OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides a range of consumer and commercial banking services to individuals and businesses. The company accepts demand interest-bearing and noninterest-bearing, savings, money market, NOW, and time deposit accounts, as well as certificates of deposit; and offers residential and commercial real estate, commercial, and consumer loans, as well as lending lines for working capital needs. It also provides debit and ATM cards; investment, cash management, and notary and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, drive-in tellers, and banking by mail, as well as Internet banking services. In addition, the company engages in holding, managing, and disposing foreclosed real estate. It operates through three banking offices located in Broward County, Florida. OptimumBank Holdings, Inc. was founded in 2000 and is based in Fort Lauderdale, Florida.
Industry, Sector and Symbol
Stock Exchange NASDAQ
Industry National commercial banks
Sub-IndustryN/A
SectorFinance
Current SymbolNASDAQ:OPHC
Previous Symbol
CUSIPN/A
Phone954-900-2800
Debt
Debt-to-Equity Ratio6.25
Current Ratio1.47
Quick Ratio1.47
Price-To-Earnings
Trailing P/E RatioN/A
Forward P/E RatioN/A
P/E GrowthN/A
Sales & Book Value
Annual Sales$4.76 million
Price / Sales1.58
Cash FlowN/A
Price / CashN/A
Book Value$2.30 per share
Price / Book2.17
Profitability
EPS (Most Recent Fiscal Year)N/A
Net Income$-580,000.00
Net Margins32.52%
Return on Equity45.04%
Return on Assets1.54%
Miscellaneous
Employees16
Outstanding Shares1,510,000
Market Cap$7.47 million
OptionableNot Optionable
OptimumBank (NASDAQ:OPHC) Frequently Asked Questions
What is OptimumBank's stock symbol?
OptimumBank trades on the NASDAQ under the ticker symbol "OPHC."
When did OptimumBank's stock split? How did OptimumBank's stock split work?
Shares of OptimumBank reverse split on the morning of Tuesday, January 12th 2016. The 1-10 reverse split was announced on Tuesday, December 29th 2015. The number of shares owned by shareholders was adjusted after the market closes on Monday, January 11th 2016. An investor that had 100 shares of OptimumBank stock prior to the reverse split would have 10 shares after the split.
When is OptimumBank's next earnings date?
Has OptimumBank been receiving favorable news coverage?
Media stories about OPHC stock have been trending somewhat positive recently, InfoTrie Sentiment reports. InfoTrie identifies negative and positive press coverage by analyzing more than six thousand blog and news sources in real-time. The firm ranks coverage of public companies on a scale of negative five to five, with scores nearest to five being the most favorable. OptimumBank earned a media sentiment score of 1.3 on InfoTrie's scale. They also assigned media headlines about the bank a news buzz of 10.0 out of 10, indicating that recent press coverage is extremely likely to have an impact on the stock's share price in the near term.
Who are some of OptimumBank's key competitors?
Some companies that are related to OptimumBank include 1st Res Bk EXTO/SH (FRSB), Chino Commercial Bancorp (CCBC), Pacific Valley Bank (PVBK), Clarkston Financial (CKFC), Princeton National Bancorp (PNBC), China Commercial Credit (CCCR), Coastal Banking (CBCO), CoBiz Financial (COBZ), Farmers Capital Bank (FFKT), First Federal of Northrn Mchgn Bncrp (FFNM), Independence Bancshares (IEBS), Porter Bancorp (PBIB), Standard Chartered (SCBFF) and Valley National Bancorp (VLY).
Who are OptimumBank's key executives?
OptimumBank's management team includes the folowing people:
- Mr. David L. Edgar, Controller of OptimumBank (Age 55)
- Mr. Timothy L. Terry, Pres & CEO (Age 62)
- Mr. Gene Babchick, Director of Bus. Devel.
- Ms. Lesile M. Legg, VP of Bank Operations, Branch Admin. & HR
- Mr. Frank A. Nelson, Sr. VP of Lending
How do I buy shares of OptimumBank?
Shares of OPHC can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is OptimumBank's stock price today?
One share of OPHC stock can currently be purchased for approximately $4.98.
How big of a company is OptimumBank?
OptimumBank has a market capitalization of $7.47 million and generates $4.76 million in revenue each year. OptimumBank employs 16 workers across the globe.
What is OptimumBank's official website?
How can I contact OptimumBank?
OptimumBank's mailing address is 2477 EAST COMMERCIAL BOULEVARD, FORT LAUDERDALE FL, 33308. The bank can be reached via phone at 954-900-2800.
MarketBeat Community Rating for OptimumBank (NASDAQ OPHC)
MarketBeat's community ratings are surveys of what our community members think about OptimumBank and other stocks. Vote "Outperform" if you believe OPHC will outperform the S&P 500 over the long term. Vote "Underperform" if you believe OPHC will underperform the S&P 500 over the long term. You may vote once every thirty days.
