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NASDAQ:NCNO

nCino (NCNO) Stock Price, News & Analysis

nCino logo
$22.99 -0.33 (-1.42%)
As of 08/28/2026 04:00 PM Eastern

About nCino Stock (NASDAQ:NCNO)

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Key Stats

Today's Range
$22.82
$23.83
50-Day Range
$14.35
$23.32
52-Week Range
$13.80
$32.53
Volume
2.61 million shs
Average Volume
2.53 million shs
Market Capitalization
$2.43 billion
P/E Ratio
76.63
Dividend Yield
N/A
Price Target
$24.38
Consensus Rating
Moderate Buy

Company Overview

nCino, Inc. provides a cloud-based banking operating system designed to modernize and streamline processes for financial institutions. Built on a software-as-a-service (SaaS) model, the nCino Bank Operating System integrates key banking functions into a unified platform, enabling banks and credit unions to enhance efficiency, reduce risk and improve customer experiences.

Founded in 2012 as a spinoff from Live Oak Bank, nCino launched its flagship offering to address the needs of commercial and retail lenders seeking to replace legacy systems. The company completed its initial public offering in 2017 and is headquartered in Wilmington, North Carolina, with additional offices in major financial centers including London, Toronto, Sydney and Tokyo.

The nCino Bank Operating System comprises modules for loan origination, deposit account opening, workflow automation, customer relationship management, treasury management, analytics and compliance. By consolidating disparate applications into a single platform, nCino helps institutions accelerate onboarding, maintain regulatory oversight and gain real-time visibility into portfolios and risk exposures.

Serving hundreds of banks and credit unions across North America, Europe, Asia-Pacific and Latin America, nCino supports organizations of varying sizes and business models. Under the leadership of co-founder and Chief Executive Officer Pierre Naudé, the company continues to expand its global footprint and broaden its product suite to address evolving industry requirements.

AI Generated. May Contain Errors.

nCino Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
58th Percentile Overall Score

NCNO MarketRank™: 

nCino scored higher than 58% of companies evaluated by MarketBeat, and ranked 354th out of 600 stocks in the technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    nCino has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 1 strong buy rating, 11 buy ratings, 5 hold ratings, and 1 sell rating.

  • Upside/Downside

    The consensus price target for nCino is close to its current price, suggesting limited near-term upside or downside.

  • Amount of Analyst Coverage

    nCino has been the subject of 13 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

  • Read more about nCino's stock forecast and price target.
  • Earnings Growth

    Earnings for nCino are expected to grow by 30.99% in the coming year, from $0.71 to $0.93 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of nCino is 76.63, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 45.16.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of nCino is 76.63, which means that it is trading at a more expensive P/E ratio than the Technology sector average P/E ratio of about 75.82.

  • Price to Book Value per Share Ratio

    nCino has a P/B Ratio of 2.62. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Percentage of Shares Shorted

    17.01% of the float of nCino has been sold short.
  • Short Interest Ratio / Days to Cover

    nCino has a short interest ratio ("days to cover") of 9.9.
  • Change versus previous month

    Short interest in nCino has recently decreased by 2.10%, indicating that investor sentiment is improving.
  • Dividend Yield

    nCino does not currently pay a dividend.

  • Dividend Growth

    nCino does not have a long track record of dividend growth.

  • News Sentiment

    nCino has a news sentiment score of 0.82. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Technology companies.
  • News Coverage This Week

    MarketBeat has tracked 40 news articles for nCino this week, compared to 6 articles on an average week.
  • Search Interest

    8 people have searched for NCNO on MarketBeat in the last 30 days. This is an increase of 300% compared to the previous 30 days.
  • MarketBeat Follows

    2 people have added nCino to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, nCino insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,568,144.00 in company stock.

  • Percentage Held by Insiders

    1.90% of the stock of nCino is held by insiders.

