Sezzle (SEZL) Stock Price, News & Analysis

Company Overview

Sezzle Inc. is a financial technology company that operates a buy now, pay later platform. Its services let shoppers split eligible purchases into installments at checkout, while giving merchants another payment option to offer customers.

The company also provides shopping and payment tools through its app, including a virtual card and services designed to help users manage purchases and build credit. Sezzle’s platform primarily serves consumers and merchants in the United States and Canada.

Founded in 2016, Sezzle is headquartered in Minneapolis, Minnesota. Co-founder Charlie Youakim serves as the company’s chief executive officer.

Key Stats

• Today's Range: $150.55 to $157.62
• 50-Day Range: $106.89 to $155.00
• 52-Week Range: $49.50 to $195.71
• Volume: 341,657 shs
• Average Volume: 686,732 shs
• Market Capitalization: $5.22 billion
• P/E Ratio: 29.56
• Dividend Yield: N/A
• Price Target: $160.33
• Consensus Rating: Moderate Buy

Sezzle Stock Analysis - MarketRank™

Sezzle scored higher than 51% of companies evaluated by MarketBeat, and ranked 627th out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.2 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Sezzle has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 1 strong buy rating, 4 buy ratings, 4 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Sezzle is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Sezzle has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 31.75%

Earnings Growth

Earnings for Sezzle are expected to grow by 31.75% in the coming year, from $5.48 to $7.22 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Sezzle is 29.56, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 26.42.

Price to Earnings Ratio vs. Sector

The P/E ratio of Sezzle is 29.56, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 20.53.

Price to Book Value per Share Ratio

Sezzle has a P/B Ratio of 18.81. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

23.28% of the float of Sezzle has been sold short.

Short Interest Ratio / Days to Cover

Sezzle has a short interest ratio ("days to cover") of 10.1, which indicates bearish sentiment.

Change versus previous month

Short interest in Sezzle has recently decreased by 0.40%, indicating that investor sentiment is improving.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Sezzle does not currently pay a dividend.

Dividend Growth

Sezzle does not have a long track record of dividend growth.

News and Social Media

• Score: 3.7 / 5
• News Sentiment: 0.87

News Sentiment

Sezzle has a news sentiment score of 0.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 15 news articles for Sezzle this week, compared to 5 articles on an average week.

Search Interest

Only 14 people have searched for SEZL on MarketBeat in the last 30 days. This is a decrease of -26% compared to the previous 30 days.

MarketBeat Follows

10 people have added Sezzle to their MarketBeat watchlist in the last 30 days. This is an increase of 400% compared to the previous 30 days.

Company Ownership

• Score: 2.9 / 5
• Insider Trading: Selling Shares

Cluster Insider Buying

2 insiders have purchased shares of Sezzle in the last three months. Multiple insiders buying is a strong bullish signal.

Insider Buying vs. Insider Selling

In the past three months, Sezzle insiders have sold 186.74% more of their company's stock than they have bought. Specifically, they have bought $43,914.00 in company stock and sold $125,920.00 in company stock.

Percentage Held by Insiders

43.90% of the stock of Sezzle is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

2.02% of the stock of Sezzle is held by institutions.

Company Calendar

• Last Earnings: 11/04/2026
• Today: 11/13/2026
• AGM 2026: 11/19/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Financial Services
• Sub-Industry: Transaction & Payment Processing Services
• Current Symbol: NASDAQ:SEZL
• CIK: 1662991
• Web: www.sezzle.com
• Phone: (651) 240-6001
• Fax: N/A
• Employees: 201
• Year Founded: 2016

Price Target and Rating

• Average Price Target for Sezzle: $160.33
• High Price Target: $220.00
• Low Price Target: $76.00
• Potential Upside/Downside: +3.7%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 9 Analysts

Profitability

• EPS (Trailing Twelve Months): $5.23
• Trailing P/E Ratio: 29.56
• Forward P/E Ratio: 21.41
• P/E Growth: N/A
• Net Income: $133.13 million
• Net Margins: 31.39%
• Pretax Margin: 39.67%
• Return on Equity: 81.99%
• Return on Assets: 40.12%

Debt

• Debt-to-Equity Ratio: 0.37
• Current Ratio: 4.21
• Quick Ratio: 4.21

Sales & Book Value

• Annual Sales: $450.28 million
• Price / Sales: 11.60
• Cash Flow: $3.86 per share
• Price / Cash Flow: 40.01
• Book Value: $8.22 per share
• Price / Book: 18.81

Miscellaneous

• Outstanding Shares: 33,780,000
• Free Float: 18,952,000
• Market Cap: $5.22 billion
• Optionable: Optionable
• Beta: 6.59