Finance of America Companies (FOA) Competitors

$21.53 +0.67 (+3.23%)

Closing price 03:59 PM Eastern

Extended Trading

$21.50 -0.03 (-0.13%)

As of 05:44 PM Eastern

FOA vs. OPFI, IBCP, CARE, CWBC, and VEL

Should you buy Finance of America Companies stock or one of its competitors? MarketBeat compares Finance of America Companies with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Finance of America Companies include OppFi (OPFI), Independent Bank (IBCP), Carter Bankshares (CARE), Community West Bancshares (CWBC), and Velocity Financial (VEL). These companies are all part of the "banking" industry.

How does Finance of America Companies compare to OppFi?

Finance of America Companies (NYSE:FOA) and OppFi (NYSE:OPFI) are both small-cap banking companies, but which is the superior investment? We will contrast the two companies based on the strength of their analyst recommendations, risk, valuation, earnings, profitability, media sentiment, institutional ownership and dividends.

OppFi has a net margin of 10.86% compared to Finance of America Companies' net margin of 7.20%. OppFi's return on equity of 39.90% beat Finance of America Companies' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Finance of America Companies	7.20%	22.24%	0.30%
OppFi	10.86%	39.90%	15.95%

Finance of America Companies presently has a consensus price target of $26.00, indicating a potential upside of 20.74%. OppFi has a consensus price target of $13.00, indicating a potential upside of 47.81%. Given OppFi's higher probable upside, analysts plainly believe OppFi is more favorable than Finance of America Companies.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Finance of America Companies	1 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.25
OppFi	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.25

In the previous week, OppFi had 2 more articles in the media than Finance of America Companies. MarketBeat recorded 2 mentions for OppFi and 0 mentions for Finance of America Companies. Finance of America Companies' average media sentiment score of 0.92 beat OppFi's score of 0.50 indicating that Finance of America Companies is being referred to more favorably in the media.

Company	Overall Sentiment
Finance of America Companies	Positive
OppFi	Positive

97.2% of Finance of America Companies shares are owned by institutional investors. Comparatively, 7.1% of OppFi shares are owned by institutional investors. 33.1% of Finance of America Companies shares are owned by insiders. Comparatively, 70.2% of OppFi shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Finance of America Companies has a beta of 1.67, suggesting that its share price is 67% more volatile than the broader market. Comparatively, OppFi has a beta of 1.79, suggesting that its share price is 79% more volatile than the broader market.

Finance of America Companies has higher earnings, but lower revenue than OppFi. OppFi is trading at a lower price-to-earnings ratio than Finance of America Companies, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Finance of America Companies	$497.43M	0.38	$45.24M	$0.40	53.84
OppFi	$597.05M	1.26	$26.33M	$0.93	9.46

Summary

OppFi beats Finance of America Companies on 11 of the 16 factors compared between the two stocks.

How does Finance of America Companies compare to Independent Bank?

Finance of America Companies (NYSE:FOA) and Independent Bank (NASDAQ:IBCP) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their media sentiment, valuation, analyst recommendations, earnings, risk, institutional ownership, profitability and dividends.

Independent Bank has a net margin of 22.02% compared to Finance of America Companies' net margin of 7.20%. Finance of America Companies' return on equity of 22.24% beat Independent Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Finance of America Companies	7.20%	22.24%	0.30%
Independent Bank	22.02%	14.15%	1.27%

Independent Bank has lower revenue, but higher earnings than Finance of America Companies. Independent Bank is trading at a lower price-to-earnings ratio than Finance of America Companies, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Finance of America Companies	$497.43M	0.38	$45.24M	$0.40	53.84
Independent Bank	$315.38M	2.33	$68.54M	$3.35	10.62

Finance of America Companies has a beta of 1.67, meaning that its share price is 67% more volatile than the broader market. Comparatively, Independent Bank has a beta of 0.71, meaning that its share price is 29% less volatile than the broader market.

