Aflac Company Profile (NYSE:AFL)

About Aflac

Aflac Incorporated is a business holding company. The Company engaged in is supplemental health and life insurance, which is marketed and administered through its subsidiary, American Family Life Assurance Company of Columbus (Aflac). Aflac's insurance business consists of two segments: Aflac Japan and Aflac U.S. Aflac offers insurance policies in Japan and the United States that provide a layer of financial protection against income and asset loss. Aflac Japan sells voluntary supplemental insurance products, including cancer plans, general medical indemnity plans, medical/sickness riders, care plans, living benefit life plans, ordinary life insurance plans and annuities. Aflac U.S. sells supplemental insurance products, including products designed to protect individuals from depletion of assets, such as accident, cancer, critical illness/care, hospital intensive care, hospital indemnity, fixed-benefit dental, and vision care plans and loss-of-income products.

Industry, Sector and Symbol:

Sector: Finance
Industry: Accident & Health Insurance
Sub-Industry: Life & Health Insurance
Exchange: NYSE
Symbol: AFL
CUSIP: 00105510

Key Metrics:

Previous Close: $72.47
50 Day Moving Average: $72.85
200 Day Moving Average: $69.81
52-Week Range: $54.57 - $74.50
Trailing P/E Ratio: 11.79
Foreward P/E Ratio: 10.28
P/E Growth: 1.34
Market Cap: $29.36B
Outstanding Shares: 409,575,000
Beta: 1.3

Profitability:

Net Margins: 12.12%
Return on Equity: 14.30%
Return on Assets: 2.20%

Debt:

Debt-to-Equity Ratio: 0.22%
Current Ratio: 0.05%
Quick Ratio: 0.05%

Additional Links:

Companies Related to Aflac:

Consensus Ratings for Aflac (NYSE:AFL) (?)

Ratings Breakdown:	1 Sell Rating, 12 Hold Ratings, 2 Buy Ratings
Consensus Rating:	Hold (Score: 2.07)
Consensus Price Target:	$68.10 (4.84% downside)

Analysts' Ratings History for Aflac (NYSE:AFL)

Show:

Date	Firm	Action	Rating	Price Target
9/23/2016	Wells Fargo & Co.	Initiated Coverage	Market Perform
8/1/2016	Deutsche Bank AG	Reiterated Rating	Hold	$75.00 -> $73.00
7/29/2016	FBR & Co	Reiterated Rating	Hold
7/6/2016	Evercore ISI	Initiated Coverage	Sell	$63.00
7/6/2016	JPMorgan Chase & Co.	Reiterated Rating	Hold
5/23/2016	Sandler O'Neill	Downgrade	Buy -> Hold
5/22/2016	Citigroup Inc.	Reiterated Rating	Buy
5/20/2016	Keefe, Bruyette & Woods	Downgrade	Outperform -> Market Perform	$73.00
4/26/2016	Morgan Stanley	Reiterated Rating	Hold
4/27/2016	Royal Bank Of Canada	Reiterated Rating	Sector Perform	$64.00 -> $67.00
4/21/2016	Raymond James Financial Inc.	Downgrade	Outperform -> Market Perform
4/14/2016	Macquarie	Upgrade	Neutral -> Outperform
2/2/2016	Barclays PLC	Lower Price Target	Equal Weight	$65.00 -> $61.00
2/2/2016	Piper Jaffray Cos.	Reiterated Rating	Neutral	$75.00 -> $73.00
1/13/2016	Goldman Sachs Group Inc.	Lower Price Target	Neutral	$64.00 -> $63.00
8/19/2015	Bank of America Corp.	Downgrade	Neutral -> Underperform	$68.00 -> $66.00
8/12/2015	Jefferies Group	Boost Price Target	Hold	$65.00 -> $70.00
10/13/2014	Sterne Agee CRT	Set Price Target		$78.00 -> $74.00

(Data available from 9/30/2014 forward)

Earnings History for Aflac (NYSE:AFL)

