Upbound Group (UPBD) Financials

$23.32 -0.85 (-3.52%)

Closing price 05/6/2025 04:00 PM Eastern

Extended Trading

$23.45 +0.13 (+0.55%)

As of 04:34 AM Eastern

Annual Income Statements for Upbound Group

This table shows Upbound Group's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Net Income / (Loss) Attributable to Common Shareholders	96	-954	-105	6.65	8.49	174	208	135	12	-5.18	123
Consolidated Net Income / (Loss)	96	-954	-105	6.65	8.49	174	208	135	12	-5.18	123
Net Income / (Loss) Continuing Operations	96	-954	-105	6.65	8.49	174	208	135	12	-5.18	123
Total Pre-Tax Income	142	-1,057	-113	-110	14	224	223	194	61	53	178
Total Operating Income	193	-1,008	-67	-63	56	254	237	281	149	163	292
Total Gross Profit	2,184	2,118	1,935	1,719	1,688	1,644	1,672	2,235	2,080	2,022	2,080
Total Revenue	3,158	3,278	2,963	2,703	2,660	2,670	2,814	4,583	4,240	3,987	4,312
Operating Revenue	3,138	3,259	2,963	2,703	2,660	2,670	2,814	4,583	4,240	3,987	4,312
Total Cost of Revenue	973	1,160	1,028	984	972	1,026	1,142	2,348	2,166	1,970	2,240
Operating Cost of Revenue	973	1,160	1,028	984	972	1,026	1,142	2,348	2,166	1,970	2,240
Total Operating Expenses	1,991	3,126	2,002	1,782	1,632	1,390	1,435	1,954	1,931	1,859	1,789
Selling, General & Admin Expense	162	166	169	171	163	143	153	195	1,008	978	1,024
Depreciation Expense	83	81	80	75	69	61	57	55	53	51	51
Other Operating Expenses / (Income)	1,731	1,689	1,581	1,477	1,340	1,247	1,188	1,415	634	614	609
Other Special Charges / (Income)	-	-	-	-	-	-	-	-	235	217	105
Total Other Income / (Expense), net	-51	-49	-47	-47	-42	-30	-15	-86	-87	-110	-114
Interest Expense	48	49	47	48	43	31	15	71	88	113	111
Interest & Investment Income	0.95	0.63	0.50	0.79	1.15	3.12	0.77	0.22	0.64	3.42	3.10
Other Income / (Expense), net	-4.21	0.00	0.00	-	-0.48	-2.17	0.00	-16	0.00	0.00	-6.60
Income Tax Expense	46	-103	-8.08	-117	5.35	50	15	59	49	58	54
Basic Earnings per Share	$1.82	($17.97)	($1.98)	$0.12	$0.16	$3.19	$3.84	$2.37	$0.23	($0.09)	$2.26
Weighted Average Basic Shares Outstanding	52.85M	53.05M	53.12M	53.28M	53.47M	55.23M	54.41M	59.03M	55.73M	54.42M	57.42M
Diluted Earnings per Share	$1.81	($17.97)	($1.98)	$0.12	$0.16	$3.10	$3.73	$2.02	$0.21	($0.09)	$2.21
Weighted Average Diluted Shares Outstanding	52.85M	53.05M	53.12M	53.28M	53.47M	55.23M	54.41M	59.03M	55.73M	54.42M	57.42M
Weighted Average Basic & Diluted Shares Outstanding	52.85M	53.05M	53.12M	53.28M	53.47M	55.23M	54.41M	59.03M	55.73M	54.42M	57.42M
Cash Dividends to Common per Share	$0.93	$0.96	$0.32	$0.16	$0.00	$0.54	$1.18	$1.27	$1.36	$1.39	$1.50

This table shows Upbound Group's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024
Net Income / (Loss) Attributable to Common Shareholders	-5.78	2.65	47	-46	4.36	-11	28	34	31	31
Consolidated Net Income / (Loss)	-5.78	2.65	47	-46	4.36	-11	28	34	31	31
Net Income / (Loss) Continuing Operations	-5.78	2.65	47	-46	4.36	-11	28	34	31	31
Total Pre-Tax Income	14	16	-63	57	31	27	33	46	44	54
Total Operating Income	37	42	-35	84	58	56	62	81	70	79
Total Gross Profit	506	495	506	506	497	513	529	532	511	508
Total Revenue	1,024	985	1,016	979	979	1,012	1,096	1,077	1,069	1,071
Operating Revenue	1,024	985	1,016	979	979	1,012	1,096	1,077	1,069	1,071
Total Cost of Revenue	518	495	666	473	482	349	725	545	558	413
Operating Cost of Revenue	518	495	666	625	482	197	725	701	558	257
Total Operating Expenses	468	453	385	270	439	765	309	295	441	743
Selling, General & Admin Expense	238	243	244	230	245	258	269	258	247	250
Depreciation Expense	13	13	13	13	13	13	13	13	13	12
Total Other Income / (Expense), net	-23	-26	-28	-27	-27	-28	-29	-34	-26	-25
Interest Expense	23	27	28	28	28	29	30	28	27	25
Interest & Investment Income	0.22	0.29	0.42	1.02	1.26	0.73	0.80	0.75	0.90	0.65
Income Tax Expense	20	13	-110	102	27	39	4.89	12	13	23
Basic Earnings per Share	($0.10)	$0.04	$0.86	($0.83)	$0.08	($0.20)	$0.51	$0.62	$0.56	$0.57
Weighted Average Basic Shares Outstanding	-	55.73M	55.93M	55.98M	54.29M	54.42M	54.63M	54.68M	54.70M	57.42M
Diluted Earnings per Share	($0.10)	$0.06	$0.84	($0.83)	$0.08	($0.18)	$0.50	$0.61	$0.55	$0.55
Weighted Average Diluted Shares Outstanding	-	55.73M	55.93M	55.98M	54.29M	54.42M	54.63M	54.68M	54.70M	57.42M
Weighted Average Basic & Diluted Shares Outstanding	-	55.73M	55.93M	55.98M	54.29M	54.42M	54.63M	54.68M	54.70M	57.42M
Cash Dividends to Common per Share	$0.34	$0.34	$0.34	$0.34	$0.34	$0.37	$0.37	$0.37	$0.37	$0.39

