Upbound Group (UPBD) Financials

$22.92 -0.05 (-0.22%)

Closing price 05/29/2025 04:00 PM Eastern

Extended Trading

$22.92 -0.01 (-0.02%)

As of 05/29/2025 06:02 PM Eastern

Annual Income Statements for Upbound Group

This table shows Upbound Group's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015	12/31/2014
Net Income / (Loss) Attributable to Common Shareholders	123	-5.18	12	135	208	174	8.49	6.65	-105	-954	96
Consolidated Net Income / (Loss)	123	-5.18	12	135	208	174	8.49	6.65	-105	-954	96
Net Income / (Loss) Continuing Operations	123	-5.18	12	135	208	174	8.49	6.65	-105	-954	96
Total Pre-Tax Income	178	53	61	194	223	224	14	-110	-113	-1,057	142
Total Operating Income	292	163	149	281	237	254	56	-63	-67	-1,008	193
Total Gross Profit	2,080	2,022	2,080	2,235	1,672	1,644	1,688	1,719	1,935	2,118	2,184
Total Revenue	4,312	3,987	4,240	4,583	2,814	2,670	2,660	2,703	2,963	3,278	3,158
Operating Revenue	4,312	3,987	4,240	4,583	2,814	2,670	2,660	2,703	2,963	3,259	3,138
Total Cost of Revenue	2,240	1,970	2,166	2,348	1,142	1,026	972	984	1,028	1,160	973
Operating Cost of Revenue	2,240	1,970	2,166	2,348	1,142	1,026	972	984	1,028	1,160	973
Total Operating Expenses	1,789	1,859	1,931	1,954	1,435	1,390	1,632	1,782	2,002	3,126	1,991
Selling, General & Admin Expense	1,024	978	1,008	195	153	143	163	171	169	166	162
Depreciation Expense	51	51	53	55	57	61	69	75	80	81	83
Other Operating Expenses / (Income)	609	614	634	1,415	1,188	1,247	1,340	1,477	1,581	1,689	1,731
Other Special Charges / (Income)	105	217	235	-	-	-	-	-	-	-	-
Total Other Income / (Expense), net	-114	-110	-87	-86	-15	-30	-42	-47	-47	-49	-51
Interest Expense	111	113	88	71	15	31	43	48	47	49	48
Interest & Investment Income	3.10	3.42	0.64	0.22	0.77	3.12	1.15	0.79	0.50	0.63	0.95
Other Income / (Expense), net	-6.60	0.00	0.00	-16	0.00	-2.17	-0.48	-	0.00	0.00	-4.21
Income Tax Expense	54	58	49	59	15	50	5.35	-117	-8.08	-103	46
Basic Earnings per Share	$2.26	($0.09)	$0.23	$2.37	$3.84	$3.19	$0.16	$0.12	($1.98)	($17.97)	$1.82
Weighted Average Basic Shares Outstanding	57.42M	54.42M	55.73M	59.03M	54.41M	55.23M	53.47M	53.28M	53.12M	53.05M	52.85M
Diluted Earnings per Share	$2.21	($0.09)	$0.21	$2.02	$3.73	$3.10	$0.16	$0.12	($1.98)	($17.97)	$1.81
Weighted Average Diluted Shares Outstanding	57.42M	54.42M	55.73M	59.03M	54.41M	55.23M	53.47M	53.28M	53.12M	53.05M	52.85M
Weighted Average Basic & Diluted Shares Outstanding	57.42M	54.42M	55.73M	59.03M	54.41M	55.23M	53.47M	53.28M	53.12M	53.05M	52.85M
Cash Dividends to Common per Share	$1.50	$1.39	$1.36	$1.27	$1.18	$0.54	$0.00	$0.16	$0.32	$0.96	$0.93

This table shows Upbound Group's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Income / (Loss) Attributable to Common Shareholders	25	31	31	34	28	-11	4.36	-46	47	2.65	-5.78
Consolidated Net Income / (Loss)	25	31	31	34	28	-11	4.36	-46	47	2.65	-5.78
Net Income / (Loss) Continuing Operations	25	31	31	34	28	-11	4.36	-46	47	2.65	-5.78
Total Pre-Tax Income	36	54	44	46	33	27	31	57	-63	16	14
Total Operating Income	63	79	70	81	62	56	58	84	-35	42	37
Total Gross Profit	550	508	511	532	529	513	497	506	506	495	506
Total Revenue	1,176	1,071	1,069	1,077	1,096	1,012	979	979	1,016	985	1,024
Operating Revenue	1,167	1,071	1,069	1,077	1,096	1,012	979	979	1,016	985	1,024
Other Revenue	9.05	-	-	-	-	-	-	-	-	-	-
Total Cost of Revenue	626	413	558	545	725	349	482	473	666	495	518
Operating Cost of Revenue	775	257	558	701	725	197	482	625	666	495	518
Total Operating Expenses	338	743	441	295	309	765	439	270	385	453	468
Selling, General & Admin Expense	283	250	247	258	269	258	245	230	244	243	238
Depreciation Expense	12	12	13	13	13	13	13	13	13	13	13
Other Operating Expenses / (Income)	43	-	153	25	-	-	152	28	-	148	156
Total Other Income / (Expense), net	-27	-25	-26	-34	-29	-28	-27	-27	-28	-26	-23
Interest Expense	28	25	27	28	30	29	28	28	28	27	23
Interest & Investment Income	0.69	0.65	0.90	0.75	0.80	0.73	1.26	1.02	0.42	0.29	0.22
Income Tax Expense	11	23	13	12	4.89	39	27	102	-110	13	20
Basic Earnings per Share	$0.44	$0.57	$0.56	$0.62	$0.51	($0.20)	$0.08	($0.83)	$0.86	$0.04	($0.10)
Weighted Average Basic Shares Outstanding	57.83M	57.42M	54.70M	54.68M	54.63M	54.42M	54.29M	55.98M	55.93M	55.73M	-
Diluted Earnings per Share	$0.42	$0.55	$0.55	$0.61	$0.50	($0.18)	$0.08	($0.83)	$0.84	$0.06	($0.10)
Weighted Average Diluted Shares Outstanding	57.83M	57.42M	54.70M	54.68M	54.63M	54.42M	54.29M	55.98M	55.93M	55.73M	-
Weighted Average Basic & Diluted Shares Outstanding	57.83M	57.42M	54.70M	54.68M	54.63M	54.42M	54.29M	55.98M	55.93M	55.73M	-
Cash Dividends to Common per Share	$0.39	$0.39	$0.37	$0.37	$0.37	$0.37	$0.34	$0.34	$0.34	$0.34	$0.34

