Preferred Bank (PFBC) Stock Price, News & Analysis

Company Overview

Preferred Bank (NASDAQ:PFBC) is a commercial bank headquartered in Los Angeles, California. Founded in 1991, the bank provides banking and financial services to businesses, professionals, real estate investors and individuals, with a particular focus on small and medium-sized businesses and communities in California and New York.

The bank offers a range of deposit products, including checking, savings, money market accounts and certificates of deposit. Its lending activities include commercial real estate loans, commercial and industrial financing, residential real estate loans, small business loans and consumer lending. Preferred Bank also provides cash management, online and mobile banking, wire transfers and other treasury management services.

Preferred Bank operates through a network of full-service branches and offices serving markets in Southern California, the San Francisco Bay Area and New York. Li Yu serves as the bank’s chairman, president and chief executive officer.

Key Stats

• Today's Range: $104.15 to $106.76
• 50-Day Range: $101.74 to $109.48
• 52-Week Range: $81.50 to $112.26
• Volume: 78,745 shs
• Average Volume: 114,807 shs
• Market Capitalization: $1.51 billion
• P/E Ratio: 9.56
• Dividend Yield: 3.06%
• Price Target: $108.50
• Consensus Rating: Moderate Buy

Preferred Bank Stock Analysis - MarketRank™

Preferred Bank scored higher than 42% of companies evaluated by MarketBeat, and ranked 646th out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Preferred Bank has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 strong buy rating, 2 buy ratings, 5 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Preferred Bank is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Preferred Bank has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 2.79%

Earnings Growth

Earnings for Preferred Bank are expected to grow by 2.79% in the coming year, from $10.74 to $11.04 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Preferred Bank is 9.54, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.73.

Price to Earnings Ratio vs. Sector

The P/E ratio of Preferred Bank is 9.54, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.49.

Price to Book Value per Share Ratio

Preferred Bank has a P/B Ratio of 1.91. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 0.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

8.52% of the float of Preferred Bank has been sold short.

Short Interest Ratio / Days to Cover

Preferred Bank has a short interest ratio ("days to cover") of 10.61, which indicates bearish sentiment.

Change versus previous month

Short interest in Preferred Bank has recently increased by 0.61%, indicating that investor sentiment is decreasing.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Preferred Bank pays a meaningful dividend of 3.02%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Preferred Bank has been increasing its dividend for 5 years.

Dividend Coverage

The dividend payout ratio of Preferred Bank is 29.25%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Preferred Bank will have a dividend payout ratio of 28.99% next year. This indicates that Preferred Bank will be able to sustain or increase its dividend.

News and Social Media

• Score: 1.5 / 5
• News Sentiment: N/A

News Sentiment

Preferred Bank has a news sentiment score of 0.42. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.58 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Preferred Bank this week, compared to 2 articles on an average week.

Company Ownership

• Score: 0.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Preferred Bank insiders have not sold or bought any company stock.

Percentage Held by Institutions

72.77% of the stock of Preferred Bank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 7/21 Dividend: 7/07/2026
• Ex-Dividend for 7/21 Dividend: 7/07/2026
• Dividend Payable: 7/21/2026
• Last Earnings: 7/22/2026
• Record date for 10/19 Dividend: 10/05/2026
• Ex-Dividend for 10/19 Dividend: 10/05/2026
• Today: 10/06/2026
• Dividend Payable: 10/19/2026
• Next Earnings (Estimated): 10/19/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:PFBC
• CIK: 1492165
• Web: www.preferredbank.com
• Phone: (213) 891-1188
• Fax: 213-622-5161
• Employees: 324
• Year Founded: 1991

Price Target and Rating

• Average Price Target for Preferred Bank: $108.50
• High Price Target: $120.00
• Low Price Target: $100.00
• Potential Upside/Downside: +3.8%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 8 Analysts

Profitability

• EPS (Trailing Twelve Months): $10.94
• Trailing P/E Ratio: 9.56
• Forward P/E Ratio: 9.73
• P/E Growth: N/A
• Net Income: $133.63 million
• Net Margins: 26.54%
• Pretax Margin: N/A
• Return on Equity: 17.27%
• Return on Assets: 1.77%

Debt

• Debt-to-Equity Ratio: 0.44
• Current Ratio: 1.08
• Quick Ratio: 1.08

Sales & Book Value

• Annual Sales: $286.37 million
• Price / Sales: 5.27
• Cash Flow: $9.94 per share
• Price / Cash Flow: 10.52
• Book Value: $54.71 per share
• Price / Book: 1.91

Miscellaneous

• Outstanding Shares: 14,430,000
• Free Float: N/A
• Market Cap: $1.51 billion
• Optionable: Optionable
• Beta: 0.57