Kentucky First Federal Bancorp (KFFB) Stock Price, News & Analysis

Company Overview

Kentucky First Federal Bancorp is the bank holding company for Kentucky First Federal Savings & Loan Association, a community-oriented depository institution headquartered in Prestonsburg, Kentucky. The company focuses on providing a comprehensive range of banking services to individuals, families and small businesses across eastern Kentucky. Its mission centers on delivering personalized financial solutions and fostering economic growth within the region it serves.

The company’s core offerings include residential mortgage lending, commercial real estate financing, consumer installment and home equity loans, as well as traditional deposit products such as checking, savings and certificates of deposit. Kentucky First Federal Bancorp complements its lending activities with online and mobile banking platforms, enabling customers to manage accounts, pay bills and access funds remotely. Ancillary services include automated teller machines, cash management solutions and trust services designed for both retail and business clients.

Originally established in the early 20th century, Kentucky First Federal Bancorp has grown alongside the Appalachian communities of Floyd, Pike, Knott and surrounding counties. Over decades of operation, the company has expanded its branch network to bring banking services to underserved areas, reinforcing its commitment to community development. Through participation in regional housing and small-business initiatives, the company has supported local homeownership and entrepreneurship efforts.

The company is guided by a board of directors composed of local business and civic leaders, and its executive team is led by President and Chief Executive Officer Michael J. Gibson. Under this leadership, Kentucky First Federal Bancorp continues to emphasize prudent risk management, strong customer relationships and community engagement as pillars of its long-term strategy.

Key Stats

• Today's Range: $2.99 to $3.05
• 50-Day Range: $2.16 to $3.08
• 52-Week Range: $1.96 to $3.62
• Volume: 1,520 shs
• Average Volume: 5,517 shs
• Market Capitalization: $24.50 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

Kentucky First Federal Bancorp Stock Analysis - MarketRank™

Kentucky First Federal Bancorp scored higher than 19% of companies evaluated by MarketBeat, and ranked 864th out of 935 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Kentucky First Federal Bancorp.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Kentucky First Federal Bancorp is -23.31, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Kentucky First Federal Bancorp is -23.31, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Kentucky First Federal Bancorp has a P/B Ratio of 0.51. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.57% of the float of Kentucky First Federal Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Kentucky First Federal Bancorp has a short interest ratio ("days to cover") of 3.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Kentucky First Federal Bancorp has recently decreased by 1.14%, indicating that investor sentiment is improving.

Dividend

• Score: 0.0 / 5
• Dividend Strength: Weak

Dividend Yield

Kentucky First Federal Bancorp does not currently pay a dividend.

Dividend Growth

Kentucky First Federal Bancorp does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.57% of the float of Kentucky First Federal Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Kentucky First Federal Bancorp has a short interest ratio ("days to cover") of 3.8, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Kentucky First Federal Bancorp has recently decreased by 1.14%, indicating that investor sentiment is improving.

News and Social Media

• Score: 3.3 / 5
• News Sentiment: N/A

News Sentiment

Kentucky First Federal Bancorp has a news sentiment score of 1.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.94 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Kentucky First Federal Bancorp this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Kentucky First Federal Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 3.90% of the stock of Kentucky First Federal Bancorp is held by insiders.

Percentage Held by Institutions

Only 3.16% of the stock of Kentucky First Federal Bancorp is held by institutions.

KFFB Stock Analysis - Frequently Asked Questions

How have KFFB shares performed this year?

Kentucky First Federal Bancorp's stock was trading at $2.98 at the start of the year. Since then, KFFB stock has increased by 1.7% and is now trading at $3.03.

How were Kentucky First Federal Bancorp's earnings last quarter?

Kentucky First Federal Bancorp (NASDAQ:KFFB) released its earnings results on Monday, May, 4th. The savings and loans company reported $0.03 earnings per share (EPS) for the quarter. The savings and loans company had revenue of $2.40 million for the quarter. Kentucky First Federal Bancorp had a negative trailing twelve-month return on equity of 0.26% and a negative net margin of 5.60%.

How do I buy shares of Kentucky First Federal Bancorp?

Shares of KFFB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Kentucky First Federal Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Kentucky First Federal Bancorp investors own include Carnival (CCL), Huntington Bancshares (HBAN), Pfizer (PFE), AT&T (T), Walgreens Boots Alliance (WBA), Avino Silver & Gold Mines (ASM) and Dominion Energy (D).

Company Calendar

• Last Earnings: 5/04/2020
• Today: 7/15/2025
• Next Earnings (Estimated): 9/16/2025
• Fiscal Year End: 6/30/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - SVGS & LOAN
• Sub-Industry: Banking
• Current Symbol: NASDAQ:KFFB
• CIK: 1297341
• Web: www.ffsbfrankfort.com
• Phone: (502) 223-1638
• Fax: 502-564-3256
• Employees: 60
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): ($0.13)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$1.72 million
• Net Margins: -5.60%
• Pretax Margin: -5.83%
• Return on Equity: -0.26%
• Return on Assets: -0.03%

Debt

• Debt-to-Equity Ratio: 1.11
• Current Ratio: 1.29
• Quick Ratio: 1.29

Sales & Book Value

• Annual Sales: $8.38 million
• Price / Sales: 2.92
• Cash Flow: $0.03 per share
• Price / Cash Flow: 88.22
• Book Value: $5.93 per share
• Price / Book: 0.51

Miscellaneous

• Outstanding Shares: 8,087,000
• Free Float: 7,772,000
• Market Cap: $24.50 million
• Optionable: Not Optionable
• Beta: 0.02