Finance of America Companies (FOA) Competitors

$20.20 +0.17 (+0.82%)

Closing price 05/14/2026 03:59 PM Eastern

Extended Trading

$20.26 +0.07 (+0.35%)

As of 05/14/2026 06:54 PM Eastern

FOA vs. WYFI, BETR, HIVE, IBCP, and ALRS

Should you buy Finance of America Companies stock or one of its competitors? MarketBeat compares Finance of America Companies with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Finance of America Companies include WhiteFiber (WYFI), Better Home & Finance (BETR), HIVE Digital Technologies (HIVE), Independent Bank (IBCP), and Alerus Financial (ALRS). These companies are all part of the "banking" industry.

How does Finance of America Companies compare to WhiteFiber?

Finance of America Companies (NYSE:FOA) and WhiteFiber (NASDAQ:WYFI) are both small-cap banking companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, profitability, media sentiment, risk, institutional ownership, earnings, dividends and analyst recommendations.

Finance of America Companies has higher revenue and earnings than WhiteFiber. WhiteFiber is trading at a lower price-to-earnings ratio than Finance of America Companies, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Finance of America Companies	$360.37M	0.48	$45.24M	$0.40	50.49
WhiteFiber	$79.16M	14.54	-$24.68M	-$1.14	N/A

Finance of America Companies has a net margin of 7.20% compared to WhiteFiber's net margin of 0.00%. Finance of America Companies' return on equity of 22.24% beat WhiteFiber's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Finance of America Companies	7.20%	22.24%	0.30%
WhiteFiber	N/A	N/A	N/A

97.2% of Finance of America Companies shares are held by institutional investors. 33.1% of Finance of America Companies shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Finance of America Companies presently has a consensus target price of $26.00, suggesting a potential upside of 28.74%. WhiteFiber has a consensus target price of $32.55, suggesting a potential upside of 8.52%. Given Finance of America Companies' higher possible upside, equities analysts clearly believe Finance of America Companies is more favorable than WhiteFiber.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Finance of America Companies	1 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.25
WhiteFiber	1 Sell rating(s)	2 Hold rating(s)	10 Buy rating(s)	0 Strong Buy rating(s)	2.69

In the previous week, WhiteFiber had 14 more articles in the media than Finance of America Companies. MarketBeat recorded 17 mentions for WhiteFiber and 3 mentions for Finance of America Companies. WhiteFiber's average media sentiment score of 0.28 beat Finance of America Companies' score of 0.09 indicating that WhiteFiber is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Finance of America Companies	1 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
WhiteFiber	4 Very Positive mention(s)	0 Positive mention(s)	7 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Neutral

Summary

Finance of America Companies beats WhiteFiber on 11 of the 16 factors compared between the two stocks.

How does Finance of America Companies compare to Better Home & Finance?

Finance of America Companies (NYSE:FOA) and Better Home & Finance (NASDAQ:BETR) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, profitability, media sentiment, risk, institutional ownership, earnings, dividends and analyst recommendations.

Finance of America Companies has higher revenue and earnings than Better Home & Finance. Better Home & Finance is trading at a lower price-to-earnings ratio than Finance of America Companies, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Finance of America Companies	$360.37M	0.48	$45.24M	$0.40	50.49
Better Home & Finance	$164.87M	2.90	-$165.87M	-$11.77	N/A

Finance of America Companies has a net margin of 7.20% compared to Better Home & Finance's net margin of -103.23%. Finance of America Companies' return on equity of 22.24% beat Better Home & Finance's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Finance of America Companies	7.20%	22.24%	0.30%
Better Home & Finance	-103.23%	-358.04%	-10.33%

In the previous week, Better Home & Finance had 9 more articles in the media than Finance of America Companies. MarketBeat recorded 12 mentions for Better Home & Finance and 3 mentions for Finance of America Companies. Better Home & Finance's average media sentiment score of 0.83 beat Finance of America Companies' score of 0.09 indicating that Better Home & Finance is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Finance of America Companies	1 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Better Home & Finance	5 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Finance of America Companies presently has a consensus target price of $26.00, suggesting a potential upside of 28.74%. Better Home & Finance has a consensus target price of $46.50, suggesting a potential upside of 59.79%. Given Better Home & Finance's stronger consensus rating and higher possible upside, analysts clearly believe Better Home & Finance is more favorable than Finance of America Companies.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Finance of America Companies	1 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.25
Better Home & Finance	1 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	1 Strong Buy rating(s)	2.50

Finance of America Companies has a beta of 1.69, indicating that its stock price is 69% more volatile than the broader market. Comparatively, Better Home & Finance has a beta of 1.83, indicating that its stock price is 83% more volatile than the broader market.