This table details how cash moves in and out of Upbound Group's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Net Change in Cash & Equivalents	3.85	14	35	-22	82	-85	89	-51	36	-50	-33
Net Cash From Operating Activities	19	231	354	111	228	215	237	392	468	200	105
Net Cash From Continuing Operating Activities	19	231	354	111	228	215	347	392	468	200	105
Net Income / (Loss) Continuing Operations	96	-954	-105	6.65	8.49	174	208	135	12	-5.18	123
Consolidated Net Income / (Loss)	96	-954	-105	6.65	8.49	174	208	135	12	-5.18	123
Depreciation Expense	764	795	734	692	685	680	56	1,284	1,297	1,236	1,375
Amortization Expense	6.17	6.46	4.39	12	6.16	5.88	2.65	119	72	64	52
Non-Cash Adjustments To Reconcile Net Income	-765	584	-344	-452	-541	-653	45	-1,109	-860	-1,083	-1,267
Changes in Operating Assets and Liabilities, net	-83	-201	64	-148	69	9.04	36	-36	-54	-12	-178
Net Cash From Investing Activities	-97	-90	-59	-63	-4.69	21	-21	-1,336	-62	-51	-42
Net Cash From Continuing Investing Activities	-97	-90	-59	-63	-4.69	21	-21	-1,336	-62	-51	-42
Purchase of Property, Plant & Equipment	-84	-81	-61	-65	-28	-21	-35	-62	-61	-53	-56
Acquisitions	-27	-25	-3.10	-2.53	-2.05	-29	-0.70	-1,274	-1.00	-0.04	-1.41
Sale of Property, Plant & Equipment	14	16	5.26	4.64	25	70	14	0.00	0.05	2.48	19
Other Investing Activities, net	-	-	-	0.00	0.00	1.11	0.16	-	0.00	0.00	-2.50
Net Cash From Financing Activities	83	-124	-260	-71	-140	-322	-127	893	-371	-202	-94
Net Cash From Continuing Financing Activities	83	-124	-260	-71	-140	-322	-127	893	-371	-202	-94
Repayment of Debt	-646	-606	-286	-405	-168	-617	-240	-417	-299	-139	-329
Repurchase of Common Equity	-	-	-	0.00	0.00	-1.29	-27	-390	-75	-50	0.00
Payment of Dividends	-49	-51	-26	-13	0.00	-14	-63	-72	-79	-83	-82
Issuance of Debt	773	531	52	348	27	305	198	1,780	90	70	320
Other Financing Activities, net	4.95	1.07	-0.34	0.05	1.08	5.07	5.01	-8.85	-7.72	-0.46	-2.28
Effect of Exchange Rate Changes	-1.45	-2.30	-0.35	0.93	-0.08	0.56	-0.26	-0.29	0.39	2.36	-2.54
Cash Interest Paid	48	49	44	41	38	32	14	51	71	106	109
Cash Income Taxes Paid	146	128	19	1.98	2.23	24	52	19	72	89	103

This table details how cash moves in and out of Upbound Group's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024
Net Change in Cash & Equivalents	53	-21	28	-85	19	-12	-8.91	-2.28	2.54	-24
Net Cash From Operating Activities	125	56	105	37	78	-20	45	15	106	-62
Net Cash From Continuing Operating Activities	125	56	105	37	78	-20	45	15	106	-62
Net Income / (Loss) Continuing Operations	-5.78	2.65	47	-46	4.36	-11	28	34	31	31
Consolidated Net Income / (Loss)	-5.78	2.65	47	-46	4.36	-11	28	34	31	31
Depreciation Expense	316	308	305	299	309	323	337	343	346	349
Amortization Expense	16	16	16	16	16	16	14	13	12	12
Non-Cash Adjustments To Reconcile Net Income	-201	-300	-111	-260	-288	-424	-251	-308	-278	-430
Changes in Operating Assets and Liabilities, net	-0.40	30	-152	27	37	76	-83	-66	-4.23	-25
Net Cash From Investing Activities	-19	-12	-9.57	-12	-15	-15	-12	-14	-1.23	-14
Net Cash From Continuing Investing Activities	-19	-12	-9.57	-12	-15	-15	-12	-14	-1.23	-14
Purchase of Property, Plant & Equipment	-19	-12	-9.53	-12	-15	-17	-12	-14	-18	-12
Acquisitions	-0.36	-0.22	-0.04	-	-	-	0.00	-	-	-1.41
Sale of Property, Plant & Equipment	0.03	0.02	0.00	0.00	0.01	2.47	0.10	0.04	18	0.33
Other Investing Activities, net	-	-	-	-	-	-	-	-	-	-1.00
Net Cash From Financing Activities	-52	-66	-69	-111	-44	22	-43	-1.51	-102	52
Net Cash From Continuing Financing Activities	-52	-66	-69	-111	-44	22	-43	-1.51	-102	52
Repayment of Debt	-2.19	-2.19	-42	-92	-0.01	-4.38	-79	-86	-131	-32
Payment of Dividends	-21	-19	-26	-19	-20	-19	-21	-20	-20	-20
Issuance of Debt	-	-	0.00	-	-	70	60	105	50	105
Other Financing Activities, net	0.42	0.03	-1.85	0.37	0.37	0.65	-2.12	0.12	-0.10	-0.18
Effect of Exchange Rate Changes	-0.15	0.48	1.12	1.04	-0.57	0.76	-	-	-0.88	-0.43

This table presents Upbound Group's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Total Assets	3,271	1,974	1,603	1,421	1,397	1,583	1,751	2,993	2,764	2,721	2,650
Total Current Assets	323	293	224	211	280	206	297	305	309	261	277
Cash & Equivalents	46	60	95	73	155	70	159	108	144	94	61
Accounts Receivable	65	69	70	70	70	84	82	126	112	111	156
Inventories, net	4.86	4.67	3.63	4.03	3.83	4.88	5.44	6.41	6.99	6.40	5.52
Prepaid Expenses	206	159	55	65	51	46	50	63	46	50	54
Plant, Property, & Equipment, net	333	331	316	283	226	166	142	308	295	273	254
Total Noncurrent Assets	2,616	1,350	1,063	926	890	1,211	1,304	2,381	2,159	2,187	2,118
Goodwill	1,370	206	55	57	57	70	70	290	290	290	290
Intangible Assets	7.53	7.78	5.25	0.88	0.50	8.76	7.87	425	359	301	255
Noncurrent Deferred & Refundable Income Taxes	-	-	-	0.00	26	15	34	68	83	72	59
Other Noncurrent Operating Assets	1,238	1,136	1,002	869	807	1,117	1,193	1,597	1,427	1,524	1,514
Total Liabilities & Shareholders' Equity	3,271	1,974	1,603	1,421	1,397	1,583	1,751	2,993	2,764	2,721	2,650
Total Liabilities	1,882	1,591	1,338	1,148	1,110	1,124	1,159	2,480	2,238	2,161	2,021
Total Current Liabilities	494	429	440	388	451	444	507	498	476	500	420
Accounts Payable	142	96	108	90	114	168	186	136	155	177	115
Accrued Expenses	352	333	332	298	337	276	321	363	321	323	304
Total Noncurrent Liabilities	1,388	1,162	897	760	659	680	652	1,982	1,762	1,661	1,601
Long-Term Debt	1,043	-	-	-	540	231	190	-	1,369	1,307	1,310
Noncurrent Deferred & Payable Income Tax Liabilities	345	206	173	87	119	164	176	114	88	61	18
Other Noncurrent Operating Liabilities	-	956	724	673	0.00	285	285	1,868	306	293	273
Total Equity & Noncontrolling Interests	1,389	384	265	272	287	459	842	513	525	560	629
Total Preferred & Common Equity	1,389	384	265	272	287	459	592	513	525	560	629
Total Common Equity	1,389	384	265	272	287	459	842	513	525	560	629
Common Stock	814	819	828	832	840	871	1,138	1,148	1,299	1,461	1,495
Retained Earnings	1,927	923	801	799	806	948	1,091	1,144	1,077	995	1,036
Treasury Stock	-1,348	-1,348	-1,348	-1,348	-1,348	-1,349	-1,376	-1,766	-1,841	-1,891	-1,891
Accumulated Other Comprehensive Income / (Loss)	-4.65	-11	-16	-11	-11	-11	-11	-12	-11	-4.36	-11

