OptimumBank Stock Price, News & Analysis (NASDAQ:OPHC)

$3.51 -0.29 (-7.63 %)
(As of 02/21/2018 04:00 PM ET)
Previous Close$3.51
Today's Range$3.51 - $3.83
52-Week Range$1.85 - $13.96
Volume11,100 shs
Average Volume41,076 shs
Market Capitalization$4.19 million
P/E Ratio-7.31
Dividend YieldN/A
Beta1

About OptimumBank (NASDAQ:OPHC)

OptimumBank Holdings, Inc. serves as a bank holding company for OptimumBank (the Bank). The Bank provides a range of community banking services to individuals and corporate customers through over three banking offices located in Broward County, Florida. The Bank provides a range of consumer and commercial banking services to individuals and businesses. Its services include demand interest-bearing and non-interest-bearing accounts, negotiable order of withdrawal (NOW) account, money market deposit accounts, Visa debit and automated teller machine (ATM) cards, cash management, direct deposits, notary services, money orders, night depository, cashier's checks, domestic collections, drive-in tellers and banking by mail. The Bank offers Internet banking services through its Website, www.optimumbank.com. The Bank has over eight wholly owned subsidiaries primarily engaged in holding and disposing foreclosed real estate, and a subsidiary primarily engaged in managing foreclosed real estate.

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Industry, Sector and Symbol

Industry Commercial Banks
Sub-IndustryN/A
SectorFinance
SymbolNASDAQ:OPHC
CUSIPN/A
Phone954-900-2800

Debt

Debt-to-Equity Ratio9.99%
Current Ratio1.14%
Quick Ratio1.14%

Price-To-Earnings

Trailing P/E Ratio-7.3125
Forward P/E RatioN/A
P/E GrowthN/A

Sales & Book Value

Annual Sales$4.62 million
Price / Sales0.84
Cash Flow$0.07 per share
Price / Cash49.76
Book Value$2.80 per share
Price / Book1.25

Profitability

Trailing EPS($0.48)
Net Income$-390,000.00
Net Margins-13.38%
Return on Equity-21.07%
Return on Assets-0.51%

Miscellaneous

Employees16
Outstanding Shares1,100,000

OptimumBank (NASDAQ:OPHC) Frequently Asked Questions

What is OptimumBank's stock symbol?

OptimumBank trades on the NASDAQ under the ticker symbol "OPHC."

When did OptimumBank's stock split? How did OptimumBank's stock split work?

Shares of OptimumBank reverse split on Tuesday, January 12th 2016. The 1-10 reverse split was announced on Tuesday, December 29th 2015. The number of shares owned by shareholders was adjusted after the market closes on Monday, January 11th 2016. An investor that had 100 shares of OptimumBank stock prior to the reverse split would have 10 shares after the split.

How were OptimumBank's earnings last quarter?

OptimumBank Holdings, Inc. (NASDAQ:OPHC) issued its quarterly earnings data on Friday, November, 13th. The bank reported $0.01 EPS for the quarter. The bank earned $1.09 million during the quarter. OptimumBank had a negative return on equity of 21.07% and a negative net margin of 13.38%. View OptimumBank's Earnings History.

Who are some of OptimumBank's key competitors?

Who are OptimumBank's key executives?

OptimumBank's management team includes the folowing people:

  • Moishe Gubin, Independent Chairman of the Board (Age 38)
  • Timothy L. Terry, President and Chief Executive Officer of the Bank (Age 59)
  • Jeffry T. Wagner, Executive Vice President and Chief Financial Officer of the Bank (Age 60)
  • Jeff Cannon, Executive Vice President and Chief Lending Officer of the Bank (Age 54)
  • John H Clifford, Director
  • Thomas A. Procelli, Director (Age 63)
  • Martin Z Schmidt, Director
  • Avi M. Zwelling, Director
  • Joel J. Klein, Independent Director (Age 68)

Who owns OptimumBank stock?

OptimumBank's stock is owned by a number of of retail and institutional investors. Top institutional shareholders include MIDWEST KOSHER & DELI LLC (6.30%). View Institutional Ownership Trends for OptimumBank.

How do I buy OptimumBank stock?

Shares of OptimumBank can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is OptimumBank's stock price today?

One share of OptimumBank stock can currently be purchased for approximately $3.51.

How big of a company is OptimumBank?

OptimumBank has a market capitalization of $4.19 million and generates $4.62 million in revenue each year. The bank earns $-390,000.00 in net income (profit) each year or ($0.48) on an earnings per share basis. OptimumBank employs 16 workers across the globe.

How can I contact OptimumBank?

OptimumBank's mailing address is 2477 EAST COMMERCIAL BOULEVARD, FORT LAUDERDALE FL, 33308. The bank can be reached via phone at 954-900-2800.


MarketBeat Community Rating for OptimumBank (OPHC)

Community Ranking:  2.2 out of 5 (star star)
Outperform Votes:  34 (Vote Outperform)
Underperform Votes:  45 (Vote Underperform)
Total Votes:  79
MarketBeat's community ratings are surveys of what our community members think about OptimumBank and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.