97.2% of Finance of America Companies shares are held by institutional investors. Comparatively, 20.9% of Better Home & Finance shares are held by institutional investors. 33.1% of Finance of America Companies shares are held by company insiders. Comparatively, 23.6% of Better Home & Finance shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Summary

Finance of America Companies beats Better Home & Finance on 9 of the 16 factors compared between the two stocks.

How does Finance of America Companies compare to HIVE Digital Technologies?

Finance of America Companies (NYSE:FOA) and HIVE Digital Technologies (NASDAQ:HIVE) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their risk, media sentiment, valuation, institutional ownership, earnings, dividends, profitability and analyst recommendations.

In the previous week, HIVE Digital Technologies had 1 more articles in the media than Finance of America Companies. MarketBeat recorded 4 mentions for HIVE Digital Technologies and 3 mentions for Finance of America Companies. HIVE Digital Technologies' average media sentiment score of 0.49 beat Finance of America Companies' score of 0.09 indicating that HIVE Digital Technologies is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Finance of America Companies	1 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
HIVE Digital Technologies	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Finance of America Companies presently has a consensus target price of $26.00, suggesting a potential upside of 28.74%. HIVE Digital Technologies has a consensus target price of $6.17, suggesting a potential upside of 107.63%. Given HIVE Digital Technologies' stronger consensus rating and higher probable upside, analysts clearly believe HIVE Digital Technologies is more favorable than Finance of America Companies.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Finance of America Companies	1 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.25
HIVE Digital Technologies	1 Sell rating(s)	2 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.56

97.2% of Finance of America Companies shares are held by institutional investors. Comparatively, 24.4% of HIVE Digital Technologies shares are held by institutional investors. 33.1% of Finance of America Companies shares are held by insiders. Comparatively, 9.4% of HIVE Digital Technologies shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Finance of America Companies has higher revenue and earnings than HIVE Digital Technologies. HIVE Digital Technologies is trading at a lower price-to-earnings ratio than Finance of America Companies, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Finance of America Companies	$360.37M	0.48	$45.24M	$0.40	50.49
HIVE Digital Technologies	$115.28M	6.81	-$3M	-$0.60	N/A

Finance of America Companies has a net margin of 7.20% compared to HIVE Digital Technologies' net margin of -47.89%. Finance of America Companies' return on equity of 22.24% beat HIVE Digital Technologies' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Finance of America Companies	7.20%	22.24%	0.30%
HIVE Digital Technologies	-47.89%	-19.81%	-17.54%

Finance of America Companies has a beta of 1.69, indicating that its share price is 69% more volatile than the broader market. Comparatively, HIVE Digital Technologies has a beta of 3.5, indicating that its share price is 250% more volatile than the broader market.

Summary

Finance of America Companies beats HIVE Digital Technologies on 10 of the 17 factors compared between the two stocks.

How does Finance of America Companies compare to Independent Bank?

Independent Bank (NASDAQ:IBCP) and Finance of America Companies (NYSE:FOA) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their valuation, dividends, risk, media sentiment, institutional ownership, earnings, profitability and analyst recommendations.

Independent Bank has a beta of 0.71, suggesting that its stock price is 29% less volatile than the broader market. Comparatively, Finance of America Companies has a beta of 1.69, suggesting that its stock price is 69% more volatile than the broader market.