This table presents Upbound Group's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q1 2023	Q2 2023	Q3 2023	Q1 2024	Q2 2024	Q3 2024
Period end date	3/31/2023	6/30/2023	9/30/2023	3/31/2024	6/30/2024	9/30/2024
Total Assets	2,741	2,586	2,626	2,627	2,620	2,578
Total Current Assets	324	232	272	242	255	287
Cash & Equivalents	172	87	106	85	83	85
Accounts Receivable	102	99	105	108	115	122
Inventories, net	6.11	5.09	5.54	5.90	5.46	5.57
Prepaid Expenses	45	41	56	43	52	74
Plant, Property, & Equipment, net	288	283	277	263	259	258
Total Noncurrent Assets	2,129	2,071	2,077	2,123	2,106	2,034
Goodwill	290	290	290	290	290	290
Intangible Assets	345	330	316	288	277	266
Noncurrent Deferred & Refundable Income Taxes	123	85	84	72	70	69
Other Noncurrent Operating Assets	1,371	1,365	1,387	1,473	1,469	1,409
Total Liabilities & Shareholders' Equity	2,741	2,586	2,626	2,627	2,620	2,578
Total Liabilities	2,071	1,960	2,029	2,049	2,024	1,967
Total Current Liabilities	438	411	432	428	382	407
Accounts Payable	119	104	132	120	114	125
Accrued Expenses	320	308	300	308	268	282
Total Noncurrent Liabilities	1,632	1,549	1,597	1,621	1,642	1,560
Long-Term Debt	-	1,238	1,239	1,289	1,316	1,236
Noncurrent Deferred & Payable Income Tax Liabilities	0.00	12	58	43	42	47
Other Noncurrent Operating Liabilities	1,632	299	300	288	284	277
Total Equity & Noncontrolling Interests	670	626	597	578	596	612
Total Preferred & Common Equity	670	626	597	578	596	612
Total Common Equity	670	626	597	578	596	612
Common Stock	1,413	1,429	1,445	1,471	1,479	1,486
Retained Earnings	1,105	1,041	1,026	1,002	1,016	1,027
Treasury Stock	-1,841	-1,841	-1,868	-1,891	-1,891	-1,891
Accumulated Other Comprehensive Income / (Loss)	-7.52	-3.38	-6.11	-3.69	-7.53	-10

This table displays calculated financial ratios and metrics derived from Upbound Group's official financial filings.

