About Howard Bancorp (NASDAQ:HBMD)
Howard Bancorp, Inc. is the bank holding company of Howard Bank. The Company's primary business is to own all of the capital stock of Howard Bank. The Company operates through Community Banking segment. Howard Bank is a trust company, which has approximately four operating subsidiaries. The Company offers a range of services to its customers, including wire transfer services, automated teller machine (ATM) and check cards, ATMs at all of its service branch locations, safe deposit boxes at all service locations and credit cards through a third-party processor. Additionally, it provides Internet banking services to its customers and merchant card services for its business customers. The Company's primary market focus is on making loans to and gathering deposits from small and medium size businesses and their owners, professionals and executives, and high-net-worth individuals in its primary market area.
Industry, Sector and Symbol
Industry BANKS & THRIFTS
Trailing P/E Ratio26.0666666666667
Forward P/E Ratio15.64
Sales & Book Value
Annual Sales$62.55 million
Price / Sales3.07
Cash Flow$0.69 per share
Price / Cash28.54
Book Value$9.14 per share
Price / Book2.14
Net Income$7.20 million
Return on Equity5.76%
Return on Assets0.67%
Howard Bancorp (NASDAQ:HBMD) Frequently Asked Questions
What is Howard Bancorp's stock symbol?
Howard Bancorp trades on the NASDAQ under the ticker symbol "HBMD."
How were Howard Bancorp's earnings last quarter?
Howard Bancorp Inc (NASDAQ:HBMD) announced its quarterly earnings data on Monday, January, 22nd. The financial services provider reported $0.21 EPS for the quarter, missing the Zacks' consensus estimate of $0.22 by $0.01. The financial services provider had revenue of $14.53 million for the quarter, compared to analysts' expectations of $15.35 million. Howard Bancorp had a return on equity of 5.76% and a net margin of 11.51%. View Howard Bancorp's Earnings History.
When will Howard Bancorp make its next earnings announcement?
Where is Howard Bancorp's stock going? Where will Howard Bancorp's stock price be in 2018?
3 Wall Street analysts have issued twelve-month price objectives for Howard Bancorp's stock. Their forecasts range from $21.00 to $23.00. On average, they anticipate Howard Bancorp's share price to reach $22.33 in the next twelve months. View Analyst Ratings for Howard Bancorp.
Who are some of Howard Bancorp's key competitors?
Some companies that are related to Howard Bancorp include PCSB Financial (PCSB), First Bancshares (FBMS), Metropolitan Bank (MCB), Macatawa Bank (MCBC), Clifton Bancorp (CSBK), Farmers & Merchants Bancorp (FMAO), Peoples Financial Services (PFIS), Southern First Bancshares (SFST), American National BankShares (AMNB), First Internet Bancorp (INBK), Charter Financial (CHFN), Summit Financial Group (SMMF), First Bancorp (FNLC), MutualFirst Financial (MFSF), Farmers Capital Bank (FFKT), BankFinancial (BFIN), Territorial Bancorp (TBNK) and National Bankshares (NKSH).
Who are Howard Bancorp's key executives?
Howard Bancorp's management team includes the folowing people:
- Mary Ann Scully, Chairman of the Board, President, Chief Executive Officer, Chief Risk Officer
- George C. Coffman, Chief Financial Officer, Executive Vice President, Treasurer; EVP, Chief Financial Officer, Chief Investment Officer, Treasurer and Chief Interest Rate and Liquidity Risk Officer of Howard Bank
- Charles E. Schwabe, Executive Vice President, Secretary; EVP, Chief Administrative Officer, CIO, Information Security Officer, Compliance Officer, Chief Operational Risk Officer and Secretary of Howard Bank
- Robert A. Altieri, Executive Vice President; Executive Vice President, President - Mortgage Division and Chief Specialty Lending Officer of the Bank
- Paul G. Brown, Executive Vice President; Executive Vice President, Chief Lending Officer, Chief Client Services Officer and Chief Credit Risk Officer of Howard Bank
- Paul I. Latta Jr., Lead Independent Director
- Gary R. Bozel, Director
- Thomas P. O'Neill, Director
- Richard G. Arnold, Independent Director
- Nasser Basir, Independent Director
Who owns Howard Bancorp stock?
