About OptimumBank (NASDAQ:OPHC)
OptimumBank Holdings, Inc. serves as a bank holding company for OptimumBank (the Bank). The Bank provides a range of community banking services to individuals and corporate customers through over three banking offices located in Broward County, Florida. The Bank provides a range of consumer and commercial banking services to individuals and businesses. Its services include demand interest-bearing and non-interest-bearing accounts, negotiable order of withdrawal (NOW) account, money market deposit accounts, Visa debit and automated teller machine (ATM) cards, cash management, direct deposits, notary services, money orders, night depository, cashier's checks, domestic collections, drive-in tellers and banking by mail. The Bank offers Internet banking services through its Website, www.optimumbank.com. The Bank has over eight wholly owned subsidiaries primarily engaged in holding and disposing foreclosed real estate, and a subsidiary primarily engaged in managing foreclosed real estate.
Industry, Sector and Symbol
Industry BANKS & THRIFTS
Trailing P/E Ratio-9.14583333333333
Forward P/E RatioN/A
Sales & Book Value
Annual Sales$4.62 million
Price / Sales1.05
Cash Flow$0.07 per share
Price / Cash59.58
Book Value$2.80 per share
Price / Book1.57
Return on Equity-21.07%
Return on Assets-0.51%
OptimumBank (NASDAQ:OPHC) Frequently Asked Questions
What is OptimumBank's stock symbol?
OptimumBank trades on the NASDAQ under the ticker symbol "OPHC."
When did OptimumBank's stock split? How did OptimumBank's stock split work?
OptimumBank shares reverse split on the morning of Tuesday, January 12th 2016. The 1-10 reverse split was announced on Tuesday, December 29th 2015. The number of shares owned by shareholders was adjusted after the closing bell on Monday, January 11th 2016. An investor that had 100 shares of OptimumBank stock prior to the reverse split would have 10 shares after the split.
How were OptimumBank's earnings last quarter?
OptimumBank Holdings, Inc. (NASDAQ:OPHC) posted its earnings results on Friday, November, 13th. The bank reported $0.01 earnings per share (EPS) for the quarter. The bank had revenue of $1.09 million for the quarter. OptimumBank had a negative net margin of 13.38% and a negative return on equity of 21.07%. View OptimumBank's Earnings History.
Who are some of OptimumBank's key competitors?
Some companies that are related to OptimumBank include First Trust California Municipal High income ETF (FCAL), Real Industry (RELY), Dare Bioscience (DARE), Gleacher & Company Inc (GLCH), Global Brokerage (GLBR), Patriot National (PN), First NBC Bank (FNBC), American Safety Insurance (ASI), Anchor BanCorp Wisconsin Inc (DE) (ABCW), Asset Acceptance Capital (AACC), Brookfield Office Properties (BPO), CapitalSource (CSE), Citizens Republic Bancorp (CRBC), Colonial Properties Trust (CLP), Commerzbank (CBK), DFC Global (DLLR), Duff & Phelps (DUF) and Eastern Insurance (EIHI).
Who are OptimumBank's key executives?
OptimumBank's management team includes the folowing people:
- Moishe Gubin, Independent Chairman of the Board (Age 38)
- Timothy L. Terry, President and Chief Executive Officer of the Bank (Age 59)
- Jeffry T. Wagner, Executive Vice President and Chief Financial Officer of the Bank (Age 60)
- Jeff Cannon, Executive Vice President and Chief Lending Officer of the Bank (Age 54)
- John H Clifford, Director
- Thomas A. Procelli, Director (Age 63)
- Martin Z Schmidt, Director
- Avi M. Zwelling, Director
- Joel J. Klein, Independent Director (Age 68)
Has OptimumBank been receiving favorable news coverage?
News stories about OPHC stock have trended somewhat negative recently, according to Accern Sentiment. The research group identifies negative and positive news coverage by monitoring more than twenty million blog and news sources in real-time. Accern ranks coverage of publicly-traded companies on a scale of negative one to positive one, with scores nearest to one being the most favorable. OptimumBank earned a media sentiment score of -0.02 on Accern's scale. They also assigned media stories about the bank an impact score of 46.07 out of 100, indicating that recent news coverage is somewhat unlikely to have an effect on the stock's share price in the next few days.
How do I buy shares of OptimumBank?
Shares of OPHC can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is OptimumBank's stock price today?
One share of OPHC stock can currently be purchased for approximately $4.39.
How big of a company is OptimumBank?
OptimumBank has a market capitalization of $5.02 million and generates $4.62 million in revenue each year. The bank earns $-390,000.00 in net income (profit) each year or ($0.48) on an earnings per share basis. OptimumBank employs 16 workers across the globe.
How can I contact OptimumBank?
OptimumBank's mailing address is 2477 EAST COMMERCIAL BOULEVARD, FORT LAUDERDALE FL, 33308. The bank can be reached via phone at 954-900-2800.
MarketBeat Community Rating for OptimumBank (OPHC)MarketBeat's community ratings are surveys of what our community members think about OptimumBank and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.
