United Bancshares (UBOH) Stock Price, News & Analysis

Company Overview

United Bancshares, Inc. operates as the bank holding company for The Union Bank Company that provides various commercial and consumer banking services. The company accepts various deposits products, such as checking, savings, demand deposit, money market deposit, term certificate, and individual retirement accounts, as well as certificates of deposit. Its loan products include commercial and residential real estate, agricultural, commercial and industrial, home equity, and various types of consumer and small business administration loans. In addition, the company offers wealth management, financial needs analysis, mutual funds, securities trading, annuities, and life insurance services; and treasury management, online and mobile banking, automatic teller machine, bill pay, safe deposit box rental, payment, and other personalized services. It also operates full service banking centers and loan production offices in northwest and central Ohio. United Bancshares, Inc. was founded in 1904 and is headquartered in Columbus Grove, Ohio.

Key Stats

• Today's Range: $27.72 to $27.72
• 50-Day Range: $24.40 to $27.72
• 52-Week Range: $18.41 to $31.00
• Volume: 113 shs
• Average Volume: 1,634 shs
• Market Capitalization: $82.61 million
• P/E Ratio: 9.03
• Dividend Yield: 3.32%
• Price Target: N/A
• Consensus Rating: N/A

United Bancshares Stock Analysis - MarketRank™

United Bancshares scored higher than 35% of companies evaluated by MarketBeat, and ranked 788th out of 935 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for United Bancshares.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of United Bancshares is 9.03, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 24.26.

Price to Earnings Ratio vs. Sector

The P/E ratio of United Bancshares is 9.03, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.05.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.43% of the float of United Bancshares has been sold short.

Short Interest Ratio / Days to Cover

United Bancshares has a short interest ratio ("days to cover") of 7.9.

Change versus previous month

Short interest in United Bancshares has recently decreased by 15.60%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

United Bancshares pays a meaningful dividend of 3.35%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

United Bancshares does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of United Bancshares is 27.06%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.43% of the float of United Bancshares has been sold short.

Short Interest Ratio / Days to Cover

United Bancshares has a short interest ratio ("days to cover") of 7.9.

Change versus previous month

Short interest in United Bancshares has recently decreased by 15.60%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.8 / 5
• News Sentiment: 1.07

News Sentiment

United Bancshares has a news sentiment score of 1.07. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.94 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for United Bancshares this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, United Bancshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 6.62% of the stock of United Bancshares is held by insiders.

Percentage Held by Institutions

Only 1.03% of the stock of United Bancshares is held by institutions.

UBOH Stock Analysis - Frequently Asked Questions

How have UBOH shares performed this year?

United Bancshares' stock was trading at $31.00 on January 1st, 2025. Since then, UBOH stock has decreased by 10.6% and is now trading at $27.72.
View the best growth stocks for 2025 here.

How do I buy shares of United Bancshares?

Shares of UBOH stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of United Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some other companies that United Bancshares investors own include Marathon Petroleum (MPC), Nuveen Ohio Quality Municipal Income Fund (NUO), American Electric Power (AEP), Gilead Sciences (GILD), Huntington Bancshares (HBAN), International Paper (IP) and Meredith (MDP).

Company Calendar

• Record date for 3/17 Dividend: 2/28/2025
• Ex-Dividend for 3/17 Dividend: 2/28/2025
• Dividend Payable: 3/17/2025
• Record date for 6/16 Dividend: 4/30/2025
• Today: 6/13/2025
• Dividend Payable: 6/16/2025
• Next Earnings (Estimated): 7/16/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: National commercial banks
• Sub-Industry: Banking
• Current Symbol: NASDAQ:UBOH
• CIK: 1087456
• Web: www.theubank.com
• Phone: (419) 659-2141
• Fax: 419-659-2069
• Employees: 210
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $3.40
• Trailing P/E Ratio: 9.03
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $9.15 million
• Net Margins: 14.84%
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $46.23 million
• Price / Sales: 1.79
• Cash Flow: $4.06 per share
• Price / Cash Flow: 6.83
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 2,980,000
• Free Float: 2,772,000
• Market Cap: $82.61 million
• Optionable: Not Optionable
• Beta: 0.06