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Aflac (AFL) Competitors

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$115.28 +0.81 (+0.70%)
Closing price 09/11/2026 03:58 PM Eastern
Extended Trading
$115.31 +0.03 (+0.03%)
As of 09/11/2026 07:43 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

AFL vs. ACGL, AMSF, TRUP, ALL, and EIG

Should you buy Aflac stock or one of its competitors? Aflac's main competitors and comparable companies include Arch Capital Group (ACGL), AMERISAFE (AMSF), Trupanion (TRUP), Allstate (ALL), and Employers (EIG). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "insurance" industry.

How does Aflac compare to Arch Capital Group?

Arch Capital Group (NASDAQ:ACGL) and Aflac (NYSE:AFL) are both large-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their dividends, media sentiment, profitability, valuation, analyst recommendations, institutional ownership, earnings and risk.

Arch Capital Group has a beta of 0.3, indicating that its share price is 70% less volatile than the broader market. Comparatively, Aflac has a beta of 0.59, indicating that its share price is 41% less volatile than the broader market.

89.1% of Arch Capital Group shares are held by institutional investors. Comparatively, 67.4% of Aflac shares are held by institutional investors. 3.3% of Arch Capital Group shares are held by insiders. Comparatively, 0.8% of Aflac shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Arch Capital Group currently has a consensus target price of $111.11, suggesting a potential upside of 15.63%. Aflac has a consensus target price of $116.62, suggesting a potential upside of 1.16%. Given Arch Capital Group's stronger consensus rating and higher probable upside, analysts clearly believe Arch Capital Group is more favorable than Aflac.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Arch Capital Group
1 Sell rating(s)
7 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.40
Aflac
3 Sell rating(s)
7 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.14

In the previous week, Aflac had 15 more articles in the media than Arch Capital Group. MarketBeat recorded 29 mentions for Aflac and 14 mentions for Arch Capital Group. Arch Capital Group's average media sentiment score of 0.96 beat Aflac's score of 0.55 indicating that Arch Capital Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Arch Capital Group
10 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Aflac
14 Very Positive mention(s)
4 Positive mention(s)
8 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Aflac has a net margin of 26.91% compared to Arch Capital Group's net margin of 24.40%. Arch Capital Group's return on equity of 17.06% beat Aflac's return on equity.

Company Net Margins Return on Equity Return on Assets
Arch Capital Group24.40% 17.06% 4.87%
Aflac 26.91%13.27%3.34%

Arch Capital Group has higher revenue and earnings than Aflac. Arch Capital Group is trading at a lower price-to-earnings ratio than Aflac, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Arch Capital Group$18.60B1.76$4.40B$12.797.51
Aflac$17.16B3.37$3.65B$9.3312.36

Summary

Arch Capital Group beats Aflac on 11 of the 17 factors compared between the two stocks.

How does Aflac compare to AMERISAFE?

Aflac (NYSE:AFL) and AMERISAFE (NASDAQ:AMSF) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their media sentiment, valuation, risk, analyst recommendations, dividends, earnings, profitability and institutional ownership.

67.4% of Aflac shares are held by institutional investors. Comparatively, 97.4% of AMERISAFE shares are held by institutional investors. 0.8% of Aflac shares are held by insiders. Comparatively, 2.0% of AMERISAFE shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

In the previous week, Aflac had 25 more articles in the media than AMERISAFE. MarketBeat recorded 29 mentions for Aflac and 4 mentions for AMERISAFE. AMERISAFE's average media sentiment score of 1.67 beat Aflac's score of 0.55 indicating that AMERISAFE is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Aflac
14 Very Positive mention(s)
4 Positive mention(s)
8 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
AMERISAFE
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Aflac pays an annual dividend of $2.44 per share and has a dividend yield of 2.1%. AMERISAFE pays an annual dividend of $1.64 per share and has a dividend yield of 6.6%. Aflac pays out 26.2% of its earnings in the form of a dividend. AMERISAFE pays out 66.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Aflac has raised its dividend for 44 consecutive years and AMERISAFE has raised its dividend for 12 consecutive years.

Aflac has a net margin of 26.91% compared to AMERISAFE's net margin of 14.00%. AMERISAFE's return on equity of 14.87% beat Aflac's return on equity.

Company Net Margins Return on Equity Return on Assets
Aflac26.91% 13.27% 3.34%
AMERISAFE 14.00%14.87%3.35%

Aflac has higher revenue and earnings than AMERISAFE. AMERISAFE is trading at a lower price-to-earnings ratio than Aflac, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Aflac$17.16B3.37$3.65B$9.3312.36
AMERISAFE$317.25M1.45$47.15M$2.489.99

Aflac has a beta of 0.59, suggesting that its stock price is 41% less volatile than the broader market. Comparatively, AMERISAFE has a beta of 0.23, suggesting that its stock price is 77% less volatile than the broader market.

