NASDAQ:TFSL TFS Financial (TFSL) Stock Price, News & Analysis $13.75 +0.50 (+3.77%) Closing price 08/22/2025 04:00 PM EasternExtended Trading$13.75 0.00 (0.00%) As of 08/22/2025 05:00 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock About TFS Financial Stock (NASDAQ:TFSL) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get TFS Financial alerts:Sign Up Key Stats Today's Range$13.30▼$13.7950-Day Range$12.57▼$13.7552-Week Range$11.29▼$14.99Volume344,274 shsAverage Volume326,142 shsMarket Capitalization$3.86 billionP/E Ratio47.42Dividend Yield8.22%Price Target$15.00Consensus RatingHold Company Overview TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. Its deposit products include savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit. The company also provides residential real estate mortgage loans, residential construction loans, and home equity loans and lines of credit, as well as purchase mortgages and first mortgage refinance loans. In addition, it offers escrow and settlement services. The company provides its products and services through its main office in Cleveland, Ohio; and multiple full-service branches and loan production offices located throughout the states of Ohio and Florida. TFS Financial Corporation was founded in 1938 and is headquartered in Cleveland, Ohio. TFS Financial Corporation is a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC. Read More TFS Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks45th Percentile Overall ScoreTFSL MarketRank™: TFS Financial scored higher than 45% of companies evaluated by MarketBeat, and ranked 546th out of 926 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.0 / 5Analyst RatingHold Consensus RatingTFS Financial has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageTFS Financial has received no research coverage in the past 90 days.Read more about TFS Financial's stock forecast and price target. Earnings and Valuation0.6 / 5Proj. Earnings Growth6.90% Earnings GrowthEarnings for TFS Financial are expected to grow by 6.90% in the coming year, from $0.29 to $0.31 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of TFS Financial is 47.42, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 28.41.Price to Earnings Ratio vs. SectorThe P/E ratio of TFS Financial is 47.42, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.39.Price to Book Value per Share RatioTFS Financial has a P/B Ratio of 2.04. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about TFS Financial's valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted1.32% of the float of TFS Financial has been sold short.Short Interest Ratio / Days to CoverTFS Financial has a short interest ratio ("days to cover") of 11.3, which indicates bearish sentiment.Change versus previous monthShort interest in TFS Financial has recently increased by 0.27%, indicating that investor sentiment is decreasing. Dividend1.7 / 5Dividend StrengthWeak Dividend LeadershipTFS Financial is a leading dividend payer. It pays a dividend yield of 8.53%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthTFS Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of TFS Financial is 389.66%. Payout ratios above 75% are not desirable because they may not be sustainable.Dividend SustainabilityBased on EPS estimates, TFS Financial will have a dividend payout ratio of 364.52% in the coming year. This indicates that TFS Financial may not be able to sustain their current dividend.Read more about TFS Financial's dividend. Sustainability and ESG3.6 / 5Environmental Score-0.86 Percentage of Shares Shorted1.32% of the float of TFS Financial has been sold short.Short Interest Ratio / Days to CoverTFS Financial has a short interest ratio ("days to cover") of 11.3, which indicates bearish sentiment.Change versus previous monthShort interest in TFS Financial has recently increased by 0.27%, indicating that investor sentiment is decreasing. News and Social Media2.4 / 5News Sentiment0.36 News SentimentTFS Financial has a news sentiment score of 0.36. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.03 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 5 news articles for TFS Financial this week, compared to 2 articles on an average week.Search InterestOnly 1 people have searched for TFSL on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days.MarketBeat Follows2 people have added TFS Financial to their MarketBeat watchlist in the last 30 days. Company Ownership0.8 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, TFS Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $156,600.00 in company stock.Percentage Held by InsidersOnly 0.95% of the stock of TFS Financial is held by insiders.Percentage Held by InstitutionsOnly 9.81% of the stock of TFS Financial is held by institutions.Read more about TFS Financial's insider trading history. Receive TFSL Stock News and Ratings via Email Sign-up to receive the latest news and ratings for TFS Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address TFSL Stock News HeadlinesA Look Back at Thrifts & Mortgage Finance Stocks’ Q1 Earnings: TFS Financial (NASDAQ:TFSL) Vs The Rest Of The PackAugust 21 at 5:00 AM | finance.yahoo.comInsider Sell: Barbara Anderson Sells 12,000 Shares of TFS Financial Corp (TFSL)August 18, 2025 | gurufocus.comThe Coin That Could Define Trump’s Crypto PresidencyWhen Trump returned to office, one of his first moves was to tap PayPal’s former COO, David Sacks, as a top advisor on crypto and AI. That alone signaled a shift. But insiders close to D.C. aren’t just talking crypto policy—they’re quietly buying something most retail investors have missed. While the crowd chases Bitcoin to $150,000, Weiss Ratings expert Juan Villaverde believes a different coin—already backed by giants like Google, Visa, and PayPal—could soon become crypto’s “Third Giant.” | Weiss Ratings (Ad)Anderson of TFS Financial sells $156,600 in sharesAugust 18, 2025 | investing.com1 Bank Stock with Competitive Advantages and 2 We IgnoreAugust 8, 2025 | finance.yahoo.comTFS Financial Reports Third Quarter and 2025 Fiscal Year-To-Date ResultsJuly 30, 2025 | businesswire.comTFS Financial: A Unique Dividend Play With Near-Term TailwindsJuly 21, 2025 | seekingalpha.comTFS Financial: A Unique Dividend Play With Near-Term TailwindsJuly 21, 2025 | seekingalpha.comSee More Headlines TFSL Stock Analysis - Frequently Asked Questions How have TFSL shares performed this year? TFS Financial's stock was trading at $12.56 on January 1st, 2025. Since then, TFSL stock has increased by 9.5% and is now trading at $13.75. How were TFS Financial's earnings last quarter? TFS Financial Corporation (NASDAQ:TFSL) issued its quarterly earnings data on Wednesday, July, 30th. The bank reported $0.08 EPS for the quarter, meeting the consensus estimate of $0.08. The bank had revenue of $82.04 million for the quarter, compared to analyst estimates of $80.30 million. TFS Financial had a trailing twelve-month return on equity of 4.40% and a net margin of 10.67%. Who are TFS Financial's major shareholders? Top institutional shareholders of TFS Financial include Bank of New York Mellon Corp (0.55%), Geode Capital Management LLC (0.41%), MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. (0.36%) and Bank of America Corp DE (0.23%). Insiders that own company stock include Cathy W Zbanek, Marc A Stefanski, Meredith S Weil, Bradley T Stefanski, Ashley H Williams, Gavin B Stefanski, Andrew J Rubino, Daniel F Weir, Russell C Holmes, Barbara J Anderson, Anthony J Asher and Timothy W Mulhern. View institutional ownership trends. How do I buy shares of TFS Financial? Shares of TFSL stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of TFS Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that TFS Financial investors own include American Water Works (AWK), AU Optronics (AUOTY), Waste Connections (WCN), The RMR Group (RMR), DiamondRock Hospitality (DRH), Humana (HUM) and iShares Micro-Cap ETF (IWC). Company Calendar Record date for 6/24 Dividend6/10/2025Ex-Dividend for 6/24 Dividend6/10/2025Dividend Payable6/24/2025Last Earnings7/30/2025Today8/22/2025Fiscal Year End9/30/2025Next Earnings (Estimated)10/30/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - SVGS & LOAN Sub-IndustryThrifts & Mortgage Finance Current SymbolNASDAQ:TFSL CIK1381668 Webwww.thirdfederal.com Phone(216) 441-6000Fax216-441-7050Employees1,000Year Founded1938Price Target and Rating Average Price Target for TFS Financial$15.00 High Price Target$15.00 Low Price Target$15.00 Potential Upside/Downside+9.1%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage1 Analysts Profitability EPS (Trailing Twelve Months)$0.29 Trailing P/E Ratio47.42 Forward P/E Ratio47.41 P/E GrowthN/ANet Income$79.59 million Net Margins10.67% Pretax Margin13.51% Return on Equity4.40% Return on Assets0.48% Debt Debt-to-Equity Ratio2.59 Current Ratio1.54 Quick Ratio1.54 Sales & Book Value Annual Sales$758.78 million Price / Sales5.09 Cash Flow$0.36 per share Price / Cash Flow37.71 Book Value$6.73 per share Price / Book2.04Miscellaneous Outstanding Shares280,690,000Free Float278,021,000Market Cap$3.86 billion OptionableOptionable Beta0.75 Social Links 7 Stocks to Buy And Hold ForeverEnter your email address and we'll send you MarketBeat's list of seven stocks and why their long-term outlooks are very promising. 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