This table details how cash moves in and out of Upbound Group's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015	12/31/2014
Net Change in Cash & Equivalents	-33	-50	36	-51	89	-85	82	-22	35	14	3.85
Net Cash From Operating Activities	105	200	468	392	237	215	228	111	354	231	19
Net Cash From Continuing Operating Activities	105	200	468	392	347	215	228	111	354	231	19
Net Income / (Loss) Continuing Operations	123	-5.18	12	135	208	174	8.49	6.65	-105	-954	96
Consolidated Net Income / (Loss)	123	-5.18	12	135	208	174	8.49	6.65	-105	-954	96
Depreciation Expense	1,375	1,236	1,297	1,284	56	680	685	692	734	795	764
Amortization Expense	52	64	72	119	2.65	5.88	6.16	12	4.39	6.46	6.17
Non-Cash Adjustments To Reconcile Net Income	-1,267	-1,083	-860	-1,109	45	-653	-541	-452	-344	584	-765
Changes in Operating Assets and Liabilities, net	-178	-12	-54	-36	36	9.04	69	-148	64	-201	-83
Net Cash From Investing Activities	-42	-51	-62	-1,336	-21	21	-4.69	-63	-59	-90	-97
Net Cash From Continuing Investing Activities	-42	-51	-62	-1,336	-21	21	-4.69	-63	-59	-90	-97
Purchase of Property, Plant & Equipment	-56	-53	-61	-62	-35	-21	-28	-65	-61	-81	-84
Acquisitions	-1.41	-0.04	-1.00	-1,274	-0.70	-29	-2.05	-2.53	-3.10	-25	-27
Sale of Property, Plant & Equipment	19	2.48	0.05	0.00	14	70	25	4.64	5.26	16	14
Other Investing Activities, net	-2.50	0.00	0.00	-	0.16	1.11	0.00	0.00	-	-	-
Net Cash From Financing Activities	-94	-202	-371	893	-127	-322	-140	-71	-260	-124	83
Net Cash From Continuing Financing Activities	-94	-202	-371	893	-127	-322	-140	-71	-260	-124	83
Repayment of Debt	-329	-139	-299	-417	-240	-617	-168	-405	-286	-606	-646
Repurchase of Common Equity	0.00	-50	-75	-390	-27	-1.29	0.00	0.00	-	-	-
Payment of Dividends	-82	-83	-79	-72	-63	-14	0.00	-13	-26	-51	-49
Issuance of Debt	320	70	90	1,780	198	305	27	348	52	531	773
Other Financing Activities, net	-2.28	-0.46	-7.72	-8.85	5.01	5.07	1.08	0.05	-0.34	1.07	4.95
Effect of Exchange Rate Changes	-2.54	2.36	0.39	-0.29	-0.26	0.56	-0.08	0.93	-0.35	-2.30	-1.45
Cash Interest Paid	109	106	71	51	14	32	38	41	44	49	48
Cash Income Taxes Paid	103	89	72	19	52	24	2.23	1.98	19	128	146

This table details how cash moves in and out of Upbound Group's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Change in Cash & Equivalents	46	-24	2.54	-2.28	-8.91	-12	19	-85	28	-21	53
Net Cash From Operating Activities	138	-62	106	15	45	-20	78	37	105	56	125
Net Cash From Continuing Operating Activities	138	-62	106	15	45	-20	78	37	105	56	125
Net Income / (Loss) Continuing Operations	25	31	31	34	28	-11	4.36	-46	47	2.65	-5.78
Consolidated Net Income / (Loss)	25	31	31	34	28	-11	4.36	-46	47	2.65	-5.78
Depreciation Expense	356	349	346	343	337	323	309	299	305	308	316
Amortization Expense	15	12	12	13	14	16	16	16	16	16	16
Non-Cash Adjustments To Reconcile Net Income	-234	-430	-278	-308	-251	-424	-288	-260	-111	-300	-201
Changes in Operating Assets and Liabilities, net	-23	-25	-4.23	-66	-83	76	37	27	-152	30	-0.40
Net Cash From Investing Activities	-285	-14	-1.23	-14	-12	-15	-15	-12	-9.57	-12	-19
Net Cash From Continuing Investing Activities	-285	-14	-1.23	-14	-12	-15	-15	-12	-9.57	-12	-19
Purchase of Property, Plant & Equipment	-11	-12	-18	-14	-12	-17	-15	-12	-9.53	-12	-19
Acquisitions	-275	-1.41	-	-	0.00	-	-	-	-0.04	-0.22	-0.36
Sale of Property, Plant & Equipment	0.01	0.33	18	0.04	0.10	2.47	0.01	0.00	0.00	0.02	0.03
Net Cash From Financing Activities	194	52	-102	-1.51	-43	22	-44	-111	-69	-66	-52
Net Cash From Continuing Financing Activities	194	52	-102	-1.51	-43	22	-44	-111	-69	-66	-52
Repayment of Debt	-237	-32	-131	-86	-79	-4.38	-0.01	-92	-42	-2.19	-2.19
Payment of Dividends	-21	-20	-20	-20	-21	-19	-20	-19	-26	-19	-21
Issuance of Debt	459	105	50	105	60	70	-	-	0.00	-	-
Other Financing Activities, net	-6.22	-0.18	-0.10	0.12	-2.12	0.65	0.37	0.37	-1.85	0.03	0.42
Effect of Exchange Rate Changes	-0.03	-0.43	-0.88	-	-	0.76	-0.57	1.04	1.12	0.48	-0.15

This table presents Upbound Group's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015	12/31/2014
Total Assets	2,650	2,721	2,764	2,993	1,751	1,583	1,397	1,421	1,603	1,974	3,271
Total Current Assets	277	261	309	305	297	206	280	211	224	293	323
Cash & Equivalents	61	94	144	108	159	70	155	73	95	60	46
Accounts Receivable	156	111	112	126	82	84	70	70	70	69	65
Inventories, net	5.52	6.40	6.99	6.41	5.44	4.88	3.83	4.03	3.63	4.67	4.86
Prepaid Expenses	54	50	46	63	50	46	51	65	55	159	206
Plant, Property, & Equipment, net	254	273	295	308	142	166	226	283	316	331	333
Total Noncurrent Assets	2,118	2,187	2,159	2,381	1,304	1,211	890	926	1,063	1,350	2,616
Goodwill	290	290	290	290	70	70	57	57	55	206	1,370
Intangible Assets	255	301	359	425	7.87	8.76	0.50	0.88	5.25	7.78	7.53
Noncurrent Deferred & Refundable Income Taxes	59	72	83	68	34	15	26	0.00	-	-	-
Other Noncurrent Operating Assets	1,514	1,524	1,427	1,597	1,193	1,117	807	869	1,002	1,136	1,238
Total Liabilities & Shareholders' Equity	2,650	2,721	2,764	2,993	1,751	1,583	1,397	1,421	1,603	1,974	3,271
Total Liabilities	2,021	2,161	2,238	2,480	1,159	1,124	1,110	1,148	1,338	1,591	1,882
Total Current Liabilities	420	500	476	498	507	444	451	388	440	429	494
Accounts Payable	115	177	155	136	186	168	114	90	108	96	142
Accrued Expenses	304	323	321	363	321	276	337	298	332	333	352
Total Noncurrent Liabilities	1,601	1,661	1,762	1,982	652	680	659	760	897	1,162	1,388
Long-Term Debt	1,310	1,307	1,369	-	190	231	540	-	-	-	1,043
Noncurrent Deferred & Payable Income Tax Liabilities	18	61	88	114	176	164	119	87	173	206	345
Other Noncurrent Operating Liabilities	273	293	306	1,868	285	285	0.00	673	724	956	-
Total Equity & Noncontrolling Interests	629	560	525	513	842	459	287	272	265	384	1,389
Total Preferred & Common Equity	629	560	525	513	592	459	287	272	265	384	1,389
Total Common Equity	629	560	525	513	842	459	287	272	265	384	1,389
Common Stock	1,495	1,461	1,299	1,148	1,138	871	840	832	828	819	814
Retained Earnings	1,036	995	1,077	1,144	1,091	948	806	799	801	923	1,927
Treasury Stock	-1,891	-1,891	-1,841	-1,766	-1,376	-1,349	-1,348	-1,348	-1,348	-1,348	-1,348
Accumulated Other Comprehensive Income / (Loss)	-11	-4.36	-11	-12	-11	-11	-11	-11	-16	-11	-4.65

This table presents Upbound Group's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q1 2025	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023
Period end date	3/31/2025	9/30/2024	6/30/2024	3/31/2024	9/30/2023	6/30/2023	3/31/2023
Total Assets	3,043	2,578	2,620	2,627	2,626	2,586	2,741
Total Current Assets	348	287	255	242	272	232	324
Cash & Equivalents	107	85	83	85	106	87	172
Accounts Receivable	185	122	115	108	105	99	102
Inventories, net	5.06	5.57	5.46	5.90	5.54	5.09	6.11
Prepaid Expenses	51	74	52	43	56	41	45
Plant, Property, & Equipment, net	312	258	259	263	277	283	288
Total Noncurrent Assets	2,383	2,034	2,106	2,123	2,077	2,071	2,129
Goodwill	488	290	290	290	290	290	290
Intangible Assets	394	266	277	288	316	330	345
Noncurrent Deferred & Refundable Income Taxes	58	69	70	72	84	85	123
Other Noncurrent Operating Assets	1,442	1,409	1,469	1,473	1,387	1,365	1,371
Total Liabilities & Shareholders' Equity	3,043	2,578	2,620	2,627	2,626	2,586	2,741
Total Liabilities	2,364	1,967	2,024	2,049	2,029	1,960	2,071
Total Current Liabilities	504	407	382	428	432	411	438
Accounts Payable	119	125	114	120	132	104	119
Accrued Expenses	385	282	268	308	300	308	320
Total Noncurrent Liabilities	1,860	1,560	1,642	1,621	1,597	1,549	1,632
Long-Term Debt	1,533	1,236	1,316	1,289	1,239	1,238	-
Noncurrent Deferred & Payable Income Tax Liabilities	52	47	42	43	58	12	0.00
Other Noncurrent Operating Liabilities	276	277	284	288	300	299	1,632
Total Equity & Noncontrolling Interests	679	612	596	578	597	626	670
Total Preferred & Common Equity	679	612	596	578	597	626	670
Total Common Equity	679	612	596	578	597	626	670
Common Stock	1,543	1,486	1,479	1,471	1,445	1,429	1,413
Retained Earnings	1,038	1,027	1,016	1,002	1,026	1,041	1,105
Treasury Stock	-1,891	-1,891	-1,891	-1,891	-1,868	-1,841	-1,841
Accumulated Other Comprehensive Income / (Loss)	-11	-10	-7.53	-3.69	-6.11	-3.38	-7.52

