RBB Bancorp (RBB) Stock Price, News & Analysis

Company Overview

RBB Bancorp is a bank holding company headquartered in Los Angeles, California, and the parent of Royal Business Bank. Established in 2008, the company focuses on providing a full range of commercial banking services tailored to small- and medium-sized businesses, professionals and real estate investors. Through its subsidiary, RBB Bancorp delivers deposit products, loan facilities and cash management solutions designed to support operations and growth strategies.

The company’s core offerings include commercial real estate lending, construction and land development loans, Small Business Administration (SBA) lending and trade finance. In addition to traditional deposit accounts and lines of credit, RBB Bancorp provides treasury and payment services that help business clients optimize working capital. It also offers international banking services, including foreign exchange and cross-border payment solutions, to companies engaged in global trade.

RBB Bancorp serves a diverse customer base primarily along the West Coast, with branch networks in California and expanding footprints in Texas, New York and Georgia. Its client portfolio spans a range of industries, such as commercial real estate development, import/export trading, professional services and technology. By maintaining local decision-making authority and a community banking approach, the company aims to deliver personalized financial solutions with the responsiveness of a regional institution.

Charley Woo, a co-founder of the bank, has served as Chairman, President and Chief Executive Officer since inception. Under his leadership, the company has grown steadily through organic expansion and strategic branch openings. RBB Bancorp’s management team brings extensive banking experience to its operations, with an emphasis on risk management, customer service and community engagement.

Key Stats

• Today's Range: $26.29 to $27.50
• 50-Day Range: $22.93 to $27.92
• 52-Week Range: $16.74 to $28.20
• Volume: 202,059 shs
• Average Volume: 107,109 shs
• Market Capitalization: $462.12 million
• P/E Ratio: 11.56
• Dividend Yield: 2.35%
• Price Target: $24.33
• Consensus Rating: Moderate Buy

RBB Bancorp Stock Analysis - MarketRank™

RBB Bancorp scored higher than 84% of companies evaluated by MarketBeat, and ranked 229th out of 877 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.0 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

RBB Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.80, and is based on 1 strong buy rating, 2 buy ratings, 2 hold ratings, and no sell ratings.

Downside Risk

RBB Bancorp has a consensus price target of $24.33, representing about 10.8% downside from its current price of $27.28.

Amount of Analyst Coverage

RBB Bancorp has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 5.51%

Earnings Growth

Earnings for RBB Bancorp are expected to grow by 5.51% in the coming year, from $2.36 to $2.49 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of RBB Bancorp is 11.56, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.50.

Price to Earnings Ratio vs. Sector

The P/E ratio of RBB Bancorp is 11.56, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.61.

Price to Book Value per Share Ratio

RBB Bancorp has a P/B Ratio of 0.89. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.56% of the float of RBB Bancorp has been sold short.

Short Interest Ratio / Days to Cover

RBB Bancorp has a short interest ratio ("days to cover") of 1.23, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in RBB Bancorp has recently decreased by 11.05%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

RBB Bancorp pays a meaningful dividend of 2.36%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

RBB Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of RBB Bancorp is 27.12%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, RBB Bancorp will have a dividend payout ratio of 25.70% next year. This indicates that RBB Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 0.78

News Sentiment

RBB Bancorp has a news sentiment score of 0.78. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.66 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for RBB Bancorp this week, compared to 2 articles on an average week.

Search Interest

6 people have searched for RBB on MarketBeat in the last 30 days. This is an increase of 200% compared to the previous 30 days.

MarketBeat Follows

Only 1 people have added RBB Bancorp to their MarketBeat watchlist in the last 30 days. This is a decrease of -50% compared to the previous 30 days.

Company Ownership

• Score: 1.4 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, RBB Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $597,630.00 in company stock.

Percentage Held by Insiders

6.78% of the stock of RBB Bancorp is held by insiders.

Percentage Held by Institutions

40.14% of the stock of RBB Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 4/20/2026
• Record date for 5/15 Dividend: 4/30/2026
• Ex-Dividend for 5/15 Dividend: 4/30/2026
• Dividend Payable: 5/15/2026
• Today: 7/06/2026
• Next Earnings (Estimated): 7/20/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - WEST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:RBB
• CIK: 1499422
• Web: www.royalbusinessbankusa.com
• Phone: (213) 627-9888
• Fax: N/A
• Employees: 360
• Year Founded: 2008

Price Target and Rating

• Average Price Target for RBB Bancorp: $24.33
• High Price Target: $29.00
• Low Price Target: $21.00
• Potential Upside/Downside: -10.8%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.80
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.36
• Trailing P/E Ratio: 11.56
• Forward P/E Ratio: 11.56
• P/E Growth: N/A
• Net Income: $31.95 million
• Net Margins: 16.76%
• Pretax Margin: 22.35%
• Return on Equity: 7.85%
• Return on Assets: 0.98%

Debt

• Debt-to-Equity Ratio: 0.50
• Current Ratio: 1.06
• Quick Ratio: 1.06

Sales & Book Value

• Annual Sales: $238 million
• Price / Sales: 1.94
• Cash Flow: $2.36 per share
• Price / Cash Flow: 11.58
• Book Value: $30.70 per share
• Price / Book: 0.89

Miscellaneous

• Outstanding Shares: 16,940,000
• Free Float: 15,788,000
• Market Cap: $462.12 million
• Optionable: Optionable
• Beta: 1.03