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Usio (USIO) Competitors

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$1.93 +0.04 (+2.12%)
As of 03:37 PM Eastern
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USIO vs. VABK, FBLA, MRBK, FSBW, and PEBK

Should you buy Usio stock or one of its competitors? MarketBeat compares Usio with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Usio include Virginia National Bankshares (VABK), FB Bancorp (FBLA), Meridian Bank (MRBK), FS Bancorp (FSBW), and Peoples Bancorp of North Carolina (PEBK). These companies are all part of the "banking" industry.

How does Usio compare to Virginia National Bankshares?

Usio (NASDAQ:USIO) and Virginia National Bankshares (NASDAQ:VABK) are both small-cap banking companies, but which is the superior investment? We will compare the two businesses based on the strength of their media sentiment, valuation, earnings, profitability, dividends, risk, analyst recommendations and institutional ownership.

Usio presently has a consensus target price of $5.13, indicating a potential upside of 165.54%. Given Usio's stronger consensus rating and higher probable upside, equities research analysts plainly believe Usio is more favorable than Virginia National Bankshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Usio
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.25
Virginia National Bankshares
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Virginia National Bankshares has lower revenue, but higher earnings than Usio. Usio is trading at a lower price-to-earnings ratio than Virginia National Bankshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Usio$85.39M0.62-$2.51M-$0.08N/A
Virginia National Bankshares$83.34M2.90$19.26M$3.6912.09

In the previous week, Virginia National Bankshares had 7 more articles in the media than Usio. MarketBeat recorded 7 mentions for Virginia National Bankshares and 0 mentions for Usio. Virginia National Bankshares' average media sentiment score of 0.62 beat Usio's score of 0.00 indicating that Virginia National Bankshares is being referred to more favorably in the news media.

Company Overall Sentiment
Usio Neutral
Virginia National Bankshares Positive

Usio has a beta of 1.3, meaning that its stock price is 30% more volatile than the broader market. Comparatively, Virginia National Bankshares has a beta of 0.45, meaning that its stock price is 55% less volatile than the broader market.

20.2% of Usio shares are held by institutional investors. Comparatively, 37.4% of Virginia National Bankshares shares are held by institutional investors. 19.0% of Usio shares are held by insiders. Comparatively, 14.4% of Virginia National Bankshares shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Virginia National Bankshares has a net margin of 24.15% compared to Usio's net margin of -2.43%. Virginia National Bankshares' return on equity of 11.15% beat Usio's return on equity.

Company Net Margins Return on Equity Return on Assets
Usio-2.43% -11.73% -1.86%
Virginia National Bankshares 24.15%11.15%1.23%

Summary

Virginia National Bankshares beats Usio on 10 of the 16 factors compared between the two stocks.

How does Usio compare to FB Bancorp?

Usio (NASDAQ:USIO) and FB Bancorp (NASDAQ:FBLA) are both small-cap banking companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, analyst recommendations, earnings, institutional ownership, dividends, valuation, risk and media sentiment.

FB Bancorp has lower revenue, but higher earnings than Usio. Usio is trading at a lower price-to-earnings ratio than FB Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Usio$85.39M0.62-$2.51M-$0.08N/A
FB Bancorp$69.94M3.60$1.25M$0.04389.40

20.2% of Usio shares are held by institutional investors. 19.0% of Usio shares are held by company insiders. Comparatively, 3.9% of FB Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Usio presently has a consensus target price of $5.13, suggesting a potential upside of 165.54%. Given Usio's stronger consensus rating and higher possible upside, equities research analysts plainly believe Usio is more favorable than FB Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Usio
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.25
FB Bancorp
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Usio has a beta of 1.3, meaning that its stock price is 30% more volatile than the broader market. Comparatively, FB Bancorp has a beta of -0.08, meaning that its stock price is 108% less volatile than the broader market.

In the previous week, Usio's average media sentiment score of 0.00 equaled FB Bancorp'saverage media sentiment score.

