NSTS Bancorp (NSTS) Competitors

$13.65 +0.01 (+0.07%)

Closing price 05/14/2026 03:56 PM Eastern

Extended Trading

$13.64 -0.01 (-0.04%)

As of 05/14/2026 04:10 PM Eastern

NSTS vs. OPRT, JFIN, SNFCA, FRAF, and HWBK

Should you buy NSTS Bancorp stock or one of its competitors? MarketBeat compares NSTS Bancorp with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with NSTS Bancorp include Oportun Financial (OPRT), Jiayin Group (JFIN), Security National Financial (SNFCA), Franklin Financial Services (FRAF), and Hawthorn Bancshares (HWBK). These companies are all part of the "banking" industry.

How does NSTS Bancorp compare to Oportun Financial?

NSTS Bancorp (NASDAQ:NSTS) and Oportun Financial (NASDAQ:OPRT) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, media sentiment, institutional ownership, risk, dividends, analyst recommendations, earnings and valuation.

Oportun Financial has higher revenue and earnings than NSTS Bancorp. NSTS Bancorp is trading at a lower price-to-earnings ratio than Oportun Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
NSTS Bancorp	$13.27M	5.41	-$390K	-$0.08	N/A
Oportun Financial	$956.70M	0.26	$25.25M	$0.37	14.54

Oportun Financial has a consensus price target of $8.00, indicating a potential upside of 48.70%. Given Oportun Financial's stronger consensus rating and higher probable upside, analysts clearly believe Oportun Financial is more favorable than NSTS Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
NSTS Bancorp	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
Oportun Financial	1 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.20

In the previous week, NSTS Bancorp had 1 more articles in the media than Oportun Financial. MarketBeat recorded 6 mentions for NSTS Bancorp and 5 mentions for Oportun Financial. Oportun Financial's average media sentiment score of 0.66 beat NSTS Bancorp's score of 0.37 indicating that Oportun Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
NSTS Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Oportun Financial	3 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Oportun Financial has a net margin of 1.87% compared to NSTS Bancorp's net margin of -2.91%. Oportun Financial's return on equity of 12.14% beat NSTS Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
NSTS Bancorp	-2.91%	-0.49%	-0.14%
Oportun Financial	1.87%	12.14%	1.47%

23.7% of NSTS Bancorp shares are held by institutional investors. Comparatively, 82.7% of Oportun Financial shares are held by institutional investors. 8.3% of NSTS Bancorp shares are held by company insiders. Comparatively, 9.3% of Oportun Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

NSTS Bancorp has a beta of 0.19, indicating that its share price is 81% less volatile than the broader market. Comparatively, Oportun Financial has a beta of 1.3, indicating that its share price is 30% more volatile than the broader market.

Summary

Oportun Financial beats NSTS Bancorp on 14 of the 16 factors compared between the two stocks.

How does NSTS Bancorp compare to Jiayin Group?

Jiayin Group (NASDAQ:JFIN) and NSTS Bancorp (NASDAQ:NSTS) are both small-cap banking companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, institutional ownership, risk, earnings, profitability, media sentiment, valuation and analyst recommendations.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Jiayin Group	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
NSTS Bancorp	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00

In the previous week, NSTS Bancorp had 4 more articles in the media than Jiayin Group. MarketBeat recorded 6 mentions for NSTS Bancorp and 2 mentions for Jiayin Group. Jiayin Group's average media sentiment score of 1.87 beat NSTS Bancorp's score of 0.37 indicating that Jiayin Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Jiayin Group	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
NSTS Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Jiayin Group has a net margin of 24.60% compared to NSTS Bancorp's net margin of -2.91%. Jiayin Group's return on equity of 37.45% beat NSTS Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Jiayin Group	24.60%	37.45%	20.10%
NSTS Bancorp	-2.91%	-0.49%	-0.14%

Jiayin Group has higher revenue and earnings than NSTS Bancorp. NSTS Bancorp is trading at a lower price-to-earnings ratio than Jiayin Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Jiayin Group	$889.76M	0.27	$219.61M	$4.08	1.11
NSTS Bancorp	$13.27M	5.41	-$390K	-$0.08	N/A

Jiayin Group has a beta of 0.88, meaning that its stock price is 12% less volatile than the broader market. Comparatively, NSTS Bancorp has a beta of 0.19, meaning that its stock price is 81% less volatile than the broader market.