This table displays calculated financial ratios and metrics derived from Upbound Group's official financial filings.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015	12/31/2014
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	8.17%	-5.99%	-7.48%	62.87%	5.41%	0.35%	-1.56%	-8.80%	-9.61%	3.82%	2.06%
EBITDA Growth	16.95%	-3.60%	-8.97%	464.13%	-68.47%	25.55%	16.58%	-4.72%	424.91%	-121.57%	-2.24%
EBIT Growth	75.01%	9.65%	-43.94%	11.64%	-5.70%	352.18%	188.27%	5.31%	93.39%	-632.57%	-23.38%
NOPAT Growth	1,371.26%	-153.43%	-84.67%	-12.13%	12.62%	471.59%	178.03%	5.31%	93.39%	-638.40%	-14.22%
Net Income Growth	2,484.21%	-141.91%	-90.84%	-35.16%	19.92%	1,943.64%	27.64%	106.32%	88.97%	-1,088.90%	-25.11%
EPS Growth	2,555.56%	-142.86%	-89.60%	-45.84%	20.32%	1,837.50%	33.33%	106.06%	88.98%	-1,092.82%	-22.32%
Operating Cash Flow Growth	-47.72%	-57.25%	19.41%	65.88%	9.79%	-5.31%	105.83%	-68.78%	53.28%	1,108.57%	-85.77%
Free Cash Flow Firm Growth	349.79%	97.01%	-424.74%	79.17%	-9.10%	156.87%	-490.25%	-169.19%	-92.11%	3,104.84%	-235.40%
Invested Capital Growth	5.89%	1.34%	332.13%	-34.16%	-0.70%	-7.72%	236.47%	17.66%	-47.55%	-86.45%	7.97%
Revenue Q/Q Growth	1.38%	0.68%	0.00%	11.02%	1.76%	0.23%	0.86%	-1.64%	-3.57%	-0.08%	1.19%
EBITDA Q/Q Growth	2.34%	2.00%	0.00%	12.55%	-68.84%	6.97%	10.71%	17.56%	349.50%	-121.50%	2.18%
EBIT Q/Q Growth	6.21%	9.08%	0.00%	-11.19%	-5.27%	26.07%	549.61%	62.34%	93.52%	-727.74%	4.56%
NOPAT Q/Q Growth	40.10%	-150.68%	0.00%	-18.08%	7.91%	19.92%	497.44%	62.34%	93.52%	-781.24%	12.80%
Net Income Q/Q Growth	51.99%	-159.38%	0.00%	-25.62%	8.22%	28.82%	-79.61%	103.81%	89.03%	-1,426.12%	14.17%
EPS Q/Q Growth	49.32%	-160.00%	0.00%	-29.12%	8.43%	27.57%	-79.49%	103.64%	89.03%	-1,441.04%	12.42%
Operating Cash Flow Q/Q Growth	-28.77%	-27.51%	0.00%	47.21%	-16.58%	-20.74%	43.14%	-3.57%	-0.71%	12.60%	-22.61%
Free Cash Flow Firm Q/Q Growth	-13.15%	97.68%	-291.34%	384.33%	-55.46%	191.37%	-2,045.91%	-175.96%	-90.78%	834.97%	14.12%
Invested Capital Q/Q Growth	6.54%	2.45%	0.00%	-41.08%	100.33%	1.69%	288.55%	23.88%	-54.88%	-85.68%	3.82%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
Gross Margin	48.24%	50.73%	49.04%	48.76%	59.42%	61.58%	63.45%	63.59%	65.30%	64.61%	69.17%
EBITDA Margin	39.69%	36.71%	35.80%	36.38%	10.50%	35.11%	28.07%	23.70%	22.69%	-6.31%	30.38%
Operating Margin	6.76%	4.09%	3.50%	6.12%	8.43%	9.51%	2.11%	-2.33%	-2.25%	-30.74%	6.13%
EBIT Margin	6.61%	4.09%	3.50%	5.78%	8.43%	9.43%	2.09%	-2.33%	-2.25%	-30.74%	5.99%
Profit (Net Income) Margin	2.86%	-0.13%	0.29%	2.94%	7.40%	6.50%	0.32%	0.25%	-3.55%	-29.08%	3.05%
Tax Burden Percent	69.55%	-9.80%	20.10%	69.45%	93.42%	77.55%	61.35%	-6.04%	92.87%	90.25%	67.73%
Interest Burden Percent	62.29%	32.46%	41.38%	73.33%	93.87%	88.91%	24.87%	174.76%	170.09%	104.83%	75.22%
Effective Tax Rate	30.45%	109.80%	79.90%	30.55%	6.58%	22.45%	38.65%	0.00%	0.00%	0.00%	32.27%
Return on Invested Capital (ROIC)	11.11%	-0.91%	2.77%	38.20%	35.92%	30.51%	7.91%	-23.92%	-18.92%	-52.08%	5.70%
ROIC Less NNEP Spread (ROIC-NNEP)	4.66%	-0.02%	-0.36%	73.92%	76.77%	21.95%	-8.74%	-84.26%	56.30%	-105.05%	2.00%
Return on Net Nonoperating Assets (RNNOA)	9.65%	-0.05%	-0.39%	-18.29%	-3.93%	16.05%	-4.87%	26.40%	-13.52%	-55.48%	1.37%
Return on Equity (ROE)	20.76%	-0.95%	2.38%	19.91%	31.99%	46.56%	3.04%	2.48%	-32.44%	-107.56%	7.08%
Cash Return on Invested Capital (CROIC)	5.39%	-2.24%	-122.06%	79.40%	36.62%	38.53%	-100.44%	-40.15%	43.46%	100.20%	-1.97%
Operating Return on Assets (OROA)	10.61%	5.94%	5.16%	11.17%	14.24%	16.89%	3.95%	-4.17%	-3.72%	-38.43%	6.02%
Return on Assets (ROA)	4.60%	-0.19%	0.43%	5.69%	12.49%	11.65%	0.60%	0.44%	-5.88%	-36.35%	3.07%
Return on Common Equity (ROCE)	20.76%	-0.95%	2.38%	19.91%	31.99%	46.56%	3.04%	2.48%	-32.44%	-107.56%	7.08%
Return on Equity Simple (ROE_SIMPLE)	19.63%	-0.92%	2.35%	26.29%	35.15%	37.81%	2.96%	2.44%	-39.71%	-248.58%	6.94%
Net Operating Profit after Tax (NOPAT)	203	-16	30	195	222	197	34	-44	-47	-706	131
NOPAT Margin	4.70%	-0.40%	0.70%	4.25%	7.88%	7.37%	1.29%	-1.63%	-1.57%	-21.52%	4.15%
Net Nonoperating Expense Percent (NNEP)	6.45%	-0.88%	3.14%	-35.72%	-40.85%	8.56%	16.65%	60.34%	-75.22%	52.97%	3.70%
Return On Investment Capital (ROIC_SIMPLE)	10.46%	-0.85%	1.58%	37.96%	21.47%	28.54%	4.17%	-16.20%	-17.60%	-183.93%	5.39%
Cost of Revenue to Revenue	51.95%	49.42%	51.08%	51.24%	40.58%	38.42%	36.55%	36.41%	34.70%	35.39%	30.83%
SG&A Expenses to Revenue	23.75%	24.52%	23.78%	4.25%	5.44%	5.34%	6.14%	6.33%	5.70%	5.07%	5.14%
R&D to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	41.48%	46.64%	45.54%	42.64%	50.99%	52.07%	61.34%	65.92%	67.55%	95.35%	63.05%
Earnings before Interest and Taxes (EBIT)	285	163	149	265	237	252	56	-63	-67	-1,008	189
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	1,711	1,463	1,518	1,667	296	938	747	641	672	-207	959
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	2.58	3.23	2.32	5.20	2.02	2.68	2.33	1.68	1.70	1.53	0.98
Price to Tangible Book Value (P/TBV)	19.46	0.00	0.00	0.00	2.23	3.24	2.92	2.13	2.21	3.47	119.58
Price to Revenue (P/Rev)	0.38	0.45	0.29	0.58	0.60	0.46	0.25	0.17	0.15	0.18	0.43
Price to Earnings (P/E)	13.17	0.00	98.38	19.77	8.18	7.09	78.75	68.65	0.00	0.00	14.14
Dividend Yield	5.14%	4.29%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	7.60%	0.00%	1.02%	5.06%	12.23%	14.10%	1.27%	1.46%	0.00%	0.00%	7.07%
Enterprise Value to Invested Capital (EV/IC)	1.53	1.70	1.39	6.32	2.82	2.25	1.57	1.92	2.10	1.63	0.99
Enterprise Value to Revenue (EV/Rev)	0.67	0.76	0.58	0.56	0.62	0.52	0.40	0.14	0.12	0.16	0.75
Enterprise Value to EBITDA (EV/EBITDA)	1.68	2.06	1.61	1.53	5.86	1.48	1.41	0.60	0.53	0.00	2.46
Enterprise Value to EBIT (EV/EBIT)	10.08	18.55	16.43	9.66	7.30	5.53	18.92	0.00	0.00	0.00	12.47
Enterprise Value to NOPAT (EV/NOPAT)	14.17	0.00	81.73	13.13	7.82	7.07	30.58	0.00	0.00	0.00	18.01
Enterprise Value to Operating Cash Flow (EV/OCF)	27.45	15.08	5.21	6.52	7.33	6.46	4.63	3.47	1.00	2.29	123.49
Enterprise Value to Free Cash Flow (EV/FCFF)	29.22	0.00	0.00	6.32	7.67	5.59	0.00	0.00	3.32	0.39	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	2.08	2.33	2.61	0.00	0.23	0.50	1.88	0.00	0.00	0.00	0.75