Date	Quarter	Consensus Estimate	Actual EPS	Revenue Estimate	Actual Revenue	Release Link	Conference Call
10/27/2016
7/28/2016	Q216	$1.68	$1.71	$5.45 billion	$5.44 billion	View	N/A
4/26/2016	Q116	$1.63	$1.73	$5.24 billion	$5.45 billion	View	N/A
2/1/2016	Q415	$1.47	$1.56	$5.21 billion	$5.30 billion	View	N/A
10/27/2015	Q315	$1.48	$1.56	$5.17 billion	$5.00 billion	View	Listen
7/28/2015	Q215	$1.52	$1.50	$5.24 billion	$5.29 billion	View	Listen
4/28/2015	Q115	$1.54	$1.54	$5.30 billion	$5.23 billion	View	N/A
2/3/2015	Q414	$1.28	$1.29	$5.48 billion	$5.51 billion	View	N/A
10/28/2014	Q314	$1.43	$1.51	$5.72 billion	$5.74 billion	View	N/A
7/29/2014	Q214	$1.59	$1.66	$5.79 billion	$5.84 billion	View	N/A
4/29/2014	Q114	$1.58	$1.69	$5.79 billion	$5.64 billion	View	N/A
2/4/2014	Q413	$1.39	$1.45	$5.91 billion	$5.80 billion	View	N/A
10/29/2013	Q313	$1.48	$1.47	$5.90 billion	$5.89 billion	View	N/A
7/30/2013	Q2 2013	$1.51	$1.62	$5.86 billion	$6.04 billion	View	Listen
4/24/2013	Q1 2013	$1.62	$1.69	$6.15 billion	$6.21 billion	View	Listen
2/5/2013	Q4 2012	$1.48	$1.48	$6.50 billion	$6.38 billion	View	Listen
10/23/2012		$1.66	$1.77			View	N/A
7/24/2012		$1.62	$1.61			View	N/A
1/31/2012		$1.52	$1.48			View	N/A
10/26/2011		$1.60	$1.59			View	N/A
7/27/2011		$1.54	$1.56			View	N/A
4/27/2011		$1.52	$1.63			View	N/A
2/1/2011		$1.35	$1.33			View	N/A

(Data available from 1/1/2011 forward)

Earnings Estimates for Aflac (NYSE:AFL)

Current Year EPS Consensus Estimate: $6.85 EPS
Next Year EPS Consensus Estimate: $6.96 EPS

Quarter	Number of Estimates	Low Estimate	High Estimate	Average Estimate
Q1 2016	5	$1.56	$1.64	$1.59
Q2 2016	4	$1.57	$1.71	$1.63
Q3 2016	4	$1.60	$1.76	$1.66
Q4 2016	4	$1.49	$1.70	$1.62
Q1 2017	3	$1.75	$1.78	$1.77
Q2 2017	3	$1.66	$1.77	$1.73
Q3 2017	3	$1.74	$1.79	$1.77
Q4 2017	3	$1.62	$1.70	$1.67

(Data provided by Zacks Investment Research)

Current Dividend Information for Aflac (NYSE:AFL)

Annual Dividend:	$1.64
Dividend Yield:	2.29%
Dividend Growth:	5.60% (3 Year Average)
Payout Ratio:	26.93% (Based on Trailing 12 Months of Earnings) 23.94% (Based on Current Year Consensus EPS Estimate) 23.56% (Based on Next Year Consensus EPS Estimate)
Track Record:	33 Years of Consecutive Dividend Growth

Dividend History for Aflac (NYSE:AFL)

