Peoples Financial Services (PFIS) Stock Price, News & Analysis

Company Overview

Peoples Financial Services Corp. is a bank holding company headquartered in Scranton, Pennsylvania. Its principal subsidiary, Peoples Security Bank and Trust Company, provides community banking services to individuals, families, businesses and institutions.

The company offers deposit products, residential and commercial real estate lending, consumer loans, business loans and other financing solutions. Its services also include cash management and treasury services, online and mobile banking, trust and wealth management, investment services and insurance-related offerings.

Peoples Security Bank and Trust serves communities primarily in northeastern Pennsylvania and portions of southern New York through a network of banking offices and digital channels. The bank has roots dating to the early 20th century and has expanded through organic growth and acquisitions while maintaining a community-oriented banking model.

Key Stats

• Today's Range: $68.02 to $69.75
• 50-Day Range: $67.25 to $72.05
• 52-Week Range: $43.64 to $73.37
• Volume: 34,478 shs
• Average Volume: 52,450 shs
• Market Capitalization: $689.24 million
• P/E Ratio: 7.80
• Dividend Yield: 3.63%
• Price Target: $65.50
• Consensus Rating: Hold

Peoples Financial Services Stock Analysis - MarketRank™

Peoples Financial Services scored higher than 65% of companies evaluated by MarketBeat, and ranked 507th out of 847 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.7 / 5
• Analyst Rating: Hold

Consensus Rating

Peoples Financial Services has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on no strong buy ratings, 1 buy rating, 3 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Peoples Financial Services is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Peoples Financial Services has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 16.64%

Earnings Growth

Earnings for Peoples Financial Services are expected to grow by 16.64% in the coming year, from $6.37 to $7.43 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Peoples Financial Services is 7.73, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.74.

Price to Earnings Ratio vs. Sector

The P/E ratio of Peoples Financial Services is 7.73, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.73.

Price to Book Value per Share Ratio

Peoples Financial Services has a P/B Ratio of 1.31. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

4.13% of the float of Peoples Financial Services has been sold short.

Short Interest Ratio / Days to Cover

Peoples Financial Services has a short interest ratio ("days to cover") of 5.85.

Change versus previous month

Short interest in Peoples Financial Services has recently increased by 54.38%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Leadership

Peoples Financial Services is a leading dividend payer. It pays a dividend yield of 3.70%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Peoples Financial Services has been increasing its dividend for 8 years.

Dividend Coverage

The dividend payout ratio of Peoples Financial Services is 28.31%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Peoples Financial Services will have a dividend payout ratio of 33.65% next year. This indicates that Peoples Financial Services will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.1 / 5
• News Sentiment: 0.38

News Sentiment

Peoples Financial Services has a news sentiment score of 0.38. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.67 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Peoples Financial Services this week, compared to 1 article on an average week.

Search Interest

Only 1 people have searched for PFIS on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 0.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Peoples Financial Services insiders have not sold or bought any company stock.

Percentage Held by Insiders

8.20% of the stock of Peoples Financial Services is held by insiders.

Percentage Held by Institutions

31.67% of the stock of Peoples Financial Services is held by institutions.

Company Calendar

• Last Earnings: 7/30/2026
• Record date for 9/15 Dividend: 8/31/2026
• Ex-Dividend for 9/15 Dividend: 8/31/2026
• Dividend Payable: 9/15/2026
• Today: 10/16/2026
• Next Earnings (Estimated): 10/16/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:PFIS
• CIK: 1056943
• Web: www.psbt.com
• Phone: (570) 346-7741
• Fax: 570-961-3768
• Employees: 583
• Year Founded: 1926

Price Target and Rating

• Average Price Target for Peoples Financial Services: $65.50
• High Price Target: $75.00
• Low Price Target: $56.00
• Potential Upside/Downside: -4.9%
• Consensus Rating: Hold
• Rating Score (0-4): 2.25
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $8.83
• Trailing P/E Ratio: 7.80
• Forward P/E Ratio: 10.81
• P/E Growth: N/A
• Net Income: $59.19 million
• Net Margins: 20.66%
• Pretax Margin: 16.41%
• Return on Equity: 17.27%
• Return on Assets: 1.70%

Debt

• Debt-to-Equity Ratio: 0.46
• Current Ratio: 0.99
• Quick Ratio: 0.99

Sales & Book Value

• Annual Sales: $283.67 million
• Price / Sales: 2.43
• Cash Flow: $5.62 per share
• Price / Cash Flow: 12.25
• Book Value: $52.01 per share
• Price / Book: 1.32

Miscellaneous

• Outstanding Shares: 10,010,000
• Free Float: 9,189,000
• Market Cap: $689.24 million
• Optionable: Not Optionable
• Beta: 0.75