Independent Bank has higher earnings, but lower revenue than Finance of America Companies. Independent Bank is trading at a lower price-to-earnings ratio than Finance of America Companies, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Independent Bank	$315.38M	2.18	$68.54M	$3.35	9.94
Finance of America Companies	$360.37M	0.48	$45.24M	$0.40	50.49

Independent Bank currently has a consensus target price of $37.00, suggesting a potential upside of 11.08%. Finance of America Companies has a consensus target price of $26.00, suggesting a potential upside of 28.74%. Given Finance of America Companies' higher probable upside, analysts plainly believe Finance of America Companies is more favorable than Independent Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Independent Bank	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
Finance of America Companies	1 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.25

79.4% of Independent Bank shares are held by institutional investors. Comparatively, 97.2% of Finance of America Companies shares are held by institutional investors. 5.9% of Independent Bank shares are held by insiders. Comparatively, 33.1% of Finance of America Companies shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Independent Bank has a net margin of 22.02% compared to Finance of America Companies' net margin of 7.20%. Finance of America Companies' return on equity of 22.24% beat Independent Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Independent Bank	22.02%	14.15%	1.27%
Finance of America Companies	7.20%	22.24%	0.30%

In the previous week, Finance of America Companies had 1 more articles in the media than Independent Bank. MarketBeat recorded 3 mentions for Finance of America Companies and 2 mentions for Independent Bank. Independent Bank's average media sentiment score of 0.96 beat Finance of America Companies' score of 0.09 indicating that Independent Bank is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Independent Bank	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Finance of America Companies	1 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Summary

Finance of America Companies beats Independent Bank on 9 of the 17 factors compared between the two stocks.

How does Finance of America Companies compare to Alerus Financial?

Finance of America Companies (NYSE:FOA) and Alerus Financial (NASDAQ:ALRS) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their analyst recommendations, risk, earnings, profitability, institutional ownership, media sentiment, valuation and dividends.

Finance of America Companies has a beta of 1.69, indicating that its share price is 69% more volatile than the broader market. Comparatively, Alerus Financial has a beta of 0.67, indicating that its share price is 33% less volatile than the broader market.

Finance of America Companies has higher earnings, but lower revenue than Alerus Financial. Alerus Financial is trading at a lower price-to-earnings ratio than Finance of America Companies, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Finance of America Companies	$360.37M	0.48	$45.24M	$0.40	50.49
Alerus Financial	$399.92M	1.68	$17.44M	$1.03	26.00

Finance of America Companies currently has a consensus target price of $26.00, indicating a potential upside of 28.74%. Alerus Financial has a consensus target price of $28.38, indicating a potential upside of 5.96%. Given Finance of America Companies' higher possible upside, research analysts clearly believe Finance of America Companies is more favorable than Alerus Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Finance of America Companies	1 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.25
Alerus Financial	0 Sell rating(s)	4 Hold rating(s)	1 Buy rating(s)	2 Strong Buy rating(s)	2.71

97.2% of Finance of America Companies shares are owned by institutional investors. Comparatively, 51.3% of Alerus Financial shares are owned by institutional investors. 33.1% of Finance of America Companies shares are owned by company insiders. Comparatively, 4.3% of Alerus Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Finance of America Companies has a net margin of 7.20% compared to Alerus Financial's net margin of 6.74%. Finance of America Companies' return on equity of 22.24% beat Alerus Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Finance of America Companies	7.20%	22.24%	0.30%
Alerus Financial	6.74%	14.39%	1.51%

In the previous week, Finance of America Companies had 1 more articles in the media than Alerus Financial. MarketBeat recorded 3 mentions for Finance of America Companies and 2 mentions for Alerus Financial. Alerus Financial's average media sentiment score of 1.22 beat Finance of America Companies' score of 0.09 indicating that Alerus Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Finance of America Companies	1 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Alerus Financial	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Finance of America Companies beats Alerus Financial on 9 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FOA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