Announced	Period	Amount	Yield	Ex-Dividend Date	Record Date	Payable Date
7/28/2016	quarterly	$0.41	2.27%	8/22/2016	8/24/2016	9/1/2016
4/26/2016	quarterly	$0.41	2.37%	5/16/2016	5/18/2016	6/1/2016
2/1/2016	quarterly	$0.41	2.86%	2/11/2016	2/16/2016	3/1/2016
10/27/2015	quarterly	$0.41	2.56%	11/16/2015	11/18/2015	12/1/2015
7/28/2015	quarterly	$0.39	2.42%	8/17/2015	8/19/2015	9/1/2015
4/28/2015	quarterly	$0.39	2.44%	5/18/2015	5/20/2015	6/1/2015
2/3/2015	quarterly	$0.39	2.56%	2/12/2015	2/17/2015	3/2/2015
10/28/2014	quarterly	$0.39	2.6%	11/17/2014	11/19/2014	12/1/2014
7/29/2014	quarterly	$0.37	2.41%	8/18/2014	8/20/2014	9/2/2014
4/29/2014	quarterly	$0.37	2.36%	5/19/2014	5/21/2014	6/2/2014
2/4/2014	quarterly	$0.37	2.4%	2/12/2014	2/14/2014	3/3/2014
10/29/2013	quarterly	$0.37	2.28%	11/18/2013	11/20/2013	12/2/2013
7/30/2013	quarterly	$0.35	2.27%	8/19/2013	8/21/2013	9/3/2013
4/24/2013	quarterly	$0.35	2.66%	5/20/2013	5/22/2013	6/3/2013
2/5/2013	quarterly	$0.35	2.74%	2/13/2013	2/15/2013	3/1/2013

(Data available from 1/1/2013 forward)

Insider Trading History for Aflac (NYSE:AFL)

