First Western Financial (MYFW) Stock Price, News & Analysis

Company Overview

First Western Financial, Inc. (NASDAQ: MYFW) is a Denver-based bank holding company that, through its principal subsidiary First Western Trust, delivers a suite of personalized financial services. The company’s core activities center on wealth management and trust administration for high-net-worth individuals, families and institutions. In addition, First Western Financial offers a comprehensive range of deposit products—such as checking accounts, savings accounts, money market funds and certificates of deposit—designed to meet the liquidity and income needs of its clients.

Complementing its deposit offerings, First Western Financial provides fiduciary and investment management services, including estate planning, charitable giving strategies and multi-generational wealth transfer. Its advisory team crafts customized portfolios that blend equities, fixed income and alternative investments, while its trust professionals oversee the legal and administrative responsibilities associated with trusts, guardianships and custodial accounts. The company also extends tailored lending solutions, covering real estate financing, equipment leases and lines of credit, to support both personal and business objectives.

Founded in 1997 and headquartered in Denver, Colorado, First Western Financial has expanded its footprint with regional offices in California, Texas and Washington. This geographic diversification enables the firm to serve clients across the United States while maintaining local expertise and relationship-driven service. First Western Financial is led by a team of experienced financial professionals with deep backgrounds in banking, trust administration and investment advisory services, all committed to delivering objective advice aligned with each client’s long-term goals.

Key Stats

• Today's Range: $23.17 to $23.60
• 50-Day Range: $20.53 to $23.50
• 52-Week Range: $17.10 to $24.88
• Volume: 8,863 shs
• Average Volume: 38,251 shs
• Market Capitalization: $224.68 million
• P/E Ratio: 19.42
• Dividend Yield: N/A
• Price Target: $24.33
• Consensus Rating: Hold

First Western Financial Stock Analysis - MarketRank™

First Western Financial scored higher than 82% of companies evaluated by MarketBeat, and ranked 284th out of 940 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.9 / 5
• Analyst Rating: Hold

Consensus Rating

First Western Financial has received a consensus rating of Hold. The company's average rating score is 2.40, and is based on 2 buy ratings, 3 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for First Western Financial is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

First Western Financial has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 43.33%

Earnings Growth

Earnings for First Western Financial are expected to grow by 43.33% in the coming year, from $1.50 to $2.15 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of First Western Financial is 19.75, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 232.08.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Western Financial is 19.75, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 30.04.

Price to Book Value per Share Ratio

First Western Financial has a P/B Ratio of 0.90. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.31% of the float of First Western Financial has been sold short.

Short Interest Ratio / Days to Cover

First Western Financial has a short interest ratio ("days to cover") of 2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Western Financial has recently increased by 1.72%, indicating that investor sentiment is decreasing.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

First Western Financial does not currently pay a dividend.

Dividend Growth

First Western Financial does not have a long track record of dividend growth.

Sustainability and ESG

• Score: 2.6 / 5
• Environmental Score: -0.51

Percentage of Shares Shorted

1.31% of the float of First Western Financial has been sold short.

Short Interest Ratio / Days to Cover

First Western Financial has a short interest ratio ("days to cover") of 2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Western Financial has recently increased by 1.72%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 1.9 / 5
• News Sentiment: 0.50

News Sentiment

First Western Financial has a news sentiment score of 0.50. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.77 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for First Western Financial this week, compared to 2 articles on an average week.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, First Western Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $117,950.00 in company stock.

Percentage Held by Insiders

17.90% of the stock of First Western Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

60.26% of the stock of First Western Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

MYFW Stock Analysis - Frequently Asked Questions

How have MYFW shares performed this year?

First Western Financial's stock was trading at $19.55 at the start of the year. Since then, MYFW stock has increased by 20.2% and is now trading at $23.50.

How were First Western Financial's earnings last quarter?

First Western Financial, Inc. (NASDAQ:MYFW) announced its quarterly earnings data on Friday, March, 4th. The company reported $0.62 earnings per share (EPS) for the quarter. The business had revenue of $23.41 million for the quarter. First Western Financial had a net margin of 6.50% and a trailing twelve-month return on equity of 4.55%.

Does First Western Financial have any subsidiaries?

First Western Financial subsidiaries include First Western Capital Management Company, and First Western Trust Bank.

When did First Western Financial IPO?

First Western Financial (MYFW) raised $38 million in an initial public offering on Thursday, July 19th 2018. The company issued 1,900,000 shares at $19.00-$21.00 per share. Keefe, Bruyette & Woods (A Stifel Company) and Stephens served as the underwriters for the IPO and Sandler O'Neill + Partners, L.P. was co-manager.

How do I buy shares of First Western Financial?

Shares of MYFW stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of First Western Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that First Western Financial investors own include Waste Connections (WCN), The RMR Group (RMR), American Water Works (AWK), DiamondRock Hospitality (DRH), AUO (AUOTY), iShares Micro-Cap ETF (IWC) and Triple Flag Precious Metals (TFPM).

Company Calendar

• Last Earnings: 3/04/2022
• Today: 10/15/2025
• Next Earnings (Estimated): 10/23/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - MIDWEST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:MYFW
• CIK: 1327607
• Web: www.myfw.com
• Phone: (303) 531-8100
• Fax: N/A
• Employees: 310
• Year Founded: 2002

Price Target and Rating

• Average Price Target for First Western Financial: $24.33
• High Price Target: $26.00
• Low Price Target: $22.50
• Potential Upside/Downside: +3.5%
• Consensus Rating: Hold
• Rating Score (0-4): 2.40
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.19
• Trailing P/E Ratio: 19.75
• Forward P/E Ratio: 15.67
• P/E Growth: N/A
• Net Income: $8.47 million
• Net Margins: 6.50%
• Pretax Margin: 8.57%
• Return on Equity: 4.55%
• Return on Assets: 0.39%

Debt

• Debt-to-Equity Ratio: 0.80
• Current Ratio: 1.11
• Quick Ratio: 1.10

Sales & Book Value

• Annual Sales: $180.33 million
• Price / Sales: 1.27
• Cash Flow: $1.19 per share
• Price / Cash Flow: 19.72
• Book Value: $26.11 per share
• Price / Book: 0.90

Miscellaneous

• Outstanding Shares: 9,720,000
• Free Float: 7,978,000
• Market Cap: $228.42 million
• Optionable: Not Optionable
• Beta: 0.85