NASDAQ:SFST Southern First Bancshares (SFST) Stock Price, News & Analysis $40.93 +0.44 (+1.09%) Closing price 08/4/2025 04:00 PM EasternExtended Trading$40.83 -0.10 (-0.26%) As of 08/4/2025 04:20 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Southern First Bancshares Stock (NASDAQ:SFST) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get SFST alerts:Sign Up Key Stats Today's Range$38.30▼$41.2250-Day Range$34.75▼$45.0152-Week Range$29.14▼$45.99Volume31,301 shsAverage Volume29,727 shsMarket Capitalization$334.40 millionP/E Ratio15.16Dividend YieldN/APrice Target$51.00Consensus RatingBuy Company Overview Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides commercial, consumer, and mortgage loans to the general public in South Carolina, North Carolina, and Georgia. The company accepts various deposit products that include checking accounts, commercial checking accounts, and savings accounts, as well as other time deposits, including daily money market accounts and long-term certificates of deposit. Its loan portfolio comprises commercial real estate loans; construction real estate loans; commercial business loans for various lines of businesses, such as the manufacturing, service industry, and professional service areas; consumer real estate and home equity loans; and other consumer loans, including secured and unsecured installment loans and revolving lines of credit. In addition, the company provides other bank services, such as internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment, and mobile banking services. Southern First Bancshares, Inc. was incorporated in 1999 and is headquartered in Greenville, South Carolina. Read More Southern First Bancshares Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks62nd Percentile Overall ScoreSFST MarketRank™: Southern First Bancshares scored higher than 62% of companies evaluated by MarketBeat, and ranked 1139th out of 1,828 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.5 / 5Analyst RatingBuy Consensus RatingSouthern First Bancshares has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.Amount of Analyst CoverageSouthern First Bancshares has only been the subject of 1 research reports in the past 90 days.Read more about Southern First Bancshares' stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth12.43% Earnings GrowthEarnings for Southern First Bancshares are expected to grow by 12.43% in the coming year, from $1.85 to $2.08 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Southern First Bancshares is 15.16, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.10.Price to Earnings Ratio vs. SectorThe P/E ratio of Southern First Bancshares is 15.16, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.91.Price to Book Value per Share RatioSouthern First Bancshares has a P/B Ratio of 1.01. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.71% of the float of Southern First Bancshares has been sold short.Short Interest Ratio / Days to CoverSouthern First Bancshares has a short interest ratio ("days to cover") of 2.7, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Southern First Bancshares has recently decreased by 3.86%, indicating that investor sentiment is improving. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldSouthern First Bancshares does not currently pay a dividend.Dividend GrowthSouthern First Bancshares does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.71% of the float of Southern First Bancshares has been sold short.Short Interest Ratio / Days to CoverSouthern First Bancshares has a short interest ratio ("days to cover") of 2.7, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Southern First Bancshares has recently decreased by 3.86%, indicating that investor sentiment is improving. News and Social Media0.6 / 5News SentimentN/A Search Interest2 people have searched for SFST on MarketBeat in the last 30 days. Company Ownership3.3 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Southern First Bancshares insiders have sold 122.05% more of their company's stock than they have bought. Specifically, they have bought $25,305.00 in company stock and sold $56,190.00 in company stock.Percentage Held by InsidersOnly 7.06% of the stock of Southern First Bancshares is held by insiders.Percentage Held by Institutions75.00% of the stock of Southern First Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Southern First Bancshares' insider trading history. Receive SFST Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Southern First Bancshares and its competitors with MarketBeat's FREE daily newsletter. Email Address SFST Stock News HeadlinesContrasting Republic Bancorp (NASDAQ:RBCAA) and Southern First Bancshares (NASDAQ:SFST)July 28, 2025 | americanbankingnews.comSouthern First Bancshares Inc. SFST (U.S.: Nasdaq) - The Wall Street ...July 26, 2025 | wsj.comElon’s BIGGEST warning yet?Tesla's About to Prove Everyone Wrong... Again Back in 2018, when Jeff Brown told everyone to buy Tesla… The "experts" said Elon was finished and Tesla was headed for bankruptcy. Now they're saying the same thing, but Jeff has uncovered Tesla's next breakthrough. | Brownstone Research (Ad)Southern First Bancshares reports Q2 EPS 81c vs. 37c last yearJuly 23, 2025 | msn.comSouthern First Reports Second Quarter 2025 ResultsJuly 22, 2025 | prnewswire.comUndiscovered Gems in the US Market to Explore This July 2025July 16, 2025 | finance.yahoo.comSouthern First (SFST) Earnings Expected to Grow: What to Know ... - NasdaqJuly 11, 2025 | nasdaq.comInvestors in Southern First Bancshares (NASDAQ:SFST) have seen decent returns of 35% over the past yearJune 16, 2025 | finance.yahoo.comSee More Headlines SFST Stock Analysis - Frequently Asked Questions How have SFST shares performed this year? Southern First Bancshares' stock was trading at $39.75 on January 1st, 2025. Since then, SFST shares have increased by 3.0% and is now trading at $40.93. How were Southern First Bancshares' earnings last quarter? Southern First Bancshares, Inc. (NASDAQ:SFST) posted its quarterly earnings results on Tuesday, July, 22nd. The bank reported $0.81 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.65 by $0.16. The bank earned $28.63 million during the quarter, compared to analyst estimates of $26.80 million. Southern First Bancshares had a net margin of 10.09% and a trailing twelve-month return on equity of 6.59%. Who are Southern First Bancshares' major shareholders? Southern First Bancshares' top institutional shareholders include Assenagon Asset Management S.A. (0.38%), SeaCrest Wealth Management LLC (0.23%), Wealth Enhancement Advisory Services LLC (0.20%) and Sheets Smith Wealth Management (0.20%). Insiders that own company stock include R Arthur Seaver Jr, Leighton M Cubbage, David G Ellison, David Andrew Borrmann, William M Aiken III, Calvin C Hurst, Anne S Ellefson, Julie Ann Fairchild, Terry Grayson-Caprio, William Iv Maner, Ray Lattimore, Anna T Locke and Silvia T King. View institutional ownership trends. How do I buy shares of Southern First Bancshares? Shares of SFST stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Southern First Bancshares own? Based on aggregate information from My MarketBeat watchlists, some other companies that Southern First Bancshares investors own include Waste Connections (WCN), The RMR Group (RMR), iShares Micro-Cap ETF (IWC), DiamondRock Hospitality (DRH), American Water Works (AWK), AU Optronics (AUOTY) and Triple Flag Precious Metals (TFPM). Company Calendar Last Earnings7/22/2025Today8/04/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - SOUTHEAST Sub-IndustryBanking Current SymbolNASDAQ:SFST CIK1090009 Webwww.southernfirst.com Phone(864) 679-9000Fax864-679-9099Employees290Year Founded1999Price Target and Rating Average Price Target for Southern First Bancshares$51.00 High Price Target$51.00 Low Price Target$51.00 Potential Upside/Downside+24.6%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage1 Analysts Profitability EPS (Trailing Twelve Months)$2.70 Trailing P/E Ratio15.16 Forward P/E Ratio22.12 P/E GrowthN/ANet Income$15.53 million Net Margins10.09% Pretax Margin10.90% Return on Equity6.59% Return on Assets0.52% Debt Debt-to-Equity Ratio0.78 Current Ratio1.09 Quick Ratio1.09 Sales & Book Value Annual Sales$213.35 million Price / Sales1.57 Cash Flow$2.59 per share Price / Cash Flow15.81 Book Value$40.50 per share Price / Book1.01Miscellaneous Outstanding Shares8,170,000Free Float7,592,000Market Cap$334.40 million OptionableOptionable Beta0.83 Social Links The Best High-Yield Dividend Stocks for 2025Discover the 10 Best High-Yield Dividend Stocks for 2025 and secure reliable income in uncertain markets. Download the report now to identify top dividend payers and avoid common yield traps.Get This Free Report This page (NASDAQ:SFST) was last updated on 8/5/2025 by MarketBeat.com Staff From Our PartnersMan Who Called Nvidia at $1.10 Says Buy This Now...In 2004, one man called Nvidia before just about anyone knew it existed. 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