FOA vs. The Competition

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Metric	Finance of America Companies	FIN Industry	Finance Sector	NYSE Exchange
Market Cap	$171.29M	$5.17B	$13.45B	$22.90B
Dividend Yield	N/A	5.62%	5.84%	4.09%
P/E Ratio	50.49	96.58	23.17	30.78
Price / Sales	0.48	1.79	180.83	95.02
Price / Cash	1.28	12.69	20.45	25.31
Price / Book	0.39	5.48	2.15	4.67
Net Income	$45.24M	$1.63B	$1.11B	$1.06B
7 Day Performance	-5.50%	-3.58%	-0.69%	-0.89%
1 Month Performance	-7.97%	-7.35%	0.23%	1.42%
1 Year Performance	-9.11%	-0.18%	10.84%	24.64%

Finance of America Companies Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
FOA Finance of America Companies	3.5159 of 5 stars	$20.20 +0.8%	$26.00 +28.7%	-5.9%	$171.29M	$360.37M	50.49	6,630	Analyst Downgrade
WYFI WhiteFiber	2.1838 of 5 stars	$19.56 +8.6%	$31.18 +59.4%	N/A	$690.96M	$79.16M	N/A	39	Trending News Earnings Report Analyst Forecast Gap Down
BETR Better Home & Finance	3.8164 of 5 stars	$42.43 +2.1%	$46.50 +9.6%	+117.2%	$683.82M	$164.87M	N/A	1,329
HIVE HIVE Digital Technologies	2.608 of 5 stars	$2.84 +9.2%	$6.17 +117.1%	+55.5%	$682.22M	$115.28M	N/A	20
IBCP Independent Bank	4.09 of 5 stars	$33.52 +1.5%	$37.00 +10.4%	+3.8%	$680.24M	$315.38M	10.01	920	Positive News

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This page (NYSE:FOA) was last updated on 5/15/2026 by MarketBeat.com Staff.

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Finance of America Companies (FOA) Competitors

FOA vs. WYFI, BETR, HIVE, IBCP, and ALRS

How does Finance of America Companies compare to WhiteFiber?

Summary

How does Finance of America Companies compare to Better Home & Finance?

Summary

How does Finance of America Companies compare to HIVE Digital Technologies?

Summary

How does Finance of America Companies compare to Independent Bank?

Summary

How does Finance of America Companies compare to Alerus Financial?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

FOA vs. The Competition

Finance of America Companies Competitors List

Related Companies and Tools

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

About MarketBeat

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Finance of America Companies (FOA) Competitors

FOA vs. WYFI, BETR, HIVE, IBCP, and ALRS

How does Finance of America Companies compare to WhiteFiber?

Which has preferable valuation & earnings, FOA or WYFI?

Is FOA or WYFI more profitable?

Do institutionals and insiders hold more shares of FOA or WYFI?

Do analysts recommend FOA or WYFI?

Does the media favor FOA or WYFI?

Summary

How does Finance of America Companies compare to Better Home & Finance?

Which has preferable valuation & earnings, FOA or BETR?

Is FOA or BETR more profitable?

Does the media favor FOA or BETR?

Do analysts recommend FOA or BETR?

Which has more volatility and risk, FOA or BETR?

Do institutionals and insiders hold more shares of FOA or BETR?

Summary

How does Finance of America Companies compare to HIVE Digital Technologies?

Does the media refer more to FOA or HIVE?

Do analysts recommend FOA or HIVE?

Do insiders & institutionals hold more shares of FOA or HIVE?

Which has better earnings & valuation, FOA or HIVE?

Is FOA or HIVE more profitable?

Which has more risk and volatility, FOA or HIVE?

Summary

How does Finance of America Companies compare to Independent Bank?

Which has more volatility & risk, IBCP or FOA?

Which has stronger earnings and valuation, IBCP or FOA?

Do analysts prefer IBCP or FOA?

Do institutionals & insiders believe in IBCP or FOA?

Is IBCP or FOA more profitable?

Does the media refer more to IBCP or FOA?

Summary

How does Finance of America Companies compare to Alerus Financial?

Which has more volatility & risk, FOA or ALRS?

Which has preferable earnings and valuation, FOA or ALRS?

Do analysts rate FOA or ALRS?

Do insiders and institutionals believe in FOA or ALRS?

Is FOA or ALRS more profitable?

Does the media prefer FOA or ALRS?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

FOA vs. The Competition

Finance of America Companies Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools