Top MarketRank™ StocksTop MarketRank™NASDAQ:UMBF UMB Financial (UMBF) Stock Price, News & Analysis $134.20 -3.26 (-2.37%) Closing price 04:00 PM EasternExtended Trading$134.21 +0.01 (+0.00%) As of 04:15 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About UMB Financial Stock (NASDAQ:UMBF) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get UMB Financial alerts:Sign Up Key Stats Today's Range$132.60▼$138.2950-Day Range$137.46▼$152.0452-Week Range$68.92▼$144.36Volume778,256 shsAverage Volume904,677 shsMarket Capitalization$10.19 billionP/E Ratio11.17Dividend Yield1.49%Price Target$167.93Consensus RatingModerate Buy Company Overview UMB Financial Corporation is a financial services holding company headquartered in Kansas City, Missouri. Its principal subsidiary, UMB Bank, provides banking and financial services to individuals, businesses, institutions and government entities. The company offers commercial and personal banking products, including deposit accounts, lending, treasury management, wealth management and investment services. UMB also provides institutional banking, fund administration, securities custody, corporate trust and payment solutions through its specialized financial services businesses. Founded in 1913, UMB serves customers through banking locations and business operations across portions of the Midwest and Western United States, as well as through nationwide institutional and payment-services platforms. Mariner Kemper serves as chairman and chief executive officer of UMB Financial Corporation.AI Generated. May Contain Errors. Read More UMB Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks100th Percentile Overall ScoreUMBF MarketRank™: UMB Financial scored higher than 100% of companies evaluated by MarketBeat, and ranked 12th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion4.4 / 5Analyst RatingModerate Buy Consensus RatingUMB Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.81, and is based on 1 strong buy rating, 11 buy ratings, 4 hold ratings, and no sell ratings.Upside PotentialUMB Financial has a consensus price target of $167.93, representing about 25.1% upside from its current price of $134.20.Amount of Analyst CoverageUMB Financial has been the subject of 15 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about UMB Financial's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth2.22% Earnings GrowthEarnings for UMB Financial are expected to grow by 2.22% in the coming year, from $13.54 to $13.84 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of UMB Financial is 11.17, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.87.Price to Earnings Ratio vs. SectorThe P/E ratio of UMB Financial is 11.17, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.21.Price to Earnings Growth RatioUMB Financial has a PEG Ratio of 0.68. PEG Ratios below 1 indicate that a company could be undervalued.Price to Book Value per Share RatioUMB Financial has a P/B Ratio of 1.38. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about UMB Financial's valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted4.76% of the float of UMB Financial has been sold short.Short Interest Ratio / Days to CoverUMB Financial has a short interest ratio ("days to cover") of 8.19.Change versus previous monthShort interest in UMB Financial has recently increased by 0.88%, indicating that investor sentiment is decreasing. Dividend4.2 / 5Dividend StrengthStrong Dividend YieldUMB Financial pays a meaningful dividend of 1.43%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthUMB Financial has been increasing its dividend for 32 years.Dividend CoverageThe dividend payout ratio of UMB Financial is 16.65%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, UMB Financial will have a dividend payout ratio of 14.45% next year. This indicates that UMB Financial will be able to sustain or increase its dividend.Read more about UMB Financial's dividend. News and Social Media3.9 / 5News Sentiment1.28 News SentimentUMB Financial has a news sentiment score of 1.28. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.84 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 6 news articles for UMB Financial this week, compared to 5 articles on an average week.Search InterestOnly 1 people have searched for UMBF on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.MarketBeat Follows2 people have added UMB Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days. Company Ownership3.0 / 5Insider TradingSelling Shares Cluster Insider Buying2 insiders have purchased shares of UMB Financial in the last three months. Multiple insiders buying is a strong bullish signal.Insider Buying vs. Insider SellingIn the past three months, UMB Financial insiders have sold 2,697.08% more of their company's stock than they have bought. Specifically, they have bought $134,993.00 in company stock and sold $3,775,862.00 in company stock.Percentage Held by Insiders5.33% of the stock of UMB Financial is held by insiders.Percentage Held by Institutions87.78% of the stock of UMB Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about UMB Financial's insider trading history. Receive UMBF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for UMB Financial and its competitors with MarketBeat's FREE daily newsletter. 