: 183.30
• Dividend Yield: 3.82%
• Price Target: $12.75
• Consensus Rating: Moderate Buy

First Northwest Bancorp Stock Analysis - MarketRank™

First Northwest Bancorp scored higher than 94% of companies evaluated by MarketBeat, and ranked 125th out of 951 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

First Northwest Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 1 hold rating, and no sell ratings.

Upside Potential

First Northwest Bancorp has a consensus price target of $12.75, representing about 73.9% upside from its current price of $7.33.

Amount of Analyst Coverage

First Northwest Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 80.00%

Earnings Growth

Earnings for First Northwest Bancorp are expected to grow by 80.00% in the coming year, from $0.50 to $0.90 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of First Northwest Bancorp is 183.30, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 281.13.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Northwest Bancorp is 183.30, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 245.38.

Price to Book Value per Share Ratio

First Northwest Bancorp has a P/B Ratio of 0.45. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.80% of the float of First Northwest Bancorp has been sold short.

Short Interest Ratio / Days to Cover

First Northwest Bancorp has a short interest ratio ("days to cover") of 1.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Northwest Bancorp has recently decreased by 6.61%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

First Northwest Bancorp is a leading dividend payer. It pays a dividend yield of 3.84%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

First Northwest Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of First Northwest Bancorp is 700.00%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, First Northwest Bancorp will have a dividend payout ratio of 31.11% next year. This indicates that First Northwest Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.80% of the float of First Northwest Bancorp has been sold short.

Short Interest Ratio / Days to Cover

First Northwest Bancorp has a short interest ratio ("days to cover") of 1.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Northwest Bancorp has recently decreased by 6.61%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 1.8 / 5
• News Sentiment: 0.27

News Sentiment

First Northwest Bancorp has a news sentiment score of 0.27. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.05 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 10 news articles for First Northwest Bancorp this week, compared to 2 articles on an average week.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, First Northwest Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $23,220.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 5.47% of the stock of First Northwest Bancorp is held by insiders.

Percentage Held by Institutions

66.11% of the stock of First Northwest Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

FNWB Stock Analysis - Frequently Asked Questions

How have FNWB shares performed this year?

First Northwest Bancorp's stock was trading at $10.20 at the beginning of the year. Since then, FNWB shares have decreased by 28.1% and is now trading at $7.33.

How were First Northwest Bancorp's earnings last quarter?

First Northwest Bancorp (NASDAQ:FNWB) issued its quarterly earnings results on Thursday, July, 24th. The financial services provider reported $0.42 earnings per share for the quarter, topping the consensus estimate of $0.09 by $0.33. The financial services provider earned $16.36 million during the quarter, compared to analyst estimates of $16.80 million. First Northwest Bancorp had a net margin of 0.32% and a trailing twelve-month return on equity of 0.25%.

Who are First Northwest Bancorp's major shareholders?

Top institutional shareholders of First Northwest Bancorp include Fourthstone LLC (9.95%), Kennedy Capital Management LLC (3.55%), HoldCo Asset Management LP (0.63%) and Bridgeway Capital Management LLC (0.40%). Insiders that own company stock include Dana D Behar, Matthew Deines, Jennifer Zaccardo, Norman J Jr Tonina, Christopher J Riffle, Geraldine L Bullard, Terry A Anderson, Kyle David Henderson, Sherilyn G Anderson, Gabriel Steven Galanda, Sean Patrick Brennan and Lynn Terwoerds.
View institutional ownership trends.

How do I buy shares of First Northwest Bancorp?

Shares of FNWB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of First Northwest Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that First Northwest Bancorp investors own include Broadcom (AVGO), NVIDIA (NVDA), Adobe (ADBE), GE Aerospace (GE), ServiceNow (NOW), Arista Networks (ANET) and Jabil (JBL).

Company Calendar

• Last Earnings: 7/24/2025
• Today: 9/16/2025
• Next Earnings (Estimated): 11/04/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - WEST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:FNWB
• CIK: 1556727
• Web: www.ourfirstfed.com
• Phone: (360) 457-0461
• Fax: N/A
• Employees: 290
• Year Founded: 1923

Price Target and Rating

• Average Price Target for First Northwest Bancorp: $12.75
• High Price Target: $13.50
• Low Price Target: $12.00
• Potential Upside/Downside: +73.9%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.04
• Trailing P/E Ratio: 183.30
• Forward P/E Ratio: 14.66
• P/E Growth: N/A
• Net Income: -$6.61 million
• Net Margins: 0.32%
• Pretax Margin: -9.89%
• Return on Equity: 0.25%
• Return on Assets: 0.02%

Debt

• Debt-to-Equity Ratio: 2.30
• Current Ratio: 1.04
• Quick Ratio: 1.04

Sales & Book Value

• Annual Sales: $124.95 million
• Price / Sales: 0.55
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $16.44 per share
• Price / Book: 0.45

Miscellaneous

• Outstanding Shares: 9,420,000
• Free Float: 8,903,000
• Market Cap: $69.05 million
• Optionable: Not Optionable
• Beta: 0.73