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Finance of America Companies (FOA) Competitors

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$23.77 +0.41 (+1.76%)
Closing price 08/4/2026 03:59 PM Eastern
Extended Trading
$22.31 -1.46 (-6.13%)
As of 08/4/2026 04:10 PM Eastern
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FOA vs. ORRF, HTB, ALRS, OPFI, and SHBI

Should you buy Finance of America Companies stock or one of its competitors? MarketBeat compares Finance of America Companies with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Finance of America Companies include Orrstown Financial Services (ORRF), HomeTrust Bancshares (HTB), Alerus Financial (ALRS), OppFi (OPFI), and Shore Bancshares (SHBI).

How does Finance of America Companies compare to Orrstown Financial Services?

Orrstown Financial Services (NASDAQ:ORRF) and Finance of America Companies (NYSE:FOA) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their institutional ownership, profitability, valuation, analyst recommendations, media sentiment, earnings, risk and dividends.

In the previous week, Orrstown Financial Services had 1 more articles in the media than Finance of America Companies. MarketBeat recorded 6 mentions for Orrstown Financial Services and 5 mentions for Finance of America Companies. Orrstown Financial Services' average media sentiment score of 0.82 beat Finance of America Companies' score of -0.65 indicating that Orrstown Financial Services is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Orrstown Financial Services
4 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Finance of America Companies
0 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Negative

44.3% of Orrstown Financial Services shares are held by institutional investors. Comparatively, 97.2% of Finance of America Companies shares are held by institutional investors. 4.3% of Orrstown Financial Services shares are held by insiders. Comparatively, 35.4% of Finance of America Companies shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Orrstown Financial Services has a net margin of 24.00% compared to Finance of America Companies' net margin of 7.20%. Finance of America Companies' return on equity of 22.24% beat Orrstown Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Orrstown Financial Services24.00% 14.66% 1.56%
Finance of America Companies 7.20%22.24%0.30%

Orrstown Financial Services presently has a consensus target price of $44.33, suggesting a potential upside of 2.24%. Finance of America Companies has a consensus target price of $27.33, suggesting a potential upside of 14.99%. Given Finance of America Companies' higher possible upside, analysts clearly believe Finance of America Companies is more favorable than Orrstown Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Orrstown Financial Services
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
Finance of America Companies
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.40

Orrstown Financial Services has a beta of 0.69, indicating that its stock price is 31% less volatile than the broader market. Comparatively, Finance of America Companies has a beta of 1.65, indicating that its stock price is 65% more volatile than the broader market.

Orrstown Financial Services has higher earnings, but lower revenue than Finance of America Companies. Orrstown Financial Services is trading at a lower price-to-earnings ratio than Finance of America Companies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Orrstown Financial Services$356.05M2.39$80.86M$4.459.74
Finance of America Companies$497.43M0.42$45.24M$0.4059.43

Summary

Orrstown Financial Services beats Finance of America Companies on 9 of the 17 factors compared between the two stocks.

How does Finance of America Companies compare to HomeTrust Bancshares?

Finance of America Companies (NYSE:FOA) and HomeTrust Bancshares (NYSE:HTB) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, media sentiment, earnings, analyst recommendations, dividends, institutional ownership, valuation and risk.

Finance of America Companies presently has a consensus price target of $27.33, suggesting a potential upside of 14.99%. HomeTrust Bancshares has a consensus price target of $47.00, suggesting a potential downside of 9.25%. Given Finance of America Companies' higher probable upside, analysts plainly believe Finance of America Companies is more favorable than HomeTrust Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Finance of America Companies
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.40
HomeTrust Bancshares
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
2 Strong Buy rating(s)
3.33

HomeTrust Bancshares has lower revenue, but higher earnings than Finance of America Companies. HomeTrust Bancshares is trading at a lower price-to-earnings ratio than Finance of America Companies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Finance of America Companies$497.43M0.42$45.24M$0.4059.43
HomeTrust Bancshares$292.47M2.98$64.36M$3.8113.59

Finance of America Companies has a beta of 1.65, meaning that its stock price is 65% more volatile than the broader market. Comparatively, HomeTrust Bancshares has a beta of 0.81, meaning that its stock price is 19% less volatile than the broader market.