Long-Term Debt to Equity	2.08	2.33	2.61	0.00	0.23	0.50	1.88	0.00	0.00	0.00	0.75
Financial Leverage	2.07	2.25	1.08	-0.25	-0.05	0.73	0.56	-0.31	-0.24	0.53	0.69
Leverage Ratio	4.52	5.05	5.54	3.50	2.56	4.00	5.04	5.63	5.52	2.96	2.31
Compound Leverage Factor	2.81	1.64	2.29	2.57	2.41	3.55	1.25	9.83	9.38	3.10	1.74
Debt to Total Capital	67.55%	69.99%	72.27%	0.00%	18.45%	33.47%	65.34%	0.00%	0.00%	0.00%	42.88%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	67.55%	69.99%	72.27%	0.00%	18.45%	33.47%	65.34%	0.00%	0.00%	0.00%	42.88%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	32.45%	30.01%	27.73%	100.00%	81.55%	66.53%	34.66%	100.00%	100.00%	100.00%	57.12%
Debt to EBITDA	0.77	0.89	0.90	0.00	0.64	0.25	0.72	0.00	0.00	0.00	1.09
Net Debt to EBITDA	0.73	0.83	0.81	0.00	0.11	0.17	0.52	0.00	0.00	0.00	1.04
Long-Term Debt to EBITDA	0.77	0.89	0.90	0.00	0.64	0.25	0.72	0.00	0.00	0.00	1.09
Debt to NOPAT	6.46	-81.90	45.84	0.00	0.86	1.17	15.68	0.00	0.00	0.00	7.96
Net Debt to NOPAT	6.16	-76.02	41.02	0.00	0.14	0.81	11.17	0.00	0.00	0.00	7.61
Long-Term Debt to NOPAT	6.46	-81.90	45.84	0.00	0.86	1.17	15.68	0.00	0.00	0.00	7.96
Altman Z-Score	2.95	2.57	2.51	2.93	3.66	3.53	3.06	2.63	2.45	0.77	2.35
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Current Ratio	0.66	0.52	0.65	0.61	0.59	0.46	0.62	0.54	0.51	0.68	0.65
Quick Ratio	0.52	0.41	0.54	0.47	0.48	0.35	0.50	0.37	0.38	0.30	0.23
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	98	-39	-1,315	405	226	249	-437	-74	107	1,357	-45
Operating Cash Flow to CapEx	278.57%	393.36%	763.77%	628.22%	1,178.50%	0.00%	8,601.32%	181.73%	633.62%	355.89%	27.58%
Free Cash Flow to Firm to Interest Expense	0.89	-0.35	-14.99	5.71	14.75	8.01	-10.18	-1.55	2.27	27.52	-0.94
Operating Cash Flow to Interest Expense	0.95	1.77	5.34	5.54	15.43	6.94	5.29	2.31	7.50	4.68	0.40
Operating Cash Flow Less CapEx to Interest Expense	0.61	1.32	4.64	4.65	14.12	8.51	5.23	1.04	6.32	3.37	-1.05
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	1.61	1.45	1.47	1.93	1.69	1.79	1.89	1.79	1.66	1.25	1.00
Accounts Receivable Turnover	32.25	35.77	35.60	44.00	33.89	34.73	38.15	38.72	42.60	48.64	50.66
Inventory Turnover	375.87	294.36	323.43	396.56	221.39	235.49	247.44	257.12	247.85	243.69	218.92
Fixed Asset Turnover	16.36	14.03	14.05	20.38	18.29	13.61	10.45	9.02	9.15	9.88	9.44
Accounts Payable Turnover	15.31	11.84	14.88	14.60	6.45	7.28	9.52	9.91	10.05	9.74	7.42
Days Sales Outstanding (DSO)	11.32	10.20	10.25	8.30	10.77	10.51	9.57	9.43	8.57	7.50	7.21
Days Inventory Outstanding (DIO)	0.97	1.24	1.13	0.92	1.65	1.55	1.48	1.42	1.47	1.50	1.67
Days Payable Outstanding (DPO)	23.85	30.82	24.53	25.00	56.60	50.16	38.33	36.83	36.31	37.47	49.18
Cash Conversion Cycle (CCC)	-11.56	-19.38	-13.15	-15.79	-44.18	-38.10	-27.28	-25.98	-26.27	-28.47	-40.31
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	1,878	1,773	1,750	405	615	619	671	199	170	323	2,386
Invested Capital Turnover	2.36	2.26	3.94	8.99	4.56	4.14	6.11	14.65	12.03	2.42	1.37
Increase / (Decrease) in Invested Capital	104	23	1,345	-210	-4.31	-52	472	30	-154	-2,063	176
Enterprise Value (EV)	2,874	3,020	2,440	2,559	1,733	1,391	1,053	384	356	528	2,360
Market Capitalization	1,626	1,807	1,216	2,667	1,702	1,231	669	457	451	589	1,364
Book Value per Share	$11.50	$10.32	$9.42	$7.76	$15.55	$8.38	$5.35	$5.11	$4.98	$7.23	$26.26
Tangible Book Value per Share	$1.53	($0.57)	($2.23)	($3.05)	$14.10	$6.94	$4.28	$4.03	$3.85	$3.20	$0.22
Total Capital	1,939	1,867	1,894	513	1,033	690	827	272	265	384	2,432
Total Debt	1,310	1,307	1,369	0.00	190	231	540	0.00	0.00	0.00	1,043
Total Long-Term Debt	1,310	1,307	1,369	0.00	190	231	540	0.00	0.00	0.00	1,043
Net Debt	1,249	1,213	1,225	-108	31	160	385	-73	-95	-60	997
Capital Expenditures (CapEx)	38	51	61	62	20	-49	2.65	61	56	65	69
Debt-free, Cash-free Net Working Capital (DFCFNWC)	-204	-332	-311	-302	-369	-309	-326	-250	-312	-196	-217
Debt-free Net Working Capital (DFNWC)	-143	-239	-167	-194	-210	-238	-171	-177	-217	-136	-171
Net Working Capital (NWC)	-143	-239	-167	-194	-210	-238	-171	-177	-217	-136	-171
Net Nonoperating Expense (NNE)	79	-11	18	60	14	23	26	-51	59	248	35
Net Nonoperating Obligations (NNO)	1,249	1,213	1,225	-108	-227	160	385	-73	-95	-60	997
Total Depreciation and Amortization (D&A)	1,426	1,300	1,369	1,403	58	686	691	704	739	801	770
Debt-free, Cash-free Net Working Capital to Revenue	-4.72%	-8.34%	-7.34%	-6.59%	-13.12%	-11.57%	-12.27%	-9.25%	-10.53%	-5.98%	-6.88%
Debt-free Net Working Capital to Revenue	-3.31%	-5.99%	-3.94%	-4.23%	-7.45%	-8.93%	-6.43%	-6.55%	-7.31%	-4.14%	-5.42%
Net Working Capital to Revenue	-3.31%	-5.99%	-3.94%	-4.23%	-7.45%	-8.93%	-6.43%	-6.55%	-7.31%	-4.14%	-5.42%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$2.26	($0.09)	$0.23	$2.37	$3.84	$3.19	$0.16	$0.12	($1.98)	($16.34)	$1.82
Adjusted Weighted Average Basic Shares Outstanding	57.42M	54.42M	55.73M	59.03M	54.41M	55.23M	53.98M	53.41M	53.20M	53.09M	53.03M
Adjusted Diluted Earnings per Share	$2.21	($0.09)	$0.21	$2.02	$3.73	$3.10	$0.16	$0.12	($1.98)	($16.34)	$1.81
Adjusted Weighted Average Diluted Shares Outstanding	57.42M	54.42M	55.73M	59.03M	54.41M	55.23M	53.98M	53.41M	53.20M	53.09M	53.03M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	57.42M	54.42M	55.73M	59.03M	54.41M	55.23M	53.98M	53.41M	53.20M	53.09M	53.03M
Normalized Net Operating Profit after Tax (NOPAT)	276	266	269	396	256	150	71	-2.69	74	128	141
Normalized NOPAT Margin	6.39%	6.67%	6.34%	8.64%	9.09%	5.61%	2.66%	-0.10%	2.48%	3.90%	4.46%
Pre Tax Income Margin	4.12%	1.33%	1.45%	4.24%	7.92%	8.38%	0.52%	-4.08%	-3.82%	-32.23%	4.51%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	2.58	1.44	1.69	3.74	15.49	8.11	1.30	-1.32	-1.41	-20.43	3.96
NOPAT to Interest Expense	1.83	-0.14	0.34	2.75	14.47	6.34	0.80	-0.92	-0.99	-14.30	2.74
EBIT Less CapEx to Interest Expense	2.24	0.99	0.99	2.86	14.18	9.68	1.23	-2.58	-2.60	-21.75	2.51
NOPAT Less CapEx to Interest Expense	1.49	-0.59	-0.36	1.87	13.16	7.91	0.74	-2.19	-2.17	-15.62	1.29
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	66.65%	-1,603.71%	640.84%	52.99%	30.33%	7.90%	0.00%	192.56%	-24.29%	-5.35%	50.47%
Augmented Payout Ratio	66.65%	-2,569.14%	1,248.20%	342.09%	43.10%	8.64%	0.00%	192.56%	-24.29%	-5.35%	50.47%