97.2% of Finance of America Companies shares are held by institutional investors. Comparatively, 79.4% of Independent Bank shares are held by institutional investors. 33.1% of Finance of America Companies shares are held by company insiders. Comparatively, 5.9% of Independent Bank shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

In the previous week, Independent Bank had 2 more articles in the media than Finance of America Companies. MarketBeat recorded 2 mentions for Independent Bank and 0 mentions for Finance of America Companies. Independent Bank's average media sentiment score of 1.00 beat Finance of America Companies' score of 0.92 indicating that Independent Bank is being referred to more favorably in the news media.

Company	Overall Sentiment
Finance of America Companies	Positive
Independent Bank	Positive

Finance of America Companies currently has a consensus target price of $26.00, indicating a potential upside of 20.74%. Independent Bank has a consensus target price of $37.00, indicating a potential upside of 3.96%. Given Finance of America Companies' higher probable upside, research analysts plainly believe Finance of America Companies is more favorable than Independent Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Finance of America Companies	1 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.25
Independent Bank	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Summary

Independent Bank beats Finance of America Companies on 9 of the 17 factors compared between the two stocks.

How does Finance of America Companies compare to Carter Bankshares?

Carter Bankshares (NASDAQ:CARE) and Finance of America Companies (NYSE:FOA) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their risk, analyst recommendations, earnings, media sentiment, dividends, profitability, institutional ownership and valuation.

41.5% of Carter Bankshares shares are held by institutional investors. Comparatively, 97.2% of Finance of America Companies shares are held by institutional investors. 2.4% of Carter Bankshares shares are held by company insiders. Comparatively, 33.1% of Finance of America Companies shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Finance of America Companies has higher revenue and earnings than Carter Bankshares. Carter Bankshares is trading at a lower price-to-earnings ratio than Finance of America Companies, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Carter Bankshares	$254.63M	2.84	$31M	$4.87	6.67
Finance of America Companies	$497.43M	0.38	$45.24M	$0.40	53.84

Carter Bankshares has a beta of 0.53, meaning that its share price is 47% less volatile than the broader market. Comparatively, Finance of America Companies has a beta of 1.67, meaning that its share price is 67% more volatile than the broader market.

Carter Bankshares has a net margin of 33.60% compared to Finance of America Companies' net margin of 7.20%. Finance of America Companies' return on equity of 22.24% beat Carter Bankshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Carter Bankshares	33.60%	7.51%	0.68%
Finance of America Companies	7.20%	22.24%	0.30%

Carter Bankshares currently has a consensus price target of $28.50, indicating a potential downside of 12.31%. Finance of America Companies has a consensus price target of $26.00, indicating a potential upside of 20.74%. Given Finance of America Companies' higher probable upside, analysts plainly believe Finance of America Companies is more favorable than Carter Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Carter Bankshares	0 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.40
Finance of America Companies	1 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.25

In the previous week, Carter Bankshares had 1 more articles in the media than Finance of America Companies. MarketBeat recorded 1 mentions for Carter Bankshares and 0 mentions for Finance of America Companies. Finance of America Companies' average media sentiment score of 0.92 beat Carter Bankshares' score of 0.00 indicating that Finance of America Companies is being referred to more favorably in the news media.

Company	Overall Sentiment
Carter Bankshares	Neutral
Finance of America Companies	Positive

Summary

Finance of America Companies beats Carter Bankshares on 10 of the 17 factors compared between the two stocks.

How does Finance of America Companies compare to Community West Bancshares?

Finance of America Companies (NYSE:FOA) and Community West Bancshares (NASDAQ:CWBC) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, risk, dividends, earnings, valuation, media sentiment, profitability and analyst recommendations.

Community West Bancshares has a net margin of 20.77% compared to Finance of America Companies' net margin of 7.20%. Finance of America Companies' return on equity of 22.24% beat Community West Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Finance of America Companies	7.20%	22.24%	0.30%
Community West Bancshares	20.77%	10.44%	1.15%

97.2% of Finance of America Companies shares are held by institutional investors. Comparatively, 33.8% of Community West Bancshares shares are held by institutional investors. 33.1% of Finance of America Companies shares are held by insiders. Comparatively, 9.0% of Community West Bancshares shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Finance of America Companies has a beta of 1.67, indicating that its share price is 67% more volatile than the broader market. Comparatively, Community West Bancshares has a beta of 0.82, indicating that its share price is 18% less volatile than the broader market.

