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UMB Financial (UMBF) Stock Price, News & Analysis

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$134.20 -3.26 (-2.37%)
Closing price 04:00 PM Eastern
Extended Trading
$134.21 +0.01 (+0.00%)
As of 04:15 PM Eastern
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About UMB Financial Stock (NASDAQ:UMBF)

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Key Stats

Today's Range
$132.60
$138.29
50-Day Range
$137.46
$152.04
52-Week Range
$68.92
$144.36
Volume
778,256 shs
Average Volume
904,677 shs
Market Capitalization
$10.19 billion
P/E Ratio
11.17
Dividend Yield
1.49%
Price Target
$167.93
Consensus Rating
Moderate Buy

Company Overview

UMB Financial Corporation is a financial services holding company headquartered in Kansas City, Missouri. Its principal subsidiary, UMB Bank, provides banking and financial services to individuals, businesses, institutions and government entities.

The company offers commercial and personal banking products, including deposit accounts, lending, treasury management, wealth management and investment services. UMB also provides institutional banking, fund administration, securities custody, corporate trust and payment solutions through its specialized financial services businesses.

Founded in 1913, UMB serves customers through banking locations and business operations across portions of the Midwest and Western United States, as well as through nationwide institutional and payment-services platforms. Mariner Kemper serves as chairman and chief executive officer of UMB Financial Corporation.

AI Generated. May Contain Errors.

UMB Financial Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
100th Percentile Overall Score

UMBF MarketRank™: 

UMB Financial scored higher than 100% of companies evaluated by MarketBeat, and ranked 12th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    UMB Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.81, and is based on 1 strong buy rating, 11 buy ratings, 4 hold ratings, and no sell ratings.

  • Upside Potential

    UMB Financial has a consensus price target of $167.93, representing about 25.1% upside from its current price of $134.20.

  • Amount of Analyst Coverage

    UMB Financial has been the subject of 15 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

  • Read more about UMB Financial's stock forecast and price target.
  • Earnings Growth

    Earnings for UMB Financial are expected to grow by 2.22% in the coming year, from $13.54 to $13.84 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of UMB Financial is 11.17, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.87.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of UMB Financial is 11.17, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.21.

  • Price to Earnings Growth Ratio

    UMB Financial has a PEG Ratio of 0.68. PEG Ratios below 1 indicate that a company could be undervalued.

  • Price to Book Value per Share Ratio

    UMB Financial has a P/B Ratio of 1.38. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about UMB Financial's valuation and earnings.
  • Percentage of Shares Shorted

    4.76% of the float of UMB Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    UMB Financial has a short interest ratio ("days to cover") of 8.19.
  • Change versus previous month

    Short interest in UMB Financial has recently increased by 0.88%, indicating that investor sentiment is decreasing.
  • Dividend Yield

    UMB Financial pays a meaningful dividend of 1.43%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    UMB Financial has been increasing its dividend for 32 years.

  • Dividend Coverage

    The dividend payout ratio of UMB Financial is 16.65%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, UMB Financial will have a dividend payout ratio of 14.45% next year. This indicates that UMB Financial will be able to sustain or increase its dividend.

  • Read more about UMB Financial's dividend.
  • News Sentiment

    UMB Financial has a news sentiment score of 1.28. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.84 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 6 news articles for UMB Financial this week, compared to 5 articles on an average week.
  • Search Interest

    Only 1 people have searched for UMBF on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.
  • MarketBeat Follows

    2 people have added UMB Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days.
  • Cluster Insider Buying

    2 insiders have purchased shares of UMB Financial in the last three months. Multiple insiders buying is a strong bullish signal.

  • Insider Buying vs. Insider Selling

    In the past three months, UMB Financial insiders have sold 2,697.08% more of their company's stock than they have bought. Specifically, they have bought $134,993.00 in company stock and sold $3,775,862.00 in company stock.