Metric	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Period end date	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	2.06%	3.82%	-9.61%	-8.80%	-1.56%	0.35%	5.41%	62.87%	-7.48%	-5.99%	8.17%
EBITDA Growth	-2.24%	-121.57%	424.91%	-4.72%	16.58%	25.55%	-68.47%	464.13%	-8.97%	-3.60%	16.95%
EBIT Growth	-23.38%	-632.57%	93.39%	5.31%	188.27%	352.18%	-5.70%	11.64%	-43.94%	9.65%	75.01%
NOPAT Growth	-14.22%	-638.40%	93.39%	5.31%	178.03%	471.59%	12.62%	-12.13%	-84.67%	-153.43%	1,371.26%
Net Income Growth	-25.11%	-1,088.90%	88.97%	106.32%	27.64%	1,943.64%	19.92%	-35.16%	-90.84%	-141.91%	2,484.21%
EPS Growth	-22.32%	-1,092.82%	88.98%	106.06%	33.33%	1,837.50%	20.32%	-45.84%	-89.60%	-142.86%	2,555.56%
Operating Cash Flow Growth	-85.77%	1,108.57%	53.28%	-68.78%	105.83%	-5.31%	9.79%	65.88%	19.41%	-57.25%	-47.72%
Free Cash Flow Firm Growth	-235.40%	3,104.84%	-92.11%	-169.19%	-490.25%	156.87%	-9.10%	79.17%	-424.74%	97.01%	349.79%
Invested Capital Growth	7.97%	-86.45%	-47.55%	17.66%	236.47%	-7.72%	-0.70%	-34.16%	332.13%	1.34%	5.89%
Revenue Q/Q Growth	1.19%	-0.08%	-3.57%	-1.64%	0.86%	0.23%	1.76%	11.02%	0.00%	0.68%	1.38%
EBITDA Q/Q Growth	2.18%	-121.50%	349.50%	17.56%	10.71%	6.97%	-68.84%	12.55%	0.00%	2.00%	2.34%
EBIT Q/Q Growth	4.56%	-727.74%	93.52%	62.34%	549.61%	26.07%	-5.27%	-11.19%	0.00%	9.08%	6.21%
NOPAT Q/Q Growth	12.80%	-781.24%	93.52%	62.34%	497.44%	19.92%	7.91%	-18.08%	0.00%	-150.68%	40.10%
Net Income Q/Q Growth	14.17%	-1,426.12%	89.03%	103.81%	-79.61%	28.82%	8.22%	-25.62%	0.00%	-159.38%	51.99%
EPS Q/Q Growth	12.42%	-1,441.04%	89.03%	103.64%	-79.49%	27.57%	8.43%	-29.12%	0.00%	-160.00%	49.32%
Operating Cash Flow Q/Q Growth	-22.61%	12.60%	-0.71%	-3.57%	43.14%	-20.74%	-16.58%	47.21%	0.00%	-27.51%	-28.77%
Free Cash Flow Firm Q/Q Growth	14.12%	834.97%	-90.78%	-175.96%	-2,045.91%	191.37%	-55.46%	384.33%	-291.34%	97.68%	-13.15%
Invested Capital Q/Q Growth	3.82%	-85.68%	-54.88%	23.88%	288.55%	1.69%	100.33%	-41.08%	0.00%	2.45%	6.54%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
Gross Margin	69.17%	64.61%	65.30%	63.59%	63.45%	61.58%	59.42%	48.76%	49.04%	50.73%	48.24%
EBITDA Margin	30.38%	-6.31%	22.69%	23.70%	28.07%	35.11%	10.50%	36.38%	35.80%	36.71%	39.69%
Operating Margin	6.13%	-30.74%	-2.25%	-2.33%	2.11%	9.51%	8.43%	6.12%	3.50%	4.09%	6.76%
EBIT Margin	5.99%	-30.74%	-2.25%	-2.33%	2.09%	9.43%	8.43%	5.78%	3.50%	4.09%	6.61%
Profit (Net Income) Margin	3.05%	-29.08%	-3.55%	0.25%	0.32%	6.50%	7.40%	2.94%	0.29%	-0.13%	2.86%
Tax Burden Percent	67.73%	90.25%	92.87%	-6.04%	61.35%	77.55%	93.42%	69.45%	20.10%	-9.80%	69.55%
Interest Burden Percent	75.22%	104.83%	170.09%	174.76%	24.87%	88.91%	93.87%	73.33%	41.38%	32.46%	62.29%
Effective Tax Rate	32.27%	0.00%	0.00%	0.00%	38.65%	22.45%	6.58%	30.55%	79.90%	109.80%	30.45%
Return on Invested Capital (ROIC)	5.70%	-52.08%	-18.92%	-23.92%	7.91%	30.51%	35.92%	38.20%	2.77%	-0.91%	11.11%
ROIC Less NNEP Spread (ROIC-NNEP)	2.00%	-105.05%	56.30%	-84.26%	-8.74%	21.95%	76.77%	73.92%	-0.36%	-0.02%	4.66%
Return on Net Nonoperating Assets (RNNOA)	1.37%	-55.48%	-13.52%	26.40%	-4.87%	16.05%	-3.93%	-18.29%	-0.39%	-0.05%	9.65%
Return on Equity (ROE)	7.08%	-107.56%	-32.44%	2.48%	3.04%	46.56%	31.99%	19.91%	2.38%	-0.95%	20.76%
Cash Return on Invested Capital (CROIC)	-1.97%	100.20%	43.46%	-40.15%	-100.44%	38.53%	36.62%	79.40%	-122.06%	-2.24%	5.39%
Operating Return on Assets (OROA)	6.02%	-38.43%	-3.72%	-4.17%	3.95%	16.89%	14.24%	11.17%	5.16%	5.94%	10.61%
Return on Assets (ROA)	3.07%	-36.35%	-5.88%	0.44%	0.60%	11.65%	12.49%	5.69%	0.43%	-0.19%	4.60%
Return on Common Equity (ROCE)	7.08%	-107.56%	-32.44%	2.48%	3.04%	46.56%	31.99%	19.91%	2.38%	-0.95%	20.76%
Return on Equity Simple (ROE_SIMPLE)	6.94%	-248.58%	-39.71%	2.44%	2.96%	37.81%	35.15%	26.29%	2.35%	-0.92%	19.63%
Net Operating Profit after Tax (NOPAT)	131	-706	-47	-44	34	197	222	195	30	-16	203
NOPAT Margin	4.15%	-21.52%	-1.57%	-1.63%	1.29%	7.37%	7.88%	4.25%	0.70%	-0.40%	4.70%
Net Nonoperating Expense Percent (NNEP)	3.70%	52.97%	-75.22%	60.34%	16.65%	8.56%	-40.85%	-35.72%	3.14%	-0.88%	6.45%
Return On Investment Capital (ROIC_SIMPLE)	5.39%	-183.93%	-17.60%	-16.20%	4.17%	28.54%	21.47%	37.96%	1.58%	-0.85%	10.46%
Cost of Revenue to Revenue	30.83%	35.39%	34.70%	36.41%	36.55%	38.42%	40.58%	51.24%	51.08%	49.42%	51.95%
SG&A Expenses to Revenue	5.14%	5.07%	5.70%	6.33%	6.14%	5.34%	5.44%	4.25%	23.78%	24.52%	23.75%
R&D to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	63.05%	95.35%	67.55%	65.92%	61.34%	52.07%	50.99%	42.64%	45.54%	46.64%	41.48%
Earnings before Interest and Taxes (EBIT)	189	-1,008	-67	-63	56	252	237	265	149	163	285
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	959	-207	672	641	747	938	296	1,667	1,518	1,463	1,711
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	0.98	1.53	1.70	1.68	2.33	2.68	2.02	5.20	2.32	3.23	2.58
Price to Tangible Book Value (P/TBV)	119.58	3.47	2.21	2.13	2.92	3.24	2.23	0.00	0.00	0.00	19.46
Price to Revenue (P/Rev)	0.43	0.18	0.15	0.17	0.25	0.46	0.60	0.58	0.29	0.45	0.38
Price to Earnings (P/E)	14.14	0.00	0.00	68.65	78.75	7.09	8.18	19.77	98.38	0.00	13.17
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	4.29%	5.14%
Earnings Yield	7.07%	0.00%	0.00%	1.46%	1.27%	14.10%	12.23%	5.06%	1.02%	0.00%	7.60%
Enterprise Value to Invested Capital (EV/IC)	0.99	1.63	2.10	1.92	1.57	2.25	2.82	6.32	1.39	1.70	1.53
Enterprise Value to Revenue (EV/Rev)	0.75	0.16	0.12	0.14	0.40	0.52	0.62	0.56	0.58	0.76	0.67
Enterprise Value to EBITDA (EV/EBITDA)	2.46	0.00	0.53	0.60	1.41	1.48	5.86	1.53	1.61	2.06	1.68
Enterprise Value to EBIT (EV/EBIT)	12.47	0.00	0.00	0.00	18.92	5.53	7.30	9.66	16.43	18.55	10.08
Enterprise Value to NOPAT (EV/NOPAT)	18.01	0.00	0.00	0.00	30.58	7.07	7.82	13.13	81.73	0.00	14.17
Enterprise Value to Operating Cash Flow (EV/OCF)	123.49	2.29	1.00	3.47	4.63	6.46	7.33	6.52	5.21	15.08	27.45
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.39	3.32	0.00	0.00	5.59	7.67	6.32	0.00	0.00	29.22
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.75	0.00	0.00	0.00	1.88	0.50	0.23	0.00	2.61	2.33	2.08
Long-Term Debt to Equity	0.75	0.00	0.00	0.00	1.88	0.50	0.23	0.00	2.61	2.33	2.08
