Aflac (AFL) Stock Forecast & Price Target

Q: What analysts cover Aflac?

Aflac has been rated by research analysts at Barclays , Jefferies Financial Group , JPMorgan Chase & Co. , Keefe, Bruyette & Woods , Mizuho , Piper Sandler , TD Cowen , UBS Group , Weiss Ratings , Wells Fargo & Company , and Wolfe Research in the past 90 days.

$115.19 -2.02 (-1.72%)

Closing price 09/8/2026 03:59 PM Eastern

Extended Trading

$115.78 +0.59 (+0.51%)

As of 05:51 AM Eastern

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Aflac - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Hold

Based on 14 Analyst Ratings

Sell
3

Hold
7

Buy
4

Based on 14 Wall Street analysts who have issued ratings for Aflac in the last 12 months, the stock has a consensus rating of "Hold." Out of the 14 analysts, 3 have given a sell rating, 7 have given a hold rating, 2 have given a buy rating, and 2 have given a strong buy rating for AFL.

Consensus Price Target

$116.62
1.24% Upside

According to the 14 analysts' twelve-month price targets for Aflac, the average price target is $116.62. The highest price target for AFL is $138.00, while the lowest price target for AFL is $99.00. The average price target represents a forecasted upside of 1.24% from the current price of $115.19.

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

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AFL Analyst Ratings Over Time

Type	Current Forecast 9/9/25 to 9/9/26	1 Month Ago 8/10/25 to 8/10/26	3 Months Ago 6/11/25 to 6/11/26	1 Year Ago 9/9/24 to 9/9/25
Strong Buy	2 Strong Buy rating(s)	1 Strong Buy rating(s)	1 Strong Buy rating(s)	0 Strong Buy rating(s)
Buy	2 Buy rating(s)	3 Buy rating(s)	3 Buy rating(s)	3 Buy rating(s)
Hold	7 Hold rating(s)	7 Hold rating(s)	6 Hold rating(s)	8 Hold rating(s)
Sell	3 Sell rating(s)	2 Sell rating(s)	2 Sell rating(s)	2 Sell rating(s)
Consensus Price Target	$116.62	$116.25	$112.27	$109.15
Forecasted Upside	1.24% Upside	-4.46% Downside	-3.59% Downside	2.73% Upside
Consensus Rating	Hold	Hold	Hold	Hold

AFL Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.

AFL Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.

Aflac Stock vs. The Competition

Type	Aflac	Finance Companies	Broader Market
Consensus Rating Score	2.21	2.28	2.53
Consensus Rating	Hold	Hold	Moderate Buy
Predicted Upside	1.24% Upside	28.49% Upside	15.34% Upside
News Sentiment Rating	Neutral News See Recent AFL News	Positive News	Positive News

Recent Analyst Forecasts and Stock Ratings

Rating

Upside/Downside

Action

Time Frame

Start Date

End Date

Show

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Date	Brokerage	Analyst	Action	Rating	Price Target	Report Date Upside/Downside
8/21/2026	Weiss Ratings 5 of 5 stars		Upgrade	Buy (B+) ➝ Buy (A-)
8/19/2026	Wells Fargo & Company 3 of 5 stars	Wesley Carmichael Not Rated	Set Target	Equal Weight	$120.00 ➝ $122.00	+0.22%
8/19/2026	Wolfe Research 4 of 5 stars	Tracy Benguigui Not Rated	Initiated Coverage	Underperform	$103.00	-15.39%
8/11/2026	JPMorgan Chase & Co. Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Pablo Singzon Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Neutral	$117.00 ➝ $116.00	-4.31%
8/11/2026	Keefe, Bruyette & Woods Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Ryan Krueger Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Market Perform	$120.00 ➝ $125.00	+2.73%
8/10/2026	Piper Sandler Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Paul Newsome Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Overweight	$130.00 ➝ $138.00	+10.72%
8/10/2026	Mizuho Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Yaron Kinar Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Set Target		$116.00	-6.34%
8/7/2026	Barclays Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Alex Scott Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Underweight	$98.00 ➝ $99.00	-21.72%
7/22/2026	TD Cowen Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Andrew Kligerman Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Hold	$101.00 ➝ $110.00	-11.32%
7/10/2026	Jefferies Financial Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Suneet Kamath Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Hold	$100.00 ➝ $108.00	-11.39%
Get the Latest News and Ratings for AFL and Related Stocks Enter your email address below to receive the latest news and analysts' ratings for Aflac and its competitors with MarketBeat's FREE daily newsletter.
7/8/2026	UBS Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Brian Meredith Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Neutral	$114.00 ➝ $124.00	+2.44%
5/21/2026	Morgan Stanley Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Nigel Dally Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Equal Weight	$120.00 ➝ $125.00	+6.24%
4/9/2026	Evercore Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Upgrade	Strong Sell ➝ Strong-Buy
12/30/2025	Raymond James Financial Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Wilma Burdis Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Outperform	$110.00 ➝ $119.00	+8.20%
1/23/2025	BMO Capital Markets Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Jack Matten Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Initiated Coverage	Market Perform	$111.00	+6.46%
11/1/2024	Truist Financial Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Boost Target	Hold	$100.00 ➝ $105.00	-0.72%
10/10/2024	Bank of America Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Boost Target	Buy	$115.00 ➝ $124.00	+11.27%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Wednesday at 06:39 AM ET.