Analyst Ratings

OptimumBank (NASDAQ:OPHC) Analyst Ratings History


No equities research coverage for this company has been tracked by MarketBeat

Earnings

OptimumBank (NASDAQ:OPHC) Earnings History and Estimates Chart

Earnings by Quarter for OptimumBank (NASDAQ:OPHC)

OptimumBank (NASDAQ OPHC) Earnings History by Quarter

DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
8/15/2017Q2 2017($0.16)$0.81 millionViewN/AView Earnings Details
5/12/2017Q1 2017($0.26)$0.92 millionViewN/AView Earnings Details
3/20/2017Q4 2016($0.08)$0.63 millionViewN/AView Earnings Details
11/14/2016Q3 2016$0.02$0.98 millionViewN/AView Earnings Details
8/15/2016Q2 2016($0.05)$0.97 millionViewN/AView Earnings Details
5/13/2016Q1 2016($0.29)$0.96 millionViewN/AView Earnings Details
3/25/2016Q4 2015($0.16)$1.00 millionViewN/AView Earnings Details
11/13/2015Q315$0.01$1.09 millionViewN/AView Earnings Details
5/15/2015Q1 2015($0.20)ViewN/AView Earnings Details
11/12/2014Q115($0.02)$1.03 millionViewN/AView Earnings Details
7/29/2014Q2 2014$1.60ViewN/AView Earnings Details
5/1/2014Q1 2014$0.40ViewN/AView Earnings Details
1/30/2014Q4($0.25)ViewN/AView Earnings Details
10/30/2013Q3 2013($0.50)ViewN/AView Earnings Details
7/30/2013Q2 2013($2.90)ViewN/AView Earnings Details
4/30/2013Q1 2013($2.80)ViewN/AView Earnings Details
1/31/2013Q4 2012($2.80)ViewN/AView Earnings Details
11/1/2012Q3 2012($1.60)ViewN/AView Earnings Details
7/30/2012Q2 2012($1.20)ViewN/AView Earnings Details
5/1/2012Q1 2012($1.20)ViewN/AView Earnings Details
3/29/2012Q4 2011($0.12)ViewN/AView Earnings Details
11/14/2011Q3 2011($27.60)ViewN/AView Earnings Details
2/1/2010Q4 2009($296.00)ViewN/AView Earnings Details
10/26/2009Q3 2009($15.36)ViewN/AView Earnings Details
7/17/2009Q2 2009($38.40)ViewN/AView Earnings Details
4/20/2009Q1 2009$3.05ViewN/AView Earnings Details
1/20/2009Q4 2008($24.38)ViewN/AView Earnings Details
10/16/2008Q3 2008$9.14ViewN/AView Earnings Details
7/14/2008Q2 2008$18.29ViewN/AView Earnings Details
4/9/2008Q1 2008$20.32ViewN/AView Earnings Details
1/14/2008Q4 2007$24.67ViewN/AView Earnings Details
(Earnings results data provided by Zacks Investment Research)

Estimates

OptimumBank (NASDAQ:OPHC) Earnings Estimates

No earnings estimates for this company have been tracked by MarketBeat.com

Dividends

Dividend History for OptimumBank (NASDAQ:OPHC)


No dividend announcements for this company have been tracked by MarketBeat.com

Insider Trades

OptimumBank (NASDAQ OPHC) Insider Trading and Institutional Ownership History

Insider Ownership Percentage: 8.57%
Insider Trades by Quarter for OptimumBank (NASDAQ:OPHC)

OptimumBank (NASDAQ OPHC) Insider Trades by Quarter

Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionShares Held After TransactionDetails
9/17/2013Seth GillmanDirectorSell12,292$1.55$19,052.60View SEC Filing  
5/6/2013Moishe GubinDirectorBuy31,250$0.40$12,500.00View SEC Filing  
4/19/2013Moishe GubinDirectorBuy5,000$0.38$1,900.00View SEC Filing  
4/12/2013Moishe GubinDirectorBuy4,500$0.42$1,890.00View SEC Filing  
1/11/2013Moishe GubinDirectorBuy500$0.49$245.00View SEC Filing  
12/20/2012Moishe GubinDirectorBuy81,250$0.40$32,500.00View SEC Filing  
(Data available from 1/1/2013 forward)

