Truist Financial (TFC) Stock Price, News & Analysis

Company Overview

Truist Financial Corporation (NYSE:TFC) is a financial services company headquartered in Charlotte, North Carolina. Through its principal banking subsidiary, Truist Bank, the company provides a broad range of financial products and services to consumers, small businesses, commercial clients, and institutional customers.

Its offerings include deposit accounts, consumer and small-business lending, mortgages, credit cards, payments, treasury management, commercial and corporate banking, investment banking, wealth management, and asset management. Truist also provides insurance brokerage and related risk-management services through its insurance operations.

Truist was formed in 2019 through the merger of BB&T Corporation and SunTrust Banks. The company operates an extensive branch and digital banking network, with a strong presence across the Southeastern and Mid-Atlantic United States as well as additional markets nationwide. Its predecessor institutions had long histories serving individuals, businesses, and communities in their respective regional markets.

Key Stats

• Today's Range: $45.73 to $46.32
• 50-Day Range: $45.56 to $53.08
• 52-Week Range: $40.78 to $56.19
• Volume: 6.79 million shs
• Average Volume: 8.63 million shs
• Market Capitalization: $56.36 billion
• P/E Ratio: 10.58
• Dividend Yield: 4.51%
• Price Target: $54.39
• Consensus Rating: Hold

Truist Financial Stock Analysis - MarketRank™

Truist Financial scored higher than 96% of companies evaluated by MarketBeat, and ranked 93rd out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.6 / 5
• Analyst Rating: Hold

Consensus Rating

Truist Financial has received a consensus rating of Hold. The company's average rating score is 2.28, and is based on no strong buy ratings, 7 buy ratings, 9 hold ratings, and 2 sell ratings.

Upside Potential

Truist Financial has a consensus price target of $54.39, representing about 17.9% upside from its current price of $46.14.

Amount of Analyst Coverage

Truist Financial has been the subject of 8 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 5.78%

Earnings Growth

Earnings for Truist Financial are expected to grow by 5.78% in the coming year, from $4.67 to $4.94 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Truist Financial is 10.58, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.79.

Price to Earnings Ratio vs. Sector

The P/E ratio of Truist Financial is 10.58, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.73.

Price to Earnings Growth Ratio

Truist Financial has a PEG Ratio of 1.02. PEG Ratios around 1 indicate that a company is correctly valued.

Price to Book Value per Share Ratio

Truist Financial has a P/B Ratio of 0.98. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.48% of the float of Truist Financial has been sold short.

Short Interest Ratio / Days to Cover

Truist Financial has a short interest ratio ("days to cover") of 3.31, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Truist Financial has recently increased by 14.79%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Truist Financial is a leading dividend payer. It pays a dividend yield of 4.51%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Truist Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Truist Financial is 47.71%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Truist Financial will have a dividend payout ratio of 42.11% next year. This indicates that Truist Financial will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.5 / 5
• News Sentiment: 0.07

News Sentiment

Truist Financial has a news sentiment score of 0.07. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.63 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for Truist Financial this week, compared to 3 articles on an average week.

Search Interest

Only 19 people have searched for TFC on MarketBeat in the last 30 days. This is a decrease of -21% compared to the previous 30 days.

MarketBeat Follows

26 people have added Truist Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 1,200% compared to the previous 30 days.

Company Ownership

• Score: 2.1 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Truist Financial insiders have sold 56.02% more of their company's stock than they have bought. Specifically, they have bought $1,015,560.00 in company stock and sold $1,584,428.00 in company stock.

Percentage Held by Insiders

0.15% of the stock of Truist Financial is held by insiders.

Percentage Held by Institutions

71.28% of the stock of Truist Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/17/2026
• Record date for 9/1 Dividend: 8/14/2026
• Ex-Dividend for 9/1 Dividend: 8/14/2026
• Dividend Payable: 9/01/2026
• Today: 10/11/2026
• Next Earnings (Estimated): 10/16/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:TFC
• Previous Symbol: NYSE:STI
• CIK: 92230
• Web: www.truist.com
• Phone: (844) 487-8478
• Fax: 336-721-3499
• Employees: 38,711
• Year Founded: 1968

Price Target and Rating

• Average Price Target for Truist Financial: $54.39
• High Price Target: $61.00
• Low Price Target: $45.00
• Potential Upside/Downside: +17.9%
• Consensus Rating: Hold
• Rating Score (0-4): 2.28
• Research Coverage: 18 Analysts

Profitability

• EPS (Trailing Twelve Months): $4.36
• Trailing P/E Ratio: 10.58
• Forward P/E Ratio: 9.88
• P/E Growth: 1.02
• Net Income: $5.31 billion
• Net Margins: 19.13%
• Pretax Margin: 22.30%
• Return on Equity: 10.06%
• Return on Assets: 1.09%

Debt

• Debt-to-Equity Ratio: 0.73
• Current Ratio: 0.86
• Quick Ratio: 0.86

Sales & Book Value

• Annual Sales: $30.44 billion
• Price / Sales: 1.85
• Cash Flow: $4.93 per share
• Price / Cash Flow: 9.36
• Book Value: $47.12 per share
• Price / Book: 0.98

Miscellaneous

• Outstanding Shares: 1,221,630,000
• Free Float: 1,219,794,000
• Market Cap: $56.36 billion
• Optionable: Optionable
• Beta: 0.92