NSTS Bancorp (NSTS) Stock Price, News & Analysis

Company Overview

NSTS Bancorp, Inc. operates as a savings and loan holding company for North Shore Trust and Savings that provides banking products and services in Illinois. The company offers interest-bearing and noninterest-bearing checking, money market, savings, and time deposit accounts; and one- to four-family residential mortgage, multi-family and commercial real estate mortgage, construction, home equity, and consumer loans. It operates through full-service banking offices in Lake County, Illinois; and one loan production office in Chicago. The company was founded in 1921 and is headquartered in Waukegan, Illinois.

Key Stats

• Today's Range: $13.72 to $13.78
• 50-Day Range: $12.45 to $13.84
• 52-Week Range: $10.72 to $13.84
• Volume: 1,457 shs
• Average Volume: 9,699 shs
• Market Capitalization: $72.31 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: Sell

NSTS Bancorp Stock Analysis - MarketRank™

NSTS Bancorp scored higher than 17% of companies evaluated by MarketBeat, and ranked 830th out of 873 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 0.7 / 5
• Analyst Rating: Sell

Consensus Rating

NSTS Bancorp has received a consensus rating of Sell. The company's average rating score is 1.00, and is based on no strong buy ratings, no buy ratings, no hold ratings, and 1 sell rating.

Amount of Analyst Coverage

NSTS Bancorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of NSTS Bancorp is -686.91, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of NSTS Bancorp is -686.91, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

NSTS Bancorp has a P/B Ratio of 0.90. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.15% of the float of NSTS Bancorp has been sold short.

Short Interest Ratio / Days to Cover

NSTS Bancorp has a short interest ratio ("days to cover") of 0.56, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in NSTS Bancorp has recently increased by 6.36%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

NSTS Bancorp does not currently pay a dividend.

Dividend Growth

NSTS Bancorp does not have a long track record of dividend growth.

News and Social Media

• Score: 3.7 / 5
• News Sentiment: N/A

News Sentiment

NSTS Bancorp has a news sentiment score of 1.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.73 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for NSTS Bancorp this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.6 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, NSTS Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

8.30% of the stock of NSTS Bancorp is held by insiders.

Percentage Held by Institutions

23.70% of the stock of NSTS Bancorp is held by institutions.

Company Calendar

• Last Earnings: 5/14/2026
• Today: 7/01/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:NSTS
• CIK: 1881592
• Web: www.northshoretrust.com
• Phone: 847-336-4430
• Fax: 847-336-4438
• Employees: 40
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): ($0.02)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$390 thousand
• Net Margins: -0.72%
• Pretax Margin: -0.72%
• Return on Equity: -0.12%
• Return on Assets: -0.04%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.93
• Quick Ratio: 0.92

Sales & Book Value

• Annual Sales: $9.81 million
• Price / Sales: 7.37
• Cash Flow: $0.07 per share
• Price / Cash Flow: 191.50
• Book Value: $15.27 per share
• Price / Book: 0.90

Miscellaneous

• Outstanding Shares: 5,261,000
• Free Float: 4,824,000
• Market Cap: $72.31 million
• Optionable: Not Optionable
• Beta: 0.22