NASDAQ:OCFC OceanFirst Financial (OCFC) Stock Price, News & Analysis $16.32 -0.40 (-2.36%) Closing price 05/7/2025 03:59 PM EasternExtended Trading$16.65 +0.32 (+1.99%) As of 04:18 AM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About OceanFirst Financial Stock (NASDAQ:OCFC) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get OceanFirst Financial alerts:Sign Up Key Stats Today's Range$16.31▼$16.9050-Day Range$14.76▼$17.7652-Week Range$14.03▼$21.87Volume297,611 shsAverage Volume295,846 shsMarket Capitalization$953.07 millionP/E Ratio9.89Dividend Yield4.90%Price Target$20.67Consensus RatingModerate Buy Company OverviewOceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers. It accepts money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, that includes brokered deposits to retail, government, and business customers. The company also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, overdraft line of credit, loans on savings accounts, and other consumer loans. In addition, it invests in mortgage-backed securities, securities issued by the U.S. Government and agencies, corporate securities, and other investments. Further, the company offers bankcard, trust and asset management services; and bank owned life insurance products. The company was founded in 1902 and is based in Red Bank, New Jersey.Read More… OceanFirst Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks91st Percentile Overall ScoreOCFC MarketRank™: OceanFirst Financial scored higher than 91% of companies evaluated by MarketBeat, and ranked 248th out of 949 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.3 / 5Analyst RatingModerate Buy Consensus RatingOceanFirst Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 4 hold ratings, and no sell ratings.Amount of Analyst CoverageOceanFirst Financial has only been the subject of 2 research reports in the past 90 days.Read more about OceanFirst Financial's stock forecast and price target. Earnings and Valuation3.8 / 5Proj. Earnings Growth28.13% Earnings GrowthEarnings for OceanFirst Financial are expected to grow by 28.13% in the coming year, from $1.60 to $2.05 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of OceanFirst Financial is 9.89, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 22.15.Price to Earnings Ratio vs. SectorThe P/E ratio of OceanFirst Financial is 9.89, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.06.Price to Book Value per Share RatioOceanFirst Financial has a P/B Ratio of 0.58. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about OceanFirst Financial's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted1.43% of the float of OceanFirst Financial has been sold short.Short Interest Ratio / Days to CoverOceanFirst Financial has a short interest ratio ("days to cover") of 2.5, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in OceanFirst Financial has recently increased by 7.23%, indicating that investor sentiment is decreasing significantly. Dividend3.3 / 5Dividend StrengthStrong Dividend LeadershipOceanFirst Financial is a leading dividend payer. It pays a dividend yield of 4.80%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthOceanFirst Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of OceanFirst Financial is 52.29%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, OceanFirst Financial will have a dividend payout ratio of 39.02% next year. This indicates that OceanFirst Financial will be able to sustain or increase its dividend.Read more about OceanFirst Financial's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted1.43% of the float of OceanFirst Financial has been sold short.Short Interest Ratio / Days to CoverOceanFirst Financial has a short interest ratio ("days to cover") of 2.5, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in OceanFirst Financial has recently increased by 7.23%, indicating that investor sentiment is decreasing significantly. News and Social Media3.4 / 5News Sentiment1.19 News SentimentOceanFirst Financial has a news sentiment score of 1.19. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.89 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 16 news articles for OceanFirst Financial this week, compared to 3 articles on an average week.Search Interest2 people have searched for OCFC on MarketBeat in the last 30 days. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, OceanFirst Financial insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 5.00% of the stock of OceanFirst Financial is held by insiders.Percentage Held by Institutions70.98% of the stock of OceanFirst Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about OceanFirst Financial's insider trading history. Receive OCFC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for OceanFirst Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address OCFC Stock News HeadlinesOceanFirst adds 36 commercial bankers in bid to boost profitsMay 7 at 8:15 PM | bizjournals.comOceanFirst adds 36 commercial bankers in bid to boost profitsMay 7 at 8:15 PM | bizjournals.comTrump's Neighbor Issues Urgent Financial Warning: "The Economic Singularity Is Coming"They call me "The Seer of Wall Street" for a reason. When I warned about Enron in 2001, most analysts were still rating it a "buy." When I developed my system, the financial establishment scoffed — until my system began outperforming nearly every fund manager on the Street.May 8, 2025 | InvestorPlace (Ad)Analysts Set OceanFirst Financial Corp. (NASDAQ:OCFC) Price Target at $20.67May 6 at 1:09 AM | americanbankingnews.comResearch Analysts Set Expectations for OCFC FY2026 EarningsMay 2, 2025 | americanbankingnews.comOceanFirst Financial (NASDAQ:OCFC) Given New $20.00 Price Target at Keefe, Bruyette & WoodsApril 29, 2025 | americanbankingnews.comOceanFirst Financial: 5% Yield, But We Are Not BuyersApril 28, 2025 | seekingalpha.comOceanFirst Financial (NASDAQ:OCFC) Is Paying Out A Dividend Of $0.20April 28, 2025 | finance.yahoo.comSee More Headlines OCFC Stock Analysis - Frequently Asked Questions How have OCFC shares performed this year? OceanFirst Financial's stock was trading at $18.10 at the beginning of the year. Since then, OCFC shares have decreased by 9.8% and is now trading at $16.3250. View the best growth stocks for 2025 here. How were OceanFirst Financial's earnings last quarter? OceanFirst Financial Corp. (NASDAQ:OCFC) issued its earnings results on Thursday, April, 24th. The savings and loans company reported $0.35 EPS for the quarter, hitting the consensus estimate of $0.35. The savings and loans company earned $97.91 million during the quarter, compared to analysts' expectations of $95.66 million. OceanFirst Financial had a trailing twelve-month return on equity of 5.75% and a net margin of 14.45%. Read the conference call transcript. Who are OceanFirst Financial's major shareholders? OceanFirst Financial's top institutional investors include GW&K Investment Management LLC (2.44%), Royce & Associates LP (1.76%), Bank of New York Mellon Corp (0.66%) and Foundry Partners LLC (0.52%). Insiders that own company stock include Joseph M Jr Murphy, Michael D Devlin, Brian Schaeffer, Anthony Giordano III, Jack M Farris, Patricia Lynne Turner, Joseph Lebel III, Steven James Tsimbinos, Patrick Sean Barrett, Christopher Maher, John F Barros and Robert C Garrett. View institutional ownership trends. How do I buy shares of OceanFirst Financial? Shares of OCFC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of OceanFirst Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that OceanFirst Financial investors own include JPMorgan Chase & Co. (JPM), Tesla (TSLA), Advanced Micro Devices (AMD), Meta Platforms (META), Alphabet (GOOG), Home Depot (HD) and NVIDIA (NVDA). Company Calendar Record date for 2/14 Dividend2/03/2025Ex-Dividend for 2/14 Dividend2/03/2025Dividend Payable2/14/2025Last Earnings4/24/2025Record date for 5/16 Dividend5/05/2025Ex-Dividend for 5/16 Dividend5/05/2025Today5/08/2025Dividend Payable5/16/2025Next Earnings (Estimated)7/17/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry National commercial banks Sub-IndustryThrifts & Mortgage Finance Current SymbolNASDAQ:OCFC CIK1004702 Webwww.oceanfirst.com Phone(732) 240-4500Fax302-655-5049Employees960Year Founded1902Price Target and Rating Average Stock Price Target$20.67 High Stock Price Target$22.00 Low Stock Price Target$17.00 Potential Upside/Downside+26.6%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage6 Analysts Profitability EPS (Most Recent Fiscal Year)$1.53 Trailing P/E Ratio9.89 Forward P/E Ratio10.20 P/E GrowthN/ANet Income$100.07 million Net Margins14.45% Pretax Margin20.17% Return on Equity5.75% Return on Assets0.72% Debt Debt-to-Equity Ratio0.79 Current Ratio1.01 Quick Ratio1.00 Sales & Book Value Annual Sales$379.09 million Price / Sales2.51 Cash Flow$1.95 per share Price / Cash Flow8.38 Book Value$27.96 per share Price / Book0.58Miscellaneous Outstanding Shares58,381,000Free Float55,541,000Market Cap$953.07 million OptionableOptionable Beta0.99 Social Links 20 High-Yield Dividend Stocks that Could Ruin Your RetirementAlmost everyone loves strong dividend-paying stocks, but high yields can signal danger. Discover 20 high-yield dividend stocks paying an unsustainably large percentage of their earnings. Enter your email to get this report and avoid a high-yield dividend trap.Get This Free Report This page (NASDAQ:OCFC) was last updated on 5/8/2025 by MarketBeat.com Staff From Our PartnersElon just did WHAT!?As you may recall, Biden and the Fed were working on a central bank digital currency, or CBDC. Had they got...Brownstone Research | SponsoredAll Signs Point To Collapse - 401(k)s/IRAs /Are DoomedRetiring? Not so Fast..Hold Onto Your Bootstraps For A Long Road AheadAmerican Hartford Gold | SponsoredWhite House to reset Social Security?Elon Musk's parting DOGE gift looks set to shock America... A single announcement by July 22nd could soon b...Altimetry | SponsoredYour Wealth is Being Erased – Save It Before It’s Gone ForeverWhat If America's Gold Reserves Are a Lie? 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