Finance of America Companies has higher revenue and earnings than Community West Bancshares. Community West Bancshares is trading at a lower price-to-earnings ratio than Finance of America Companies, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Finance of America Companies	$497.43M	0.38	$45.24M	$0.40	53.84
Community West Bancshares	$196.20M	3.72	$38.17M	$2.16	12.44

In the previous week, Finance of America Companies' average media sentiment score of 0.92 beat Community West Bancshares' score of 0.29 indicating that Finance of America Companies is being referred to more favorably in the media.

Company	Overall Sentiment
Finance of America Companies	Positive
Community West Bancshares	Neutral

Finance of America Companies presently has a consensus price target of $26.00, suggesting a potential upside of 20.74%. Community West Bancshares has a consensus price target of $28.17, suggesting a potential upside of 4.83%. Given Finance of America Companies' higher probable upside, research analysts clearly believe Finance of America Companies is more favorable than Community West Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Finance of America Companies	1 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.25
Community West Bancshares	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60

Summary

Finance of America Companies beats Community West Bancshares on 10 of the 16 factors compared between the two stocks.

How does Finance of America Companies compare to Velocity Financial?

Velocity Financial (NYSE:VEL) and Finance of America Companies (NYSE:FOA) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, valuation, media sentiment, analyst recommendations, risk, dividends, institutional ownership and profitability.

Velocity Financial has higher earnings, but lower revenue than Finance of America Companies. Velocity Financial is trading at a lower price-to-earnings ratio than Finance of America Companies, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Velocity Financial	$185.78M	3.75	$105.05M	$2.80	6.34
Finance of America Companies	$497.43M	0.38	$45.24M	$0.40	53.84

Velocity Financial has a net margin of 56.47% compared to Finance of America Companies' net margin of 7.20%. Finance of America Companies' return on equity of 22.24% beat Velocity Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Velocity Financial	56.47%	18.01%	1.66%
Finance of America Companies	7.20%	22.24%	0.30%

Velocity Financial has a beta of 0.72, indicating that its share price is 28% less volatile than the broader market. Comparatively, Finance of America Companies has a beta of 1.67, indicating that its share price is 67% more volatile than the broader market.

97.5% of Velocity Financial shares are held by institutional investors. Comparatively, 97.2% of Finance of America Companies shares are held by institutional investors. 4.7% of Velocity Financial shares are held by insiders. Comparatively, 33.1% of Finance of America Companies shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

In the previous week, Velocity Financial had 1 more articles in the media than Finance of America Companies. MarketBeat recorded 1 mentions for Velocity Financial and 0 mentions for Finance of America Companies. Finance of America Companies' average media sentiment score of 0.92 beat Velocity Financial's score of 0.00 indicating that Finance of America Companies is being referred to more favorably in the news media.

Company	Overall Sentiment
Velocity Financial	Neutral
Finance of America Companies	Positive

Velocity Financial currently has a consensus target price of $22.75, suggesting a potential upside of 28.13%. Finance of America Companies has a consensus target price of $26.00, suggesting a potential upside of 20.74%. Given Velocity Financial's stronger consensus rating and higher probable upside, equities analysts plainly believe Velocity Financial is more favorable than Finance of America Companies.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Velocity Financial	0 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.75
Finance of America Companies	1 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.25

Summary

Velocity Financial beats Finance of America Companies on 10 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FOA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

