Usio (NASDAQ:USIO) and International Money Express (NASDAQ:IMXI) are both small-cap business services companies, but which is the better business? We will compare the two companies based on the strength of their dividends, profitability, valuation, institutional ownership, risk, earnings and analyst recommendations.
Analyst Recommendations
This is a summary of recent ratings and recommmendations for Usio and International Money Express, as reported by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score |
---|
Usio | 0 | 1 | 3 | 0 | 2.75 |
International Money Express | 0 | 2 | 4 | 0 | 2.67 |
Usio currently has a consensus target price of $4.50, suggesting a potential downside of 31.82%. International Money Express has a consensus target price of $19.20, suggesting a potential upside of 28.26%. Given International Money Express' higher probable upside, analysts plainly believe International Money Express is more favorable than Usio.
Institutional and Insider Ownership
4.9% of Usio shares are owned by institutional investors. Comparatively, 65.8% of International Money Express shares are owned by institutional investors. 40.2% of Usio shares are owned by insiders. Comparatively, 32.4% of International Money Express shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.
Earnings & Valuation
This table compares Usio and International Money Express' top-line revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio |
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Usio | $28.20 million | 5.86 | $-5,120,000.00 | ($0.39) | -16.92 |
International Money Express | $319.60 million | 1.79 | $19.61 million | $0.82 | 18.26 |
International Money Express has higher revenue and earnings than Usio. Usio is trading at a lower price-to-earnings ratio than International Money Express, indicating that it is currently the more affordable of the two stocks.
Risk & Volatility
Usio has a beta of 1.69, suggesting that its share price is 69% more volatile than the S&P 500. Comparatively, International Money Express has a beta of 0.44, suggesting that its share price is 56% less volatile than the S&P 500.
Profitability
This table compares Usio and International Money Express' net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets |
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Usio | -15.17% | -50.82% | -7.69% |
International Money Express | 8.65% | 52.83% | 15.07% |
Summary
International Money Express beats Usio on 10 of the 14 factors compared between the two stocks.