Security National Financial (SNFCA) Stock Price, News & Analysis

Company Overview

Security National Financial Corp. is a diversified provider of mortgage lending, settlement and technology services under the NASDAQ ticker SNFCA. Through its primary subsidiaries—Security National Mortgage Company and Titan Lenders Corp—the company originates and funds residential mortgage loans across retail, wholesale and correspondent channels. Its platform supports a full range of loan products, including conventional, government-insured and jumbo financing tailored to homebuyers and investors.

Established in 1989, Security National Mortgage Company operates a nationwide branch network in all 50 states, offering local origination backed by centralized underwriting and closing services. In 2017, SNFCA acquired a majority interest in Titan Lenders Corp, adding correspondent lending, loan purchasing and servicing capabilities that enhance its end-to-end mortgage solutions for institutional investors and broker partners.

Headquartered in Jacksonville, Florida, the company leverages proprietary technology—automated pricing engines, web-based borrower portals and integrated document management—to streamline the loan process and ensure compliance with evolving regulatory requirements. Its digital infrastructure and in-house compliance teams work together to optimize efficiency and minimize turnaround times.

Under the leadership of President and Chief Executive Officer Kenneth T. McIntosh, Security National Financial continues to expand its product offerings and delivery channels. The company remains focused on operational excellence, regulatory adherence and innovative service models designed to meet diverse borrower needs in a dynamic mortgage market.

Key Stats

• Today's Range: $9.34 to $9.68
• 50-Day Range: $9.21 to $9.90
• 52-Week Range: $7.70 to $10.00
• Volume: 31,522 shs
• Average Volume: 25,488 shs
• Market Capitalization: $251.03 million
• P/E Ratio: 7.09
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: Hold

Security National Financial Stock Analysis - MarketRank™

Security National Financial scored higher than 30% of companies evaluated by MarketBeat, and ranked 746th out of 883 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.2 / 5
• Analyst Rating: Hold

Consensus Rating

Security National Financial has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Security National Financial has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Security National Financial is 7.09, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 43.06.

Price to Earnings Ratio vs. Sector

The P/E ratio of Security National Financial is 7.09, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 21.27.

Price to Book Value per Share Ratio

Security National Financial has a P/B Ratio of 0.61. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.90% of the float of Security National Financial has been sold short.

Short Interest Ratio / Days to Cover

Security National Financial has a short interest ratio ("days to cover") of 7.67.

Change versus previous month

Short interest in Security National Financial has recently decreased by 4.30%, indicating that investor sentiment is improving.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Security National Financial does not currently pay a dividend.

Dividend Growth

Security National Financial does not have a long track record of dividend growth.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 1.8 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Security National Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $94,500.00 in company stock.

Percentage Held by Insiders

15.00% of the stock of Security National Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

45.58% of the stock of Security National Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 5/11/2026
• Today: 6/05/2026
• Next Earnings (Estimated): 8/10/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: INS - LIFE
• Sub-Industry: Banking
• Current Symbol: NASDAQ:SNFCA
• CIK: 318673
• Web: www.securitynational.com
• Phone: (801) 264-1060
• Fax: 801-265-9882
• Employees: 1,243
• Year Founded: 1993

Profitability

• EPS (Trailing Twelve Months): $1.36
• Trailing P/E Ratio: 7.09
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $32.15 million
• Net Margins: 10.19%
• Pretax Margin: 12.36%
• Return on Equity: 8.95%
• Return on Assets: 2.23%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.19
• Quick Ratio: 0.19

Sales & Book Value

• Annual Sales: $344.59 million
• Price / Sales: 0.73
• Cash Flow: $1.50 per share
• Price / Cash Flow: 6.41
• Book Value: $15.77 per share
• Price / Book: 0.61

Miscellaneous

• Outstanding Shares: 26,040,000
• Free Float: 22,132,000
• Market Cap: $251.03 million
• Optionable: Not Optionable
• Beta: 0.70