LendingTree (TREE) Stock Price, News & Analysis

Company Overview

LendingTree, Inc. (NASDAQ: TREE) operates a leading online loan marketplace that connects consumers with multiple lenders across a broad range of financial products. Through its digital platform and mobile app, LendingTree enables borrowers to compare loan offers for mortgages, personal loans, auto loans, student loans and home equity lines of credit. The company’s services extend to credit cards and deposit products, providing rate comparisons, tools and educational content to help consumers make informed borrowing and saving decisions.

Founded in 1996 by Doug Lebda and headquartered in Charlotte, North Carolina, LendingTree completed its initial public offering in 2008. Since its inception, the company has expanded organically and through targeted acquisitions, including CompareCards, Student Loan Hero, QuoteWizard and DepositAccounts. These acquisitions have broadened LendingTree’s product portfolio and reinforced its position as a one-stop destination for consumer finance research and marketplace services.

LendingTree’s platform integrates advanced data analytics and proprietary matching technology to streamline the loan shopping experience. Consumers submit a single application, after which LendingTree’s network of partner lenders delivers personalized offers, enabling borrowers to compare interest rates, fees and terms. The company also provides credit education resources, interactive calculators and financial blogs through its owned brands such as MagnifyMoney and ValuePenguin, further enhancing consumer engagement and financial literacy.

Under the leadership of founder and CEO Doug Lebda, LendingTree continues to focus on innovation in digital lending and customer experience. Serving consumers across the United States, the company facilitates billions of dollars in loan originations annually and maintains strategic partnerships with banks, credit unions and non-bank lenders. By leveraging technology and data-driven insights, LendingTree aims to simplify the borrowing process and empower consumers to secure the most favorable financing options.

Key Stats

• Today's Range: $38.34 to $39.10
• 50-Day Range: $33.74 to $54.12
• 52-Week Range: $33.50 to $62.49
• Volume: 167,410 shs
• Average Volume: 280,144 shs
• Market Capitalization: $519.15 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $64.13
• Consensus Rating: Buy

LendingTree Stock Analysis - MarketRank™

LendingTree scored higher than 89% of companies evaluated by MarketBeat, and ranked 156th out of 906 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Buy

Consensus Rating

LendingTree has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 7 buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

LendingTree has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 62.50%

Earnings Growth

Earnings for LendingTree are expected to grow by 62.50% in the coming year, from $0.48 to $0.78 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of LendingTree is -9.29, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of LendingTree is -9.29, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

LendingTree has a P/B Ratio of 4.71. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

6.59% of the float of LendingTree has been sold short.

Short Interest Ratio / Days to Cover

LendingTree has a short interest ratio ("days to cover") of 2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in LendingTree has recently decreased by 3.56%, indicating that investor sentiment is improving.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

LendingTree does not currently pay a dividend.

Dividend Growth

LendingTree does not have a long track record of dividend growth.

Sustainability and ESG

• Score: 2.2 / 5
• Environmental Score: -1.02

Percentage of Shares Shorted

6.59% of the float of LendingTree has been sold short.

Short Interest Ratio / Days to Cover

LendingTree has a short interest ratio ("days to cover") of 2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in LendingTree has recently decreased by 3.56%, indicating that investor sentiment is improving.

News and Social Media

• Score: 0.9 / 5
• News Sentiment: -0.39

News Sentiment

LendingTree has a news sentiment score of -0.39. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.73 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 9 news articles for LendingTree this week, compared to 13 articles on an average week.

Search Interest

Only 3 people have searched for TREE on MarketBeat in the last 30 days. This is a decrease of -25% compared to the previous 30 days.

Company Ownership

• Score: 4.2 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, LendingTree insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $45,300.00 in company stock.

Percentage Held by Insiders

23.40% of the stock of LendingTree is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

68.26% of the stock of LendingTree is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

TREE Stock Analysis - Frequently Asked Questions

How have TREE shares performed this year?

LendingTree's stock was trading at $38.75 on January 1st, 2025. Since then, TREE shares have decreased by 1.0% and is now trading at $38.37.

How were LendingTree's earnings last quarter?

LendingTree, Inc. (NASDAQ:TREE) posted its earnings results on Thursday, May, 1st. The financial services provider reported $0.99 EPS for the quarter, beating the consensus estimate of $0.74 by $0.25. The firm's revenue for the quarter was up 42.8% compared to the same quarter last year.
Read the conference call transcript.

Does LendingTree have any subsidiaries?

The following companies are subsidiaries of LendingTree: ValuePenguin, QuoteWizard, Student Loan Hero, Ovation Credit Services Inc., SnapCap, MagnifyMoney, DepositAccounts.com, and more.

How do I buy shares of LendingTree?

Shares of TREE stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of LendingTree own?

Based on aggregate information from My MarketBeat watchlists, some other companies that LendingTree investors own include NVIDIA (NVDA), Meta Platforms (META), Netflix (NFLX), Advanced Micro Devices (AMD), Tesla (TSLA), PayPal (PYPL) and Broadcom (AVGO).

Company Calendar

• Last Earnings: 5/01/2025
• Today: 7/08/2025
• Next Earnings (Estimated): 7/24/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - MTG&REL SVS
• Sub-Industry: Thrifts & Mortgage Finance
• Current Symbol: NASDAQ:TREE
• CIK: 1434621
• Web: www.lendingtree.com
• Phone: (704) 541-5351
• Fax: 704-541-5352
• Employees: 1,250
• Year Founded: 1996

Price Target and Rating

• Average Price Target for LendingTree: $64.13
• High Price Target: $70.00
• Low Price Target: $58.00
• Potential Upside/Downside: +67.1%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 9 Analysts

Profitability

• EPS (Trailing Twelve Months): ($4.13)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 79.94
• P/E Growth: N/A
• Net Income: -$41.70 million
• Net Margins: -5.67%
• Pretax Margin: -5.53%
• Return on Equity: 14.76%
• Return on Assets: 2.13%

Debt

• Debt-to-Equity Ratio: 3.74
• Current Ratio: 1.20
• Quick Ratio: 1.20

Sales & Book Value

• Annual Sales: $900.22 million
• Price / Sales: 0.58
• Cash Flow: $3.24 per share
• Price / Cash Flow: 11.86
• Book Value: $8.14 per share
• Price / Book: 4.71

Miscellaneous

• Outstanding Shares: 13,530,000
• Free Float: 10,368,000
• Market Cap: $519.15 million
• Optionable: Optionable
• Beta: 1.61