44.1% of Jiayin Group shares are owned by institutional investors. Comparatively, 23.7% of NSTS Bancorp shares are owned by institutional investors. 51.2% of Jiayin Group shares are owned by insiders. Comparatively, 8.3% of NSTS Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Summary

Jiayin Group beats NSTS Bancorp on 12 of the 14 factors compared between the two stocks.

How does NSTS Bancorp compare to Security National Financial?

Security National Financial (NASDAQ:SNFCA) and NSTS Bancorp (NASDAQ:NSTS) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, institutional ownership, risk, earnings, profitability, media sentiment, valuation and analyst recommendations.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Security National Financial	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
NSTS Bancorp	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00

In the previous week, NSTS Bancorp had 3 more articles in the media than Security National Financial. MarketBeat recorded 6 mentions for NSTS Bancorp and 3 mentions for Security National Financial. Security National Financial's average media sentiment score of 1.23 beat NSTS Bancorp's score of 0.37 indicating that Security National Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Security National Financial	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
NSTS Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Security National Financial has a net margin of 10.19% compared to NSTS Bancorp's net margin of -2.91%. Security National Financial's return on equity of 8.95% beat NSTS Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Security National Financial	10.19%	8.95%	2.23%
NSTS Bancorp	-2.91%	-0.49%	-0.14%

Security National Financial has higher revenue and earnings than NSTS Bancorp. NSTS Bancorp is trading at a lower price-to-earnings ratio than Security National Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Security National Financial	$344.59M	0.72	$32.15M	$1.36	7.01
NSTS Bancorp	$13.27M	5.41	-$390K	-$0.08	N/A

Security National Financial has a beta of 0.72, meaning that its stock price is 28% less volatile than the broader market. Comparatively, NSTS Bancorp has a beta of 0.19, meaning that its stock price is 81% less volatile than the broader market.

45.6% of Security National Financial shares are owned by institutional investors. Comparatively, 23.7% of NSTS Bancorp shares are owned by institutional investors. 15.0% of Security National Financial shares are owned by insiders. Comparatively, 8.3% of NSTS Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Summary

Security National Financial beats NSTS Bancorp on 12 of the 14 factors compared between the two stocks.

How does NSTS Bancorp compare to Franklin Financial Services?

Franklin Financial Services (NASDAQ:FRAF) and NSTS Bancorp (NASDAQ:NSTS) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their valuation, institutional ownership, risk, dividends, earnings, profitability, media sentiment and analyst recommendations.

In the previous week, NSTS Bancorp had 5 more articles in the media than Franklin Financial Services. MarketBeat recorded 6 mentions for NSTS Bancorp and 1 mentions for Franklin Financial Services. Franklin Financial Services' average media sentiment score of 1.89 beat NSTS Bancorp's score of 0.37 indicating that Franklin Financial Services is being referred to more favorably in the media.

Company	Overall Sentiment
Franklin Financial Services	Very Positive
NSTS Bancorp	Neutral

24.8% of Franklin Financial Services shares are owned by institutional investors. Comparatively, 23.7% of NSTS Bancorp shares are owned by institutional investors. 5.9% of Franklin Financial Services shares are owned by company insiders. Comparatively, 8.3% of NSTS Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Franklin Financial Services currently has a consensus price target of $64.00, indicating a potential upside of 13.60%. Given Franklin Financial Services' stronger consensus rating and higher possible upside, equities analysts clearly believe Franklin Financial Services is more favorable than NSTS Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Franklin Financial Services	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
NSTS Bancorp	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00

