Finance of America Companies (FOA) Stock Price, News & Analysis

Company Overview

Finance of America Companies (NYSE: FOA) is a diversified nonbank financial services firm specializing in mortgage and insurance products for consumers. The company operates across multiple business segments, delivering home financing solutions, retirement products and specialized lending services through a blend of digital and traditional distribution channels.

In its mortgage segment, FOA originates and purchases a range of home loans including purchase, refinance, FHA, VA and USDA loans. Leveraging proprietary technology platforms, the company operates in retail, wholesale and correspondent channels to streamline the loan application and underwriting process, aiming to enhance accessibility and efficiency for borrowers and originators alike.

Finance of America’s reverse and life insurance segments cater to the retirement market with products such as Home Equity Conversion Mortgages and fixed index annuities. Additionally, FOA Solutions provides specialty finance offerings, including structured settlement funding and loan servicing solutions, supporting client relationships and operational needs for originators and financial institutions.

Formed in 2017 through the combination of Finance of America Holdings and Reverse Mortgage Solutions, the company completed its initial public offering in December 2020. Headquartered in the United States, Finance of America Companies is led by CEO Jonathan D. Way, under whose leadership the firm has pursued strategic growth initiatives and expanded its product suite to serve customers nationwide.

Key Stats

• Today's Range: $21.63 to $22.45
• 50-Day Range: $19.50 to $28.12
• 52-Week Range: $15.77 to $29.79
• Volume: 19,959 shs
• Average Volume: 48,654 shs
• Market Capitalization: $378.66 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $30.50
• Consensus Rating: Hold

Finance of America Companies Stock Analysis - MarketRank™

Finance of America Companies scored higher than 78% of companies evaluated by MarketBeat, and ranked 325th out of 858 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.8 / 5
• Analyst Rating: Hold

Consensus Rating

Finance of America Companies has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, 2 buy ratings, 1 hold rating, and 2 sell ratings.

Upside Potential

Finance of America Companies has a consensus price target of $30.50, representing about 39.4% upside from its current price of $21.88.

Amount of Analyst Coverage

Finance of America Companies has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 15.14%

Earnings Growth

Earnings for Finance of America Companies are expected to grow by 15.14% in the coming year, from $4.16 to $4.79 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Finance of America Companies is -7.27, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Finance of America Companies is -7.27, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Finance of America Companies has a P/B Ratio of 0.44. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

9.00% of the float of Finance of America Companies has been sold short.

Short Interest Ratio / Days to Cover

Finance of America Companies has a short interest ratio ("days to cover") of 10.9, which indicates bearish sentiment.

Change versus previous month

Short interest in Finance of America Companies has recently decreased by 5.60%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Finance of America Companies does not currently pay a dividend.

Dividend Growth

Finance of America Companies does not have a long track record of dividend growth.

News and Social Media

• Score: 2.1 / 5
• News Sentiment: 0.30

News Sentiment

Finance of America Companies has a news sentiment score of 0.30. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.82 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 10 news articles for Finance of America Companies this week, compared to 2 articles on an average week.

Company Ownership

• Score: 2.1 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Finance of America Companies insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $601,789.00 in company stock.

Percentage Held by Insiders

35.37% of the stock of Finance of America Companies is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

97.20% of the stock of Finance of America Companies is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/04/2026
• Today: 8/16/2026
• Next Earnings (Estimated): 11/03/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Financial Services
• Sub-Industry: Commercial & Residential Mortgage Finance
• Current Symbol: NYSE:FOA
• CIK: 1828937
• Web: www.financeofamerica.com
• Phone: 877-202-2666
• Fax: N/A
• Employees: 6,630
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Finance of America Companies: $30.50
• High Price Target: $32.00
• Low Price Target: $29.50
• Potential Upside/Downside: +39.4%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): ($3.01)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 5.26
• P/E Growth: N/A
• Net Income: $45.24 million
• Net Margins: -0.10%
• Pretax Margin: -25.33%
• Return on Equity: 28.39%
• Return on Assets: 0.35%

Debt

• Debt-to-Equity Ratio: 60.78
• Current Ratio: 3.02
• Quick Ratio: 3.02

Sales & Book Value

• Annual Sales: $497.43 million
• Price / Sales: 0.76
• Cash Flow: $15.74 per share
• Price / Cash Flow: 1.39
• Book Value: $50.08 per share
• Price / Book: 0.44

Miscellaneous

• Outstanding Shares: 17,310,000
• Free Float: 11,186,000
• Market Cap: $378.66 million
• Optionable: Optionable
• Beta: 1.66