Republic Bancorp (RBCAA) Stock Price, News & Analysis

Company Overview

Republic Bancorp, Inc. is a bank holding company headquartered in Louisville, Kentucky, that operates through its principal subsidiary, Republic Bank & Trust Company. The company provides a full suite of commercial and retail banking services tailored to individuals, small businesses and middle‐market clients. Core offerings include deposit accounts, consumer and commercial lending, treasury and cash-management services, mortgage financing, SBA lending and wealth management solutions. Republic Bancorp also supports specialized financing needs through equipment leasing and small business advisory services.

Republic Bancorp’s branch network spans key markets in the U.S. Midwest and South, with locations in Kentucky, Indiana, Ohio and Tennessee. In addition to its physical branches, the company offers a comprehensive digital banking platform that enables customers to manage accounts, initiate transfers, pay bills and access e-statements online or via mobile devices. This blend of community-based relationship banking and digital capabilities positions Republic Bancorp to serve both traditional local customers and more geographically dispersed businesses.

The company traces its roots to the early 1980s when Republic Bank & Trust Company was established to serve the Louisville community. Over the years, Republic Bancorp has expanded organically and through targeted acquisitions, broadening its geographic footprint and diversifying its product lineup. While maintaining a community-driven focus, the company has leveraged scale and technology to enhance operational efficiency and support sustainable growth in competitive markets.

Key Stats

• Today's Range: $76.40 to $77.64
• 50-Day Range: $66.81 to $76.97
• 52-Week Range: $63.97 to $78.25
• Volume: 76,385 shs
• Average Volume: 74,084 shs
• Market Capitalization: $1.51 billion
• P/E Ratio: 12.06
• Dividend Yield: 2.57%
• Price Target: N/A
• Consensus Rating: Moderate Buy

Republic Bancorp Stock Analysis - MarketRank™

Republic Bancorp scored higher than 53% of companies evaluated by MarketBeat, and ranked 616th out of 879 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Republic Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 1 buy rating, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Republic Bancorp has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Republic Bancorp is 11.88, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.47.

Price to Earnings Ratio vs. Sector

The P/E ratio of Republic Bancorp is 11.88, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.48.

Price to Book Value per Share Ratio

Republic Bancorp has a P/B Ratio of 1.36. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.19% of the float of Republic Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Republic Bancorp has a short interest ratio ("days to cover") of 1.98, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Republic Bancorp has recently increased by 27.42%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Republic Bancorp pays a meaningful dividend of 2.61%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Republic Bancorp has been increasing its dividend for 27 years.

Dividend Coverage

The dividend payout ratio of Republic Bancorp is 30.56%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 3.3 / 5
• News Sentiment: 1.30

News Sentiment

Republic Bancorp has a news sentiment score of 1.30. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.71 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Republic Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 2.4 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Republic Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $10,527.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

55.90% of the stock of Republic Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

24.37% of the stock of Republic Bancorp is held by institutions.

RBCAA Stock Analysis - Frequently Asked Questions

How have RBCAA shares performed this year?

Republic Bancorp's stock was trading at $68.99 at the start of the year. Since then, RBCAA shares have increased by 11.6% and is now trading at $76.97.

How were Republic Bancorp's earnings last quarter?

Republic Bancorp, Inc. (NASDAQ:RBCAA) posted its quarterly earnings data on Thursday, April, 23rd. The bank reported $2.04 earnings per share for the quarter, topping the consensus estimate of $1.41 by $0.63. The bank had revenue of $114.57 million for the quarter, compared to analysts' expectations of $96.60 million. Republic Bancorp had a trailing twelve-month return on equity of 11.45% and a net margin of 25.22%.

Who are Republic Bancorp's major shareholders?

Republic Bancorp's top institutional investors include Bank of New York Mellon Corp (0.31%), Formidable Asset Management LLC (0.16%), Y Intercept Hong Kong Ltd (0.07%) and Inspire Investing LLC (0.04%). Insiders that own company stock include Kevin D Sipes, Scott Trager, Steven E Deweese, John T Rippy, Michael T Rust, Heather V Howell, Jeff Starke, Christy Ames, Juan Montano, David P Feaster and Pedro A Bryant.
View institutional ownership trends.

How do I buy shares of Republic Bancorp?

Shares of RBCAA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Record date for 4/17 Dividend: 3/20/2026
• Ex-Dividend for 4/17 Dividend: 3/20/2026
• Dividend Payable: 4/17/2026
• Last Earnings: 4/23/2026
• Today: 5/06/2026
• Next Earnings (Estimated): 7/24/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:RBCAA
• CIK: 921557
• Web: www.republicbank.com
• Phone: (502) 584-3600
• Fax: 502-560-8633
• Employees: 1,010
• Year Founded: 1982

Profitability

• EPS (Trailing Twelve Months): $6.48
• Trailing P/E Ratio: 11.88
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $131.32 million
• Net Margins: 25.22%
• Pretax Margin: 31.78%
• Return on Equity: 11.45%
• Return on Assets: 1.77%

Debt

• Debt-to-Equity Ratio: 0.46
• Current Ratio: 1.08
• Quick Ratio: 1.05

Sales & Book Value

• Annual Sales: $521.34 million
• Price / Sales: 2.90
• Cash Flow: $7.47 per share
• Price / Cash Flow: 10.31
• Book Value: $56.41 per share
• Price / Book: 1.36

Miscellaneous

• Outstanding Shares: 19,610,000
• Free Float: 8,648,000
• Market Cap: $1.51 billion
• Optionable: Optionable
• Beta: 0.57