Ohio Valley Banc (OVBC) Stock Price, News & Analysis

Company Overview

Ohio Valley Banc Corp. (NASDAQ: OVBC) is a bank holding company headquartered in Gallipolis, Ohio. Its principal subsidiary, Ohio Valley Bank, is a community-focused financial institution that provides banking and financial services to individuals, families, businesses and public entities.

Ohio Valley Bank offers a range of deposit products, including checking, savings and time deposit accounts, as well as residential mortgage, commercial, agricultural, consumer and other loans. The bank also provides electronic banking services, cash management and other financial services designed to support personal and business customers.

Founded in 1872, Ohio Valley Banc Corp. serves communities in southeastern Ohio and nearby areas of West Virginia through Ohio Valley Bank’s branch network and digital banking channels. The company also operates related financial-services businesses, including consumer finance and insurance-related activities, through its subsidiaries.

Key Stats

• Today's Range: $44.73 to $45.52
• 50-Day Range: $42.66 to $46.86
• 52-Week Range: $34.18 to $54.96
• Volume: 8,766 shs
• Average Volume: 27,882 shs
• Market Capitalization: $210.73 million
• P/E Ratio: 14.86
• Dividend Yield: 2.24%
• Price Target: N/A
• Consensus Rating: Buy

Ohio Valley Banc Stock Analysis - MarketRank™

Ohio Valley Banc scored higher than 67% of companies evaluated by MarketBeat, and ranked 509th out of 853 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.7 / 5
• Analyst Rating: Buy

Consensus Rating

Ohio Valley Banc has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Ohio Valley Banc has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Ohio Valley Banc is 14.86, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.03.

Price to Earnings Ratio vs. Sector

The P/E ratio of Ohio Valley Banc is 14.86, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.74.

Price to Book Value per Share Ratio

Ohio Valley Banc has a P/B Ratio of 1.24. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.14% of the float of Ohio Valley Banc has been sold short.

Short Interest Ratio / Days to Cover

Ohio Valley Banc has a short interest ratio ("days to cover") of 1.61, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Ohio Valley Banc has recently decreased by 17.71%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Ohio Valley Banc pays a meaningful dividend of 2.19%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Ohio Valley Banc has only been increasing its dividend for 3 years.

Dividend Coverage

The dividend payout ratio of Ohio Valley Banc is 33.22%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 0.79

News Sentiment

Ohio Valley Banc has a news sentiment score of 0.79. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.59 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Ohio Valley Banc this week, compared to 1 article on an average week.

Company Ownership

• Score: 3.4 / 5
• Insider Trading: Acquiring Shares

Cluster Insider Buying

2 insiders have purchased shares of Ohio Valley Banc in the last three months. Multiple insiders buying is a strong bullish signal.

Net Insider Buying

Over the last three months, insiders have purchased a net $4,493.00 in company stock, which represents 0.0021% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, Ohio Valley Banc insiders have bought more of their company's stock than they have sold. Specifically, they have bought $4,493.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

7.18% of the stock of Ohio Valley Banc is held by insiders.

Percentage Held by Institutions

22.06% of the stock of Ohio Valley Banc is held by institutions.

Company Calendar

• Record date for 8/10 Dividend: 7/24/2026
• Ex-Dividend for 8/10 Dividend: 7/24/2026
• Last Earnings: 7/27/2026
• Dividend Payable: 8/10/2026
• Today: 10/10/2026
• Next Earnings (Estimated): 10/26/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:OVBC
• CIK: 894671
• Web: www.ovbc.com
• Phone: (740) 446-2631
• Fax: 740-446-7688
• Employees: 269
• Year Founded: 1872

Profitability

• EPS (Trailing Twelve Months): $3.01
• Trailing P/E Ratio: 14.86
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $15.60 million
• Net Margins: 14.31%
• Pretax Margin: 17.67%
• Return on Equity: 8.37%
• Return on Assets: 0.88%

Debt

• Debt-to-Equity Ratio: 0.29
• Current Ratio: 0.93
• Quick Ratio: 0.93

Sales & Book Value

• Annual Sales: $94.21 million
• Price / Sales: 2.24
• Cash Flow: $3.32 per share
• Price / Cash Flow: 13.46
• Book Value: $36.14 per share
• Price / Book: 1.24

Miscellaneous

• Outstanding Shares: 4,710,000
• Free Float: 4,373,000
• Market Cap: $210.73 million
• Optionable: Not Optionable
• Beta: 0.03