  • Percentage Held by Institutions

    94.76% of the stock of nCino is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about nCino's insider trading history.
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NCNO Stock News Headlines

nCino (NCNO) Gets a Buy from UBS
A $382 trillion migration and the position no one is talking about
Trump just signed a law requiring America's entire $382 trillion financial system to migrate to a new money network by April 2027. BlackRock CEO Larry Fink already calls it 'the next major evolution in market infrastructure.' Our research has identified one small, overlooked position at the center of this policy-driven shift - already drawing quiet institutional buying from BNY Mellon, State Street, and JPMorgan. It currently trades for pennies relative to where institutional demand could push it. The Q3 2026 compliance deadline may be the last window before prices move.tc pixel
Needham & Company LLC Reiterates "Buy" Rating for nCino (NASDAQ:NCNO)
BTIG Research Reiterates "Neutral" Rating for nCino (NASDAQ:NCNO)
See More Headlines

NCNO Stock Analysis - Frequently Asked Questions

nCino's stock was trading at $25.64 on January 1st, 2026. Since then, NCNO stock has decreased by 10.3% and is now trading at $22.99.

nCino Inc. (NASDAQ:NCNO) issued its earnings results on Tuesday, March, 31st. The company reported $0.37 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.21 by $0.16. The company's revenue for the quarter was up 5.9% on a year-over-year basis.
Read the conference call transcript
.

nCino's board initiated a stock buyback plan on Monday, December 8th 2025, which permits the company to buy back $100,000,000 in outstanding shares, according to EventVestor. This means that the company could purchase up to 3.7% of its stock through open market purchases. Stock buyback plans are usually a sign that the company's leadership believes its shares are undervalued.

nCino (NCNO) raised $217 million in an initial public offering on Tuesday, July 14th 2020. The company issued 7,600,000 shares at a price of $28.00-$29.00 per share. BofA Securities, Barclays Capital, KeyBanc Capital Markets and SunTrust Robinson Humphrey served as the underwriters for the IPO and Piper Sandler, Raymond James and Macquarie Capital (USA) were co-managers.

Top institutional investors of nCino include BlackRock Inc. (8.23%), Bank of America Corp DE (4.71%), American Capital Management Inc. (4.66%) and HMI Capital Management L.P. (4.56%). Insiders that own company stock include Insight Holdings Group, Llc, Sean Desmond, Pierre Naude, Gregory Orenstein, Joshua L Glover, April Rieger, Matthew Royce Hansen, William J Ruh, Steven A Collins, Jeanette Sellers, Pamela Kilday, Spencer Lake and Jeff Horing.
View institutional ownership trends
.

Shares of NCNO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that nCino investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), AUO (AUOTY), Voyager Therapeutics (VYGR), The RMR Group (RMR) and DiamondRock Hospitality (DRH).

Company Calendar

Last Earnings
3/31/2026
Today
8/30/2026
Fiscal Year End
1/31/2027

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Industry
Software
Sub-Industry
Application Software
Current Symbol
NASDAQ:NCNO
CIK
1902733
Fax
N/A
Employees
1,684
Year Founded
2011

Price Target and Rating

High Price Target
$36.00
Low Price Target
$17.00
Potential Upside/Downside
+6.1%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.67
Research Coverage
18 Analysts

Profitability

EPS (Trailing Twelve Months)
$0.30
Trailing P/E Ratio
76.63
Forward P/E Ratio
32.38
P/E Growth
N/A
Net Income
$5.18 million
Net Margins
5.40%
Pretax Margin
5.35%
Return on Equity
7.71%
Return on Assets
4.83%

Debt

Debt-to-Equity Ratio
0.34
Current Ratio
0.85
Quick Ratio
0.89

Sales & Book Value

Annual Sales
$622.24 million
Price / Sales
3.91
Cash Flow
$0.93 per share
Price / Cash Flow
24.78
Book Value
$8.79 per share
Price / Book
2.62

Miscellaneous

Outstanding Shares
105,736,000
Free Float
103,727,000
Market Cap
$2.43 billion
Optionable
Optionable
Beta
0.66

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This page (NASDAQ:NCNO) was last updated on 8/30/2026 by MarketBeat.com Staff.
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