This table displays calculated financial ratios and metrics derived from Upbound Group's official financial filings.

Metric	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	7.34%	5.79%	9.17%	9.94%	7.86%	2.71%	-4.38%	-8.60%	-12.39%	0.00%	0.00%
EBITDA Growth	4.84%	11.58%	11.75%	7.55%	44.43%	7.83%	3.64%	-0.53%	-24.87%	0.00%	-16.37%
EBIT Growth	1.38%	41.61%	20.68%	-11.88%	275.90%	32.02%	56.57%	44.68%	-417.97%	0.00%	-38.52%
NOPAT Growth	-16.72%	296.73%	507.41%	187.38%	313.58%	-425.99%	153.93%	-330.24%	-417.97%	0.00%	-142.49%
Net Income Growth	-10.45%	375.30%	607.31%	174.42%	-41.50%	-525.16%	175.51%	-331.27%	1,217.06%	0.00%	0.00%
EPS Growth	-16.00%	405.56%	587.50%	173.49%	-40.48%	-400.00%	180.00%	-351.52%	1,150.00%	0.00%	0.00%
Operating Cash Flow Growth	203.24%	-215.21%	36.19%	-58.84%	-56.91%	-134.86%	-37.60%	-55.34%	-48.65%	0.00%	65.11%
Free Cash Flow Firm Growth	77.41%	-28.03%	101.01%	116.62%	-195.02%	96.54%	-356.25%	96.68%	207.97%	-736.69%	294.83%
Invested Capital Growth	18.06%	5.89%	1.82%	2.98%	257.47%	1.34%	0.00%	-1.71%	-72.59%	332.13%	-100.00%
Revenue Q/Q Growth	9.86%	0.18%	-0.71%	-1.78%	8.27%	3.38%	-0.01%	-3.63%	3.10%	-3.76%	-4.42%
EBITDA Q/Q Growth	-1.77%	3.00%	-0.27%	3.91%	4.54%	3.16%	-4.02%	39.54%	-21.95%	-0.85%	-7.88%
EBIT Q/Q Growth	-20.90%	12.98%	-5.39%	19.90%	10.50%	-3.72%	-30.92%	339.32%	-182.94%	14.19%	-36.16%
NOPAT Q/Q Growth	-3.06%	-7.90%	-16.97%	12.33%	329.00%	-384.38%	111.94%	-174.58%	-449.52%	147.05%	-150.99%
Net Income Q/Q Growth	-19.98%	0.40%	-9.10%	22.62%	346.02%	-357.94%	109.56%	-196.38%	1,688.06%	145.81%	-129.29%
EPS Q/Q Growth	-23.64%	0.00%	-9.84%	22.00%	377.78%	-325.00%	109.64%	-198.81%	1,300.00%	160.00%	-130.30%
Operating Cash Flow Q/Q Growth	322.35%	-158.33%	606.15%	-66.89%	331.13%	-125.20%	113.40%	-65.33%	86.99%	-54.88%	52.71%
Free Cash Flow Firm Q/Q Growth	-368.76%	-439.84%	186.61%	100.49%	-2,556.41%	97.31%	-4,598.77%	-102.83%	196.86%	-298.99%	160.80%
Invested Capital Q/Q Growth	12.07%	6.54%	-3.67%	2.63%	0.52%	2.45%	-2.57%	256.29%	-71.50%	0.00%	-100.00%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
Gross Margin	46.77%	47.46%	47.82%	49.42%	48.27%	50.64%	50.78%	51.70%	49.83%	50.27%	49.37%
EBITDA Margin	36.82%	41.18%	40.05%	39.87%	37.69%	39.04%	39.12%	40.76%	28.15%	37.19%	36.10%
Operating Margin	5.32%	7.39%	6.55%	7.49%	5.64%	5.52%	5.93%	8.58%	-3.46%	4.30%	3.62%
EBIT Margin	5.32%	7.39%	6.55%	6.88%	5.64%	5.52%	5.93%	8.58%	-3.46%	4.30%	3.62%
Profit (Net Income) Margin	2.11%	2.89%	2.89%	3.15%	2.53%	-1.11%	0.45%	-4.66%	4.66%	0.27%	-0.56%
Tax Burden Percent	69.82%	56.97%	69.89%	73.11%	85.00%	-41.01%	13.89%	-80.31%	-75.37%	16.61%	-40.31%
Interest Burden Percent	56.71%	68.70%	63.03%	62.70%	52.74%	49.09%	54.12%	67.59%	178.83%	37.64%	38.66%
Effective Tax Rate	30.18%	43.03%	30.11%	26.89%	15.00%	141.01%	86.11%	180.31%	0.00%	83.39%	140.31%
Return on Invested Capital (ROIC)	8.40%	9.95%	11.16%	12.65%	17.08%	-5.13%	3.77%	-15.40%	-8.55%	2.81%	0.00%
ROIC Less NNEP Spread (ROIC-NNEP)	6.96%	8.80%	9.57%	10.55%	12.27%	-4.17%	3.11%	-13.58%	4.24%	2.02%	0.00%
Return on Net Nonoperating Assets (RNNOA)	14.55%	18.22%	18.08%	20.59%	10.15%	-9.36%	5.91%	-27.51%	3.99%	2.17%	0.00%
Return on Equity (ROE)	22.95%	28.17%	29.24%	33.24%	27.23%	-14.48%	9.68%	-42.92%	-4.56%	4.98%	0.00%
Cash Return on Invested Capital (CROIC)	-6.51%	5.39%	6.49%	2.71%	-116.38%	-2.24%	-196.36%	1.30%	200.03%	-122.06%	200.00%
Operating Return on Assets (OROA)	8.25%	11.87%	10.71%	11.00%	8.54%	8.03%	17.88%	12.84%	-5.13%	6.33%	0.00%
Return on Assets (ROA)	3.27%	4.65%	4.72%	5.04%	3.83%	-1.62%	1.34%	-6.97%	6.92%	0.40%	0.00%
Return on Common Equity (ROCE)	22.95%	28.17%	29.24%	33.24%	27.23%	-14.48%	9.68%	-42.92%	-4.56%	4.98%	0.00%
Return on Equity Simple (ROE_SIMPLE)	17.75%	0.00%	13.28%	9.18%	-4.29%	0.00%	1.46%	-0.23%	9.54%	0.00%	0.00%
Net Operating Profit after Tax (NOPAT)	44	45	49	59	52	-23	8.06	-67	-25	7.03	-15
NOPAT Margin	3.72%	4.21%	4.58%	5.48%	4.79%	-2.26%	0.82%	-6.89%	-2.42%	0.71%	-1.46%
Net Nonoperating Expense Percent (NNEP)	1.44%	1.15%	1.59%	2.10%	4.81%	-0.96%	0.65%	-1.82%	-12.79%	0.79%	10.99%
Return On Investment Capital (ROIC_SIMPLE)	1.98%	2.33%	2.65%	3.08%	2.81%	-1.23%	0.44%	-3.62%	-3.67%	0.37%	0.00%
Cost of Revenue to Revenue	53.23%	38.56%	52.18%	50.58%	66.15%	34.48%	49.22%	48.30%	65.58%	50.24%	50.63%
SG&A Expenses to Revenue	24.04%	23.36%	23.15%	23.93%	24.54%	25.48%	25.06%	23.48%	24.06%	24.63%	23.23%
R&D to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	28.76%	69.42%	41.26%	27.41%	28.21%	75.59%	44.85%	27.60%	37.88%	45.97%	45.75%
Earnings before Interest and Taxes (EBIT)	63	79	70	74	62	56	58	84	-35	42	37
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	433	441	428	429	413	395	383	399	286	366	370
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.93	2.58	2.84	2.80	3.24	3.23	2.56	2.59	1.86	2.32	0.00
Price to Tangible Book Value (P/TBV)	0.00	19.46	31.14	57.15	31,752.75	0.00	0.00	297.93	34.87	0.00	0.00
Price to Revenue (P/Rev)	0.30	0.38	0.41	0.40	0.46	0.45	0.39	0.40	0.30	0.29	0.00
Price to Earnings (P/E)	10.89	13.17	21.42	30.51	0.00	0.00	175.60	0.00	19.46	98.38	0.00
Dividend Yield	6.36%	5.14%	4.64%	4.84%	4.13%	4.29%	2.47%	2.34%	0.00%	0.00%	0.00%
Earnings Yield	9.18%	7.60%	4.67%	3.28%	0.00%	0.00%	0.57%	0.00%	5.14%	1.02%	0.00%
Enterprise Value to Invested Capital (EV/IC)	1.30	1.53	1.64	1.59	1.73	1.70	1.54	1.56	2.15	1.39	0.00
Enterprise Value to Revenue (EV/Rev)	0.62	0.67	0.68	0.70	0.76	0.76	0.67	0.69	0.26	0.58	0.00
Enterprise Value to EBITDA (EV/EBITDA)	1.58	1.68	1.73	1.78	1.94	2.06	1.86	1.95	0.75	1.61	0.00
Enterprise Value to EBIT (EV/EBIT)	9.36	10.08	10.77	11.33	11.85	18.55	17.85	21.58	10.47	16.43	0.00
Enterprise Value to NOPAT (EV/NOPAT)	14.02	14.17	19.97	28.52	0.00	0.00	84.66	0.00	1.07	81.73	0.00
Enterprise Value to Operating Cash Flow (EV/OCF)	13.90	27.45	19.67	24.44	21.94	15.08	9.65	8.57	2.91	5.21	0.00
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	29.22	25.52	59.35	0.00	0.00	0.00	118.78	0.46	0.00	1.33
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	2.26	2.08	2.02	2.21	2.23	2.33	2.08	1.98	0.00	2.61	0.00
Long-Term Debt to Equity	2.26	2.08	2.02	2.21	2.23	2.33	2.08	1.98	0.00	2.61	0.00
