Trupanion (TRUP) Stock Price, News & Analysis

Company Overview

Trupanion provides medical insurance for cats and dogs, offering coverage for eligible veterinary care. Its products are designed to help pet owners manage unexpected costs from illnesses and injuries, subject to policy terms and exclusions.

The company also provides software and payment services that enable participating veterinary practices to submit claims and receive payments directly, reducing the need for customers to pay covered costs upfront and seek reimbursement.

Founded in 2000 and headquartered in Seattle, Trupanion serves customers in the United States and Canada. Its business focuses on pet medical insurance and related services for pet owners and veterinary practices.

Key Stats

• Today's Range: $33.64 to $34.49
• 50-Day Range: $22.42 to $36.75
• 52-Week Range: $21.16 to $39.61
• Volume: 330,775 shs
• Average Volume: 441,986 shs
• Market Capitalization: $1.49 billion
• P/E Ratio: 56.33
• Dividend Yield: N/A
• Price Target: $40.00
• Consensus Rating: Hold

Trupanion Stock Analysis - MarketRank™

Trupanion scored higher than 37% of companies evaluated by MarketBeat, and ranked 698th out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.4 / 5
• Analyst Rating: Hold

Consensus Rating

Trupanion has received a consensus rating of Hold. The company's average rating score is 2.17, and is based on no strong buy ratings, 1 buy rating, 5 hold ratings, and no sell ratings.

Upside Potential

Trupanion has a consensus price target of $40.00, representing about 16.4% upside from its current price of $34.36.

Amount of Analyst Coverage

Trupanion has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: 5.97%

Earnings Growth

Earnings for Trupanion are expected to grow by 5.97% in the coming year, from $0.67 to $0.71 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Trupanion is 56.33, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 26.57.

Price to Earnings Ratio vs. Sector

The P/E ratio of Trupanion is 56.33, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 21.35.

Price to Earnings Growth Ratio

Trupanion has a PEG Ratio of 1.68. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Trupanion has a P/B Ratio of 3.72. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 0.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

9.61% of the float of Trupanion has been sold short.

Short Interest Ratio / Days to Cover

Trupanion has a short interest ratio ("days to cover") of 11.22, which indicates bearish sentiment.

Change versus previous month

Short interest in Trupanion has recently increased by 6.78%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Trupanion does not currently pay a dividend.

Dividend Growth

Trupanion does not have a long track record of dividend growth.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: 0.56

News Sentiment

Trupanion has a news sentiment score of 0.56. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 24 news articles for Trupanion this week, compared to 4 articles on an average week.

Search Interest

5 people have searched for TRUP on MarketBeat in the last 30 days.

MarketBeat Follows

Only 1 people have added Trupanion to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 0.9 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Trupanion insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $407,743.00 in company stock.

Percentage Held by Insiders

5.58% of the stock of Trupanion is held by insiders.

Percentage Held by Institutions

Trupanion has minimal institutional ownership at this time.

Company Calendar

• Last Earnings: 11/05/2026
• Today: 11/11/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Insurance
• Sub-Industry: Property & Casualty Insurance
• Current Symbol: NASDAQ:TRUP
• CIK: 1371285
• Web: www.trupanion.com
• Phone: (855) 727-9079
• Fax: 866-405-4536
• Employees: 1,121
• Year Founded: 1998

Price Target and Rating

• Average Price Target for Trupanion: $40.00
• High Price Target: $59.00
• Low Price Target: $32.00
• Potential Upside/Downside: +16.4%
• Consensus Rating: Hold
• Rating Score (0-4): 2.17
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.61
• Trailing P/E Ratio: 56.33
• Forward P/E Ratio: 48.39
• P/E Growth: 1.68
• Net Income: $19.43 million
• Net Margins: 1.71%
• Pretax Margin: 1.92%
• Return on Equity: 6.71%
• Return on Assets: 2.89%

Debt

• Debt-to-Equity Ratio: 0.24
• Current Ratio: 1.74
• Quick Ratio: 1.74

Sales & Book Value

• Annual Sales: $1.44 billion
• Price / Sales: 1.03
• Cash Flow: $0.82 per share
• Price / Cash Flow: 42.13
• Book Value: $9.23 per share
• Price / Book: 3.72

Miscellaneous

• Outstanding Shares: 43,270,000
• Free Float: 40,852,000
• Market Cap: $1.49 billion
• Optionable: Optionable
• Beta: 1.27