Franklin Financial Services has a net margin of 17.73% compared to NSTS Bancorp's net margin of -2.91%. Franklin Financial Services' return on equity of 14.13% beat NSTS Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Franklin Financial Services	17.73%	14.13%	1.05%
NSTS Bancorp	-2.91%	-0.49%	-0.14%

Franklin Financial Services has higher revenue and earnings than NSTS Bancorp. NSTS Bancorp is trading at a lower price-to-earnings ratio than Franklin Financial Services, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Franklin Financial Services	$133.55M	1.89	$21.23M	$5.34	10.55
NSTS Bancorp	$13.27M	5.41	-$390K	-$0.08	N/A

Franklin Financial Services has a beta of -0.01, indicating that its share price is 101% less volatile than the broader market. Comparatively, NSTS Bancorp has a beta of 0.19, indicating that its share price is 81% less volatile than the broader market.

Summary

Franklin Financial Services beats NSTS Bancorp on 12 of the 16 factors compared between the two stocks.

How does NSTS Bancorp compare to Hawthorn Bancshares?

Hawthorn Bancshares (NASDAQ:HWBK) and NSTS Bancorp (NASDAQ:NSTS) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their valuation, institutional ownership, risk, dividends, earnings, profitability, media sentiment and analyst recommendations.

In the previous week, NSTS Bancorp had 5 more articles in the media than Hawthorn Bancshares. MarketBeat recorded 6 mentions for NSTS Bancorp and 1 mentions for Hawthorn Bancshares. Hawthorn Bancshares' average media sentiment score of 1.87 beat NSTS Bancorp's score of 0.37 indicating that Hawthorn Bancshares is being referred to more favorably in the media.

Company	Overall Sentiment
Hawthorn Bancshares	Very Positive
NSTS Bancorp	Neutral

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hawthorn Bancshares	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
NSTS Bancorp	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00

30.7% of Hawthorn Bancshares shares are owned by institutional investors. Comparatively, 23.7% of NSTS Bancorp shares are owned by institutional investors. 22.9% of Hawthorn Bancshares shares are owned by company insiders. Comparatively, 8.3% of NSTS Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Hawthorn Bancshares has a beta of 0.43, indicating that its share price is 57% less volatile than the broader market. Comparatively, NSTS Bancorp has a beta of 0.19, indicating that its share price is 81% less volatile than the broader market.

Hawthorn Bancshares has a net margin of 22.14% compared to NSTS Bancorp's net margin of -2.91%. Hawthorn Bancshares' return on equity of 15.01% beat NSTS Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Hawthorn Bancshares	22.14%	15.01%	1.33%
NSTS Bancorp	-2.91%	-0.49%	-0.14%

Hawthorn Bancshares has higher revenue and earnings than NSTS Bancorp. NSTS Bancorp is trading at a lower price-to-earnings ratio than Hawthorn Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Hawthorn Bancshares	$111.97M	2.25	$23.80M	$3.64	10.04
NSTS Bancorp	$13.27M	5.41	-$390K	-$0.08	N/A

Summary

Hawthorn Bancshares beats NSTS Bancorp on 12 of the 14 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding NSTS and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

NSTS vs. The Competition

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Metric	NSTS Bancorp	BANKS Industry	Finance Sector	NASDAQ Exchange
Market Cap	$71.77M	$1.07B	$13.45B	$12.37B
Dividend Yield	N/A	2.73%	5.84%	5.35%
P/E Ratio	-170.63	16.44	23.17	25.63
Price / Sales	5.41	2.31	180.83	76.59
Price / Cash	189.55	23.59	20.45	56.33
Price / Book	0.89	1.14	2.15	6.97
Net Income	-$390K	$75.93M	$1.11B	$333.62M
7 Day Performance	7.91%	-1.47%	-0.69%	1.09%
1 Month Performance	9.73%	-0.12%	0.23%	3.08%
1 Year Performance	17.17%	20.15%	10.84%	35.68%

