NASDAQ:UBFO United Security Bancshares (UBFO) Stock Forecast, Price & News $6.35 +0.13 (+2.09%) (As of 06/2/2023 ET) Add Compare Share Share Today's Range$6.21▼$6.4150-Day Range$5.52▼$6.4952-Week Range$5.50▼$8.38Volume6,680 shsAverage Volume22,236 shsMarket Capitalization$108.55 millionP/E Ratio5.62Dividend Yield6.93%Price TargetN/A ProfileProfileChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesSEC FilingsShort InterestSocial MediaProfileChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesSEC FilingsShort InterestSocial Media United Security Bancshares MarketRank™ ForecastAnalyst RatingN/AUpside/DownsideN/AShort InterestHealthy0.32% of Float Sold ShortDividend StrengthModerateBased on Four FactorsSustainabilityN/ANews SentimentN/AInsider TradingAcquiring Shares$63,685 Bought Last QuarterProj. Earnings GrowthN/ASee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.2.45 out of 5 starsFinance Sector433rd out of 873 stocksNational Commercial Banks Industry59th out of 84 stocks N/A Analyst's Opinion Consensus RatingThere is not enough analysis data for United Security Bancshares. Previous Next 3.0 Short Interest Percentage of Shares Shorted0.32% of the float of United Security Bancshares has been sold short.Short Interest Ratio / Days to CoverUnited Security Bancshares has a short interest ratio ("days to cover") of 1.7, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in United Security Bancshares has recently increased by 80.62%, indicating that investor sentiment is decreasing significantly. Previous Next 2.5 Dividend Strength Dividend LeadershipUnited Security Bancshares is a leading dividend payer. It pays a dividend yield of 6.92%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthUnited Security Bancshares does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of United Security Bancshares is 38.94%. This payout ratio is at a healthy, sustainable level, below 75%. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for UBFO. Previous Next 3.0 News and Social Media Coverage News SentimentUnited Security Bancshares has a news sentiment score of 1.32. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.65 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for United Security Bancshares this week, compared to 1 article on an average week.Search InterestOnly 4 people have searched for UBFO on MarketBeat in the last 30 days. This is a decrease of -43% compared to the previous 30 days.MarketBeat Follows1 people have added United Security Bancshares to their MarketBeat watchlist in the last 30 days. Previous Next 2.5 Company Ownership Insider Buying vs. Insider SellingIn the past three months, United Security Bancshares insiders have bought more of their company's stock than they have sold. Specifically, they have bought $63,685.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders19.20% of the stock of United Security Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 29.93% of the stock of United Security Bancshares is held by institutions. Previous Next 1.9 Earnings and Valuation Price to Earnings Ratio vs. the MarketThe P/E ratio of United Security Bancshares is 5.62, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 132.89.Price to Earnings Ratio vs. SectorThe P/E ratio of United Security Bancshares is 5.62, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 162.49.Price to Book Value per Share RatioUnited Security Bancshares has a P/B Ratio of 0.96. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About United Security Bancshares (NASDAQ:UBFO) StockUnited Security Bancshares (California) is a holding company, which engages in the provision of commercial banking services. Its portfolio consists of commercial and industrial, government program, commercial real estate, residential mortgages, home improvement and home equity, real estate construction and development, agricultural, and installment and student loans. It offers checking and savings accounts, deposits, mortgage loans, credit and debit cards, safe deposit boxes, automated teller machines, wire transfers, money market accounts, mobile banking, and wealth management services. The company was founded in 1987 and is headquartered in Fresno, CA.Read More Receive UBFO Stock News and Ratings via Email Sign-up to receive the latest news and ratings for United Security Bancshares and its competitors with MarketBeat's FREE daily newsletter. Email Address UBFO Stock News HeadlinesMay 29, 2023 | americanbankingnews.comStockNews.com Downgrades United Security Bancshares (NASDAQ:UBFO) to HoldMay 20, 2023 | americanbankingnews.comUnited Security Bancshares (NASDAQ:UBFO) Earns Hold Rating from Analysts at StockNews.comJune 4, 2023 | Stocks To Trade (Ad)15 A.I. Trading Opportunities a DayUsing our algorithm, we sift through 15,000 stocks every second. We generate 15 trading opportunities a day.May 12, 2023 | americanbankingnews.comHead to Head Analysis: United Security Bancshares (NASDAQ:UBFO) vs. Thomasville Bancshares (OTCMKTS:THVB)May 11, 2023 | finance.yahoo.comUnited Security Bancshares' (NASDAQ:UBFO) top owners are individual investors with 51% stake, while 31% is held by institutionsMay 3, 2023 | americanbankingnews.comUnited Security Bancshares (NASDAQ:UBFO) CEO Dennis R. Woods Buys 2,500 SharesApril 26, 2023 | finance.yahoo.comUnited Security Bancshares Reports First Quarter 2023 Net Income of $6.1 MillionApril 19, 2023 | americanbankingnews.comFinancial Comparison: United Security Bancshares (NASDAQ:UBFO) and National Bank (NYSE:NBHC)June 4, 2023 | Stocks To Trade (Ad)15 A.I. Trading Opportunities a DayUsing our algorithm, we sift through 15,000 stocks every second. We generate 15 trading opportunities a day.April 19, 2023 | americanbankingnews.comCritical Comparison: National Bank (NYSE:NBHC) and United Security Bancshares (NASDAQ:UBFO)April 18, 2023 | americanbankingnews.comUnited Security Bancshares (NASDAQ:UBFO) Sees Significant Increase in Short InterestApril 14, 2023 | americanbankingnews.comUnited Security Bancshares (NASDAQ:UBFO) & National Bank (NYSE:NBHC) Critical ContrastApril 4, 2023 | americanbankingnews.comUnited Security Bancshares (NASDAQ:UBFO) to Issue Quarterly Dividend of $0.11April 1, 2023 | americanbankingnews.comUnited Security Bancshares (NASDAQ:UBFO) Stock Rating Lowered by StockNews.comMarch 23, 2023 | americanbankingnews.comUnited Security Bancshares (NASDAQ:UBFO) Upgraded to Buy at StockNews.comFebruary 28, 2023 | seekingalpha.comUnited Security Bancshares Undervalued As Higher Profitability Goes UnnoticedFebruary 22, 2023 | seekingalpha.comUBFO United Security BancsharesJanuary 26, 2023 | msn.comUnited Security Bancshares GAAP EPS of $0.31, revenue of $14.53MNovember 9, 2022 | benzinga.comShort Volatility Alert: United Security BancsharesOctober 20, 2022 | seekingalpha.comUnited Security Bancshares GAAP EPS of $0.26, revenue of $13.12MOctober 19, 2022 | finance.yahoo.comUnited Security Bancshares Reports 3rd Quarter 2022 Financial ResultsOctober 4, 2022 | msn.comUnited Security's Ex-Dividend Date Is Friday, Here's What You Need To KnowSeptember 3, 2022 | nasdaq.comShareholders in United Security Bancshares (NASDAQ:UBFO) are in the red if they invested three years agoAugust 22, 2022 | finance.yahoo.comUnited Security Bancshares (UBFO)August 4, 2022 | finance.yahoo.comUnited Security Bancshares (NASDAQ:UBFO) shareholders have endured a 18% loss from investing in the stock three years agoJuly 20, 2022 | finance.yahoo.comUnited Security Bancshares Reports 2nd Quarter 2022 Financial ResultsMay 30, 2022 | thestreet.comUnited Security BancsharesSee More Headlines UBFO Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart UBFO Company Calendar Ex-Dividend for 4/21 Dividend4/05/2023Dividend Payable4/21/2023Last Earnings4/26/2023Today6/03/2023Next Earnings (Estimated)7/19/2023Fiscal Year End12/31/2023Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ Industry National commercial banks Sub-IndustryN/A SectorFinance Current SymbolNASDAQ:UBFO CUSIPN/A CIK1137547 Webwww.unitedsecuritybank.com Phone(559) 248-4943Fax559-248-5088Employees119Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$1.13 Trailing P/E Ratio5.62 Forward P/E RatioN/A P/E GrowthN/ANet Income$15.69 million Net Margins33.79% Pretax Margin47.62% Return on Equity17.51% Return on Assets1.47% Debt Debt-to-Equity Ratio0.10 Current Ratio0.87 Quick Ratio0.87 Sales & Book Value Annual Sales$52.97 million Price / Sales2.05 Cash Flow$1.02 per share Price / Cash Flow6.25 Book Value$6.61 per share Price / Book0.96Miscellaneous Outstanding Shares17,094,000Free Float13,812,000Market Cap$108.55 million OptionableNot Optionable Beta0.63 Key ExecutivesDennis R. WoodsChairman, President & Chief Executive OfficerDavid L. EytchesonChief Operating Officer & Senior Vice PresidentDavid A. KinrossChief Financial Officer & Senior Vice PresidentWilliam M. YarbenetChief Credit Officer & Senior Vice PresidentRobert C. ObergChief Risk Officer & Senior Vice PresidentKey CompetitorsFNCB BancorpNASDAQ:FNCBLandmark BancorpNASDAQ:LARKMeridianNASDAQ:MRBKHawthorn BancsharesNASDAQ:HWBKFirst UnitedNASDAQ:FUNCView All CompetitorsInsiders & InstitutionsSusquehanna International Group LLPBought 33,225 shares on 5/16/2023Ownership: 0.194%BHZ Capital Management LPBought 6,584 shares on 5/16/2023Ownership: 0.149%Dimensional Fund Advisors LPBought 16,039 shares on 5/12/2023Ownership: 5.053%Renaissance Technologies LLCSold 3,900 shares on 5/12/2023Ownership: 0.479%Bank of America Corp DEBought 6,205 shares on 5/12/2023Ownership: 0.069%View All Insider TransactionsView All Institutional Transactions UBFO Stock - Frequently Asked Questions How have UBFO shares performed in 2023? United Security Bancshares' stock was trading at $7.31 at the beginning of the year. Since then, UBFO stock has decreased by 13.1% and is now trading at $6.35. View the best growth stocks for 2023 here. Are investors shorting United Security Bancshares? United Security Bancshares saw a increase in short interest during the month of May. As of May 