Financial Leverage	2.09	2.07	1.89	1.95	0.83	2.25	1.90	2.03	0.94	1.08	-0.20
Leverage Ratio	4.51	4.52	4.30	4.26	4.30	5.05	4.40	4.52	4.62	5.54	3.58
Compound Leverage Factor	2.56	3.10	2.71	2.67	2.27	2.48	2.38	3.05	8.27	2.09	1.38
Debt to Total Capital	69.29%	67.55%	66.88%	68.81%	69.03%	69.99%	67.48%	66.43%	0.00%	72.27%	0.00%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	69.29%	67.55%	66.88%	68.81%	69.03%	69.99%	67.48%	66.43%	0.00%	72.27%	0.00%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	30.71%	32.45%	33.12%	31.19%	30.97%	30.01%	32.52%	33.57%	100.00%	27.73%	0.00%
Debt to EBITDA	0.88	0.77	0.74	0.81	0.81	0.89	0.86	0.87	0.00	0.90	0.00
Net Debt to EBITDA	0.82	0.73	0.69	0.76	0.76	0.83	0.79	0.81	0.00	0.81	0.00
Long-Term Debt to EBITDA	0.88	0.77	0.74	0.81	0.81	0.89	0.86	0.87	0.00	0.90	0.00
Debt to NOPAT	7.84	6.46	8.54	12.92	-29.64	-81.90	39.37	-165.01	0.00	45.84	0.00
Net Debt to NOPAT	7.29	6.16	7.95	12.11	-27.69	-76.02	36.01	-153.44	0.00	41.02	0.00
Long-Term Debt to NOPAT	7.84	6.46	8.54	12.92	-29.64	-81.90	39.37	-165.01	0.00	45.84	0.00
Altman Z-Score	2.26	2.69	2.77	2.66	2.62	2.44	2.51	2.63	2.33	2.38	0.00
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Current Ratio	0.69	0.66	0.70	0.67	0.56	0.52	0.63	0.56	0.74	0.65	0.00
Quick Ratio	0.58	0.52	0.51	0.52	0.45	0.41	0.49	0.45	0.62	0.54	0.00
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-278	-59	17	6.09	-1,231	-46	-1,723	-37	1,296	-1,338	672
Operating Cash Flow to CapEx	1,303.70%	-526.88%	0.00%	104.56%	387.55%	-133.09%	528.23%	308.17%	1,106.04%	472.41%	674.96%
Free Cash Flow to Firm to Interest Expense	-10.01	-2.33	0.65	0.21	-41.06	-1.59	-61.78	-1.30	46.12	-50.13	29.28
Operating Cash Flow to Interest Expense	4.95	-2.44	3.96	0.53	1.51	-0.67	2.80	1.29	3.75	2.11	5.44
Operating Cash Flow Less CapEx to Interest Expense	4.57	-2.90	3.97	0.02	1.12	-1.18	2.27	0.87	3.41	1.67	4.64
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	1.55	1.61	1.63	1.60	1.52	1.45	3.02	1.50	1.48	1.47	0.00
Accounts Receivable Turnover	29.96	32.25	37.57	38.92	38.69	35.77	0.00	37.75	38.26	35.60	0.00
Inventory Turnover	390.84	375.87	391.82	398.54	337.93	294.36	0.00	388.58	385.36	323.43	0.00
Fixed Asset Turnover	15.28	16.36	15.89	15.35	14.77	14.03	0.00	13.77	13.89	14.05	0.00
Accounts Payable Turnover	17.93	15.31	16.92	19.31	17.01	11.84	0.00	19.20	17.79	14.88	0.00
Days Sales Outstanding (DSO)	12.18	11.32	9.71	9.38	9.43	10.20	0.00	9.67	9.54	10.25	0.00
Days Inventory Outstanding (DIO)	0.93	0.97	0.93	0.92	1.08	1.24	0.00	0.94	0.95	1.13	0.00
Days Payable Outstanding (DPO)	20.36	23.85	21.57	18.90	21.45	30.82	0.00	19.01	20.51	24.53	0.00
Cash Conversion Cycle (CCC)	-7.25	-11.56	-10.92	-8.61	-10.94	-19.38	0.00	-8.40	-10.03	-13.15	0.00
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	2,104	1,878	1,762	1,829	1,783	1,773	1,731	1,777	499	1,750	0.00
Invested Capital Turnover	2.26	2.36	2.44	2.31	3.57	2.26	4.58	2.23	3.54	3.94	0.00
Increase / (Decrease) in Invested Capital	322	104	32	53	1,284	23	1,731	-31	-1,320	1,345	-687
Enterprise Value (EV)	2,739	2,874	2,891	2,903	3,078	3,020	2,665	2,770	1,072	2,440	912
Market Capitalization	1,314	1,626	1,740	1,670	1,873	1,807	1,532	1,619	1,244	1,216	912
Book Value per Share	$11.83	$11.50	$11.19	$10.92	$10.59	$10.32	$10.67	$11.18	$12.03	$9.42	$0.00
Tangible Book Value per Share	($3.53)	$1.53	$1.02	$0.54	$0.00	($0.57)	($0.15)	$0.10	$0.64	($2.23)	$0.00
Total Capital	2,212	1,939	1,847	1,912	1,867	1,867	1,837	1,863	670	1,894	0.00
Total Debt	1,533	1,310	1,236	1,316	1,289	1,307	1,239	1,238	0.00	1,369	0.00
Total Long-Term Debt	1,533	1,310	1,236	1,316	1,289	1,307	1,239	1,238	0.00	1,369	0.00
Net Debt	1,425	1,249	1,151	1,233	1,204	1,213	1,134	1,151	-172	1,225	0.00
Capital Expenditures (CapEx)	11	12	-0.27	14	12	15	15	12	9.53	12	19
Debt-free, Cash-free Net Working Capital (DFCFNWC)	-263	-204	-205	-209	-271	-332	-266	-266	-286	-311	0.00
Debt-free Net Working Capital (DFNWC)	-156	-143	-120	-127	-186	-239	-160	-180	-114	-167	0.00
Net Working Capital (NWC)	-156	-143	-120	-127	-186	-239	-160	-180	-114	-167	0.00
Net Nonoperating Expense (NNE)	19	14	18	25	25	-12	3.70	-22	-72	4.39	-9.17
Net Nonoperating Obligations (NNO)	1,425	1,249	1,151	1,233	1,204	1,213	1,134	1,151	-172	1,225	0.00
Total Depreciation and Amortization (D&A)	370	362	358	355	351	339	325	315	321	324	333
Debt-free, Cash-free Net Working Capital to Revenue	-5.99%	-4.72%	-4.82%	-5.03%	-6.67%	-8.34%	-6.72%	-6.65%	-6.97%	-7.34%	0.00%
Debt-free Net Working Capital to Revenue	-3.55%	-3.31%	-2.82%	-3.05%	-4.58%	-5.99%	-4.05%	-4.48%	-2.78%	-3.94%	0.00%
Net Working Capital to Revenue	-3.55%	-3.31%	-2.82%	-3.05%	-4.58%	-5.99%	-4.05%	-4.48%	-2.78%	-3.94%	0.00%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.44	$0.57	$0.56	$0.62	$0.51	($0.20)	$0.08	($0.83)	$0.86	$0.04	$0.00
Adjusted Weighted Average Basic Shares Outstanding	57.83M	57.42M	54.70M	54.68M	54.63M	54.42M	54.29M	55.98M	55.93M	55.73M	0.00
Adjusted Diluted Earnings per Share	$0.42	$0.55	$0.55	$0.61	$0.50	($0.18)	$0.08	($0.83)	$0.84	$0.06	$0.00
Adjusted Weighted Average Diluted Shares Outstanding	57.83M	57.42M	54.70M	54.68M	54.63M	54.42M	54.29M	55.98M	55.93M	55.73M	0.00
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	57.83M	57.42M	54.70M	54.68M	54.63M	54.42M	54.29M	55.98M	55.93M	55.73M	0.00
Normalized Net Operating Profit after Tax (NOPAT)	44	45	69	59	75	39	61	59	65	30	69
Normalized NOPAT Margin	3.72%	4.21%	6.42%	5.48%	6.87%	3.87%	6.23%	6.01%	6.37%	3.01%	6.75%
Pre Tax Income Margin	3.02%	5.08%	4.13%	4.31%	2.97%	2.71%	3.21%	5.80%	-6.18%	1.62%	1.40%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	2.25	3.11	2.61	2.61	2.06	1.92	2.08	2.98	-1.25	1.59	1.61
NOPAT to Interest Expense	1.57	1.77	1.83	2.08	1.75	-0.79	0.29	-2.39	-0.87	0.26	-0.65
EBIT Less CapEx to Interest Expense	1.87	2.65	2.62	2.10	1.67	1.41	1.55	2.56	-1.59	1.14	0.81
NOPAT Less CapEx to Interest Expense	1.19	1.31	1.84	1.57	1.36	-1.29	-0.24	-2.81	-1.21	-0.18	-1.46
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	68.17%	66.65%	99.34%	146.99%	-318.40%	-1,603.71%	953.27%	-5,921.92%	130.78%	640.84%	0.00%
Augmented Payout Ratio	68.17%	66.65%	131.29%	146.99%	-318.40%	-2,569.14%	1,747.86%	-5,921.92%	130.78%	1,248.20%	0.00%

