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Aflac (AFL) Competitors

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$116.12 -0.05 (-0.04%)
As of 08/21/2026 03:58 PM Eastern

AFL vs. ACGL, AMSF, TRUP, ALL, and EIG

Should you buy Aflac stock or one of its competitors? Aflac's main competitors and comparable companies include Arch Capital Group (ACGL), AMERISAFE (AMSF), Trupanion (TRUP), Allstate (ALL), and Employers (EIG). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "insurance" industry.

How does Aflac compare to Arch Capital Group?

Arch Capital Group (NASDAQ:ACGL) and Aflac (NYSE:AFL) are both large-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their dividends, media sentiment, valuation, analyst recommendations, risk, institutional ownership, profitability and earnings.

Arch Capital Group has a beta of 0.31, meaning that its stock price is 69% less volatile than the broader market. Comparatively, Aflac has a beta of 0.6, meaning that its stock price is 40% less volatile than the broader market.

Arch Capital Group has higher revenue and earnings than Aflac. Arch Capital Group is trading at a lower price-to-earnings ratio than Aflac, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Arch Capital Group$19.93B1.70$4.40B$12.797.77
Aflac$17.16B3.39$3.65B$9.3312.45

89.1% of Arch Capital Group shares are owned by institutional investors. Comparatively, 67.4% of Aflac shares are owned by institutional investors. 3.3% of Arch Capital Group shares are owned by insiders. Comparatively, 0.8% of Aflac shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Aflac has a net margin of 26.91% compared to Arch Capital Group's net margin of 24.40%. Arch Capital Group's return on equity of 17.06% beat Aflac's return on equity.

Company Net Margins Return on Equity Return on Assets
Arch Capital Group24.40% 17.06% 4.87%
Aflac 26.91%13.27%3.34%

Arch Capital Group presently has a consensus target price of $111.11, indicating a potential upside of 11.79%. Aflac has a consensus target price of $116.62, indicating a potential upside of 0.43%. Given Arch Capital Group's stronger consensus rating and higher probable upside, equities analysts plainly believe Arch Capital Group is more favorable than Aflac.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Arch Capital Group
1 Sell rating(s)
7 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.40
Aflac
3 Sell rating(s)
7 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.14

In the previous week, Aflac had 47 more articles in the media than Arch Capital Group. MarketBeat recorded 56 mentions for Aflac and 9 mentions for Arch Capital Group. Aflac's average media sentiment score of 1.19 beat Arch Capital Group's score of 0.68 indicating that Aflac is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Arch Capital Group
6 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Aflac
47 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Arch Capital Group beats Aflac on 10 of the 17 factors compared between the two stocks.

How does Aflac compare to AMERISAFE?

AMERISAFE (NASDAQ:AMSF) and Aflac (NYSE:AFL) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, risk, valuation, media sentiment, analyst recommendations, earnings, institutional ownership and profitability.

Aflac has a net margin of 26.91% compared to AMERISAFE's net margin of 14.00%. AMERISAFE's return on equity of 14.87% beat Aflac's return on equity.

Company Net Margins Return on Equity Return on Assets
AMERISAFE14.00% 14.87% 3.35%
Aflac 26.91%13.27%3.34%

Aflac has higher revenue and earnings than AMERISAFE. AMERISAFE is trading at a lower price-to-earnings ratio than Aflac, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
AMERISAFE$317.25M1.52$47.15M$2.4810.49
Aflac$17.16B3.39$3.65B$9.3312.45

AMERISAFE has a beta of 0.24, suggesting that its stock price is 76% less volatile than the broader market. Comparatively, Aflac has a beta of 0.6, suggesting that its stock price is 40% less volatile than the broader market.

AMERISAFE currently has a consensus target price of $44.00, indicating a potential upside of 69.17%. Aflac has a consensus target price of $116.62, indicating a potential upside of 0.43%. Given AMERISAFE's higher probable upside, equities analysts plainly believe AMERISAFE is more favorable than Aflac.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
AMERISAFE
2 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.00
Aflac
3 Sell rating(s)
7 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.14

In the previous week, Aflac had 53 more articles in the media than AMERISAFE. MarketBeat recorded 56 mentions for Aflac and 3 mentions for AMERISAFE. Aflac's average media sentiment score of 1.19 beat AMERISAFE's score of -0.08 indicating that Aflac is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
AMERISAFE
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Aflac
47 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

AMERISAFE pays an annual dividend of $1.64 per share and has a dividend yield of 6.3%. Aflac pays an annual dividend of $2.44 per share and has a dividend yield of 2.1%. AMERISAFE pays out 66.1% of its earnings in the form of a dividend. Aflac pays out 26.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. AMERISAFE has raised its dividend for 12 consecutive years and Aflac has raised its dividend for 44 consecutive years.