15th, there was short interest totaling 46,600 shares, an increase of 80.6% from the April 30th total of 25,800 shares. Based on an average trading volume of 27,200 shares, the days-to-cover ratio is currently 1.7 days. Approximately 0.3% of the company's shares are short sold. View United Security Bancshares' Short Interest. When is United Security Bancshares' next earnings date? The company is scheduled to release its next quarterly earnings announcement on Wednesday, July 19th 2023. View our UBFO earnings forecast. How were United Security Bancshares' earnings last quarter? United Security Bancshares (NASDAQ:UBFO) announced its earnings results on Wednesday, April, 26th. The financial services provider reported $0.36 EPS for the quarter. The financial services provider had revenue of $14.39 million for the quarter. United Security Bancshares had a trailing twelve-month return on equity of 17.51% and a net margin of 33.79%. How often does United Security Bancshares pay dividends? What is the dividend yield for United Security Bancshares? United Security Bancshares declared a quarterly dividend on Wednesday, March 29th. Stockholders of record on Friday, April 7th will be paid a dividend of $0.11 per share on Friday, April 21st. This represents a $0.44 dividend on an annualized basis and a dividend yield of 6.93%. The ex-dividend date of this dividend is Wednesday, April 5th. Read our dividend analysis for UBFO. Is United Security Bancshares a good dividend stock? United Security Bancshares (NASDAQ:UBFO) pays an annual dividend of $0.44 per share and currently has a dividend yield of 6.92%. UBFO has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The dividend payout ratio is 38.94%. This payout ratio is at a healthy, sustainable level, below 75%. Read our dividend analysis for UBFO. What is Dennis R. Woods' approval rating as United Security Bancshares' CEO? 3 employees have rated United Security Bancshares Chief Executive Officer Dennis R. Woods on Glassdoor.com. Dennis R. Woods has an approval rating of 46% among the company's employees. This puts Dennis R. Woods in the bottom 25% of approval ratings compared to other CEOs of publicly-traded companies. What other stocks do shareholders of United Security Bancshares own? Based on aggregate information from My MarketBeat watchlists, some companies that other United Security Bancshares investors own include Ford Motor (F), Energy Transfer (ET), Huntington Bancshares (HBAN), KeyCorp (KEY), People's United Financial (PBCT), TC Energy (TRP), Wells Fargo & Company (WFC), Apple Hospitality REIT (APLE) and What is United Security Bancshares' stock symbol? United Security Bancshares trades on the NASDAQ under the ticker symbol "UBFO." Who are United Security Bancshares' major shareholders? United Security Bancshares' stock is owned by a variety of retail and institutional investors. Top institutional shareholders include Dimensional Fund Advisors LP (5.05%), Renaissance Technologies LLC (0.48%), Private Wealth Advisors LLC (0.46%), BlackRock Inc. (0.36%), Susquehanna International Group LLP (0.19%) and BHZ Capital Management LP (0.15%). Insiders that own company stock include Benjamin Mackovak, Brian Tkacz, David L Eytcheson, Dennis R Woods, G Thompson Ellithorpe, Kenneth D Newby, Michael T Woolf and Robert C Oberg Jr. View institutional ownership trends. How do I buy shares of United Security Bancshares? Shares of UBFO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. What is United Security Bancshares' stock price today? One share of UBFO stock can currently be purchased for approximately $6.35. How much money does United Security Bancshares make? United Security Bancshares (NASDAQ:UBFO) has a market capitalization of $108.55 million and generates $52.97 million in revenue each year. The financial services provider earns $15.69 million in net income (profit) each year or $1.13 on an earnings per share basis. How many employees does United Security Bancshares have? The company employs 119 workers across the globe. How can I contact United Security Bancshares? United Security Bancshares' mailing address is 2126 INYO STREET, FRESNO CA, 93721. The official website for the company is www.unitedsecuritybank.com. The financial services provider can be reached via phone at (559) 248-4943, via email at bgill@unitedsecuritybank.com, or via fax at 559-248-5088. This page (NASDAQ:UBFO) was last updated on 6/4/2023 by MarketBeat.com Staff Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding United Security Bancshares Please log in to your account or sign up in order to add this asset to your watchlist. Get 30 Days of MarketBeat All Access Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio. Stock Ideas and Recommendations Get daily stock ideas from top-performing Wall Street analysts. Get short term trading ideas from the MarketBeat Idea Engine. View which stocks are hot on social media with MarketBeat's trending stocks report. 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