NSTS Bancorp Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
NSTS NSTS Bancorp	0.5143 of 5 stars	$13.65 +0.1%	N/A	+17.2%	$71.77M	$13.27M	N/A	40	Earnings Report High Trading Volume
OPRT Oportun Financial	4.8616 of 5 stars	$5.75 -1.0%	$8.00 +39.1%	-24.8%	$265.74M	$956.70M	10.85	2,488
JFIN Jiayin Group	2.4589 of 5 stars	$4.94 +0.2%	N/A	-65.5%	$263.11M	$889.76M	1.21	1,028	News Coverage High Trading Volume
SNFCA Security National Financial	2.2742 of 5 stars	$9.90 +0.7%	N/A	-10.1%	$257.60M	$345.39M	7.85	1,243	Earnings Report
FRAF Franklin Financial Services	4.1375 of 5 stars	$57.57 +0.6%	$64.00 +11.2%	+45.6%	$257.03M	$133.55M	10.78	280	Positive News

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This page (NASDAQ:NSTS) was last updated on 5/15/2026 by MarketBeat.com Staff.

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NSTS Bancorp (NSTS) Competitors

NSTS vs. OPRT, JFIN, SNFCA, FRAF, and HWBK

How does NSTS Bancorp compare to Oportun Financial?

Summary

How does NSTS Bancorp compare to Jiayin Group?

Summary

How does NSTS Bancorp compare to Security National Financial?

Summary

How does NSTS Bancorp compare to Franklin Financial Services?

Summary

How does NSTS Bancorp compare to Hawthorn Bancshares?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

NSTS vs. The Competition

NSTS Bancorp Competitors List

Related Companies and Tools

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

About MarketBeat

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NSTS Bancorp (NSTS) Competitors

NSTS vs. OPRT, JFIN, SNFCA, FRAF, and HWBK

How does NSTS Bancorp compare to Oportun Financial?

Which has better earnings & valuation, NSTS or OPRT?

Do analysts recommend NSTS or OPRT?

Does the media prefer NSTS or OPRT?

Is NSTS or OPRT more profitable?

Do insiders & institutionals believe in NSTS or OPRT?

Which has more volatility and risk, NSTS or OPRT?

Summary

How does NSTS Bancorp compare to Jiayin Group?

Do analysts rate JFIN or NSTS?

Does the media favor JFIN or NSTS?

Is JFIN or NSTS more profitable?

Which has better valuation & earnings, JFIN or NSTS?

Which has more volatility and risk, JFIN or NSTS?

Do institutionals & insiders have more ownership in JFIN or NSTS?

Summary

How does NSTS Bancorp compare to Security National Financial?

Do analysts rate SNFCA or NSTS?

Does the media favor SNFCA or NSTS?

Is SNFCA or NSTS more profitable?

Which has better valuation & earnings, SNFCA or NSTS?

Which has more volatility and risk, SNFCA or NSTS?

Do institutionals & insiders have more ownership in SNFCA or NSTS?

Summary

How does NSTS Bancorp compare to Franklin Financial Services?

Does the media favor FRAF or NSTS?

Do insiders and institutionals have more ownership in FRAF or NSTS?

Do analysts rate FRAF or NSTS?

Is FRAF or NSTS more profitable?

Which has preferable valuation and earnings, FRAF or NSTS?

Which has more risk and volatility, FRAF or NSTS?

Summary

How does NSTS Bancorp compare to Hawthorn Bancshares?

Does the media favor HWBK or NSTS?

Do analysts rate HWBK or NSTS?

Do insiders and institutionals have more ownership in HWBK or NSTS?

Which has more risk and volatility, HWBK or NSTS?

Is HWBK or NSTS more profitable?

Which has preferable valuation and earnings, HWBK or NSTS?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

NSTS vs. The Competition

NSTS Bancorp Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools