NASDAQ:UBFO United Security Bancshares (UBFO) Stock Price, News & Analysis $9.16 +0.20 (+2.23%) As of 10:51 AM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About United Security Bancshares Stock (NASDAQ:UBFO) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get UBFO alerts:Sign Up Key Stats Today's Range$9.00▼$9.2050-Day Range$7.56▼$9.7752-Week Range$7.07▼$10.49Volume2,381 shsAverage Volume25,554 shsMarket Capitalization$160.08 millionP/E Ratio10.65Dividend Yield5.24%Price TargetN/AConsensus RatingN/A Company OverviewUnited Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company accepts various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also provides real estate mortgage, commercial and industrial, real estate construction and development, and consumer loans, as well as agricultural, installment, and student loans. In addition, the company offers online and mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier's check, cash management, and foreign draft services, as well as interactive teller machines; and person-to-person and bank-to-bank transfers for consumer customers. United Security Bancshares was founded in 1987 and is headquartered in Fresno, California.Read More… United Security Bancshares Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks48th Percentile Overall ScoreUBFO MarketRank™: United Security Bancshares scored higher than 48% of companies evaluated by MarketBeat, and ranked 724th out of 949 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for United Security Bancshares. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of United Security Bancshares is 10.65, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 21.88.Price to Earnings Ratio vs. SectorThe P/E ratio of United Security Bancshares is 10.65, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.26.Price to Book Value per Share RatioUnited Security Bancshares has a P/B Ratio of 1.28. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about United Security Bancshares' valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.40% of the float of United Security Bancshares has been sold short.Short Interest Ratio / Days to CoverUnited Security Bancshares has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in United Security Bancshares has recently increased by 16.48%, indicating that investor sentiment is decreasing significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend LeadershipUnited Security Bancshares is a leading dividend payer. It pays a dividend yield of 5.33%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthUnited Security Bancshares does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of United Security Bancshares is 61.54%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about United Security Bancshares' dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.40% of the float of United Security Bancshares has been sold short.Short Interest Ratio / Days to CoverUnited Security Bancshares has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in United Security Bancshares has recently increased by 16.48%, indicating that investor sentiment is decreasing significantly. News and Social Media3.3 / 5News Sentiment1.87 News SentimentUnited Security Bancshares has a news sentiment score of 1.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.89 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for United Security Bancshares this week, compared to 1 article on an average week. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, United Security Bancshares insiders have not sold or bought any company stock.Percentage Held by Insiders22.10% of the stock of United Security Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 30.88% of the stock of United Security Bancshares is held by institutions.Read more about United Security Bancshares' insider trading history. Receive UBFO Stock News and Ratings via Email Sign-up to receive the latest news and ratings for United Security Bancshares and its competitors with MarketBeat's FREE daily newsletter. Email Address UBFO Stock News HeadlinesUnited Security Bancshares Appoints Jay Gill as Vice ChairmanApril 28, 2025 | businesswire.comUnited Security Bancshares Reports Decline in Q1 EarningsApril 18, 2025 | tipranks.comBlackrock’s Sending THIS Crypto Higher on PurposeWhile everyone's distracted by Bitcoin's moves, a stealth revolution is underway. One altcoin is quietly positioning itself to overthrow the entire banking system.May 2, 2025 | Crypto 101 Media (Ad)United Security Bancshares GAAP EPS of $0.16, revenue of $13.66MApril 17, 2025 | seekingalpha.comUnited Security Bancshares Reports Q1 2025 Earnings: EPS at $0.16, Revenue HighlightsApril 17, 2025 | gurufocus.comUnited Security Bancshares Reports First Quarter 2025 EarningsApril 17, 2025 | gurufocus.comUnited Security Bancshares Reports First Quarter 2025 Earnings | UBFO Stock NewsApril 17, 2025 | gurufocus.comUnited Security Bancshares Reports First Quarter 2025 Earnings | UBFO Stock NewsApril 17, 2025 | gurufocus.comSee More Headlines UBFO Stock Analysis - Frequently Asked Questions How have UBFO shares performed this year? United Security Bancshares' stock was trading at $10.10 at the beginning of the year. Since then, UBFO stock has decreased by 9.3% and is now trading at $9.16. View the best growth stocks for 2025 here. How were United Security Bancshares' earnings last quarter? United Security Bancshares (NASDAQ:UBFO) announced its quarterly earnings results on Thursday, April, 17th. The financial services provider reported $0.16 earnings per share (EPS) for the quarter. The financial services provider earned $13.66 million during the quarter. United Security Bancshares had a trailing twelve-month return on equity of 11.54% and a net margin of 22.58%. Who are United Security Bancshares' major shareholders? United Security Bancshares' top institutional shareholders include Global Wealth Management Investment Advisory Inc. (0.07%). Insiders that own company stock include Jagroop Gill, Dennis R Woods, G Thompson Ellithorpe, William M Yarbenet, Robert C Oberg Jr, Brian Tkacz, Benjamin Mackovak, Heather Hammack and Thomas G Walker. View institutional ownership trends. How do I buy shares of United Security Bancshares? Shares of UBFO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of United Security Bancshares own? Based on aggregate information from My MarketBeat watchlists, some other companies that United Security Bancshares investors own include NVIDIA (NVDA), Broadcom (AVGO), Jabil (JBL), Arista Networks (ANET), e.l.f. Beauty (ELF), Disc Medicine (IRON) and Adobe (ADBE). Company Calendar Record date for 4/22 Dividend4/07/2025Ex-Dividend for 4/22 Dividend4/07/2025Last Earnings4/17/2025Dividend Payable4/22/2025Today5/02/2025Next Earnings (Estimated)7/16/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry National commercial banks Sub-IndustryBanking Current SymbolNASDAQ:UBFO CIK1137547 Webwww.unitedsecuritybank.com Phone(559) 248-4943Fax559-248-5088Employees120Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$0.78 Trailing P/E Ratio10.42 Forward P/E RatioN/A P/E GrowthN/ANet Income$14.78 million Net Margins22.58% Pretax Margin35.34% Return on Equity11.54% Return on Assets1.20% Debt Debt-to-Equity Ratio0.09 Current Ratio0.92 Quick Ratio0.92 Sales & Book Value Annual Sales$52.46 million Price / Sales2.98 Cash Flow$1.15 per share Price / Cash Flow7.77 Book Value$7.15 per share Price / Book1.25Miscellaneous Outstanding Shares17,476,000Free Float13,841,000Market Cap$156.58 million OptionableOptionable Beta0.37 Social Links Ten Starter Stocks For Beginners to Buy NowJust getting into the stock market? 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