97.4% of AMERISAFE shares are held by institutional investors. Comparatively, 67.4% of Aflac shares are held by institutional investors. 2.0% of AMERISAFE shares are held by insiders. Comparatively, 0.8% of Aflac shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

Aflac beats AMERISAFE on 14 of the 20 factors compared between the two stocks.

How does Aflac compare to Trupanion?

Trupanion (NASDAQ:TRUP) and Aflac (NYSE:AFL) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their earnings, profitability, analyst recommendations, dividends, media sentiment, risk, valuation and institutional ownership.

In the previous week, Aflac had 50 more articles in the media than Trupanion. MarketBeat recorded 56 mentions for Aflac and 6 mentions for Trupanion. Trupanion's average media sentiment score of 1.22 beat Aflac's score of 1.19 indicating that Trupanion is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Trupanion
4 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Aflac
47 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

67.4% of Aflac shares are held by institutional investors. 5.6% of Trupanion shares are held by insiders. Comparatively, 0.8% of Aflac shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Trupanion currently has a consensus price target of $41.80, suggesting a potential upside of 34.41%. Aflac has a consensus price target of $116.62, suggesting a potential upside of 0.43%. Given Trupanion's stronger consensus rating and higher probable upside, research analysts plainly believe Trupanion is more favorable than Aflac.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Trupanion
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.67
Aflac
3 Sell rating(s)
7 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.14

Aflac has a net margin of 26.91% compared to Trupanion's net margin of 1.53%. Aflac's return on equity of 13.27% beat Trupanion's return on equity.

Company Net Margins Return on Equity Return on Assets
Trupanion1.53% 5.96% 2.55%
Aflac 26.91%13.27%3.34%

Trupanion has a beta of 1.39, suggesting that its share price is 39% more volatile than the broader market. Comparatively, Aflac has a beta of 0.6, suggesting that its share price is 40% less volatile than the broader market.

Aflac has higher revenue and earnings than Trupanion. Aflac is trading at a lower price-to-earnings ratio than Trupanion, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Trupanion$1.44B0.95$19.43M$0.5358.68
Aflac$17.16B3.39$3.65B$9.3312.45

Summary

Aflac beats Trupanion on 10 of the 16 factors compared between the two stocks.

How does Aflac compare to Allstate?

Aflac (NYSE:AFL) and Allstate (NYSE:ALL) are both large-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, earnings, media sentiment, valuation, dividends, profitability, risk and analyst recommendations.

Aflac has a beta of 0.6, indicating that its stock price is 40% less volatile than the broader market. Comparatively, Allstate has a beta of 0.16, indicating that its stock price is 84% less volatile than the broader market.

67.4% of Aflac shares are held by institutional investors. Comparatively, 76.5% of Allstate shares are held by institutional investors. 0.8% of Aflac shares are held by company insiders. Comparatively, 1.6% of Allstate shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Aflac currently has a consensus target price of $116.62, suggesting a potential upside of 0.43%. Allstate has a consensus target price of $265.26, suggesting a potential upside of 4.51%. Given Allstate's stronger consensus rating and higher probable upside, analysts plainly believe Allstate is more favorable than Aflac.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Aflac
3 Sell rating(s)
7 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.14
Allstate
4 Sell rating(s)
8 Hold rating(s)
5 Buy rating(s)
4 Strong Buy rating(s)
2.43

Aflac has a net margin of 26.91% compared to Allstate's net margin of 18.97%. Allstate's return on equity of 41.64% beat Aflac's return on equity.

