Timberland Bancorp (TSBK) Stock Price, News & Analysis

Company Overview

Timberland Bancorp, Inc. is the bank holding company for Timberland Bank, a community-oriented financial institution based in Olympia, Washington. Established in 1908, the company traces its roots to a cooperative effort among local loggers seeking reliable financial services. Over more than a century of operation, Timberland Bancorp has evolved into a full-service regional bank, upholding its founding principles of local decision-making and personalized customer relationships.

The company’s primary business activities include accepting consumer and business deposits, originating commercial and residential loans, and providing a suite of treasury management services. Timberland Bank offers mortgage financing for homebuyers, construction lending for builders, agricultural and equipment financing for local producers, and lines of credit tailored to small and mid-sized enterprises. Additional services such as online banking, merchant card processing, and wealth management solutions address the diverse needs of individual and corporate clients.

With its headquarters in Olympia, Timberland Bancorp maintains a branch network across Western Washington, including Thurston, Pierce, King, Mason, and Lewis counties. The bank leverages its regional focus to deliver industry expertise in key local sectors like real estate development, timber and agriculture, health care, and professional services. Its modest branch footprint is complemented by digital platforms, enabling seamless 24/7 access to banking tools for both personal and business customers.

Under the leadership of President and Chief Executive Officer Craig Anderson, Timberland Bancorp emphasizes community reinvestment and sustainable growth. The executive team, supported by a board of directors with deep ties to the Pacific Northwest, prioritizes prudent risk management and customer-centric innovation. Through ongoing community outreach and financial education initiatives, the company seeks to strengthen its market position while fostering economic development across its service region.

Key Stats

• Today's Range: $31.70 to $32.39
• 50-Day Range: $29.98 to $32.30
• 52-Week Range: $25.08 to $33.98
• Volume: 15,073 shs
• Average Volume: 12,671 shs
• Market Capitalization: $255.13 million
• P/E Ratio: 9.97
• Dividend Yield: 3.22%
• Price Target: N/A
• Consensus Rating: N/A

Timberland Bancorp Stock Analysis - MarketRank™

Timberland Bancorp scored higher than 38% of companies evaluated by MarketBeat, and ranked 709th out of 907 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Timberland Bancorp.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Timberland Bancorp is 9.97, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.65.

Price to Earnings Ratio vs. Sector

The P/E ratio of Timberland Bancorp is 9.97, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.04.

Price to Book Value per Share Ratio

Timberland Bancorp has a P/B Ratio of 1.05. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.51% of the float of Timberland Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Timberland Bancorp has a short interest ratio ("days to cover") of 3.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Timberland Bancorp has recently increased by 8.48%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Timberland Bancorp pays a meaningful dividend of 3.21%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Timberland Bancorp has been increasing its dividend for 13 years.

Dividend Coverage

The dividend payout ratio of Timberland Bancorp is 32.10%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.51% of the float of Timberland Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Timberland Bancorp has a short interest ratio ("days to cover") of 3.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Timberland Bancorp has recently increased by 8.48%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

News Coverage This Week

MarketBeat has tracked 1 news article for Timberland Bancorp this week, compared to 1 article on an average week.

Search Interest

2 people have searched for TSBK on MarketBeat in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Timberland Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 3.70% of the stock of Timberland Bancorp is held by insiders.

Percentage Held by Institutions

65.49% of the stock of Timberland Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

TSBK Stock Analysis - Frequently Asked Questions

How have TSBK shares performed this year?

Timberland Bancorp's stock was trading at $30.51 at the beginning of the year. Since then, TSBK shares have increased by 5.9% and is now trading at $32.2950.

How were Timberland Bancorp's earnings last quarter?

Timberland Bancorp, Inc. (NASDAQ:TSBK) announced its earnings results on Tuesday, April, 22nd. The savings and loans company reported $0.85 EPS for the quarter. The savings and loans company earned $19.90 million during the quarter. Timberland Bancorp had a trailing twelve-month return on equity of 10.48% and a net margin of 23.45%.

How do I buy shares of Timberland Bancorp?

Shares of TSBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Timberland Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Timberland Bancorp investors own include American Water Works (AWK), Waste Connections (WCN), The RMR Group (RMR), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC), AU Optronics (AUOTY) and Voyager Therapeutics (VYGR).

Company Calendar

• Last Earnings: 4/22/2025
• Record date for 5/23 Dividend: 5/09/2025
• Ex-Dividend for 5/23 Dividend: 5/09/2025
• Dividend Payable: 5/23/2025
• Today: 7/07/2025
• Next Earnings (Estimated): 7/22/2025
• Fiscal Year End: 9/30/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - SVGS & LOAN
• Sub-Industry: Banking
• Current Symbol: NASDAQ:TSBK
• CIK: 1046050
• Web: www.timberlandbank.com
• Phone: (360) 533-4747
• Fax: 360-533-4743
• Employees: 300
• Year Founded: 1915

Profitability

• EPS (Trailing Twelve Months): $3.24
• Trailing P/E Ratio: 9.97
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $24.28 million
• Net Margins: 23.45%
• Pretax Margin: 29.36%
• Return on Equity: 10.48%
• Return on Assets: 1.35%

Debt

• Debt-to-Equity Ratio: 0.08
• Current Ratio: 0.99
• Quick Ratio: 0.99

Sales & Book Value

• Annual Sales: $105.96 million
• Price / Sales: 2.41
• Cash Flow: $3.23 per share
• Price / Cash Flow: 10.00
• Book Value: $30.81 per share
• Price / Book: 1.05

Miscellaneous

• Outstanding Shares: 7,900,000
• Free Float: 7,609,000
• Market Cap: $255.13 million
• Optionable: Optionable
• Beta: 0.47