Republic Bancorp, Inc. is a bank holding company headquartered in Louisville, Kentucky, serving communities across Kentucky and Tennessee through its principal subsidiary, Republic Bank & Trust Company. Founded in the mid-1970s, the company has grown from a single community bank into a regional financial institution offering a comprehensive suite of banking and financial services to individuals, small businesses, and corporations.
In its commercial banking division, Republic Bancorp provides traditional deposit accounts—including checking, savings, certificates of deposit, and money market accounts—alongside a range of lending solutions. These lending products cover commercial real estate, construction, equipment financing, working capital lines of credit and specialized agriculture loans. The company also delivers treasury management services, merchant card processing, and online banking platforms designed to streamline cash flow and payment processes for business customers.
Complementing its banking operations, Republic Bancorp offers trust and wealth management services through its Republic Trust subsidiary. These services include investment management, estate planning, retirement planning and fiduciary administration. The company’s team of trust officers and financial advisors works with high-net-worth individuals, families, and corporate fiduciaries to develop tailored strategies for asset preservation, tax efficiency and intergenerational wealth transfer.
Over its several decades of operation, Republic Bancorp has emphasized community engagement and service excellence. Under the leadership of Stephen C. Lash, who serves as president, chief executive officer and board chairman, the company has expanded its branch network and digital capabilities while maintaining strong local relationships. Republic Bancorp’s executive team and board of directors bring extensive experience in banking, risk management and regulatory compliance, supporting the company’s ongoing commitment to prudent growth and customer-focused solutions.
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