Insider Ownership Percentage: 3.90%
Institutional Ownership Percentage: 62.90%

Transaction Date	Insider Name	Title	Buy/Sell	Number of Shares	Average Share Price	Total Transaction
9/12/2016	Audrey B Tillman	Insider	Sell	18,856	$73.50	$1,385,916.00
9/1/2016	Teresa L White	Insider	Sell	35,734	$74.28	$2,654,321.52
8/30/2016	Audrey B Tillman	Insider	Sell	1,500	$73.98	$110,970.00
8/11/2016	Barbara K Rimer	Director	Sell	186	$73.26	$13,626.36
8/11/2016	Koji Ariyoshi	VP	Sell	57,413	$73.20	$4,202,631.60
8/9/2016	Koji Ariyoshi	VP	Sell	3,886	$73.20	$284,455.20
8/1/2016	Barbara K Rimer	Director	Sell	3,650	$71.74	$261,851.00
6/24/2016	Robin Y Wilkey	VP	Sell	3,065	$70.23	$215,254.95
6/8/2016	Teresa L White	Insider	Sell	8,976	$69.80	$626,524.80
6/6/2016	Teresa L White	Insider	Sell	171	$69.80	$11,935.80
6/1/2016	Douglas Wayne Johnson	Director	Sell	3,000	$69.33	$207,990.00
5/31/2016	Kenneth S Janke Jr	EVP	Sell	7,500	$69.32	$519,900.00
5/31/2016	Teresa L White	Insider	Sell	2,853	$69.80	$199,139.40
5/4/2016	Charles D Lake II	Insider	Sell	17,791	$68.48	$1,218,327.68
3/17/2016	Kriss Cloninger III	President	Sell	16,000	$63.62	$1,017,920.00
3/14/2016	Charles B Knapp	Director	Sell	4,000	$61.63	$246,520.00
3/9/2016	Hiroshi Yamauchi	Insider	Sell	19,250	$60.43	$1,163,277.50
2/22/2016	Eric M Kirsch	EVP	Buy	4,130	$59.72	$246,643.60
2/18/2016	Charles D Lake II	Insider	Sell	7,730	$59.24	$457,925.20
2/16/2016	Kenneth S. Janke, Jr.	EVP	Sell	1,500	$58.00	$87,000.00
2/12/2016	Joseph L Moskowitz	Director	Buy	500	$56.63	$28,315.00
2/11/2016	Charles D. Lake II	insider	Sell	7,500	$55.96	$419,700.00
12/23/2015	Elizabeth J Hudson	Director	Sell	2,644	$60.29	$159,406.76
12/8/2015	Kenneth S Janke Jr	EVP	Sell	60,415	$62.11	$3,752,375.65
12/8/2015	Paul S. Amos II	insider	Sell	88,000	$62.46	$5,496,480.00
11/20/2015	Robert B. Johnson	Director	Sell	7,513	$65.48	$491,951.24
11/6/2015	Robin Y. Wilkey	VP	Sell	4,097	$64.25	$263,232.25
10/29/2015	Paul S. Amos II	insider	Sell	42,635	$64.13	$2,734,182.55
8/19/2015	Eric M. Kirsch	EVP	Sell	65,627	$62.86	$4,125,313.22
8/19/2015	Teresa L. White	insider	Sell	2,482	$63.48	$157,557.36
8/17/2015	Kriss Cloninger III	Treasurer	Sell	32,563	$64.40	$2,097,057.20
5/11/2015	Joseph L Moskowitz	Director	Buy	1,000	$64.03	$64,030.00
3/20/2015	Kenneth S Janke Jr	EVP	Sell	8,500	$64.02	$544,170.00
3/19/2015	Hiroshi Yamauchi	COO	Sell	21,433	$63.42	$1,359,280.86
3/17/2015	Charles B Knapp	Director	Sell	4,000	$62.66	$250,640.00
3/16/2015	Robin Y Wilkey	VP	Sell	5,805	$63.00	$365,715.00
2/27/2015	David Gary Thompson	Director	Sell	9,000	$62.25	$560,250.00
2/6/2015	Susan Rynearson Blanck	EVP	Sell	5,920	$60.96	$360,883.20
2/5/2015	Charles D Lake II	Insider	Sell	12,018	$60.54	$727,569.72
11/12/2014	Paul S Amos II	Insider	Sell	34,130	$59.12	$2,017,765.60
11/6/2014	Kenneth S Janke Jr	EVP	Sell	1,000	$59.79	$59,790.00
9/4/2014	David Gary Thompson	Director	Sell	6,000	$61.35	$368,100.00
8/15/2014	Audrey B Tillman	EVP	Sell	10,000	$60.07	$600,700.00
6/18/2014	Teresa L White	COO	Sell	22,698	$62.72	$1,423,618.56
3/14/2014	Charles Knapp	Director	Sell	3,000	$64.11	$192,330.00
3/4/2014	Douglas Wayne Johnson	Director	Sell	2,000	$65.11	$130,220.00
2/24/2014	Barbara Rimer	Director	Sell	4,000	$62.69	$250,760.00
12/27/2013	Koji Ariyoshi	SVP	Sell	26,250	$67.20	$1,764,000.00
12/2/2013	David Gary Thompson	Director	Sell	4,000	$67.00	$268,000.00
11/20/2013	Kenneth Janke, Jr.	Insider	Sell	7,500	$66.39	$497,925.00
11/20/2013	Robert Johnson	Director	Sell	1,250	$66.41	$83,012.50
11/7/2013	Hiroshi Yamauchi	VP	Sell	22,500	$65.28	$1,468,800.00
11/1/2013	Kriss Cloninger III	CFO	Sell	60,000	$65.13	$3,907,800.00
9/25/2013	Kriss Cloninger III	CFO	Sell	33,400	$62.40	$2,084,160.00
9/20/2013	Kriss Cloninger III	CFO	Sell	16,600	$62.61	$1,039,326.00
9/11/2013	David Gary Thompson	Director	Sell	10,000	$60.20	$602,000.00
8/1/2013	John Shelby Amos II	Director	Sell	40,000	$62.95	$2,518,000.00
7/31/2013	Kenneth S Janke Jr	Insider	Sell	8,500	$62.26	$529,210.00
7/31/2013	Robert B Johnson	Director	Sell	9,750	$62.29	$607,327.50
12/26/2012	E Stephen Purdom	Director	Sell	6,000	$53.76	$322,560.00
12/3/2012	Robin Y Wilkey	VP	Sell	7,305	$53.02	$387,311.10

(Data available from 1/1/2013 forward)

Latest Headlines for Aflac (NYSE:AFL)