Financial Leverage	0.69	0.53	-0.24	-0.31	0.56	0.73	-0.05	-0.25	1.08	2.25	2.07
Leverage Ratio	2.31	2.96	5.52	5.63	5.04	4.00	2.56	3.50	5.54	5.05	4.52
Compound Leverage Factor	1.74	3.10	9.38	9.83	1.25	3.55	2.41	2.57	2.29	1.64	2.81
Debt to Total Capital	42.88%	0.00%	0.00%	0.00%	65.34%	33.47%	18.45%	0.00%	72.27%	69.99%	67.55%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	42.88%	0.00%	0.00%	0.00%	65.34%	33.47%	18.45%	0.00%	72.27%	69.99%	67.55%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	57.12%	100.00%	100.00%	100.00%	34.66%	66.53%	81.55%	100.00%	27.73%	30.01%	32.45%
Debt to EBITDA	1.09	0.00	0.00	0.00	0.72	0.25	0.64	0.00	0.90	0.89	0.77
Net Debt to EBITDA	1.04	0.00	0.00	0.00	0.52	0.17	0.11	0.00	0.81	0.83	0.73
Long-Term Debt to EBITDA	1.09	0.00	0.00	0.00	0.72	0.25	0.64	0.00	0.90	0.89	0.77
Debt to NOPAT	7.96	0.00	0.00	0.00	15.68	1.17	0.86	0.00	45.84	-81.90	6.46
Net Debt to NOPAT	7.61	0.00	0.00	0.00	11.17	0.81	0.14	0.00	41.02	-76.02	6.16
Long-Term Debt to NOPAT	7.96	0.00	0.00	0.00	15.68	1.17	0.86	0.00	45.84	-81.90	6.46
Altman Z-Score	2.35	0.77	2.45	2.63	3.06	3.53	3.66	2.93	2.51	2.57	2.95
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Current Ratio	0.65	0.68	0.51	0.54	0.62	0.46	0.59	0.61	0.65	0.52	0.66
Quick Ratio	0.23	0.30	0.38	0.37	0.50	0.35	0.48	0.47	0.54	0.41	0.52
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-45	1,357	107	-74	-437	249	226	405	-1,315	-39	98
Operating Cash Flow to CapEx	27.58%	355.89%	633.62%	181.73%	8,601.32%	0.00%	1,178.50%	628.22%	763.77%	393.36%	278.57%
Free Cash Flow to Firm to Interest Expense	-0.94	27.52	2.27	-1.55	-10.18	8.01	14.75	5.71	-14.99	-0.35	0.89
Operating Cash Flow to Interest Expense	0.40	4.68	7.50	2.31	5.29	6.94	15.43	5.54	5.34	1.77	0.95
Operating Cash Flow Less CapEx to Interest Expense	-1.05	3.37	6.32	1.04	5.23	8.51	14.12	4.65	4.64	1.32	0.61
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	1.00	1.25	1.66	1.79	1.89	1.79	1.69	1.93	1.47	1.45	1.61
Accounts Receivable Turnover	50.66	48.64	42.60	38.72	38.15	34.73	33.89	44.00	35.60	35.77	32.25
Inventory Turnover	218.92	243.69	247.85	257.12	247.44	235.49	221.39	396.56	323.43	294.36	375.87
Fixed Asset Turnover	9.44	9.88	9.15	9.02	10.45	13.61	18.29	20.38	14.05	14.03	16.36
Accounts Payable Turnover	7.42	9.74	10.05	9.91	9.52	7.28	6.45	14.60	14.88	11.84	15.31
Days Sales Outstanding (DSO)	7.21	7.50	8.57	9.43	9.57	10.51	10.77	8.30	10.25	10.20	11.32
Days Inventory Outstanding (DIO)	1.67	1.50	1.47	1.42	1.48	1.55	1.65	0.92	1.13	1.24	0.97
Days Payable Outstanding (DPO)	49.18	37.47	36.31	36.83	38.33	50.16	56.60	25.00	24.53	30.82	23.85
Cash Conversion Cycle (CCC)	-40.31	-28.47	-26.27	-25.98	-27.28	-38.10	-44.18	-15.79	-13.15	-19.38	-11.56
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	2,386	323	170	199	671	619	615	405	1,750	1,773	1,878
Invested Capital Turnover	1.37	2.42	12.03	14.65	6.11	4.14	4.56	8.99	3.94	2.26	2.36
Increase / (Decrease) in Invested Capital	176	-2,063	-154	30	472	-52	-4.31	-210	1,345	23	104
Enterprise Value (EV)	2,360	528	356	384	1,053	1,391	1,733	2,559	2,440	3,020	2,874
Market Capitalization	1,364	589	451	457	669	1,231	1,702	2,667	1,216	1,807	1,626
Book Value per Share	$26.26	$7.23	$4.98	$5.11	$5.35	$8.38	$15.55	$7.76	$9.42	$10.32	$11.50
Tangible Book Value per Share	$0.22	$3.20	$3.85	$4.03	$4.28	$6.94	$14.10	($3.05)	($2.23)	($0.57)	$1.53
Total Capital	2,432	384	265	272	827	690	1,033	513	1,894	1,867	1,939
Total Debt	1,043	0.00	0.00	0.00	540	231	190	0.00	1,369	1,307	1,310
Total Long-Term Debt	1,043	0.00	0.00	0.00	540	231	190	0.00	1,369	1,307	1,310
Net Debt	997	-60	-95	-73	385	160	31	-108	1,225	1,213	1,249
Capital Expenditures (CapEx)	69	65	56	61	2.65	-49	20	62	61	51	38
Debt-free, Cash-free Net Working Capital (DFCFNWC)	-217	-196	-312	-250	-326	-309	-369	-302	-311	-332	-204
Debt-free Net Working Capital (DFNWC)	-171	-136	-217	-177	-171	-238	-210	-194	-167	-239	-143
Net Working Capital (NWC)	-171	-136	-217	-177	-171	-238	-210	-194	-167	-239	-143
Net Nonoperating Expense (NNE)	35	248	59	-51	26	23	14	60	18	-11	79
Net Nonoperating Obligations (NNO)	997	-60	-95	-73	385	160	-227	-108	1,225	1,213	1,249
Total Depreciation and Amortization (D&A)	770	801	739	704	691	686	58	1,403	1,369	1,300	1,426
Debt-free, Cash-free Net Working Capital to Revenue	-6.88%	-5.98%	-10.53%	-9.25%	-12.27%	-11.57%	-13.12%	-6.59%	-7.34%	-8.34%	-4.72%
Debt-free Net Working Capital to Revenue	-5.42%	-4.14%	-7.31%	-6.55%	-6.43%	-8.93%	-7.45%	-4.23%	-3.94%	-5.99%	-3.31%
Net Working Capital to Revenue	-5.42%	-4.14%	-7.31%	-6.55%	-6.43%	-8.93%	-7.45%	-4.23%	-3.94%	-5.99%	-3.31%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$1.82	($16.34)	($1.98)	$0.12	$0.16	$3.19	$3.84	$2.37	$0.23	($0.09)	$2.26
Adjusted Weighted Average Basic Shares Outstanding	53.03M	53.09M	53.20M	53.41M	53.98M	55.23M	54.41M	59.03M	55.73M	54.42M	57.42M
Adjusted Diluted Earnings per Share	$1.81	($16.34)	($1.98)	$0.12	$0.16	$3.10	$3.73	$2.02	$0.21	($0.09)	$2.21
Adjusted Weighted Average Diluted Shares Outstanding	53.03M	53.09M	53.20M	53.41M	53.98M	55.23M	54.41M	59.03M	55.73M	54.42M	57.42M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	53.03M	53.09M	53.20M	53.41M	53.98M	55.23M	54.41M	59.03M	55.73M	54.42M	57.42M
Normalized Net Operating Profit after Tax (NOPAT)	141	128	74	-2.69	71	150	256	396	269	266	276
Normalized NOPAT Margin	4.46%	3.90%	2.48%	-0.10%	2.66%	5.61%	9.09%	8.64%	6.34%	6.67%	6.39%
Pre Tax Income Margin	4.51%	-32.23%	-3.82%	-4.08%	0.52%	8.38%	7.92%	4.24%	1.45%	1.33%	4.12%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	3.96	-20.43	-1.41	-1.32	1.30	8.11	15.49	3.74	1.69	1.44	2.58
NOPAT to Interest Expense	2.74	-14.30	-0.99	-0.92	0.80	6.34	14.47	2.75	0.34	-0.14	1.83
EBIT Less CapEx to Interest Expense	2.51	-21.75	-2.60	-2.58	1.23	9.68	14.18	2.86	0.99	0.99	2.24
NOPAT Less CapEx to Interest Expense	1.29	-15.62	-2.17	-2.19	0.74	7.91	13.16	1.87	-0.36	-0.59	1.49
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	50.47%	-5.35%	-24.29%	192.56%	0.00%	7.90%	30.33%	52.99%	640.84%	-1,603.71%	66.65%
Augmented Payout Ratio	50.47%	-5.35%	-24.29%	192.56%	0.00%	8.64%	43.10%	342.09%	1,248.20%	-2,569.14%	66.65%

This table displays calculated financial ratios and metrics derived from Upbound Group's official financial filings.

Metric	Q3 2022	Q4 2022	Q1 2023	Q2 2023	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024
Period end date	9/30/2022	12/31/2022	3/31/2023	6/30/2023	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	0.00%	0.00%	-12.39%	-8.60%	-4.38%	2.71%	7.86%	9.94%	9.17%	5.79%
EBITDA Growth	-16.37%	0.00%	-24.87%	-0.53%	3.64%	7.83%	44.43%	7.55%	11.75%	11.58%
EBIT Growth	-38.52%	0.00%	-417.97%	44.68%	56.57%	32.02%	275.90%	-11.88%	20.68%	41.61%
NOPAT Growth	-142.49%	0.00%	-417.97%	-330.24%	153.93%	-425.99%	313.58%	187.38%	507.41%	296.73%
Net Income Growth	0.00%	0.00%	1,217.06%	-331.27%	175.51%	-525.16%	-41.50%	174.42%	607.31%	375.30%
EPS Growth	0.00%	0.00%	1,150.00%	-351.52%	180.00%	-400.00%	-40.48%	173.49%	587.50%	405.56%
Operating Cash Flow Growth	65.11%	0.00%	-48.65%	-55.34%	-37.60%	-134.86%	-56.91%	-58.84%	36.19%	-215.21%
Free Cash Flow Firm Growth	294.83%	-736.69%	207.97%	96.68%	-356.25%	96.54%	-195.02%	116.62%	101.01%	-28.03%
Invested Capital Growth	-100.00%	332.13%	-72.59%	-1.71%	0.00%	1.34%	257.47%	2.98%	1.82%	5.89%
Revenue Q/Q Growth	-4.42%	-3.76%	3.10%	-3.63%	-0.01%	3.38%	8.27%	-1.78%	-0.71%	0.18%
EBITDA Q/Q Growth	-7.88%	-0.85%	-21.95%	39.54%	-4.02%	3.16%	4.54%	3.91%	-0.27%	3.00%
EBIT Q/Q Growth	-36.16%	14.19%	-182.94%	339.32%	-30.92%	-3.72%	10.50%	19.90%	-5.39%	12.98%
NOPAT Q/Q Growth	-150.99%	147.05%	-449.52%	-174.58%	111.94%	-384.38%	329.00%	12.33%	-16.97%	-7.90%
Net Income Q/Q Growth	-129.29%	145.81%	1,688.06%	-196.38%	109.56%	-357.94%	346.02%	22.62%	-9.10%	0.40%
EPS Q/Q Growth	-130.30%	160.00%	1,300.00%	-198.81%	109.64%	-325.00%	377.78%	22.00%	-9.84%	0.00%
Operating Cash Flow Q/Q Growth	52.71%	-54.88%	86.99%	-65.33%	113.40%	-125.20%	331.13%	-66.89%	606.15%	-158.33%
Free Cash Flow Firm Q/Q Growth	160.80%	-298.99%	196.86%	-102.83%	-4,598.77%	97.31%	-2,556.41%	100.49%	186.61%	-439.84%
Invested Capital Q/Q Growth	-100.00%	0.00%	-71.50%	256.29%	-2.57%	2.45%	0.52%	2.63%	-3.67%	6.54%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
Gross Margin	49.37%	50.27%	49.83%	51.70%	50.78%	50.64%	48.27%	49.42%	47.82%	47.46%
EBITDA Margin	36.10%	37.19%	28.15%	40.76%	39.12%	39.04%	37.69%	39.87%	40.05%	41.18%
Operating Margin	3.62%	4.30%	-3.46%	8.58%	5.93%	5.52%	5.64%	7.49%	6.55%	7.39%
EBIT Margin	3.62%	4.30%	-3.46%	8.58%	5.93%	5.52%	5.64%	6.88%	6.55%	7.39%
Profit (Net Income) Margin	-0.56%	0.27%	4.66%	-4.66%	0.45%	-1.11%	2.53%	3.15%	2.89%	2.89%
Tax Burden Percent	-40.31%	16.61%	-75.37%	-80.31%	13.89%	-41.01%	85.00%	73.11%	69.89%	56.97%
Interest Burden Percent	38.66%	37.64%	178.83%	67.59%	54.12%	49.09%	52.74%	62.70%	63.03%	68.70%
Effective Tax Rate	140.31%	83.39%	0.00%	180.31%	86.11%	141.01%	15.00%	26.89%	30.11%	43.03%
Return on Invested Capital (ROIC)	0.00%	2.81%	-8.55%	-15.40%	3.77%	-5.13%	17.08%	12.65%	11.16%	9.95%
ROIC Less NNEP Spread (ROIC-NNEP)	0.00%	2.02%	4.24%	-13.58%	3.11%	-4.17%	12.27%	10.55%	9.57%	8.80%
Return on Net Nonoperating Assets (RNNOA)	0.00%	2.17%	3.99%	-27.51%	5.91%	-9.36%	10.15%	20.59%	18.08%	18.22%
Return on Equity (ROE)	0.00%	4.98%	-4.56%	-42.92%	9.68%	-14.48%	27.23%	33.24%	29.24%	28.17%
Cash Return on Invested Capital (CROIC)	200.00%	-122.06%	200.03%	1.30%	-196.36%	-2.24%	-116.38%	2.71%	6.49%	5.39%
Operating Return on Assets (OROA)	0.00%	6.33%	-5.13%	12.84%	17.88%	8.03%	8.54%	11.00%	10.71%	11.87%
Return on Assets (ROA)	0.00%	0.40%	6.92%	-6.97%	1.34%	-1.62%	3.83%	5.04%	4.72%	4.65%
Return on Common Equity (ROCE)	0.00%	4.98%	-4.56%	-42.92%	9.68%	-14.48%	27.23%	33.24%	29.24%	28.17%
Return on Equity Simple (ROE_SIMPLE)	0.00%	0.00%	9.54%	-0.23%	1.46%	0.00%	-4.29%	9.18%	13.28%	0.00%
Net Operating Profit after Tax (NOPAT)	-15	7.03	-25	-67	8.06	-23	52	59	49	45
NOPAT Margin	-1.46%	0.71%	-2.42%	-6.89%	0.82%	-2.26%	4.79%	5.48%	4.58%	4.21%
Net Nonoperating Expense Percent (NNEP)	10.99%	0.79%	-12.79%	-1.82%	0.65%	-0.96%	4.81%	2.10%	1.59%	1.15%
Return On Investment Capital (ROIC_SIMPLE)	0.00%	0.37%	-3.67%	-3.62%	0.44%	-1.23%	2.81%	3.08%	2.65%	2.33%
Cost of Revenue to Revenue	50.63%	50.24%	65.58%	48.30%	49.22%	34.48%	66.15%	50.58%	52.18%	38.56%
SG&A Expenses to Revenue	23.23%	24.63%	24.06%	23.48%	25.06%	25.48%	24.54%	23.93%	23.15%	23.36%
R&D to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	45.75%	45.97%	37.88%	27.60%	44.85%	75.59%	28.21%	27.41%	41.26%	69.42%
Earnings before Interest and Taxes (EBIT)	37	42	-35	84	58	56	62	74	70	79
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	370	366	286	399	383	395	413	429	428	441
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	0.00	2.32	1.86	2.59	2.56	3.23	3.24	2.80	2.84	2.58
Price to Tangible Book Value (P/TBV)	0.00	0.00	34.87	297.93	0.00	0.00	31,752.75	57.15	31.14	19.46
Price to Revenue (P/Rev)	0.00	0.29	0.30	0.40	0.39	0.45	0.46	0.40	0.41	0.38
Price to Earnings (P/E)	0.00	98.38	19.46	0.00	175.60	0.00	0.00	30.51	21.42	13.17
Dividend Yield	0.00%	0.00%	0.00%	2.34%	2.47%	4.29%	4.13%	4.84%	4.64%	5.14%
Earnings Yield	0.00%	1.02%	5.14%	0.00%	0.57%	0.00%	0.00%	3.28%	4.67%	7.60%
Enterprise Value to Invested Capital (EV/IC)	0.00	1.39	2.15	1.56	1.54	1.70	1.73	1.59	1.64	1.53
Enterprise Value to Revenue (EV/Rev)	0.00	0.58	0.26	0.69	0.67	0.76	0.76	0.70	0.68	0.67
Enterprise Value to EBITDA (EV/EBITDA)	0.00	1.61	0.75	1.95	1.86	2.06	1.94	1.78	1.73	1.68
Enterprise Value to EBIT (EV/EBIT)	0.00	16.43	10.47	21.58	17.85	18.55	11.85	11.33	10.77	10.08
Enterprise Value to NOPAT (EV/NOPAT)	0.00	81.73	1.07	0.00	84.66	0.00	0.00	28.52	19.97	14.17
Enterprise Value to Operating Cash Flow (EV/OCF)	0.00	5.21	2.91	8.57	9.65	15.08	21.94	24.44	19.67	27.45
Enterprise Value to Free Cash Flow (EV/FCFF)	1.33	0.00	0.46	118.78	0.00	0.00	0.00	59.35	25.52	29.22
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.00	2.61	0.00	1.98	2.08	2.33	2.23	2.21	2.02	2.08
