NerdWallet (NRDS) Stock Price, News & Analysis

Company Overview

NerdWallet (NASDAQ: NRDS) is a personal finance company that offers independent guidance and comparison tools to help consumers make informed financial decisions. Through its website and mobile application, NerdWallet provides a wide range of content, including articles, calculators and reviews covering credit cards, mortgages, personal loans, banking products, investing, insurance and taxes. The platform aggregates partner offers to enable side-by-side comparisons, while editorially maintaining objectivity to support users in identifying the products that best suit their individual needs.

Founded in 2009 by Tim Chen and Jacob Gibson, NerdWallet is headquartered in San Francisco and serves consumers primarily in the United States, with additional localized offerings in Canada and the United Kingdom. Over time, the company has expanded its editorial team and product lineup, adding specialized tools for home financing, retirement planning and small-business banking.

NerdWallet generates revenue primarily through referral and advertising partnerships with financial institutions, earning fees when users take actions—such as opening an account or applying for a credit card—after clicking through its platform. The company’s data-driven approach leverages consumer behavior insights to optimize content delivery and product recommendations.

Since its initial public offering in December 2020, NerdWallet has continued to emphasize user transparency and independent analysis. The company’s leadership team remains anchored by co-founders Tim Chen, who serves as Chief Executive Officer, and Jacob Gibson, who holds the role of President, guiding strategy as the firm navigates an evolving digital finance landscape.

Key Stats

• Today's Range: $9.30 to $9.54
• 50-Day Range: $7.58 to $11.20
• 52-Week Range: $7.33 to $16.24
• Volume: 611,860 shs
• Average Volume: 750,781 shs
• Market Capitalization: $623.13 million
• P/E Ratio: 10.18
• Dividend Yield: N/A
• Price Target: $12.83
• Consensus Rating: Hold

NerdWallet Stock Analysis - MarketRank™

NerdWallet scored higher than 83% of companies evaluated by MarketBeat, and ranked 237th out of 879 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.2 / 5
• Analyst Rating: Hold

Consensus Rating

NerdWallet has received a consensus rating of Hold. The company's average rating score is 2.38, and is based on no strong buy ratings, 4 buy ratings, 3 hold ratings, and 1 sell rating.

Upside Potential

NerdWallet has a consensus price target of $12.83, representing about 35.5% upside from its current price of $9.47.

Amount of Analyst Coverage

NerdWallet has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 17.65%

Earnings Growth

Earnings for NerdWallet are expected to grow by 17.65% in the coming year, from $0.85 to $1.00 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of NerdWallet is 10.18, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 46.27.

Price to Earnings Ratio vs. Sector

The P/E ratio of NerdWallet is 10.18, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.60.

Price to Book Value per Share Ratio

NerdWallet has a P/B Ratio of 1.80. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

15.40% of the float of NerdWallet has been sold short.

Short Interest Ratio / Days to Cover

NerdWallet has a short interest ratio ("days to cover") of 5.54.

Change versus previous month

Short interest in NerdWallet has recently increased by 28.91%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

NerdWallet does not currently pay a dividend.

Dividend Growth

NerdWallet does not have a long track record of dividend growth.

News and Social Media

• Score: 1.2 / 5
• News Sentiment: -0.09

News Sentiment

NerdWallet has a news sentiment score of -0.09. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 11 news articles for NerdWallet this week, compared to 3 articles on an average week.

Company Ownership

• Score: 1.9 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, NerdWallet insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $17,862,921.00 in company stock.

Percentage Held by Insiders

52.75% of the stock of NerdWallet is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

38.81% of the stock of NerdWallet is held by institutions.

Company Calendar

• Last Earnings: 5/06/2026
• Today: 7/04/2026
• Next Earnings (Estimated): 8/06/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - MISC SVCS
• Sub-Industry: Business Services
• Current Symbol: NASDAQ:NRDS
• CIK: 1625278
• Web: www.nerdwallet.com
• Phone: 415-549-8913
• Fax: N/A
• Employees: 770
• Year Founded: 2009

Price Target and Rating

• Average Price Target for NerdWallet: $12.83
• High Price Target: $17.00
• Low Price Target: $9.00
• Potential Upside/Downside: +35.5%
• Consensus Rating: Hold
• Rating Score (0-4): 2.38
• Research Coverage: 8 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.93
• Trailing P/E Ratio: 10.18
• Forward P/E Ratio: 11.14
• P/E Growth: N/A
• Net Income: $48.70 million
• Net Margins: 8.11%
• Pretax Margin: 11.17%
• Return on Equity: 18.33%
• Return on Assets: 14.80%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 2.57
• Quick Ratio: 2.57

Sales & Book Value

• Annual Sales: $836.60 million
• Price / Sales: 0.74
• Cash Flow: $1.33 per share
• Price / Cash Flow: 7.10
• Book Value: $5.25 per share
• Price / Book: 1.80

Miscellaneous

• Outstanding Shares: 65,800,000
• Free Float: 31,090,000
• Market Cap: $623.13 million
• Optionable: Optionable
• Beta: 1.23