Sezzle (SEZL) Stock Price, News & Analysis

Company Overview

Sezzle Inc. is a financial technology company that operates a buy now, pay later platform. Its services allow consumers to split eligible purchases into scheduled installments, typically through participating online and in-store merchants. Sezzle’s platform is designed to provide flexible payment options while helping merchants attract customers and support e-commerce sales.

The company offers products and services that include installment payment solutions, a virtual card, and subscription-based access to additional purchasing features. Sezzle has also introduced tools intended to help consumers establish or improve their credit histories, subject to applicable terms and reporting requirements.

Founded in 2016 and headquartered in Minneapolis, Minnesota, Sezzle primarily serves consumers and merchants in the United States and Canada. The company was co-founded by Charlie Youakim, who serves as chief executive officer. Sezzle is listed on the Nasdaq under the symbol SEZL.

Key Stats

• Today's Range: $107.69 to $110.97
• 50-Day Range: $106.89 to $179.35
• 52-Week Range: $49.50 to $195.71
• Volume: 133,479 shs
• Average Volume: 708,478 shs
• Market Capitalization: $3.67 billion
• P/E Ratio: 23.72
• Dividend Yield: N/A
• Price Target: $146.50
• Consensus Rating: Moderate Buy

Sezzle Stock Analysis - MarketRank™

Sezzle scored higher than 93% of companies evaluated by MarketBeat, and ranked 136th out of 854 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Sezzle has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 1 strong buy rating, 4 buy ratings, 4 hold ratings, and no sell ratings.

Upside Potential

Sezzle has a consensus price target of $146.50, representing about 34.8% upside from its current price of $108.70.

Amount of Analyst Coverage

Sezzle has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 27.10%

Earnings Growth

Earnings for Sezzle are expected to grow by 27.10% in the coming year, from $5.24 to $6.66 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Sezzle is 23.63, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.80.

Price to Earnings Ratio vs. Sector

The P/E ratio of Sezzle is 23.63, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.53.

Price to Book Value per Share Ratio

Sezzle has a P/B Ratio of 21.87. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 0.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

27.12% of the float of Sezzle has been sold short.

Short Interest Ratio / Days to Cover

Sezzle has a short interest ratio ("days to cover") of 12.17, which indicates bearish sentiment.

Change versus previous month

Short interest in Sezzle has recently increased by 6.12%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Sezzle does not currently pay a dividend.

Dividend Growth

Sezzle does not have a long track record of dividend growth.

News and Social Media

• Score: 4.3 / 5
• News Sentiment: 0.92

News Sentiment

Sezzle has a news sentiment score of 0.92. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.72 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 13 news articles for Sezzle this week, compared to 5 articles on an average week.

Search Interest

23 people have searched for SEZL on MarketBeat in the last 30 days. This is an increase of 5% compared to the previous 30 days.

MarketBeat Follows

7 people have added Sezzle to their MarketBeat watchlist in the last 30 days. This is an increase of 17% compared to the previous 30 days.

Company Ownership

• Score: 2.9 / 5
• Insider Trading: Selling Shares

Cluster Insider Buying

2 insiders have purchased shares of Sezzle in the last three months. Multiple insiders buying is a strong bullish signal.

Insider Buying vs. Insider Selling

In the past three months, Sezzle insiders have sold 7,126.62% more of their company's stock than they have bought. Specifically, they have bought $43,914.00 in company stock and sold $3,173,496.00 in company stock.

Percentage Held by Insiders

49.49% of the stock of Sezzle is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

2.02% of the stock of Sezzle is held by institutions.

Company Calendar

• Last Earnings: 8/06/2026
• Today: 9/28/2026
• Next Earnings (Estimated): 11/04/2026
• AGM 2026: 11/19/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Financial Services
• Sub-Industry: Transaction & Payment Processing Services
• Current Symbol: NASDAQ:SEZL
• CIK: 1662991
• Web: www.sezzle.com
• Phone: (651) 240-6001
• Fax: N/A
• Employees: 201
• Year Founded: 2016

Price Target and Rating

• Average Price Target for Sezzle: $146.50
• High Price Target: $172.00
• Low Price Target: $76.00
• Potential Upside/Downside: +34.5%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 9 Analysts

Profitability

• EPS (Trailing Twelve Months): $4.60
• Trailing P/E Ratio: 23.72
• Forward P/E Ratio: 20.78
• P/E Growth: N/A
• Net Income: $133.13 million
• Net Margins: 30.35%
• Pretax Margin: 37.77%
• Return on Equity: 83.48%
• Return on Assets: 37.55%

Debt

• Debt-to-Equity Ratio: 0.52
• Current Ratio: 4.02
• Quick Ratio: 4.02

Sales & Book Value

• Annual Sales: $450.28 million
• Price / Sales: 8.14
• Cash Flow: $3.73 per share
• Price / Cash Flow: 29.20
• Book Value: $4.97 per share
• Price / Book: 21.91

Miscellaneous

• Outstanding Shares: 33,670,000
• Free Float: 17,009,000
• Market Cap: $3.67 billion
• Optionable: Not Optionable
• Beta: 6.66