Date	Headline
	AFLAC Incorporated : Check Capital Management INC Has Boosted Its Position in Aflac (AFL) as Share Price Rose (NYSE:AFL) www.4-traders.com - September 29 at 8:07 AM
	14 Top S&P 500 Stocks Raising Dividends for 25 Years, With More Hikes Expected (NYSE:AFL) 247wallst.com - September 29 at 8:07 AM
	Analysts Valuations For Two Stocks: AFLAC Incorporated (NYSE ... - The Voice Registrar (NYSE:AFL) voiceregistrar.com - September 27 at 3:22 PM
	5 voluntary policies brokers should recommend this open enrollment season (NYSE:AFL) www.benefitspro.com - September 26 at 9:10 AM
	Aflac, Inc. breached its 50 day moving average in a Bearish Manner : AFL-US : September 26, 2016 (NYSE:AFL) www.capitalcube.com - September 26 at 9:10 AM
	Accident & Health Insurance: Aflac Incorporated (NYSE:AFL) Position of the day (NYSE:AFL) twincountynews.com - September 24 at 8:41 AM
	Aflac CEO Dan Amos on diversity: ‘I already know how a 60-year-old white guy thinks’ (NYSE:AFL) www.ledger-enquirer.com - September 22 at 8:59 AM
	What Aflac’s U.S. sales chief sees coming up next (NYSE:AFL) www.lifehealthpro.com - September 22 at 8:59 AM
	Aflac Incorporated (NYSE:AFL) from Accident & Health Insurance – Todays Top Gains (NYSE:AFL) twincountynews.com - September 22 at 8:59 AM
	AFLAC Reaches Analyst Target Price - Forbes (NYSE:AFL) www.forbes.com - September 21 at 4:02 PM
	Analysts Valuations For Two Stocks: Ross Stores, Inc. (NASDAQ:ROST), AFLAC Incorporated (NYSE:AFL) - The Voice Registrar (NYSE:AFL) voiceregistrar.com - September 21 at 10:32 AM
	Aflac Up 20.9% Since SmarTrend Uptrend Call (AFL) (NYSE:AFL) www.mysmartrend.com - September 20 at 3:20 PM
	AFLAC Reaches Analyst Target Price (NYSE:AFL) www.forbes.com - September 20 at 3:20 PM
	Aflac Award-Winning One Day Pay Initiative Earns 2016 Novarica Research Council Impact Award (NYSE:AFL) finance.yahoo.com - September 20 at 9:11 AM
	Aflac Wins 2016 Novarica Research Council Impact Award for Core Initiative (NYSE:AFL) www.advfn.com - September 19 at 4:17 PM
	A different approach to benefits administration technology (NYSE:AFL) www.benefitspro.com - September 19 at 4:17 PM
	High Market Cap Stock of the Day – Aflac Incorporated (NYSE:AFL) (NYSE:AFL) twincountynews.com - September 19 at 4:17 PM
	AFLAC INC Files SEC form 8-K, Entry into a Material Definitive Agreement, Creation of a Direct Financial Obligation o (NYSE:AFL) biz.yahoo.com - September 19 at 4:17 PM
	Form 424B2 AFLAC INC (NYSE:AFL) www.streetinsider.com - September 18 at 3:19 PM
	Aflac Teams with CureFest to Eradicate Childhood Cancer (NYSE:AFL) www.publicnow.com - September 18 at 3:19 PM
	Two Financial Stocks Are Hot: Brixmor Property Group Inc. (BRX ... - The Independent Republic (NYSE:AFL) theindependentrepublic.com - September 16 at 3:23 PM
	Is Aflac Incorporated (NYSE:AFL), a large market cap stock a smart buy? (NYSE:AFL) twincountynews.com - September 16 at 12:01 PM
	Aflac Incorporated -- Moody's rates Aflac's senior notes A3; stable outlook (NYSE:AFL) www.moodys.com - September 15 at 8:32 PM
	Fitch Rates Aflac Inc.’s Senior Debt Issues ‘A-‘ (NYSE:AFL) insurancenewsnet.com - September 15 at 3:20 PM
	Aflac Prices Senior Notes Worth $700 Million in Public Offering (NYSE:AFL) finance.yahoo.com - September 15 at 12:15 PM
