Simmons First National (SFNC) Stock Price, News & Analysis

Company Overview

Simmons First National Corporation (NASDAQ:SFNC) is a bank holding company headquartered in Pine Bluff, Arkansas. Through its primary operating subsidiary, Simmons Bank, the company maintains a network of more than 200 branches across Arkansas, Tennessee, Missouri, Mississippi, Texas, Oklahoma and North Carolina. Simmons First National offers a full suite of financial services to individuals, small businesses and commercial clients, emphasizing relationship-driven community banking.

The company’s core business activities span deposit-taking, lending and payment services. Products include checking, savings and money market accounts; consumer and commercial loans; mortgage origination and servicing; and treasury management solutions. Simmons Bank also provides trust and wealth management services, investment products and insurance solutions, aiming to deliver comprehensive financial strategies through a combination of in-branch support and digital platforms.

Founded in 1903 by John Franklin Simmons, the firm has pursued steady growth through both organic expansion and targeted acquisitions of regional financial institutions. Key deals over the decades have extended its market presence beyond Arkansas into neighboring states, allowing the company to diversify its revenue streams while preserving its community-focused culture.

Under experienced executive leadership, Simmons First National remains committed to balancing traditional banking values with innovation in technology and risk management. The company continues to invest in digital enhancements, expand its commercial banking capabilities and strengthen ties with the local communities it serves.

Key Stats

• Today's Range: $21.11 to $21.47
• 50-Day Range: $18.55 to $21.66
• 52-Week Range: $17.00 to $22.17
• Volume: 741,625 shs
• Average Volume: 1.29 million shs
• Market Capitalization: $3.11 billion
• P/E Ratio: N/A
• Dividend Yield: 4.01%
• Price Target: $22.00
• Consensus Rating: Moderate Buy

Simmons First National Stock Analysis - MarketRank™

Simmons First National scored higher than 58% of companies evaluated by MarketBeat, and ranked 479th out of 879 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Simmons First National has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 2 strong buy ratings, 2 buy ratings, 5 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Simmons First National is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Simmons First National has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: 5.29%

Earnings Growth

Earnings for Simmons First National are expected to grow by 5.29% in the coming year, from $2.08 to $2.19 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Simmons First National is -8.37, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Simmons First National is -8.37, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Simmons First National has a P/B Ratio of 0.90. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.31% of the float of Simmons First National has been sold short.

Short Interest Ratio / Days to Cover

Simmons First National has a short interest ratio ("days to cover") of 4.22.

Change versus previous month

Short interest in Simmons First National has recently decreased by 6.30%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Leadership

Simmons First National is a leading dividend payer. It pays a dividend yield of 4.07%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Simmons First National has been increasing its dividend for 14 years.

Dividend Sustainability

Based on earnings estimates, Simmons First National will have a dividend payout ratio of 39.27% next year. This indicates that Simmons First National will be able to sustain or increase its dividend.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for Simmons First National this week, compared to 3 articles on an average week.

MarketBeat Follows

1 people have added Simmons First National to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.4 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Simmons First National insiders have not sold or bought any company stock.

Percentage Held by Insiders

0.77% of the stock of Simmons First National is held by insiders.

Percentage Held by Institutions

27.58% of the stock of Simmons First National is held by institutions.

SFNC Stock Analysis - Frequently Asked Questions

How have SFNC shares performed this year?

Simmons First National's stock was trading at $18.85 at the beginning of 2026. Since then, SFNC stock has increased by 13.6% and is now trading at $21.42.

How were Simmons First National's earnings last quarter?

Simmons First National Corporation (NASDAQ:SFNC) issued its earnings results on Thursday, April, 16th. The bank reported $0.47 earnings per share for the quarter, hitting the consensus estimate of $0.47. The company's revenue was up 15.2% on a year-over-year basis.
Read the conference call transcript.

When did Simmons First National's stock split?

Simmons First National shares split before market open on Friday, February 9th 2018.The 2-1 split was announced on Thursday, January 18th 2018. The newly created shares were payable to shareholders after the closing bell on Thursday, February 8th 2018. An investor that had 100 shares of stock prior to the split would have 200 shares after the split.

Is Simmons First National buying back stock?

Simmons First National's board authorized a stock buyback plan on Tuesday, February 17th 2026, which authorizes the company to repurchase $175,000,000 in outstanding shares, according to EventVestor. This means that the company could reacquire up to 5.7% of its shares through open market purchases. Shares repurchase plans are generally an indication that the company's leadership believes its shares are undervalued.

Who are Simmons First National's major shareholders?

Top institutional investors of Simmons First National include Bank of New York Mellon Corp (1.06%), Simmons Bank (0.92%), Leeward Investments LLC MA (0.56%) and Principal Financial Group Inc. (0.49%). Insiders that own company stock include George Makris Jr, Marty Casteel, Robert A Fehlman, Steven A Cosse, Dean O Bass, Stephen C Massanelli, Robert L Shoptaw, David W Garner, George A Makris III, Jerry Hunter, Russell William Teubner, Julie L Stackhouse, Steenberg Christopher J Van and Charles Daniel Hobbs.
View institutional ownership trends.

How do I buy shares of Simmons First National?

Shares of SFNC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Simmons First National own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Simmons First National investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), Voyager Therapeutics (VYGR), The RMR Group (RMR), DiamondRock Hospitality (DRH) and iShares Micro-Cap ETF (IWC).

Company Calendar

• Record date for 4/1 Dividend: 3/13/2026
• Ex-Dividend for 4/1 Dividend: 3/13/2026
• Dividend Payable: 4/01/2026
• Last Earnings: 4/16/2026
• Today: 5/05/2026
• Next Earnings (Estimated): 7/16/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:SFNC
• CIK: 90498
• Web: www.simmonsbank.com
• Phone: (870) 541-1000
• Fax: 870-541-1067
• Employees: 2,917
• Year Founded: 1903

Price Target and Rating

• Average Price Target for Simmons First National: $22.00
• High Price Target: $25.00
• Low Price Target: $21.00
• Potential Upside/Downside: +2.7%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 9 Analysts

Profitability

• EPS (Trailing Twelve Months): ($2.56)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 10.30
• P/E Growth: N/A
• Net Income: -$397.55 million
• Net Margins: -25.44%
• Pretax Margin: -33.78%
• Return on Equity: 7.81%
• Return on Assets: 1.07%

Debt

• Debt-to-Equity Ratio: 0.22
• Current Ratio: 0.90
• Quick Ratio: 0.90

Sales & Book Value

• Annual Sales: $1.43 billion
• Price / Sales: 2.18
• Cash Flow: $2.00 per share
• Price / Cash Flow: 10.69
• Book Value: $23.70 per share
• Price / Book: 0.90

Miscellaneous

• Outstanding Shares: 145,060,000
• Free Float: 143,942,000
• Market Cap: $3.11 billion
• Optionable: Optionable
• Beta: 0.92