Howard Bancorp's stock is owned by many different of retail and institutional investors. Top institutional investors include BlackRock Inc. (4.11%), Brown Advisory Inc. (3.52%), Hilton Capital Management LLC (2.06%), Maltese Capital Management LLC (1.63%), Banc Funds Co. LLC (1.42%) and Renaissance Technologies LLC (1.04%). Company insiders that own Howard Bancorp stock include Andrew E Clark, Donna Hill Staton, James D Witty, John J Keenan, Karen D Mcgraw, Mary Ann Scully, Robert J Hartson, Robert W Jr Smith and Steven Poynot. View Institutional Ownership Trends for Howard Bancorp.
Who sold Howard Bancorp stock? Who is selling Howard Bancorp stock?
Howard Bancorp's stock was sold by a variety of institutional investors in the last quarter, including Alliancebernstein L.P., Maltese Capital Management LLC, Renaissance Technologies LLC, Deutsche Bank AG, Banc Funds Co. LLC and Brown Advisory Inc.. Company insiders that have sold Howard Bancorp company stock in the last year include Robert J Hartson and Steven Poynot. View Insider Buying and Selling for Howard Bancorp.
Who bought Howard Bancorp stock? Who is buying Howard Bancorp stock?
Howard Bancorp's stock was purchased by a variety of institutional investors in the last quarter, including EAM Investors LLC, Victory Capital Management Inc., Wells Fargo & Company MN, Hilton Capital Management LLC, SG Americas Securities LLC and BlackRock Inc.. Company insiders that have bought Howard Bancorp stock in the last two years include Donna Hill Staton, James D Witty, John J Keenan, Karen D Mcgraw, Mary Ann Scully and Robert W Jr Smith. View Insider Buying and Selling for Howard Bancorp.
How do I buy Howard Bancorp stock?
Shares of Howard Bancorp can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is Howard Bancorp's stock price today?
One share of Howard Bancorp stock can currently be purchased for approximately $19.55.
How big of a company is Howard Bancorp?
Howard Bancorp has a market capitalization of $193.47 million and generates $62.55 million in revenue each year. The financial services provider earns $7.20 million in net income (profit) each year or $0.75 on an earnings per share basis. Howard Bancorp employs 300 workers across the globe.
How can I contact Howard Bancorp?
Howard Bancorp's mailing address is 6011 University Boulevard Suite 370, Ellicott City MD, 21043. The financial services provider can be reached via phone at 410-750-0020.
MarketBeat Community Rating for Howard Bancorp (HBMD)MarketBeat's community ratings are surveys of what our community members think about Howard Bancorp and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.
Howard Bancorp (NASDAQ:HBMD) Analysts' Consensus Rating (How are Consensus Ratings Calculated?)
MarketBeat calculates consensus analyst ratings for company stocks using the most recent rating from each brokerage that has rated a stock within the last twelve months. Since brokers often use different ratings systems, each rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months.
MarketBeat will no longer include ratings and price target data in its consensus calculation if a broker drops coverage and MarketBeat has received a report that coverage was dropped. Ratings from certain research firms that issue ratings using purely quantitative methods (such as Zacks, Vetr and ValuEngine) are not included in consensus calculations. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
|Today||30 Days Ago||90 Days Ago||180 Days Ago|
|Consensus Rating: ||Buy||Buy||Buy||Strong Buy|
|Consensus Rating Score: ||3.00||3.00||3.00||3.50|
|Ratings Breakdown: ||0 Sell Rating(s)|
0 Hold Rating(s)
3 Buy Rating(s)
0 Strong Buy Rating(s)
|0 Sell Rating(s)|
0 Hold Rating(s)
3 Buy Rating(s)
0 Strong Buy Rating(s)
|0 Sell Rating(s)|
0 Hold Rating(s)
2 Buy Rating(s)
0 Strong Buy Rating(s)
|0 Sell Rating(s)|
0 Hold Rating(s)
1 Buy Rating(s)
1 Strong Buy Rating(s)
|Consensus Price Target: ||$22.33||$22.33||$22.00||$21.50|
|Price Target Upside: ||14.24% upside||19.11% upside||1.38% upside||19.11% upside|
Howard Bancorp (NASDAQ:HBMD) Consensus Price Target History
Howard Bancorp (NASDAQ:HBMD) Analyst Ratings History
(Data available from 3/17/2016 forward)
Howard Bancorp (NASDAQ:HBMD) Earnings History and Estimates Chart
Howard Bancorp (NASDAQ HBMD) Earnings History by Quarter
(Earnings results data provided by Zacks Investment Research)
|Date||Quarter||Consensus Estimate||Actual EPS||Revenue Estimate||Actual Revenue||Release Link||Conference Call||Details|
|1/22/2018||Q4 2017||$0.22||$0.21||$15.35 million||$14.53 million||View||N/A|
|10/19/2017||Q3||$0.23||$0.17||$15.20 million||$14.86 million||View||N/A|
|7/19/2017||Q2 2017||$0.21||$0.21||$13.95 million||$14.81 million||View||N/A|
|4/20/2017||Q1 2017||$0.18||$0.18||$12.39 million||$13.21 million||View||N/A|
|1/19/2017||Q4 2016||$0.24||$0.13||$11.49 million||View||N/A|
|7/21/2016||Q2 2016||$0.17||$0.22||$12.95 million||View||N/A|
|4/22/2016||Q1 2016||$0.24||$0.13||$18.32 million||View||N/A|
|1/27/2016||Q4 2015||$0.22||$11.91 million||View||N/A|
|10/30/2015||Q3 2015||$0.20||$10.94 million||View||N/A|
|7/17/2015||Q2 2015||$0.16||$10.24 million||View||N/A|
|4/23/2015||Q1 2015||$0.15||$9.12 million||View||N/A|
|1/20/2015||Q4 2014||$2.21||$24.93 million||View||N/A|
|11/4/2014||Q3 2014||$0.05||$7.34 million||View||N/A|
|7/17/2014||Q2 2014||$0.17||$6.89 million||View||N/A|
|4/25/2014||Q1 2014||$0.06||$5.05 million||View||N/A|
|10/22/2013||Q3 2013||$0.09||$4.48 million||View||N/A|
|7/18/2013||Q2 2013||$0.12||$4.03 million||View||N/A|
|4/18/2013||Q1 2013||$0.10||$3.88 million||View||N/A|
Howard Bancorp (NASDAQ:HBMD) Earnings Estimates
Current Year EPS Consensus Estimate: $1.25 EPS
Next Year EPS Consensus Estimate: $1.61 EPS
Dividend History for Howard Bancorp (NASDAQ:HBMD)
No dividend announcements for this company have been tracked by MarketBeat.com
Howard Bancorp (NASDAQ HBMD) Insider Trading and Institutional Ownership History
Insider Ownership Percentage: 10.59%
Institutional Ownership Percentage: 64.85%
Howard Bancorp (NASDAQ HBMD) Insider Trades by Quarter
(Data available from 1/1/2013 forward)
|Transaction Date||Insider Name||Title||Buy/Sell||Number of Shares||Average Share Price||Total Transaction||Shares Held After Transaction||Details|
|2/14/2018||Robert W Jr. Smith||Director||Buy||1,300||$18.43||$23,959.00||35,678|| |
|12/19/2017||Robert J Hartson||Director||Sell||7,500||$23.15||$173,625.00||159,276|| |
|9/19/2017||Steven Poynot||EVP||Sell||1,334||$20.46||$27,293.64||167|| |
|2/7/2017||Karen D Mcgraw||Director||Buy||500||$18.12||$9,060.00||4,206|| |
|2/2/2017||James D Witty||EVP||Buy||1,350||$15.00||$20,250.00||2,350|| |
|2/2/2017||Mary Ann Scully||CEO||Buy||2,000||$15.00||$30,000.00||129,020|| |
|2/2/2017||Robert W Jr. Smith||Director||Buy||4,500||$15.00||$67,500.00||33,070|| |
|2/1/2017||John J Keenan||Director||Buy||2,000||$15.00||$30,000.00||6,337|| |
|12/1/2016||Donna Hill Staton||Director||Buy||675||$14.64||$9,882.00||9,318|| |
|10/31/2016||Andrew E Clark||Director||Sell||16,172||$13.40||$216,704.80||33,426|| |
|5/16/2016||James D Witty||EVP||Buy||1,000||$12.95||$12,950.00||1,000|| |
|5/5/2016||Karen D Mcgraw||Director||Buy||1,541||$12.97||$19,986.77||3,457|| |
|6/16/2015||John J Keenan||Director||Buy||1,600||$13.75||$22,000.00|| |
|5/21/2015||Dennis Finnegan||EVP||Buy||1,000||$13.96||$13,960.00|| |
|3/12/2015||Richard Joseph Morgan||Director||Buy||1,800||$13.90||$25,020.00|| |
|8/14/2013||Robert W Jr. Smith||Director||Buy||2,756||$8.20||$22,599.20|| |
|8/13/2013||Robert W Jr. Smith||Director||Buy||1,344||$8.25||$11,088.00|| |
|3/12/2013||Robert J Hartson||Director||Buy||1,968||$6.85||$13,480.80|| |
|2/20/2013||Robert J Hartson||Director||Buy||2,000||$6.89||$13,780.00|| |
|12/21/2012||Robert J Hartson||Director||Buy||1,000||$6.50||$6,500.00|| |
|11/28/2012||Robert J Hartson||Director||Buy||1,000||$7.00||$7,000.00|| |
|9/10/2012||Robert J Hartson||Director||Buy||1,474||$7.06||$10,406.44|| |
Howard Bancorp (NASDAQ HBMD) News Headlines
|BRIEF-Priam Capital Fund Reports 14.96 Pct Stake In Howard Bancorp|
www.reuters.com - March 14 at 11:20 AM
|Zacks Investment Research Lowers Howard Bancorp (HBMD) to Strong Sell|
www.americanbankingnews.com - March 14 at 12:00 AM
|Howard Bancorp Inc (HBMD) Receives Average Rating of "Buy" from Analysts|
www.americanbankingnews.com - March 6 at 10:48 AM
|Banc Funds Co. LLC Trims Holdings in Howard Bancorp Inc (HBMD)|
www.americanbankingnews.com - March 4 at 4:42 AM
|Here's how much Howard Bank executives made after closing First Mariner deal|
finance.yahoo.com - March 2 at 3:38 PM
|Howard Bancorp Completes Acquisition of First Mariner Bank, Progresses on Integration and Relocation|
finance.yahoo.com - March 1 at 10:35 AM
|Brown Advisory Inc. Sells 3,977 Shares of Howard Bancorp Inc (HBMD)|
www.americanbankingnews.com - February 27 at 5:06 AM
|Howard Bancorp Inc (HBMD) Shares Bought by Victory Capital Management Inc.|
www.americanbankingnews.com - February 25 at 5:54 AM
|Howard Bancorp (HBMD) Downgraded by Zacks Investment Research|
www.americanbankingnews.com - February 18 at 5:24 PM
|When First Mariner Bank's signs will come down and which branches will be closing|
www.bizjournals.com - February 17 at 3:26 PM
|Howard Bancorp Inc (HBMD) Director Robert W. Jr. Smith Buys 1,300 Shares|
www.americanbankingnews.com - February 15 at 10:18 AM
|Howard Bank's acquisition of First Mariner wins regulatory approval|
finance.yahoo.com - February 13 at 8:12 AM
|Howard Bancorp (HBMD) Lifted to "Outperform" at Merion Capital Group|
www.americanbankingnews.com - February 10 at 6:22 PM
|Attractive Relative Valuation Fetches Howard Bancorp An Upgrade|
finance.yahoo.com - February 9 at 6:29 PM
|Howard Bancorp Inc (HBMD) Receives Consensus Rating of "Buy" from Brokerages|
www.americanbankingnews.com - February 9 at 2:34 PM
|Zacks: Howard Bancorp Inc (HBMD) Given Consensus Rating of "Buy" by Analysts|
www.americanbankingnews.com - January 31 at 1:20 PM
|Howard Bancorp, Inc. Reports 2017 Results with Strong Organic Growth, Increasing Revenues, Higher Capital Levels and the Pending Acquisition of First Mariner Bank|
finance.yahoo.com - January 23 at 5:04 PM
| Howard Bancorp Inc (HBMD) Given Consensus Recommendation of "Buy" by Analysts|
www.americanbankingnews.com - January 16 at 9:56 AM
|Howard Bancorp (HBMD) Stock Rating Upgraded by Zacks Investment Research|
www.americanbankingnews.com - January 11 at 12:10 AM
|Howard Bancorp (HBMD) Scheduled to Post Earnings on Wednesday|
www.americanbankingnews.com - January 10 at 1:08 AM
|Howard Bancorp (HBMD) versus Its Peers Financial Analysis|
www.americanbankingnews.com - January 2 at 11:10 PM
|Zacks: Howard Bancorp, Inc. (HBMD) Given Consensus Recommendation of "Buy" by Analysts|
www.americanbankingnews.com - January 1 at 3:52 AM
|ETFs with exposure to Howard Bancorp, Inc. (Maryland) : December 29, 2017|
finance.yahoo.com - December 29 at 4:05 PM
| Howard Bancorp, Inc. (HBMD) Given Consensus Recommendation of "Buy" by Analysts|
www.americanbankingnews.com - December 28 at 1:44 PM
|Contrasting Howard Bancorp (HBMD) and Its Peers|
www.americanbankingnews.com - December 28 at 8:48 AM
|Howard Bancorp (HBMD) Upgraded to Hold at Zacks Investment Research|
www.americanbankingnews.com - December 26 at 11:32 PM
|Howard Bancorp, Inc. (HBMD) Director Sells $173,625.00 in Stock|
www.americanbankingnews.com - December 19 at 5:56 PM
|Critical Review: Howard Bancorp (HBMD) versus The Competition|
www.americanbankingnews.com - December 16 at 1:30 PM
|Comparing Howard Bancorp (HBMD) & The Competition|
www.americanbankingnews.com - December 15 at 9:30 PM
|Reviewing Howard Bancorp (HBMD) & Its Rivals|
www.americanbankingnews.com - December 15 at 7:10 PM
| Howard Bancorp, Inc. (HBMD) Receives Consensus Rating of "Buy" from Brokerages|
www.americanbankingnews.com - December 11 at 6:28 PM
|Head to Head Analysis: Howard Bancorp (HBMD) & Its Peers|
www.americanbankingnews.com - December 10 at 11:32 PM
|Reviewing Howard Bancorp (HBMD) & The Competition|
www.americanbankingnews.com - December 8 at 11:54 AM
|Zacks: Brokerages Set $23.00 Target Price for Howard Bancorp, Inc. (HBMD)|
www.americanbankingnews.com - December 7 at 8:02 AM
|Zacks: Brokerages Set $23.00 Price Target for Howard Bancorp, Inc. (HBMD)|
www.americanbankingnews.com - December 3 at 4:14 PM
|Zacks: Analysts Set $23.00 Price Target for Howard Bancorp, Inc. (HBMD)|
www.americanbankingnews.com - November 29 at 5:38 PM
| Brokerages Set $23.00 Price Target for Howard Bancorp, Inc. (HBMD)|
www.americanbankingnews.com - November 23 at 9:34 PM
|November Growth Opportunities – Howard Bancorp And More|
finance.yahoo.com - November 21 at 7:24 PM
|Scully defends Howard Bank-First Mariner deal after receiving opposition|
finance.yahoo.com - November 21 at 7:24 PM
|ETFs with exposure to Howard Bancorp, Inc. (Maryland) : November 14, 2017|
finance.yahoo.com - November 14 at 7:54 PM
|Howard Bancorp Enters Oversold Territory (HBMD)|
www.thestreet.com - November 13 at 5:59 PM
|Howard Bancorp, Inc. (Maryland) :HBMD-US: Earnings Analysis: Q3, 2017 By the Numbers : November 13, 2017|
finance.yahoo.com - November 13 at 5:59 PM
| Howard Bancorp, Inc. (HBMD) Given Average Recommendation of "Buy" by Brokerages|
www.americanbankingnews.com - November 7 at 10:41 AM
|Howard Bancorp, Inc. (HBMD) Cut to "Sell" at Zacks Investment Research|
www.americanbankingnews.com - October 23 at 11:20 PM
|Howard Bancorp's (HBMD) Outperform Rating Reaffirmed at Raymond James Financial, Inc.|
www.americanbankingnews.com - October 21 at 11:12 AM
|Howard Bancorp, Inc. (HBMD) Announces Earnings Results, Misses Expectations By $0.06 EPS|
www.americanbankingnews.com - October 20 at 10:50 AM
|Howard Bancorp, Inc. Announces Third Quarter 2017 Results|
www.thestreet.com - October 19 at 8:10 PM
|How Do Analysts See Howard Bancorp Inc (HBMD) Performing In The Year Ahead?|
finance.yahoo.com - October 19 at 8:10 PM
|The Zacks Analyst Blog Highlights: First Bancorp, Heritage Commerce, Howard Bancorp, National Commerce and Triumph Bancorp|
finance.yahoo.com - October 10 at 6:47 PM
|ETFs with exposure to Howard Bancorp, Inc. (Maryland) : October 9, 2017|
finance.yahoo.com - October 9 at 7:28 PM
Howard Bancorp (NASDAQ:HBMD) SEC Filings
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Howard Bancorp (NASDAQ:HBMD) Income Statement, Balance Sheet and Cash Flow Statement
Howard Bancorp (NASDAQ HBMD) Stock Chart for Saturday, March, 17, 2018