Frequently Asked Questions About Upbound Group's Financials

When does Upbound Group's fiscal year end?

According to the most recent income statement we have on file, Upbound Group's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Upbound Group's net income changed over the last 10 years?

Upbound Group's net income appears to be on a downward trend, with a most recent value of $123.48 million in 2024, rising from $96.42 million in 2014. The previous period was -$5.18 million in 2023. See Upbound Group's forecast for analyst expectations on what’s next for the company.

What is Upbound Group's operating income?

Upbound Group's total operating income in 2024 was $291.63 million, based on the following breakdown:

Total Gross Profit: $2.08 billion
Total Operating Expenses: $1.79 billion

How has Upbound Group revenue changed over the last 10 years?

Over the last 10 years, Upbound Group's total revenue changed from $3.16 billion in 2014 to $4.31 billion in 2024, a change of 36.6%.

How much debt does Upbound Group have?

Upbound Group's total liabilities were at $2.02 billion at the end of 2024, a 6.5% decrease from 2023, and a 7.4% increase since 2014.

How much cash does Upbound Group have?

In the past 10 years, Upbound Group's cash and equivalents has ranged from $46.13 million in 2014 to $159.45 million in 2020, and is currently $60.86 million as of their latest financial filing in 2024.

How has Upbound Group's book value per share changed over the last 10 years?

Over the last 10 years, Upbound Group's book value per share changed from 26.26 in 2014 to 11.50 in 2024, a change of -56.2%.

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This page (NASDAQ:UPBD) was last updated on 5/30/2025 by MarketBeat.com Staff

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Upbound Group (UPBD) Financials

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Upbound Group (UPBD) Financials

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Advanced Stock Screeners and Research Tools