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Upstart (UPST) Earnings Date, Estimates & Call Transcripts

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$31.17 -0.91 (-2.84%)
Closing price 05/5/2026 04:00 PM Eastern
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$28.44 -2.73 (-8.75%)
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Upstart Earnings Summary

Upstart released Q1 2026 earnings on May 5, 2026, reporting an EPS of -$0.07, which missed the consensus estimate of $0.39 by $0.46. Quarterly revenue rose 44.3% year-over-year to $308.21 million, above analyst estimates of $301.30 million. With a trailing EPS of $0.42 and a P/E Ratio of 74.21, Upstart's earnings are expected to grow 75.53% next year, from $0.94 to $1.65 per share.

Latest Q1
Earnings Date
May. 5Estimated
Consensus EPS
(May. 5)
$0.39
Actual EPS
(May. 5)
-$0.07 Missed By -$0.46
Actual Revenue
(May. 5)
$308.21M

Q1 2026 Earnings Resources

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UPST Earnings Estimates and Actuals by Quarter

The chart below shows up to four years of a company's earnings history. The dark blue line represents the company's actual earnings per share. The light blue area represents the range of Wall Street analysts' earnings estimates for each quarter.

UPST Estimated and Actual Revenue by Quarter

The chart below shows up to four years of a company's revenue history. The dark blue line represents the company's actual revenue. The light blue line represents the company's estimated revenue based on the consensus of Wall Street analysts for each quarter.

Upstart Analyst EPS Estimates

QuarterNumber of EstimatesLow EstimateHigh EstimateAverage EstimateRevenue EstimateCompany Revenue Guidance
Q1 20261-$0.17-$0.17-$0.17
Q2 20261-$0.10-$0.10-$0.10

Upstart Earnings History by Quarter

DateQuarterConsensus EstimateReported EPSBeat/MissGAAP EPSRevenue EstimateActual RevenueDetails
5/5/2026Q1 2026$0.39-$0.07 -$0.46-$0.07$301.30M$308.21M
2/10/2026Q4 2025$0.15$0.17+$0.02$0.17$288.54M$296.09M
11/4/2025Q3 2025$0.42$0.52+$0.10$0.23$288.94M$258.54M
8/5/2025Q2 2025$0.27$0.36+$0.09$0.05$225.35M$257.29M
5/6/2025Q1 2025$0.19$0.30+$0.11-$0.03$201.08M$213.37M
2/11/2025Q4 2024-$0.04-$0.02+$0.02-$0.03$182.00M$199.28M
11/7/2024Q3 2024-$0.1440-$0.45 -$0.3060-$0.83$149.94M$162.14M
8/6/2024Q2 2024-$0.39-$0.17+$0.22-$0.52$124.55M$127.63M
5/7/2024Q1 2024-$0.80-$0.74+$0.06-$0.74$124.82M$127.79M

Data powered by Fiscal.ai.

Upstart Earnings - Frequently Asked Questions

Upstart (NASDAQ:UPST) last announced its quarterly earning data on Tuesday, May 5, 2026. Learn more on UPST's earnings history.

Upstart issued an update on its FY 2026 earnings guidance on Tuesday, May, 5th. The company issued revenue guidance of $1.4 billion-$1.4 billion, compared to the consensus revenue estimate of $1.4 billion.

In the previous quarter, Upstart (NASDAQ:UPST) missed the analysts' consensus estimate of $0.39 by $0.46 with a reported earnings per share (EPS) of ($0.07). Learn more on analysts' earnings estimate vs. UPST's actual earnings.

The conference call for Upstart's latest earnings report can be listened to online.
Listen to Conference Call

The conference call transcript for Upstart's latest earnings report can be read online.
Read Transcript

Upstart (NASDAQ:UPST) has a recorded annual revenue of $1.02 billion.

Upstart (NASDAQ:UPST) has a recorded net income of $53.60 million. UPST has generated $0.42 earnings per share over the last four quarters.

Upstart (NASDAQ:UPST) has a trailing price-to-earnings ratio of 74.21 and a forward price-to-earnings ratio of 33.16. The price/earnings-to-growth ratio is 0.9.

Upstart's earnings are expected to grow from $0.94 per share to $1.65 per share in the next year, which is a 75.53% increase.


This page (NASDAQ:UPST) was last updated on 5/6/2026 by MarketBeat.com Staff.
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