Finance of America Companies (FOA) Stock Price, News & Analysis

Company Overview

Finance of America Companies, Inc. (NYSE: FOA) is a financial services company focused on helping older homeowners use their home equity as part of a broader retirement strategy. Through its subsidiaries, the company provides reverse mortgage products and related solutions designed to help homeowners access cash, supplement retirement income, manage expenses or remain in their homes.

The company’s reverse mortgage business, Finance of America Reverse, offers federally insured Home Equity Conversion Mortgages as well as proprietary reverse mortgage products, including HomeSafe. These products are generally marketed to homeowners age 62 and older, subject to applicable program requirements. Finance of America also provides educational resources and support for consumers, lending professionals and other advisers involved in retirement and home-equity planning.

Finance of America serves customers throughout the United States through a network of direct-to-consumer and professional channels. The company has evolved from a broader mortgage platform into a more specialized provider of home-equity-based retirement solutions and is led by Chief Executive Officer Graham Fleming.

Key Stats

• Today's Range: $10.65 to $11.12
• 50-Day Range: $11.00 to $22.35
• 52-Week Range: $10.65 to $29.79
• Volume: 95,570 shs
• Average Volume: 74,113 shs
• Market Capitalization: $190.58 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $30.50
• Consensus Rating: Hold

Finance of America Companies Stock Analysis - MarketRank™

Finance of America Companies scored higher than 57% of companies evaluated by MarketBeat, and ranked 418th out of 847 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.8 / 5
• Analyst Rating: Hold

Consensus Rating

Finance of America Companies has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, 2 buy ratings, 1 hold rating, and 2 sell ratings.

Upside Potential

Finance of America Companies has a consensus price target of $30.50, representing about 182.0% upside from its current price of $10.82.

Amount of Analyst Coverage

Finance of America Companies has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 13.95%

Earnings Growth

Earnings for Finance of America Companies are expected to grow by 13.95% in the coming year, from $3.87 to $4.41 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Finance of America Companies is -3.59, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Finance of America Companies is -3.59, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Finance of America Companies has a P/B Ratio of 0.22. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

3.83% of the float of Finance of America Companies has been sold short.

Short Interest Ratio / Days to Cover

Finance of America Companies has a short interest ratio ("days to cover") of 5.38.

Change versus previous month

Short interest in Finance of America Companies has recently increased by 1.95%, indicating that investor sentiment is decreasing.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Finance of America Companies does not currently pay a dividend.

Dividend Growth

Finance of America Companies does not have a long track record of dividend growth.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for Finance of America Companies this week, compared to 2 articles on an average week.

Company Ownership

• Score: 2.1 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Finance of America Companies insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $687,428.00 in company stock.

Percentage Held by Insiders

35.37% of the stock of Finance of America Companies is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

97.20% of the stock of Finance of America Companies is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/04/2026
• Today: 10/16/2026
• Next Earnings (Estimated): 11/03/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Financial Services
• Sub-Industry: Commercial & Residential Mortgage Finance
• Current Symbol: NYSE:FOA
• CIK: 1828937
• Web: www.financeofamerica.com
• Phone: 877-202-2666
• Fax: N/A
• Employees: 784
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Finance of America Companies: $30.50
• High Price Target: $32.00
• Low Price Target: $29.50
• Potential Upside/Downside: +183.5%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): ($3.01)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 2.78
• P/E Growth: N/A
• Net Income: $45.24 million
• Net Margins: -0.10%
• Pretax Margin: -25.33%
• Return on Equity: 28.39%
• Return on Assets: 0.35%

Debt

• Debt-to-Equity Ratio: 60.78
• Current Ratio: 3.02
• Quick Ratio: 3.02

Sales & Book Value

• Annual Sales: $497.43 million
• Price / Sales: 0.37
• Cash Flow: $15.15 per share
• Price / Cash Flow: 0.71
• Book Value: $50.08 per share
• Price / Book: 0.21

Miscellaneous

• Outstanding Shares: 17,310,000
• Free Float: 11,186,000
• Market Cap: $186.26 million
• Optionable: Optionable
• Beta: 1.68