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UMBF Stock News HeadlinesInsider Buying: UMB Financial (NASDAQ:UMBF) Director Purchases $55,002.40 in StockSeptember 4, 2026 | insidertrades.comUMB Bank names Eddie Broussard West Texas market presidentSeptember 3, 2026 | msn.comThe national debt just passed $39 trillionThe U.S. national debt just topped $39 trillion, up nearly $3 trillion in a single year and on pace to hit $40 trillion by fall. Servicing that debt now costs more than the entire defense budget, while inflation above 3.5% keeps eroding cash savings. Central banks are responding by buying gold at the fastest pace in decades. The U.S. Gold Bureau's complimentary guide covers IRA-eligible gold and silver options, secure storage, and a fast BuyBack Guarantee.September 16 at 1:00 AM | US Gold Bureau (Ad)UMB Financial to Redeem 2.75% Subordinated Notes EarlySeptember 1, 2026 | tipranks.comShankar Ram Liquidates 2,000 UMB Financial SharesSeptember 1, 2026 | theglobeandmail.comRegional banks stocks Q2 teardown: UMB Financial (NASDAQ:UMBF) vs the restAugust 24, 2026 | msn.comThis Kansas City regional bank is playing with the big boys. JPMorgan sees big gains aheadAugust 20, 2026 | cnbc.comTop Executive Cashes In on UMB Financial Shares in Notable Insider MoveAugust 18, 2026 | tipranks.comSee More Headlines UMBF Stock Analysis - Frequently Asked Questions How have UMBF shares performed this year? UMB Financial's stock was trading at $115.04 on January 1st, 2026. Since then, UMBF shares have increased by 16.7% and is now trading at $134.20. How were UMB Financial's earnings last quarter? UMB Financial Corporation (NASDAQ:UMBF) posted its quarterly earnings results on Tuesday, July, 28th. The bank reported $3.57 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $3.12 by $0.45. The bank had revenue of $778 million for the quarter, compared to analysts' expectations of $727.63 million. UMB Financial had a net margin of 21.64% and a trailing twelve-month return on equity of 13.41%. Read the conference call transcript. Who are UMB Financial's major shareholders? Top institutional shareholders of UMB Financial include BlackRock Inc. (13.45%), Wellington Management Group LLP (2.22%), Bank of America Corp DE (1.19%) and Bank of New York Mellon Corp (0.72%). Insiders that own company stock include J Mariner Kemper, James D Rine, Greg M Graves, Shannon Andresen Johnson, Abigail M Wendel, Uma Wilson, Nikki Farentino Newton, Kevin Charles Gallagher, Tamara Peterman, Susan G Murphy, Stacy H King, Robert Brian Beaird, Phillip James Mason, Amy Harris, David Carl Odgers, John Pauls and Kris A Robbins. View institutional ownership trends. How do I buy shares of UMB Financial? Shares of UMBF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of UMB Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that UMB Financial investors own include Chipotle Mexican Grill (CMG), NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), ExxonMobil (XOM) and Advanced Micro Devices (AMD). Company Calendar Record date for 7/1 Dividend6/10/2026Ex-Dividend for 7/1 Dividend6/10/2026Dividend Payable7/01/2026Last Earnings7/28/2026Record date for 10/1 Dividend9/10/2026Ex-Dividend for 10/1 Dividend9/10/2026Today9/16/2026Dividend Payable10/01/2026Next Earnings (Estimated)10/27/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (5m+) 1-Year History Sep 25 Dec 25 Mar 26 Jun 26 Sep 26 UMBF's financial health is in the Green zone, according to TradeSmith. UMBF has been in this zone for over 5 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:UMBF CIK101382 Webwww.umb.com Phone(816) 860-7000Fax816-860-4642Employees5,222Year Founded1913Price Target and Rating Average Price Target for UMB Financial$167.93 High Price Target$190.00 Low Price Target$150.00 Potential Upside/Downside+25.1%Consensus RatingModerate Buy Rating Score (0-4)2.81 Research Coverage16 Analysts Profitability EPS (Trailing Twelve Months)$12.01 Trailing P/E Ratio11.17 Forward P/E Ratio9.91 P/E Growth0.68Net Income$702.40 million Net Margins21.64% Pretax Margin27.28% Return on Equity13.41% Return on Assets1.38% Debt Debt-to-Equity Ratio0.06 Current Ratio0.76 Quick Ratio0.76 Sales & Book Value Annual Sales$4.14 billion Price / Sales2.46 Cash Flow$12.47 per share Price / Cash Flow10.76 Book Value$97.42 per share Price / Book1.38Miscellaneous Outstanding Shares75,950,000Free Float71,902,000Market Cap$10.19 billion OptionableOptionable Beta0.77 Social Links Options Trading Made Easy - Download NowLearn the basics of options trading and how to use them to boost returns and manage risk with this free report from MarketBeat. 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