Aflac currently has a consensus price target of $116.62, suggesting a potential upside of 1.16%. AMERISAFE has a consensus price target of $44.00, suggesting a potential upside of 77.63%. Given AMERISAFE's higher probable upside, analysts plainly believe AMERISAFE is more favorable than Aflac.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Aflac
3 Sell rating(s)
7 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.14
AMERISAFE
2 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.00

Summary

Aflac beats AMERISAFE on 13 of the 20 factors compared between the two stocks.

How does Aflac compare to Trupanion?

Trupanion (NASDAQ:TRUP) and Aflac (NYSE:AFL) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their analyst recommendations, valuation, dividends, media sentiment, risk, profitability, earnings and institutional ownership.

In the previous week, Aflac had 23 more articles in the media than Trupanion. MarketBeat recorded 29 mentions for Aflac and 6 mentions for Trupanion. Trupanion's average media sentiment score of 0.93 beat Aflac's score of 0.55 indicating that Trupanion is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Trupanion
2 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Aflac
14 Very Positive mention(s)
4 Positive mention(s)
8 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

67.4% of Aflac shares are owned by institutional investors. 5.6% of Trupanion shares are owned by insiders. Comparatively, 0.8% of Aflac shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Aflac has a net margin of 26.91% compared to Trupanion's net margin of 1.53%. Aflac's return on equity of 13.27% beat Trupanion's return on equity.

Company Net Margins Return on Equity Return on Assets
Trupanion1.53% 5.96% 2.55%
Aflac 26.91%13.27%3.34%

Trupanion presently has a consensus target price of $39.20, suggesting a potential upside of 57.49%. Aflac has a consensus target price of $116.62, suggesting a potential upside of 1.16%. Given Trupanion's stronger consensus rating and higher possible upside, research analysts plainly believe Trupanion is more favorable than Aflac.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Trupanion
0 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.17
Aflac
3 Sell rating(s)
7 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.14

Trupanion has a beta of 1.45, indicating that its stock price is 45% more volatile than the broader market. Comparatively, Aflac has a beta of 0.59, indicating that its stock price is 41% less volatile than the broader market.

Aflac has higher revenue and earnings than Trupanion. Aflac is trading at a lower price-to-earnings ratio than Trupanion, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Trupanion$1.44B0.76$19.43M$0.5346.96
Aflac$17.16B3.37$3.65B$9.3312.36

Summary

Aflac beats Trupanion on 11 of the 17 factors compared between the two stocks.

How does Aflac compare to Allstate?

Allstate (NYSE:ALL) and Aflac (NYSE:AFL) are both large-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, analyst recommendations, risk, valuation, earnings, dividends, media sentiment and profitability.

In the previous week, Aflac had 12 more articles in the media than Allstate. MarketBeat recorded 29 mentions for Aflac and 17 mentions for Allstate. Allstate's average media sentiment score of 0.69 beat Aflac's score of 0.55 indicating that Allstate is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Allstate
11 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
2 Negative mention(s)
1 Very Negative mention(s)
Positive
Aflac
14 Very Positive mention(s)
4 Positive mention(s)
8 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Allstate has a beta of 0.15, suggesting that its share price is 85% less volatile than the broader market. Comparatively, Aflac has a beta of 0.59, suggesting that its share price is 41% less volatile than the broader market.

Aflac has a net margin of 26.91% compared to Allstate's net margin of 18.97%. Allstate's return on equity of 41.64% beat Aflac's return on equity.

Company Net Margins Return on Equity Return on Assets
Allstate18.97% 41.64% 9.82%
Aflac 26.91%13.27%3.34%

Allstate currently has a consensus target price of $263.90, suggesting a potential upside of 3.99%. Aflac has a consensus target price of $116.62, suggesting a potential upside of 1.16%. Given Allstate's stronger consensus rating and higher probable upside, research analysts plainly believe Allstate is more favorable than Aflac.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Allstate
4 Sell rating(s)
9 Hold rating(s)
5 Buy rating(s)
4 Strong Buy rating(s)
2.41
Aflac
3 Sell rating(s)
7 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.14

Allstate has higher revenue and earnings than Aflac. Allstate is trading at a lower price-to-earnings ratio than Aflac, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Allstate$67.69B0.95$10.28B$50.085.07
Aflac$17.16B3.37$3.65B$9.3312.36