Headlines

OptimumBank (NASDAQ OPHC) News Headlines

Source:
DateHeadline
Should You Be Concerned About OptimumBank Holdings Inc’s (NASDAQ:OPHC) Risk Exposure?Should You Be Concerned About OptimumBank Holdings Inc’s (NASDAQ:OPHC) Risk Exposure?
finance.yahoo.com - January 23 at 8:48 AM
OptimumBank (OPHC) Cut to "Sell" at ValuEngineOptimumBank (OPHC) Cut to "Sell" at ValuEngine
www.americanbankingnews.com - January 3 at 9:22 PM
OptimumBank Holdings, Inc. Strengthens Board of Directors with the Appointment of Avi Zwelling, Esq.OptimumBank Holdings, Inc. Strengthens Board of Directors with the Appointment of Avi Zwelling, Esq.
finance.yahoo.com - December 28 at 4:41 PM
OptimumBank Holdings, Inc. :OPHC-US: Earnings Analysis: Q3, 2017 By the Numbers : December 1, 2017OptimumBank Holdings, Inc. :OPHC-US: Earnings Analysis: Q3, 2017 By the Numbers : December 1, 2017
finance.yahoo.com - December 1 at 5:27 PM
A Great Acquisition and 1000% Revenue Growth Should Mean Big Near-Term Returns for SBRT InvestorsA Great Acquisition and 1000% Revenue Growth Should Mean Big Near-Term Returns for SBRT Investors
finance.yahoo.com - November 21 at 9:02 AM
How Does OptimumBank Holdings Inc (OPHC) Compare To The Financial Sector?How Does OptimumBank Holdings Inc (OPHC) Compare To The Financial Sector?
finance.yahoo.com - November 18 at 10:40 AM
OptimumBank Holdings, Inc. (OPHC) Upgraded by ValuEngine to "Hold"OptimumBank Holdings, Inc. (OPHC) Upgraded by ValuEngine to "Hold"
www.americanbankingnews.com - November 16 at 11:34 PM
OptimumBank appoints former FirstCity Bank of Commerce executive as CFOOptimumBank appoints former FirstCity Bank of Commerce executive as CFO
finance.yahoo.com - November 14 at 6:33 AM
How Does OptimumBank Holdings Inc (OPHC) Affect Your Portfolio Returns?How Does OptimumBank Holdings Inc (OPHC) Affect Your Portfolio Returns?
finance.yahoo.com - November 2 at 7:19 AM
OptimumBank Holdings, Inc. :OPHC-US: Earnings Analysis: Q2, 2017 By the Numbers : September 19, 2017OptimumBank Holdings, Inc. :OPHC-US: Earnings Analysis: Q2, 2017 By the Numbers : September 19, 2017
finance.yahoo.com - September 20 at 7:19 AM
Should You Be Holding OptimumBank Holdings Inc (OPHC) Right Now?Should You Be Holding OptimumBank Holdings Inc (OPHC) Right Now?
finance.yahoo.com - September 19 at 6:15 AM
FDIC hits Optimumbank with new regulatory order, criticizes anti-money laundering complianceFDIC hits Optimumbank with new regulatory order, criticizes anti-money laundering compliance
www.bizjournals.com - December 30 at 7:24 PM
OPTIMUMBANK HOLDINGS, INC. Files SEC form 8-K, Change in Directors or Principal Officers, Financial Statements and ExOPTIMUMBANK HOLDINGS, INC. Files SEC form 8-K, Change in Directors or Principal Officers, Financial Statements and Ex
biz.yahoo.com - November 2 at 6:56 PM
OPTIMUMBANK HOLDINGS, INC. Files SEC form 10-K, Annual ReportOPTIMUMBANK HOLDINGS, INC. Files SEC form 10-K, Annual Report
biz.yahoo.com - March 25 at 4:01 PM
OPTIMUMBANK HOLDINGS, INC. Files SEC form 8-K, Amendments to Articles of Inc. or Bylaws; Change in Fiscal Year, FinanOPTIMUMBANK HOLDINGS, INC. Files SEC form 8-K, Amendments to Articles of Inc. or Bylaws; Change in Fiscal Year, Finan
biz.yahoo.com - January 4 at 2:55 PM
2 South Florida banks remain below well-capitalized in Q32 South Florida banks remain below well-capitalized in Q3
www.bizjournals.com - November 13 at 11:55 AM
OPTIMUMBANK HOLDINGS, INC. Files SEC form 10-Q, Quarterly ReportOPTIMUMBANK HOLDINGS, INC. Files SEC form 10-Q, Quarterly Report
biz.yahoo.com - November 13 at 10:35 AM
Foreclosure Roundup: OptimumBank wins judgment on shuttered hospital, Hallandale office targetedForeclosure Roundup: OptimumBank wins judgment on shuttered hospital, Hallandale office targeted
www.bizjournals.com - October 23 at 2:20 PM
OPTIMUMBANK HOLDINGS, INC. Files SEC form 8-K, Notice of Delisting or Failure to Satisfy a Continued Listing Rule orOPTIMUMBANK HOLDINGS, INC. Files SEC form 8-K, Notice of Delisting or Failure to Satisfy a Continued Listing Rule or
biz.yahoo.com - October 9 at 6:02 AM
OPTIMUMBANK HOLDINGS, INC. Files SEC form 8-K, Other EventsOPTIMUMBANK HOLDINGS, INC. Files SEC form 8-K, Other Events
biz.yahoo.com - September 21 at 2:20 PM

SEC Filings

OptimumBank (NASDAQ:OPHC) SEC Filings

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Social Media

Financials

OptimumBank (NASDAQ:OPHC) Income Statement, Balance Sheet and Cash Flow Statement

Chart

OptimumBank (NASDAQ OPHC) Stock Chart for Wednesday, February, 21, 2018

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This page was last updated on 2/21/2018 by MarketBeat.com Staff

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