	A.M. Best Assigns Issue Credit Ratings to Aflac Incorporated’s Senior Unsecured Notes (NYSE:AFL) finance.yahoo.com - September 15 at 12:15 PM
	Research Analysts Set Aflac Incorporated (NYSE:AFL)’s Price Target At $71.8 (NYSE:AFL) www.realistinvestor.com - September 14 at 8:39 PM
	Aflac Incorporated Prices $700 Million of Senior Notes (NYSE:AFL) www.publicnow.com - September 14 at 8:39 PM
	Aflac announces senior notes offering (NYSE:AFL) seekingalpha.com - September 14 at 3:22 PM
	BRIEF-Aflac announces senior notes offering (NYSE:AFL) www.reuters.com - September 14 at 3:22 PM
	Fitch Rates Aflac Inc.'s Senior Debt Issues 'A-' (NYSE:AFL) www.businesswire.com - September 14 at 3:22 PM
	Fitch Rates Aflac Inc.'s Senior Debt Issues 'A-' - Business Wire (press release) (NYSE:AFL) www.businesswire.com - September 14 at 3:22 PM
	Aflac Incorporated Announces Senior Notes Offering - PR Newswire (press release) (NYSE:AFL) www.prnewswire.com - September 14 at 9:31 AM
	Aflac, FedEx, Pepsi and more to attend September Cobb job fair ... - Atlanta Journal Constitution (NYSE:AFL) www.ajc.com - September 14 at 9:31 AM
	Aflac Incorporated Announces Senior Notes Offering (NYSE:AFL) www.publicnow.com - September 14 at 9:31 AM
	Aflac Up 22.9% Since SmarTrend Uptrend Call (AFL) (NYSE:AFL) www.mysmartrend.com - September 13 at 8:11 AM
	Aflac, Inc. breached its 50 day moving average in a Bullish Manner : AFL-US : September 13, 2016 (NYSE:AFL) www.capitalcube.com - September 13 at 8:11 AM
	Georgetown gains new Aflac Inc. location with Benefits Consultant Jaime Villasana (NYSE:AFL) communityimpact.com - September 10 at 3:20 PM
	Eye-Catching Stocks: AFLAC Incorporated (NYSE:AFL), Seattle ... - NYSE Journal (press release) (NYSE:AFL) stockznews.com - September 10 at 8:08 AM
	Aflac Incorporated : to Webcast 2016 Tokyo Financial Analysts Briefing (NYSE:AFL) www.4-traders.com - September 9 at 3:21 PM
	How next-gen consumers are influencing benefits strategies (NYSE:AFL) www.benefitspro.com - September 8 at 3:22 PM
	Aflac names new chief of Columbia-based Group Operations (NYSE:AFL) scbiznews.com - September 8 at 3:22 PM
	Aflac and Palmetto Health Children's Hospital Add 4 Heroes to Duckprints Wall of Fame During Childhood Cancer Awareness Month (NYSE:AFL) www.publicnow.com - September 7 at 3:21 PM
	4 signs your clients are stuck with a retro TPA (NYSE:AFL) www.benefitspro.com - September 7 at 12:18 PM
	Radio Personality and Camp Sunshine Founder Added to the Duckprints Wall of Fame for Fighting Against Childhood Cancer (NYSE:AFL) www.publicnow.com - September 6 at 8:29 PM
	Aflac releases report on efforts to better community in 2015 (NYSE:AFL) insurancenewsnet.com - September 4 at 8:07 AM
	Aflac Incorporated to Webcast 2016 Tokyo Financial Analysts Briefing - PR Newswire (press release) (NYSE:AFL) www.prnewswire.com - September 2 at 3:22 PM
	Insiders Are Selling – AFLAC Incorporated Common Stock (NYSE:AFL) (NYSE:AFL) www.fidaily.com - September 1 at 8:22 PM
	Aflac Incorporated to Webcast 2016 Tokyo Financial Analysts Briefing (NYSE:AFL) www.publicnow.com - September 1 at 8:22 PM
	5 Companies Hit 52-Week Highs (NYSE:AFL) finance.yahoo.com - September 1 at 3:22 PM