76.5% of Allstate shares are owned by institutional investors. Comparatively, 67.4% of Aflac shares are owned by institutional investors. 1.6% of Allstate shares are owned by insiders. Comparatively, 0.8% of Aflac shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Allstate pays an annual dividend of $4.32 per share and has a dividend yield of 1.7%. Aflac pays an annual dividend of $2.44 per share and has a dividend yield of 2.1%. Allstate pays out 8.6% of its earnings in the form of a dividend. Aflac pays out 26.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Allstate has raised its dividend for 15 consecutive years and Aflac has raised its dividend for 44 consecutive years. Aflac is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Allstate beats Aflac on 13 of the 20 factors compared between the two stocks.

How does Aflac compare to Employers?

Aflac (NYSE:AFL) and Employers (NYSE:EIG) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their valuation, institutional ownership, earnings, media sentiment, risk, profitability, analyst recommendations and dividends.

In the previous week, Aflac had 26 more articles in the media than Employers. MarketBeat recorded 29 mentions for Aflac and 3 mentions for Employers. Employers' average media sentiment score of 1.77 beat Aflac's score of 0.55 indicating that Employers is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Aflac
14 Very Positive mention(s)
4 Positive mention(s)
8 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Employers
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Aflac currently has a consensus price target of $116.62, indicating a potential upside of 1.16%. Employers has a consensus price target of $59.00, indicating a potential upside of 18.96%. Given Employers' stronger consensus rating and higher probable upside, analysts plainly believe Employers is more favorable than Aflac.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Aflac
3 Sell rating(s)
7 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.14
Employers
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

Aflac has a beta of 0.59, indicating that its stock price is 41% less volatile than the broader market. Comparatively, Employers has a beta of 0.47, indicating that its stock price is 53% less volatile than the broader market.

Aflac pays an annual dividend of $2.44 per share and has a dividend yield of 2.1%. Employers pays an annual dividend of $1.36 per share and has a dividend yield of 2.7%. Aflac pays out 26.2% of its earnings in the form of a dividend. Employers pays out 197.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Aflac has raised its dividend for 44 consecutive years and Employers has raised its dividend for 4 consecutive years.

Aflac has a net margin of 26.91% compared to Employers' net margin of 0.91%. Aflac's return on equity of 13.27% beat Employers' return on equity.

Company Net Margins Return on Equity Return on Assets
Aflac26.91% 13.27% 3.34%
Employers 0.91%1.30%0.35%

67.4% of Aflac shares are owned by institutional investors. Comparatively, 80.5% of Employers shares are owned by institutional investors. 0.8% of Aflac shares are owned by insiders. Comparatively, 1.3% of Employers shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Aflac has higher revenue and earnings than Employers. Aflac is trading at a lower price-to-earnings ratio than Employers, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Aflac$17.16B3.37$3.65B$9.3312.36
Employers$837.60M1.06$10.80M$0.6971.88

Summary

Aflac beats Employers on 13 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding AFL and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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AFL vs. The Competition

MetricAflacInsurance IndustryFinance SectorNYSE Exchange
Market Cap$57.39B$19.06B$14.01B$23.19B
Dividend Yield2.13%3.21%5.94%3.56%
P/E Ratio12.3616.5925.6728.69
Price / Sales3.3730.30510.49102.67
Price / Cash12.2912.2440.1633.82
Price / Book2.052.062.754.74
Net Income$3.65B$1.80B$1.32B$1.07B
7 Day Performance-1.55%-2.02%-1.17%-1.99%
1 Month Performance-4.43%0.95%0.26%-2.68%
1 Year Performance5.62%8.84%9.27%10.45%

Aflac Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
AFL
Aflac
3.8693 of 5 stars
$115.28
+0.7%
$116.62
+1.2%
+6.1%$57.39B$17.16B12.3612,716
ACGL
Arch Capital Group
3.6358 of 5 stars
$98.61
+0.6%
$111.11
+12.7%
+4.1%$33.46B$19.93B7.718,000
AMSF
AMERISAFE
4.2876 of 5 stars
$25.94
-0.4%
$44.00
+69.6%
-45.4%$482.68M$317.25M10.46350
TRUP
Trupanion
2.86 of 5 stars
$27.88
-4.4%
$39.20
+40.6%
-42.7%$1.28B$1.44B52.601,121
ALL
Allstate
3.9954 of 5 stars
$257.71
0.0%
$263.90
+2.4%
+25.3%$65.19B$67.69B5.1553,300

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This page (NYSE:AFL) was last updated on 9/12/2026 by MarketBeat.com Staff.
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