FOA vs. The Competition

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Metric	Finance of America Companies	FIN Industry	Finance Sector	NYSE Exchange
Market Cap	$185.48M	$4.65B	$13.95B	$23.13B
Dividend Yield	N/A	7.48%	5.73%	4.05%
P/E Ratio	53.84	82.60	21.49	28.14
Price / Sales	0.38	1.70	139.51	21.49
Price / Cash	1.33	11.47	19.48	24.30
Price / Book	0.43	1.94	2.24	4.67
Net Income	$45.24M	$1.63B	$1.14B	$1.07B
7 Day Performance	8.73%	2.27%	0.53%	0.24%
1 Month Performance	10.43%	-1.23%	1.11%	0.36%
1 Year Performance	-2.12%	-10.19%	15.03%	22.63%

Finance of America Companies Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
FOA Finance of America Companies	3.8775 of 5 stars	$21.53 +3.2%	$26.00 +20.7%	-6.7%	$185.48M	$497.43M	53.84	6,630
OPFI OppFi	4.5217 of 5 stars	$8.71 +4.2%	$13.00 +49.3%	-34.9%	$713.89M	$597.05M	9.37	570	News Coverage
IBCP Independent Bank	3.8283 of 5 stars	$35.21 +3.0%	$37.00 +5.1%	+12.5%	$704.52M	$315.38M	10.51	920
CARE Carter Bankshares	2.8623 of 5 stars	$32.33 +2.6%	$28.50 -11.8%	+91.0%	$700.44M	$254.63M	6.64	730	News Coverage
CWBC Community West Bancshares	4.3887 of 5 stars	$25.74 +1.7%	$28.17 +9.4%	+38.8%	$686.77M	$196.20M	11.92	253

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This page (NYSE:FOA) was last updated on 6/24/2026 by MarketBeat.com Staff.

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Finance of America Companies (FOA) Competitors

FOA vs. OPFI, IBCP, CARE, CWBC, and VEL

How does Finance of America Companies compare to OppFi?

Summary

How does Finance of America Companies compare to Independent Bank?

Summary

How does Finance of America Companies compare to Carter Bankshares?

Summary

How does Finance of America Companies compare to Community West Bancshares?

Summary

How does Finance of America Companies compare to Velocity Financial?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

FOA vs. The Competition

Finance of America Companies Competitors List

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Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

About MarketBeat

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Finance of America Companies (FOA) Competitors

FOA vs. OPFI, IBCP, CARE, CWBC, and VEL

How does Finance of America Companies compare to OppFi?

Is FOA or OPFI more profitable?

Do analysts rate FOA or OPFI?

Does the media favor FOA or OPFI?

Do institutionals and insiders hold more shares of FOA or OPFI?

Which has more volatility and risk, FOA or OPFI?

Which has higher earnings and valuation, FOA or OPFI?

Summary

How does Finance of America Companies compare to Independent Bank?

Is FOA or IBCP more profitable?

Which has better earnings & valuation, FOA or IBCP?

Which has more volatility and risk, FOA or IBCP?

Do insiders and institutionals have more ownership in FOA or IBCP?

Does the media favor FOA or IBCP?

Do analysts recommend FOA or IBCP?

Summary

How does Finance of America Companies compare to Carter Bankshares?

Do institutionals & insiders have more ownership in CARE or FOA?

Which has better valuation and earnings, CARE or FOA?

Which has more risk & volatility, CARE or FOA?

Is CARE or FOA more profitable?

Do analysts prefer CARE or FOA?

Does the media favor CARE or FOA?

Summary

How does Finance of America Companies compare to Community West Bancshares?

Is FOA or CWBC more profitable?

Do institutionals & insiders believe in FOA or CWBC?

Which has more risk and volatility, FOA or CWBC?

Which has better earnings and valuation, FOA or CWBC?

Does the media prefer FOA or CWBC?

Do analysts rate FOA or CWBC?

Summary

How does Finance of America Companies compare to Velocity Financial?

Which has stronger earnings & valuation, VEL or FOA?

Is VEL or FOA more profitable?

Which has more risk and volatility, VEL or FOA?

Do institutionals and insiders hold more shares of VEL or FOA?

Does the media favor VEL or FOA?

Do analysts prefer VEL or FOA?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

FOA vs. The Competition

Finance of America Companies Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools