Hingham Institution for Savings (HIFS) Stock Price, News & Analysis

Company Overview

Hingham Institution for Savings is a mutual savings bank headquartered in Hingham, Massachusetts. Founded in 1834, the bank combines the community-oriented focus of a mutual institution with the transparency and oversight associated with a publicly traded company under the NASDAQ ticker HIFS.

The institution’s core activities include deposit and lending services tailored to individuals and businesses. Deposit offerings encompass checking and savings accounts, money market accounts, certificates of deposit and individual retirement accounts, supported by online and mobile banking platforms. On the lending side, Hingham Savings provides residential mortgage financing, commercial real estate loans, home equity lines of credit and SBA-backed business loans.

With a branch network serving Southeastern Massachusetts, the bank maintains offices in Hingham, Rockland, Pembroke, Hanover and neighboring communities. This regional footprint enables Hingham Institution for Savings to deliver personalized service, adapt products to local market needs and foster longstanding customer relationships.

Leadership is overseen by President and Chief Executive Officer David L. Thacher, who guides the bank’s strategic growth and community engagement efforts. Under his direction, Hingham Savings continues to emphasize prudent risk management, customer-focused innovation and active support of the communities it serves.

Key Stats

• Today's Range: $278.82 to $289.76
• 50-Day Range: $239.62 to $294.04
• 52-Week Range: $209.71 to $300.00
• Volume: 101,448 shs
• Average Volume: 40,883 shs
• Market Capitalization: N/A
• P/E Ratio: 18.46
• Dividend Yield: 0.89%
• Price Target: N/A
• Consensus Rating: N/A

Hingham Institution for Savings Stock Analysis - MarketRank™

Hingham Institution for Savings scored higher than 25% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Hingham Institution for Savings.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Hingham Institution for Savings is 18.46, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.71.

Price to Earnings Ratio vs. Sector

The P/E ratio of Hingham Institution for Savings is 18.46, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 244.74.

Price to Book Value per Share Ratio

Hingham Institution for Savings has a P/B Ratio of 1.41. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

11.67% of the float of Hingham Institution for Savings has been sold short.

Short Interest Ratio / Days to Cover

Hingham Institution for Savings has a short interest ratio ("days to cover") of 3.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Hingham Institution for Savings has recently decreased by 3.26%, indicating that investor sentiment is improving.

Dividend

• Score: 0.8 / 5
• Dividend Strength: Weak

Dividend Yield

Hingham Institution for Savings has a dividend yield of 0.87%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Hingham Institution for Savings does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Hingham Institution for Savings is 16.43%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

11.67% of the float of Hingham Institution for Savings has been sold short.

Short Interest Ratio / Days to Cover

Hingham Institution for Savings has a short interest ratio ("days to cover") of 3.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Hingham Institution for Savings has recently decreased by 3.26%, indicating that investor sentiment is improving.

News and Social Media

• Score: 2.6 / 5
• News Sentiment: N/A

News Sentiment

Hingham Institution for Savings has a news sentiment score of 1.70. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.05 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Hingham Institution for Savings this week, compared to 1 article on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Hingham Institution for Savings insiders have not sold or bought any company stock.

Percentage Held by Institutions

49.33% of the stock of Hingham Institution for Savings is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

HIFS Stock Analysis - Frequently Asked Questions

How have HIFS shares performed this year?

Hingham Institution for Savings' stock was trading at $254.14 on January 1st, 2025. Since then, HIFS stock has increased by 11.4% and is now trading at $283.20.

How were Hingham Institution for Savings' earnings last quarter?

Hingham Institution for Savings (NASDAQ:HIFS) released its quarterly earnings results on Friday, July, 11th. The savings and loans company reported $3.39 earnings per share for the quarter. The savings and loans company had revenue of $20.85 million for the quarter. Hingham Institution for Savings had a net margin of 15.53% and a trailing twelve-month return on equity of 4.95%.

Who are Hingham Institution for Savings' major shareholders?

Hingham Institution for Savings' top institutional shareholders include Maren Capital LLC, Geode Capital Management LLC, De Lisle Partners LLP and Russell Investments Group Ltd..

How do I buy shares of Hingham Institution for Savings?

Shares of HIFS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Hingham Institution for Savings own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Hingham Institution for Savings investors own include American Water Works (AWK), Waste Connections (WCN), The RMR Group (RMR), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC), AU Optronics (AUOTY) and Triple Flag Precious Metals (TFPM).

Company Calendar

• Last Earnings: 7/11/2025
• Record date for 8/13 Dividend: 8/04/2025
• Ex-Dividend for 8/13 Dividend: 8/04/2025
• Dividend Payable: 8/13/2025
• Today: 9/16/2025
• Next Earnings (Estimated): 10/10/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Thrifts & Mortgage Finance
• Current Symbol: NASDAQ:HIFS
• CIK: N/A
• Web: www.hinghamsavings.com
• Phone: (781) 749-2200
• Fax: N/A
• Employees: 87
• Year Founded: 1834

Profitability

• EPS (Trailing Twelve Months): $15.34
• Trailing P/E Ratio: 18.46
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $28.19 million
• Net Margins: 15.53%
• Pretax Margin: 20.96%
• Return on Equity: 4.95%
• Return on Assets: 0.48%

Debt

• Debt-to-Equity Ratio: 3.53
• Current Ratio: 1.59
• Quick Ratio: 1.59

Sales & Book Value

• Annual Sales: $217.38 million
• Price / Sales: N/A
• Cash Flow: $5.96 per share
• Price / Cash Flow: 47.50
• Book Value: $201.06 per share
• Price / Book: 1.41

Miscellaneous

• Outstanding Shares: N/A
• Free Float: N/A
• Market Cap: N/A
• Optionable: Not Optionable
• Beta: 0.94