S&T Bancorp (STBA) Stock Price, News & Analysis

Company Overview

S&T Bancorp, Inc. is a financial holding company based in Indiana, Pennsylvania, and the parent of S&T Bank and Fidelity Deposit & Discount Bank. Established in 1902, S&T Bancorp provides a full suite of banking products and services to individuals, small businesses, and commercial clients. Its offerings include deposit accounts, consumer and commercial lending, mortgage financing, wealth management, and trust services. The company also delivers digital banking solutions, such as online and mobile banking platforms, to support customer convenience and access.

Throughout its history, S&T Bancorp has pursued a steady growth strategy that combines organic expansion with selective acquisitions. Originating in western Pennsylvania, the company has extended its footprint into adjacent regions, including portions of eastern Ohio and western Maryland. By integrating the operations of acquired institutions, S&T Bancorp has broadened its product range and strengthened its market presence while maintaining a community banking ethos.

S&T Bancorp’s commercial banking segment serves a diverse array of industries, offering working capital lines, equipment financing, commercial real estate loans, and cash management services. On the consumer side, the bank provides residential mortgages, home equity lines of credit and personal loans. Its wealth management division delivers fiduciary and investment advisory services to individuals and institutions, complemented by trust administration and estate planning expertise. Electronic banking channels further enhance customer engagement with 24/7 account access, mobile check deposit and person-to-person payment options.

Under the leadership of President and CEO Patrick J. Popelis, S&T Bancorp remains committed to community-focused banking. Senior management emphasizes prudent risk management, strong credit quality and a customer-centric approach. The company’s branch network and digital platforms enable it to serve both traditional markets and emerging customer segments with tailored financial solutions.

Key Stats

• Today's Range: $38.54 to $40.19
• 50-Day Range: $35.76 to $39.84
• 52-Week Range: $30.84 to $45.79
• Volume: 87,944 shs
• Average Volume: 166,349 shs
• Market Capitalization: $1.53 billion
• P/E Ratio: 11.48
• Dividend Yield: 3.41%
• Price Target: $41.67
• Consensus Rating: Hold

S&T Bancorp Stock Analysis - MarketRank™

S&T Bancorp scored higher than 65% of companies evaluated by MarketBeat, and ranked 464th out of 909 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.0 / 5
• Analyst Rating: Hold

Consensus Rating

S&T Bancorp has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 3 hold ratings, and no sell ratings.

Amount of Analyst Coverage

S&T Bancorp has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 7.87%

Earnings Growth

Earnings for S&T Bancorp are expected to grow by 7.87% in the coming year, from $3.05 to $3.29 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of S&T Bancorp is 11.48, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.65.

Price to Earnings Ratio vs. Sector

The P/E ratio of S&T Bancorp is 11.48, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.04.

Price to Book Value per Share Ratio

S&T Bancorp has a P/B Ratio of 1.10. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.97% of the float of S&T Bancorp has been sold short.

Short Interest Ratio / Days to Cover

S&T Bancorp has a short interest ratio ("days to cover") of 4.9.

Change versus previous month

Short interest in S&T Bancorp has recently decreased by 3.79%, indicating that investor sentiment is improving.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

S&T Bancorp pays a meaningful dividend of 3.41%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

S&T Bancorp has been increasing its dividend for 13 years.

Dividend Coverage

The dividend payout ratio of S&T Bancorp is 39.19%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, S&T Bancorp will have a dividend payout ratio of 41.34% next year. This indicates that S&T Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.97% of the float of S&T Bancorp has been sold short.

Short Interest Ratio / Days to Cover

S&T Bancorp has a short interest ratio ("days to cover") of 4.9.

Change versus previous month

Short interest in S&T Bancorp has recently decreased by 3.79%, indicating that investor sentiment is improving.

News and Social Media

• Score: 1.8 / 5
• News Sentiment: 0.30

News Sentiment

S&T Bancorp has a news sentiment score of 0.30. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.72 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 13 news articles for S&T Bancorp this week, compared to 3 articles on an average week.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, S&T Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $5,026.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 1.23% of the stock of S&T Bancorp is held by insiders.

Percentage Held by Institutions

65.22% of the stock of S&T Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

STBA Stock Analysis - Frequently Asked Questions

How have STBA shares performed this year?

S&T Bancorp's stock was trading at $38.22 at the start of the year. Since then, STBA stock has increased by 4.2% and is now trading at $39.8350.

How were S&T Bancorp's earnings last quarter?

S&T Bancorp, Inc. (NASDAQ:STBA) issued its quarterly earnings results on Thursday, April, 24th. The financial services provider reported $0.87 earnings per share for the quarter, beating analysts' consensus estimates of $0.74 by $0.13. The financial services provider had revenue of $93.75 million for the quarter, compared to analyst estimates of $96.40 million. S&T Bancorp had a trailing twelve-month return on equity of 9.71% and a net margin of 23.84%.
Read the conference call transcript.

Does S&T Bancorp have any subsidiaries?

The following companies are subsidiaries of S&T Bancorp: DNB Financial, IBT Bancorp, 9th Street Holdings Inc., Commonwealth Trust Credit Life Insurance Company, STBA Capital Trust I, S&T Bancholdings Inc., S&T Bank, and more.

How do I buy shares of S&T Bancorp?

Shares of STBA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of S&T Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that S&T Bancorp investors own include Tesla (TSLA), JPMorgan Chase & Co. (JPM), NVIDIA (NVDA), Advanced Micro Devices (AMD), Netflix (NFLX), Meta Platforms (META) and Home Depot (HD).

Company Calendar

• Last Earnings: 4/24/2025
• Record date for 5/29 Dividend: 5/15/2025
• Ex-Dividend for 5/29 Dividend: 5/15/2025
• Dividend Payable: 5/29/2025
• Today: 7/05/2025
• Next Earnings (Estimated): 7/17/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:STBA
• CIK: 719220
• Web: www.stbancorp.com
• Phone: (800) 325-2265
• Fax: 724-465-1417
• Employees: 1,206
• Year Founded: 1902

Price Target and Rating

• Average Stock Price Target: $41.67
• High Stock Price Target: $43.00
• Low Stock Price Target: $41.00
• Potential Upside/Downside: +4.6%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.47
• Trailing P/E Ratio: 11.48
• Forward P/E Ratio: 13.06
• P/E Growth: N/A
• Net Income: $131.26 million
• Net Margins: 23.84%
• Pretax Margin: 29.90%
• Return on Equity: 9.71%
• Return on Assets: 1.38%

Debt

• Debt-to-Equity Ratio: 0.07
• Current Ratio: 1.00
• Quick Ratio: 1.00

Sales & Book Value

• Annual Sales: $564.96 million
• Price / Sales: 2.70
• Cash Flow: $3.79 per share
• Price / Cash Flow: 10.52
• Book Value: $36.08 per share
• Price / Book: 1.10

Miscellaneous

• Outstanding Shares: 38,330,000
• Free Float: 37,859,000
• Market Cap: $1.53 billion
• Optionable: Optionable
• Beta: 0.89