Company Net Margins Return on Equity Return on Assets
Aflac26.91% 13.27% 3.34%
Allstate 18.97%41.64%9.82%

Aflac pays an annual dividend of $2.44 per share and has a dividend yield of 2.1%. Allstate pays an annual dividend of $4.32 per share and has a dividend yield of 1.7%. Aflac pays out 26.2% of its earnings in the form of a dividend. Allstate pays out 8.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Aflac has increased its dividend for 44 consecutive years and Allstate has increased its dividend for 15 consecutive years. Aflac is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Allstate has higher revenue and earnings than Aflac. Allstate is trading at a lower price-to-earnings ratio than Aflac, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Aflac$17.16B3.39$3.65B$9.3312.45
Allstate$67.69B0.95$10.28B$50.085.07

In the previous week, Allstate had 7 more articles in the media than Aflac. MarketBeat recorded 63 mentions for Allstate and 56 mentions for Aflac. Aflac's average media sentiment score of 1.19 beat Allstate's score of 1.15 indicating that Aflac is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Aflac
47 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Allstate
41 Very Positive mention(s)
2 Positive mention(s)
5 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Allstate beats Aflac on 13 of the 20 factors compared between the two stocks.

How does Aflac compare to Employers?

Aflac (NYSE:AFL) and Employers (NYSE:EIG) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, media sentiment, risk, earnings, dividends, institutional ownership, profitability and valuation.

Aflac has a net margin of 26.91% compared to Employers' net margin of 0.91%. Aflac's return on equity of 13.27% beat Employers' return on equity.

Company Net Margins Return on Equity Return on Assets
Aflac26.91% 13.27% 3.34%
Employers 0.91%1.30%0.35%

Aflac currently has a consensus target price of $116.62, indicating a potential upside of 0.43%. Employers has a consensus target price of $59.00, indicating a potential upside of 22.53%. Given Employers' stronger consensus rating and higher probable upside, analysts clearly believe Employers is more favorable than Aflac.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Aflac
3 Sell rating(s)
7 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.14
Employers
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

In the previous week, Aflac had 55 more articles in the media than Employers. MarketBeat recorded 56 mentions for Aflac and 1 mentions for Employers. Aflac's average media sentiment score of 1.19 beat Employers' score of 0.75 indicating that Aflac is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Aflac
47 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Employers
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Aflac pays an annual dividend of $2.44 per share and has a dividend yield of 2.1%. Employers pays an annual dividend of $1.36 per share and has a dividend yield of 2.8%. Aflac pays out 26.2% of its earnings in the form of a dividend. Employers pays out 197.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Aflac has increased its dividend for 44 consecutive years and Employers has increased its dividend for 4 consecutive years.

67.4% of Aflac shares are owned by institutional investors. Comparatively, 80.5% of Employers shares are owned by institutional investors. 0.8% of Aflac shares are owned by insiders. Comparatively, 1.3% of Employers shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Aflac has higher revenue and earnings than Employers. Aflac is trading at a lower price-to-earnings ratio than Employers, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Aflac$17.16B3.39$3.65B$9.3312.45
Employers$858.70M1.01$10.80M$0.6969.78

Aflac has a beta of 0.6, indicating that its share price is 40% less volatile than the broader market. Comparatively, Employers has a beta of 0.47, indicating that its share price is 53% less volatile than the broader market.

Summary

Aflac beats Employers on 14 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding AFL and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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AFL vs. The Competition

MetricAflacInsurance IndustryFinance SectorNYSE Exchange
Market Cap$58.19B$19.29B$13.63B$24.31B
Dividend Yield2.10%3.30%5.89%3.70%
P/E Ratio12.4515.7929.6130.31
Price / Sales3.3930.80521.3121.00
Price / Cash12.4612.5638.1932.49
Price / Book1.922.072.186.77
Net Income$3.65B$1.80B$1.31B$1.07B
7 Day Performance-4.33%-0.59%-0.30%-0.65%
1 Month Performance-6.63%3.47%2.37%3.38%
1 Year Performance7.17%8.97%9.68%14.90%

Aflac Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
AFL
Aflac
4.1339 of 5 stars
$116.12
0.0%
$116.62
+0.4%
+7.2%$58.19B$17.16B12.4512,716
ACGL
Arch Capital Group
3.9054 of 5 stars
$98.71
+0.7%
$111.11
+12.6%
+6.4%$33.68B$19.93B7.728,000
AMSF
AMERISAFE
4.1864 of 5 stars
$27.65
+1.7%
$44.00
+59.1%
-44.5%$512.52M$317.25M11.15350
TRUP
Trupanion
2.7271 of 5 stars
$30.60
-1.3%
$41.60
+35.9%
-33.3%$1.34B$1.44B57.741,121
ALL
Allstate
4.452 of 5 stars
$261.26
+0.3%
$265.53
+1.6%
+23.7%$66.10B$67.69B5.2253,300

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This page (NYSE:AFL) was last updated on 8/23/2026 by MarketBeat.com Staff.
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