In the previous week, HomeTrust Bancshares had 6 more articles in the media than Finance of America Companies. MarketBeat recorded 11 mentions for HomeTrust Bancshares and 5 mentions for Finance of America Companies. HomeTrust Bancshares' average media sentiment score of 0.77 beat Finance of America Companies' score of -0.65 indicating that HomeTrust Bancshares is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Finance of America Companies
0 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Negative
HomeTrust Bancshares
4 Very Positive mention(s)
2 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

97.2% of Finance of America Companies shares are held by institutional investors. Comparatively, 60.9% of HomeTrust Bancshares shares are held by institutional investors. 35.4% of Finance of America Companies shares are held by insiders. Comparatively, 11.0% of HomeTrust Bancshares shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

HomeTrust Bancshares has a net margin of 22.50% compared to Finance of America Companies' net margin of 7.20%. Finance of America Companies' return on equity of 22.24% beat HomeTrust Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Finance of America Companies7.20% 22.24% 0.30%
HomeTrust Bancshares 22.50%10.90%1.44%

Summary

HomeTrust Bancshares beats Finance of America Companies on 9 of the 17 factors compared between the two stocks.

How does Finance of America Companies compare to Alerus Financial?

Alerus Financial (NASDAQ:ALRS) and Finance of America Companies (NYSE:FOA) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their analyst recommendations, institutional ownership, profitability, valuation, dividends, earnings, risk and media sentiment.

Alerus Financial has a beta of 0.68, suggesting that its stock price is 32% less volatile than the broader market. Comparatively, Finance of America Companies has a beta of 1.65, suggesting that its stock price is 65% more volatile than the broader market.

Alerus Financial currently has a consensus price target of $35.50, suggesting a potential upside of 4.04%. Finance of America Companies has a consensus price target of $27.33, suggesting a potential upside of 14.99%. Given Finance of America Companies' higher probable upside, analysts plainly believe Finance of America Companies is more favorable than Alerus Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Alerus Financial
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.57
Finance of America Companies
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.40

51.3% of Alerus Financial shares are owned by institutional investors. Comparatively, 97.2% of Finance of America Companies shares are owned by institutional investors. 4.3% of Alerus Financial shares are owned by insiders. Comparatively, 35.4% of Finance of America Companies shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

In the previous week, Alerus Financial had 13 more articles in the media than Finance of America Companies. MarketBeat recorded 18 mentions for Alerus Financial and 5 mentions for Finance of America Companies. Alerus Financial's average media sentiment score of 0.74 beat Finance of America Companies' score of -0.65 indicating that Alerus Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Alerus Financial
5 Very Positive mention(s)
5 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Finance of America Companies
0 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Negative

Finance of America Companies has higher revenue and earnings than Alerus Financial. Alerus Financial is trading at a lower price-to-earnings ratio than Finance of America Companies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Alerus Financial$399.92M2.14$17.44M$1.0632.19
Finance of America Companies$497.43M0.42$45.24M$0.4059.43

Finance of America Companies has a net margin of 7.20% compared to Alerus Financial's net margin of 6.87%. Finance of America Companies' return on equity of 22.24% beat Alerus Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Alerus Financial6.87% 14.53% 1.55%
Finance of America Companies 7.20%22.24%0.30%

Summary

Finance of America Companies beats Alerus Financial on 9 of the 16 factors compared between the two stocks.

How does Finance of America Companies compare to OppFi?

Finance of America Companies (NYSE:FOA) and OppFi (NYSE:OPFI) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their media sentiment, institutional ownership, valuation, earnings, risk, dividends, profitability and analyst recommendations.

OppFi has a net margin of 10.86% compared to Finance of America Companies' net margin of 7.20%. OppFi's return on equity of 39.90% beat Finance of America Companies' return on equity.

Company Net Margins Return on Equity Return on Assets
Finance of America Companies7.20% 22.24% 0.30%
OppFi 10.86%39.90%15.95%

97.2% of Finance of America Companies shares are owned by institutional investors. Comparatively, 7.1% of OppFi shares are owned by institutional investors. 35.4% of Finance of America Companies shares are owned by company insiders. Comparatively, 70.2% of OppFi shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Finance of America Companies has a beta of 1.65, meaning that its share price is 65% more volatile than the broader market. Comparatively, OppFi has a beta of 1.77, meaning that its share price is 77% more volatile than the broader market.

