Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing; and credit, prepaid card, and debit card-based processing services. Its ACH processing services include Represented Check, a consumer non-sufficient funds check that is represented for payment electronically rather than through the paper check collection system; and Accounts Receivable Check Conversion, a consumer paper check payment, which is converted into an e-check. The company also offers merchant account services for the processing of card-based transactions through the VISA, MasterCard, American Express, Discover, and JCB networks, including online terminal services accessed through a Website or retail services accessed through a physical terminal. In addition, it provides a proprietary Web-based customer service application that allows companies to process one-time and recurring payments through e-checks or credit cards; and an interactive voice response telephone system to companies, which accept payments directly from consumers over the telephone using e-checks or credit cards. The company markets and sells ACH products and services primarily through resellers, as well as markets and sells prepaid card program directly to corporations and to consumers through the Internet. Usio, Inc. has a strategic partnership agreement with Pineapple Payments. The company was formerly known as Payment Data Systems, Inc. and changed its name to Usio, Inc. in June 2019. Usio, Inc. was founded in 1998 and is headquartered in San Antonio, Texas.
Industry, Sector and Symbol
Industry Functions related to depository banking
Sub-IndustryN/A
SectorBusiness Services
CIKN/A
Phone210-249-4100
Debt
Price-To-Earnings
Sales & Book Value
Annual Sales$25.02 million
Profitability
Miscellaneous
Employees43
Next Earnings Date11/13/2019 (Estimated)
OptionableNot Optionable
Usio (NASDAQ:USIO) Frequently Asked Questions
What is Usio's stock symbol?
Usio trades on the NASDAQ under the ticker symbol "USIO."
How were Usio's earnings last quarter?
Usio (NASDAQ:USIO) announced its earnings results on Wednesday, August, 14th. The company reported ($0.10) EPS for the quarter, missing analysts' consensus estimates of ($0.08) by $0.02. The business earned $7.16 million during the quarter, compared to analysts' expectations of $7.03 million. Usio had a negative net margin of 15.16% and a negative return on equity of 40.21%. View Usio's Earnings History.
When is Usio's next earnings date?
What price target have analysts set for USIO?
1 analysts have issued 12 month price objectives for Usio's stock. Their predictions range from $5.00 to $5.00. On average, they expect Usio's stock price to reach $5.00 in the next twelve months. This suggests a possible upside of 85.2% from the stock's current price. View Analyst Price Targets for Usio.
What is the consensus analysts' recommendation for Usio?
1 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Usio in the last year. There are currently 1 buy rating for the stock, resulting in a consensus recommendation of "Buy." View Analyst Ratings for Usio.
What are Wall Street analysts saying about Usio stock?
Here are some recent quotes from research analysts about Usio stock:
- 1. According to Zacks Investment Research, "Usio Inc. provides integrated payment solutions to merchants, billers, banks, service bureaus and card issuers. The Company operates credit, debit/prepaid, and ACH payment processing platforms. Usio Inc., formerly known as Payment Data Systems Inc., is headquartered in San Antonio, Texas. " (8/21/2019)
- 2. Barrington Research analysts commented, "We believe the introduction of the PayFac platform positions USIO to significantly scale future growth. Through PayFac, USIO is focused on driving organic growth in four large vertical markets with consistent payments streams with spending that totaled over $2.1 trillion in 2017 and include healthcare, utilities, property management and insurance." (8/15/2019)
Has Usio been receiving favorable news coverage?
News headlines about USIO stock have trended positive on Wednesday, according to InfoTrie Sentiment Analysis. The research group identifies negative and positive press coverage by monitoring more than six thousand blog and news sources. The firm ranks coverage of publicly-traded companies on a scale of negative five to five, with scores nearest to five being the most favorable. Usio earned a media sentiment score of 2.5 on InfoTrie's scale. They also gave media headlines about the company a news buzz of 6.0 out of 10, meaning that recent press coverage is somewhat likely to have an effect on the company's share price in the immediate future. View News Stories for Usio.
Who are some of Usio's key competitors?
Some companies that are related to Usio include Iclick Interactive Asia Group (ICLK), Quarterhill (QTRH), Luna Innovations (LUNA), Liberty Tax (TAXA), Exela Technologies (XELA), Sino United Worldwide Consolidated (SUIC), Hill International (HIL), Fang (SFUN), Inspired Entertainment (INSE), MDC Partners (MDCA), Atento (ATTO), AstroNova (ALOT), Acacia Research (ACTG), Avalon Globocare (AVCO) and RR Donnelley & Sons (RRD).
Who are Usio's key executives?
Usio's management team includes the folowing people:
- Mr. Michael R. Long, Co-Founder & Chairman (Age 74)
- Mr. Louis A. Hoch, Co-Founder, Vice-Chairman, Pres, CEO & COO (Age 53)
- Mr. Lowell Thomas Jewell CPA, CPA, Sr. VP & CFO (Age 62)
- Mr. Vaden C. Landers, Exec. VP & Chief Revenue Officer (Age 49)
- Mr. Kenneth Wayne Keller, Chief Technology Officer & Sr. VP (Age 53)
How do I buy shares of Usio?
Shares of USIO can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is Usio's stock price today?
One share of USIO stock can currently be purchased for approximately $2.70.
How big of a company is Usio?
Usio has a market capitalization of $46.06 million and generates $25.02 million in revenue each year. The company earns $-3,780,000.00 in net income (profit) each year or ($0.31) on an earnings per share basis. Usio employs 43 workers across the globe.View Additional Information About Usio.
What is Usio's official website?
How can I contact Usio?
Usio's mailing address is 3611 PAESANOS PARKWAY SUITE 300, San Antonio TX, 78231. The company can be reached via phone at 210-249-4100 or via email at [email protected]
MarketBeat Community Rating for Usio (NASDAQ USIO)
MarketBeat's community ratings are surveys of what our community members think about Usio and other stocks. Vote "Outperform" if you believe USIO will outperform the S&P 500 over the long term. Vote "Underperform" if you believe USIO will underperform the S&P 500 over the long term. You may vote once every thirty days.