OptimumBank (NASDAQ:OPHC) Analyst Ratings History
No equities research coverage for this company has been tracked by MarketBeat
OptimumBank (NASDAQ:OPHC) Earnings History and Estimates Chart
OptimumBank (NASDAQ OPHC) Earnings History by Quarter
(Earnings results data provided by Zacks Investment Research)
|Date||Quarter||Consensus Estimate||Actual EPS||Revenue Estimate||Actual Revenue||Release Link||Conference Call||Details|
|8/15/2017||Q2 2017||($0.16)||$0.81 million||View||N/A|
|5/12/2017||Q1 2017||($0.26)||$0.92 million||View||N/A|
|3/20/2017||Q4 2016||($0.08)||$0.63 million||View||N/A|
|11/14/2016||Q3 2016||$0.02||$0.98 million||View||N/A|
|8/15/2016||Q2 2016||($0.05)||$0.97 million||View||N/A|
|5/13/2016||Q1 2016||($0.29)||$0.96 million||View||N/A|
|3/25/2016||Q4 2015||($0.16)||$1.00 million||View||N/A|
OptimumBank (NASDAQ:OPHC) Earnings Estimates
No earnings estimates for this company have been tracked by MarketBeat.com
Dividend History for OptimumBank (NASDAQ:OPHC)
No dividend announcements for this company have been tracked by MarketBeat.com
OptimumBank (NASDAQ OPHC) Insider Trading and Institutional Ownership History
Insider Ownership Percentage: 8.57%
Institutional Ownership Percentage: 0.53%
OptimumBank (NASDAQ OPHC) Insider Trades by Quarter
(Data available from 1/1/2013 forward)
|Transaction Date||Insider Name||Title||Buy/Sell||Number of Shares||Average Share Price||Total Transaction||Shares Held After Transaction||Details|
|9/17/2013||Seth Gillman||Director||Sell||12,292||$1.55||$19,052.60|| |
|5/6/2013||Moishe Gubin||Director||Buy||31,250||$0.40||$12,500.00|| |
|4/19/2013||Moishe Gubin||Director||Buy||5,000||$0.38||$1,900.00|| |
|4/12/2013||Moishe Gubin||Director||Buy||4,500||$0.42||$1,890.00|| |
|1/11/2013||Moishe Gubin||Director||Buy||500||$0.49||$245.00|| |
|12/20/2012||Moishe Gubin||Director||Buy||81,250||$0.40||$32,500.00|| |
OptimumBank (NASDAQ OPHC) News Headlines
|Can These Factors Give You An Edge For Investing In OptimumBank Holdings Inc (NASDAQ:OPHC)?|
finance.yahoo.com - March 9 at 11:11 AM
|Should You Be Concerned About OptimumBank Holdings Inc’s (NASDAQ:OPHC) Risk Exposure?|
finance.yahoo.com - January 23 at 8:48 AM
|OptimumBank (OPHC) Cut to "Sell" at ValuEngine|
www.americanbankingnews.com - January 3 at 9:22 PM
|OptimumBank Holdings, Inc. Strengthens Board of Directors with the Appointment of Avi Zwelling, Esq.|
finance.yahoo.com - December 28 at 4:41 PM
|OptimumBank Holdings, Inc. :OPHC-US: Earnings Analysis: Q3, 2017 By the Numbers : December 1, 2017|
finance.yahoo.com - December 1 at 5:27 PM
|A Great Acquisition and 1000% Revenue Growth Should Mean Big Near-Term Returns for SBRT Investors|
finance.yahoo.com - November 21 at 9:02 AM
|How Does OptimumBank Holdings Inc (OPHC) Compare To The Financial Sector?|
finance.yahoo.com - November 18 at 10:40 AM
|OptimumBank Holdings, Inc. (OPHC) Upgraded by ValuEngine to "Hold"|
www.americanbankingnews.com - November 16 at 11:34 PM
|OptimumBank appoints former FirstCity Bank of Commerce executive as CFO|
finance.yahoo.com - November 14 at 6:33 AM
|How Does OptimumBank Holdings Inc (OPHC) Affect Your Portfolio Returns?|
finance.yahoo.com - November 2 at 7:19 AM
|OptimumBank Holdings, Inc. :OPHC-US: Earnings Analysis: Q2, 2017 By the Numbers : September 19, 2017|
finance.yahoo.com - September 20 at 7:19 AM
|Should You Be Holding OptimumBank Holdings Inc (OPHC) Right Now?|
finance.yahoo.com - September 19 at 6:15 AM
|FDIC hits Optimumbank with new regulatory order, criticizes anti-money laundering compliance|
www.bizjournals.com - December 30 at 7:24 PM
|OPTIMUMBANK HOLDINGS, INC. Files SEC form 8-K, Change in Directors or Principal Officers, Financial Statements and Ex|
biz.yahoo.com - November 2 at 6:56 PM
|OPTIMUMBANK HOLDINGS, INC. Files SEC form 10-K, Annual Report|
biz.yahoo.com - March 25 at 4:01 PM
|OPTIMUMBANK HOLDINGS, INC. Files SEC form 8-K, Amendments to Articles of Inc. or Bylaws; Change in Fiscal Year, Finan|
biz.yahoo.com - January 4 at 2:55 PM
|2 South Florida banks remain below well-capitalized in Q3|
www.bizjournals.com - November 13 at 11:55 AM
|OPTIMUMBANK HOLDINGS, INC. Files SEC form 10-Q, Quarterly Report|
biz.yahoo.com - November 13 at 10:35 AM
|Foreclosure Roundup: OptimumBank wins judgment on shuttered hospital, Hallandale office targeted|
www.bizjournals.com - October 23 at 2:20 PM
|OPTIMUMBANK HOLDINGS, INC. Files SEC form 8-K, Notice of Delisting or Failure to Satisfy a Continued Listing Rule or|
biz.yahoo.com - October 9 at 6:02 AM
|OPTIMUMBANK HOLDINGS, INC. Files SEC form 8-K, Other Events|
biz.yahoo.com - September 21 at 2:20 PM
OptimumBank (NASDAQ:OPHC) SEC Filings
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OptimumBank (NASDAQ:OPHC) Income Statement, Balance Sheet and Cash Flow Statement
OptimumBank (NASDAQ OPHC) Stock Chart for Saturday, March, 24, 2018