Finance of America Companies presently has a consensus target price of $27.33, indicating a potential upside of 14.99%. OppFi has a consensus target price of $13.00, indicating a potential upside of 31.97%. Given OppFi's higher possible upside, analysts clearly believe OppFi is more favorable than Finance of America Companies.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Finance of America Companies
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.40
OppFi
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40

Finance of America Companies has higher earnings, but lower revenue than OppFi. OppFi is trading at a lower price-to-earnings ratio than Finance of America Companies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Finance of America Companies$497.43M0.42$45.24M$0.4059.43
OppFi$597.05M1.41$26.33M$0.9310.59

In the previous week, OppFi had 1 more articles in the media than Finance of America Companies. MarketBeat recorded 6 mentions for OppFi and 5 mentions for Finance of America Companies. OppFi's average media sentiment score of 0.30 beat Finance of America Companies' score of -0.65 indicating that OppFi is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Finance of America Companies
0 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Negative
OppFi
2 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

OppFi beats Finance of America Companies on 12 of the 16 factors compared between the two stocks.

How does Finance of America Companies compare to Shore Bancshares?

Shore Bancshares (NASDAQ:SHBI) and Finance of America Companies (NYSE:FOA) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their dividends, analyst recommendations, institutional ownership, risk, media sentiment, profitability, earnings and valuation.

Shore Bancshares has a beta of 0.81, meaning that its share price is 19% less volatile than the broader market. Comparatively, Finance of America Companies has a beta of 1.65, meaning that its share price is 65% more volatile than the broader market.

In the previous week, Shore Bancshares had 2 more articles in the media than Finance of America Companies. MarketBeat recorded 7 mentions for Shore Bancshares and 5 mentions for Finance of America Companies. Shore Bancshares' average media sentiment score of 1.01 beat Finance of America Companies' score of -0.65 indicating that Shore Bancshares is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Shore Bancshares
5 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Finance of America Companies
0 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Negative

59.8% of Shore Bancshares shares are owned by institutional investors. Comparatively, 97.2% of Finance of America Companies shares are owned by institutional investors. 8.7% of Shore Bancshares shares are owned by company insiders. Comparatively, 35.4% of Finance of America Companies shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Shore Bancshares has higher earnings, but lower revenue than Finance of America Companies. Shore Bancshares is trading at a lower price-to-earnings ratio than Finance of America Companies, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Shore Bancshares$342.72M2.40$59.51M$1.9812.43
Finance of America Companies$497.43M0.42$45.24M$0.4059.43

Shore Bancshares has a net margin of 19.15% compared to Finance of America Companies' net margin of 7.20%. Finance of America Companies' return on equity of 22.24% beat Shore Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Shore Bancshares19.15% 12.24% 1.16%
Finance of America Companies 7.20%22.24%0.30%

Shore Bancshares currently has a consensus price target of $26.00, indicating a potential upside of 5.65%. Finance of America Companies has a consensus price target of $27.33, indicating a potential upside of 14.99%. Given Finance of America Companies' higher possible upside, analysts clearly believe Finance of America Companies is more favorable than Shore Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Shore Bancshares
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60
Finance of America Companies
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.40

Summary

Shore Bancshares beats Finance of America Companies on 9 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FOA and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FOA vs. The Competition

MetricFinance of America CompaniesFinancial Services IndustryFinance SectorNYSE Exchange
Market Cap$207.71M$27.34B$14.04B$23.88B
Dividend YieldN/A5.79%5.92%3.71%
P/E Ratio59.4320.2728.9732.20
Price / Sales0.42398.55475.3421.16
Price / Cash1.49153.9538.6131.77
Price / Book0.473.383.736.93
Net Income$45.24M$1.09B$1.31B$1.07B
7 Day Performance-3.14%2.06%1.46%2.83%
1 Month Performance-13.48%3.26%1.29%1.75%
1 Year Performance3.56%-9.09%13.60%19.74%

Finance of America Companies Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FOA
Finance of America Companies
3.0757 of 5 stars
$23.77
+1.8%
$27.33
+15.0%
+7.8%$207.71M$497.43M59.436,630
ORRF
Orrstown Financial Services
3.7002 of 5 stars
$43.63
+2.5%
$44.33
+1.6%
+33.2%$836.21M$356.05M9.80430
HTB
HomeTrust Bancshares
3.8592 of 5 stars
$50.98
+2.9%
$47.00
-7.8%
N/A$832.54M$292.47M13.38520
ALRS
Alerus Financial
2.1664 of 5 stars
$33.13
+1.2%
$30.50
-7.9%
+62.7%$822.71M$399.92M32.17840
OPFI
OppFi
4.3742 of 5 stars
$9.66
+2.5%
$13.00
+34.6%
-3.9%$804.40M$597.05M10.38570

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This page (NYSE:FOA) was last updated on 8/5/2026 by MarketBeat.com Staff.
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