Should I Buy Aflac Stock? AFL Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Monday, September 7, 2026. Please send any questions or comments about these Aflac pros and cons to contact@marketbeat.com.

Aflac
Bull Case

Here are some ways that investors could benefit from investing in Aflac Incorporated:

Aflac Incorporated offers a defensive investment profile with a low beta of 0.59, meaning the stock typically experiences less volatility than the broader market, which is attractive for investors seeking stability during uncertain economic conditions.
The company provides a consistent income stream through its dividend, paying a quarterly amount of $0.61 per share for an annualized yield of approximately 2.1%, supported by a sustainable payout ratio of 26.15% that leaves ample room for future growth.
Recent institutional interest has increased, with HighTower Advisors LLC raising its stake by 5.1% in the second quarter and Nykredit A S establishing a new position worth over $21 million, signaling confidence in the company's long-term value.
Aflac Incorporated is currently trading at $117.09, which is below its 52-week high of $130.22, potentially offering a more favorable entry point for investors compared to recent peaks in the stock's valuation.
The company's recent partnership with actor Ben Affleck for a new advertising campaign is expected to boost brand awareness and consumer engagement, which may support future policy sales and market share expansion.

Aflac
Bear Case

Investors should be bearish about investing in Aflac Incorporated for these reasons:

Wall Street analysts currently maintain a consensus rating of "Hold" with an average price target of $116.62, which is slightly below the current stock price of $117.09, suggesting limited near-term upside potential according to professional investors.
Major shareholder Post Holdings Co. Ltd. Japan has been consistently selling shares, including a recent sale of 13,500 shares on September 2nd, which may create a supply overhang and indicate a lack of confidence from one of the largest stakeholders.
The company's most recent quarterly earnings report showed a slight miss in earnings per share, coming in at $1.75 against a consensus estimate of $1.76, and revenue declined by 1.0% year-over-year, indicating potential challenges in maintaining growth momentum.
Short interest in Aflac Incorporated has increased over the past few months, with the number of shares shorted rising to approximately 11 million as of August 2026, reflecting a growing number of investors betting against the stock's performance.
Some analysts, such as Wall Street Zen, have recently downgraded the stock to a "sell" rating, and Barclays maintains an "underweight" rating with a price target of $99.00, highlighting significant bearish sentiment among certain investment firms.

AFL Forecast - Frequently Asked Questions

According to the research reports of 14 Wall Street equities research analysts, the average twelve-month stock price forecast for Aflac is $116.62, with a high forecast of $138.00 and a low forecast of $99.00.

14 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Aflac in the last twelve months. There are currently 3 sell ratings, 7 hold ratings, 2 buy ratings and 2 strong buy ratings for the stock. The consensus among Wall Street analysts is that investors should "hold" AFL shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in AFL, but not buy additional shares or sell existing shares.

According to analysts, Aflac's stock has a predicted upside of 1.24% based on their 12-month stock forecasts.

Over the previous 90 days, Aflac's stock had 3 upgrades and 2 downgrades by analysts.

Aflac has been rated by research analysts at Barclays, Jefferies Financial Group, JPMorgan Chase & Co., Keefe, Bruyette & Woods, Mizuho, Piper Sandler, TD Cowen, UBS Group, Weiss Ratings, Wells Fargo & Company, and Wolfe Research in the past 90 days.

Analysts like Aflac less than other "finance" companies. The consensus rating score for Aflac is 2.21 while the average consensus rating score for "finance" companies is 2.28. Learn more on how AFL compares to other companies.

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Brokerages With Aflac Recommendations

MarketBeat monitors more than a dozen sources for Aflac analyst ratings, with the most recent rating issued on 8/21/2026.

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Aflac (AFL) Stock Forecast & Price Target