Long-Term Debt to Equity	0.00	2.61	0.00	1.98	2.08	2.33	2.23	2.21	2.02	2.08
Financial Leverage	-0.20	1.08	0.94	2.03	1.90	2.25	0.83	1.95	1.89	2.07
Leverage Ratio	3.58	5.54	4.62	4.52	4.40	5.05	4.30	4.26	4.30	4.52
Compound Leverage Factor	1.38	2.09	8.27	3.05	2.38	2.48	2.27	2.67	2.71	3.10
Debt to Total Capital	0.00%	72.27%	0.00%	66.43%	67.48%	69.99%	69.03%	68.81%	66.88%	67.55%
Short-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	0.00%	72.27%	0.00%	66.43%	67.48%	69.99%	69.03%	68.81%	66.88%	67.55%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	0.00%	27.73%	100.00%	33.57%	32.52%	30.01%	30.97%	31.19%	33.12%	32.45%
Debt to EBITDA	0.00	0.90	0.00	0.87	0.86	0.89	0.81	0.81	0.74	0.77
Net Debt to EBITDA	0.00	0.81	0.00	0.81	0.79	0.83	0.76	0.76	0.69	0.73
Long-Term Debt to EBITDA	0.00	0.90	0.00	0.87	0.86	0.89	0.81	0.81	0.74	0.77
Debt to NOPAT	0.00	45.84	0.00	-165.01	39.37	-81.90	-29.64	12.92	8.54	6.46
Net Debt to NOPAT	0.00	41.02	0.00	-153.44	36.01	-76.02	-27.69	12.11	7.95	6.16
Long-Term Debt to NOPAT	0.00	45.84	0.00	-165.01	39.37	-81.90	-29.64	12.92	8.54	6.46
Altman Z-Score	0.00	2.38	2.33	2.63	2.51	2.44	2.62	2.66	2.77	2.69
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Current Ratio	0.00	0.65	0.74	0.56	0.63	0.52	0.56	0.67	0.70	0.66
Quick Ratio	0.00	0.54	0.62	0.45	0.49	0.41	0.45	0.52	0.51	0.52
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	672	-1,338	1,296	-37	-1,723	-46	-1,231	6.09	17	-59
Operating Cash Flow to CapEx	674.96%	472.41%	1,106.04%	308.17%	528.23%	-133.09%	387.55%	104.56%	0.00%	-526.88%
Free Cash Flow to Firm to Interest Expense	29.28	-50.13	46.12	-1.30	-61.78	-1.59	-41.06	0.21	0.65	-2.33
Operating Cash Flow to Interest Expense	5.44	2.11	3.75	1.29	2.80	-0.67	1.51	0.53	3.96	-2.44
Operating Cash Flow Less CapEx to Interest Expense	4.64	1.67	3.41	0.87	2.27	-1.18	1.12	0.02	3.97	-2.90
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.00	1.47	1.48	1.50	3.02	1.45	1.52	1.60	1.63	1.61
Accounts Receivable Turnover	0.00	35.60	38.26	37.75	0.00	35.77	38.69	38.92	37.57	32.25
Inventory Turnover	0.00	323.43	385.36	388.58	0.00	294.36	337.93	398.54	391.82	375.87
Fixed Asset Turnover	0.00	14.05	13.89	13.77	0.00	14.03	14.77	15.35	15.89	16.36
Accounts Payable Turnover	0.00	14.88	17.79	19.20	0.00	11.84	17.01	19.31	16.92	15.31
Days Sales Outstanding (DSO)	0.00	10.25	9.54	9.67	0.00	10.20	9.43	9.38	9.71	11.32
Days Inventory Outstanding (DIO)	0.00	1.13	0.95	0.94	0.00	1.24	1.08	0.92	0.93	0.97
Days Payable Outstanding (DPO)	0.00	24.53	20.51	19.01	0.00	30.82	21.45	18.90	21.57	23.85
Cash Conversion Cycle (CCC)	0.00	-13.15	-10.03	-8.40	0.00	-19.38	-10.94	-8.61	-10.92	-11.56
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	0.00	1,750	499	1,777	1,731	1,773	1,783	1,829	1,762	1,878
Invested Capital Turnover	0.00	3.94	3.54	2.23	4.58	2.26	3.57	2.31	2.44	2.36
Increase / (Decrease) in Invested Capital	-687	1,345	-1,320	-31	1,731	23	1,284	53	32	104
Enterprise Value (EV)	912	2,440	1,072	2,770	2,665	3,020	3,078	2,903	2,891	2,874
Market Capitalization	912	1,216	1,244	1,619	1,532	1,807	1,873	1,670	1,740	1,626
Book Value per Share	$0.00	$9.42	$12.03	$11.18	$10.67	$10.32	$10.59	$10.92	$11.19	$11.50
Tangible Book Value per Share	$0.00	($2.23)	$0.64	$0.10	($0.15)	($0.57)	$0.00	$0.54	$1.02	$1.53
Total Capital	0.00	1,894	670	1,863	1,837	1,867	1,867	1,912	1,847	1,939
Total Debt	0.00	1,369	0.00	1,238	1,239	1,307	1,289	1,316	1,236	1,310
Total Long-Term Debt	0.00	1,369	0.00	1,238	1,239	1,307	1,289	1,316	1,236	1,310
Net Debt	0.00	1,225	-172	1,151	1,134	1,213	1,204	1,233	1,151	1,249
Capital Expenditures (CapEx)	19	12	9.53	12	15	15	12	14	-0.27	12
Debt-free, Cash-free Net Working Capital (DFCFNWC)	0.00	-311	-286	-266	-266	-332	-271	-209	-205	-204
Debt-free Net Working Capital (DFNWC)	0.00	-167	-114	-180	-160	-239	-186	-127	-120	-143
Net Working Capital (NWC)	0.00	-167	-114	-180	-160	-239	-186	-127	-120	-143
Net Nonoperating Expense (NNE)	-9.17	4.39	-72	-22	3.70	-12	25	25	18	14
Net Nonoperating Obligations (NNO)	0.00	1,225	-172	1,151	1,134	1,213	1,204	1,233	1,151	1,249
Total Depreciation and Amortization (D&A)	333	324	321	315	325	339	351	355	358	362
Debt-free, Cash-free Net Working Capital to Revenue	0.00%	-7.34%	-6.97%	-6.65%	-6.72%	-8.34%	-6.67%	-5.03%	-4.82%	-4.72%
Debt-free Net Working Capital to Revenue	0.00%	-3.94%	-2.78%	-4.48%	-4.05%	-5.99%	-4.58%	-3.05%	-2.82%	-3.31%
Net Working Capital to Revenue	0.00%	-3.94%	-2.78%	-4.48%	-4.05%	-5.99%	-4.58%	-3.05%	-2.82%	-3.31%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.00	$0.04	$0.86	($0.83)	$0.08	($0.20)	$0.51	$0.62	$0.56	$0.57
Adjusted Weighted Average Basic Shares Outstanding	0.00	55.73M	55.93M	55.98M	54.29M	54.42M	54.63M	54.68M	54.70M	57.42M
Adjusted Diluted Earnings per Share	$0.00	$0.06	$0.84	($0.83)	$0.08	($0.18)	$0.50	$0.61	$0.55	$0.55
Adjusted Weighted Average Diluted Shares Outstanding	0.00	55.73M	55.93M	55.98M	54.29M	54.42M	54.63M	54.68M	54.70M	57.42M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	0.00	55.73M	55.93M	55.98M	54.29M	54.42M	54.63M	54.68M	54.70M	57.42M
Normalized Net Operating Profit after Tax (NOPAT)	69	30	65	59	61	39	75	59	69	45
Normalized NOPAT Margin	6.75%	3.01%	6.37%	6.01%	6.23%	3.87%	6.87%	5.48%	6.42%	4.21%
Pre Tax Income Margin	1.40%	1.62%	-6.18%	5.80%	3.21%	2.71%	2.97%	4.31%	4.13%	5.08%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	1.61	1.59	-1.25	2.98	2.08	1.92	2.06	2.61	2.61	3.11
NOPAT to Interest Expense	-0.65	0.26	-0.87	-2.39	0.29	-0.79	1.75	2.08	1.83	1.77
EBIT Less CapEx to Interest Expense	0.81	1.14	-1.59	2.56	1.55	1.41	1.67	2.10	2.62	2.65
NOPAT Less CapEx to Interest Expense	-1.46	-0.18	-1.21	-2.81	-0.24	-1.29	1.36	1.57	1.84	1.31
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	640.84%	130.78%	-5,921.92%	953.27%	-1,603.71%	-318.40%	146.99%	99.34%	66.65%
Augmented Payout Ratio	0.00%	1,248.20%	130.78%	-5,921.92%	1,747.86%	-2,569.14%	-318.40%	146.99%	131.29%	66.65%

Frequently Asked Questions About Upbound Group's Financials

When does Upbound Group's fiscal year end?

According to the most recent income statement we have on file, Upbound Group's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Upbound Group's net income changed over the last 10 years?

Upbound Group's net income appears to be on a downward trend, with a most recent value of $123.48 million in 2024, rising from $96.42 million in 2014. The previous period was -$5.18 million in 2023. See Upbound Group's forecast for analyst expectations on what’s next for the company.

What is Upbound Group's operating income?

Upbound Group's total operating income in 2024 was $291.63 million, based on the following breakdown:

Total Gross Profit: $2.08 billion
Total Operating Expenses: $1.79 billion

How has Upbound Group revenue changed over the last 10 years?

Over the last 10 years, Upbound Group's total revenue changed from $3.16 billion in 2014 to $4.31 billion in 2024, a change of 36.6%.

How much debt does Upbound Group have?

Upbound Group's total liabilities were at $2.02 billion at the end of 2024, a 6.5% decrease from 2023, and a 7.4% increase since 2014.

How much cash does Upbound Group have?

In the past 10 years, Upbound Group's cash and equivalents has ranged from $46.13 million in 2014 to $159.45 million in 2020, and is currently $60.86 million as of their latest financial filing in 2024.

How has Upbound Group's book value per share changed over the last 10 years?

Over the last 10 years, Upbound Group's book value per share changed from 26.26 in 2014 to 11.50 in 2024, a change of -56.2%.

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This page (NASDAQ:UPBD) was last updated on 5/7/2025 by MarketBeat.com Staff

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Upbound Group (UPBD) Financials

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