  • Percentage Held by Insiders

    5.33% of the stock of UMB Financial is held by insiders.

  • Percentage Held by Institutions

    87.78% of the stock of UMB Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about UMB Financial's insider trading history.
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UMBF Stock News Headlines

The national debt just passed $39 trillion
The U.S. national debt just topped $39 trillion, up nearly $3 trillion in a single year and on pace to hit $40 trillion by fall. Servicing that debt now costs more than the entire defense budget, while inflation above 3.5% keeps eroding cash savings. Central banks are responding by buying gold at the fastest pace in decades. The U.S. Gold Bureau's complimentary guide covers IRA-eligible gold and silver options, secure storage, and a fast BuyBack Guarantee.tc pixel
UMB Financial to Redeem 2.75% Subordinated Notes Early
Shankar Ram Liquidates 2,000 UMB Financial Shares
See More Headlines

UMBF Stock Analysis - Frequently Asked Questions

UMB Financial's stock was trading at $115.04 on January 1st, 2026. Since then, UMBF shares have increased by 16.7% and is now trading at $134.20.

UMB Financial Corporation (NASDAQ:UMBF) posted its quarterly earnings results on Tuesday, July, 28th. The bank reported $3.57 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $3.12 by $0.45. The bank had revenue of $778 million for the quarter, compared to analysts' expectations of $727.63 million. UMB Financial had a net margin of 21.64% and a trailing twelve-month return on equity of 13.41%.
Read the conference call transcript
.

Top institutional shareholders of UMB Financial include BlackRock Inc. (13.45%), Wellington Management Group LLP (2.22%), Bank of America Corp DE (1.19%) and Bank of New York Mellon Corp (0.72%). Insiders that own company stock include J Mariner Kemper, James D Rine, Greg M Graves, Shannon Andresen Johnson, Abigail M Wendel, Uma Wilson, Nikki Farentino Newton, Kevin Charles Gallagher, Tamara Peterman, Susan G Murphy, Stacy H King, Robert Brian Beaird, Phillip James Mason, Amy Harris, David Carl Odgers, John Pauls and Kris A Robbins.
View institutional ownership trends
.

Shares of UMBF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that UMB Financial investors own include Chipotle Mexican Grill (CMG), NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), ExxonMobil (XOM) and Advanced Micro Devices (AMD).

Company Calendar

Record date for 7/1 Dividend
6/10/2026
Ex-Dividend for 7/1 Dividend
6/10/2026
Dividend Payable
7/01/2026
Last Earnings
7/28/2026
Record date for 10/1 Dividend
9/10/2026
Ex-Dividend for 10/1 Dividend
9/10/2026
Today
9/16/2026
Dividend Payable
10/01/2026
Next Earnings (Estimated)
10/27/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:UMBF
CIK
101382
Employees
5,222
Year Founded
1913

Price Target and Rating

High Price Target
$190.00
Low Price Target
$150.00
Potential Upside/Downside
+25.1%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.81
Research Coverage
16 Analysts

Profitability

EPS (Trailing Twelve Months)
$12.01
Trailing P/E Ratio
11.17
Forward P/E Ratio
9.91
P/E Growth
0.68
Net Income
$702.40 million
Net Margins
21.64%
Pretax Margin
27.28%
Return on Equity
13.41%
Return on Assets
1.38%

Debt

Debt-to-Equity Ratio
0.06
Current Ratio
0.76
Quick Ratio
0.76

Sales & Book Value

Annual Sales
$4.14 billion
Price / Sales
2.46
Cash Flow
$12.47 per share
Price / Cash Flow
10.76
Book Value
$97.42 per share
Price / Book
1.38

Miscellaneous

Outstanding Shares
75,950,000
Free Float
71,902,000
Market Cap
$10.19 billion
Optionable
Optionable
Beta
0.77

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This page (NASDAQ:UMBF) was last updated on 9/16/2026 by MarketBeat.com Staff.
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