Company Overall Sentiment
Usio Neutral
FB Bancorp Neutral

FB Bancorp has a net margin of 0.83% compared to Usio's net margin of -2.43%. FB Bancorp's return on equity of 0.93% beat Usio's return on equity.

Company Net Margins Return on Equity Return on Assets
Usio-2.43% -11.73% -1.86%
FB Bancorp 0.83%0.93%0.24%

Summary

Usio and FB Bancorp tied by winning 7 of the 14 factors compared between the two stocks.

How does Usio compare to Meridian Bank?

Usio (NASDAQ:USIO) and Meridian Bank (NASDAQ:MRBK) are both small-cap banking companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, risk, dividends, valuation, analyst recommendations, media sentiment, profitability and earnings.

In the previous week, Meridian Bank had 1 more articles in the media than Usio. MarketBeat recorded 1 mentions for Meridian Bank and 0 mentions for Usio. Meridian Bank's average media sentiment score of 0.58 beat Usio's score of 0.00 indicating that Meridian Bank is being referred to more favorably in the news media.

Company Overall Sentiment
Usio Neutral
Meridian Bank Positive

Usio has a beta of 1.3, indicating that its stock price is 30% more volatile than the broader market. Comparatively, Meridian Bank has a beta of 0.65, indicating that its stock price is 35% less volatile than the broader market.

Meridian Bank has higher revenue and earnings than Usio. Usio is trading at a lower price-to-earnings ratio than Meridian Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Usio$85.39M0.62-$2.51M-$0.08N/A
Meridian Bank$130.00M1.81$21.84M$2.079.58

20.2% of Usio shares are held by institutional investors. Comparatively, 58.6% of Meridian Bank shares are held by institutional investors. 19.0% of Usio shares are held by insiders. Comparatively, 14.1% of Meridian Bank shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Meridian Bank has a net margin of 11.68% compared to Usio's net margin of -2.43%. Meridian Bank's return on equity of 12.61% beat Usio's return on equity.

Company Net Margins Return on Equity Return on Assets
Usio-2.43% -11.73% -1.86%
Meridian Bank 11.68%12.61%0.95%

Usio presently has a consensus target price of $5.13, indicating a potential upside of 165.54%. Meridian Bank has a consensus target price of $22.00, indicating a potential upside of 10.94%. Given Usio's higher possible upside, research analysts clearly believe Usio is more favorable than Meridian Bank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Usio
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.25
Meridian Bank
1 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

Summary

Meridian Bank beats Usio on 13 of the 16 factors compared between the two stocks.

How does Usio compare to FS Bancorp?

Usio (NASDAQ:USIO) and FS Bancorp (NASDAQ:FSBW) are both small-cap banking companies, but which is the better investment? We will contrast the two companies based on the strength of their institutional ownership, risk, media sentiment, analyst recommendations, profitability, dividends, valuation and earnings.

FS Bancorp has a net margin of 14.88% compared to Usio's net margin of -2.43%. FS Bancorp's return on equity of 10.96% beat Usio's return on equity.

Company Net Margins Return on Equity Return on Assets
Usio-2.43% -11.73% -1.86%
FS Bancorp 14.88%10.96%1.05%

FS Bancorp has higher revenue and earnings than Usio. Usio is trading at a lower price-to-earnings ratio than FS Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Usio$85.39M0.62-$2.51M-$0.08N/A
FS Bancorp$219.52M1.08$33.35M$4.2910.25

Usio has a beta of 1.3, indicating that its stock price is 30% more volatile than the broader market. Comparatively, FS Bancorp has a beta of 0.65, indicating that its stock price is 35% less volatile than the broader market.

Usio currently has a consensus price target of $5.13, indicating a potential upside of 165.54%. FS Bancorp has a consensus price target of $45.00, indicating a potential upside of 2.37%. Given Usio's higher possible upside, research analysts plainly believe Usio is more favorable than FS Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Usio
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.25
FS Bancorp
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

20.2% of Usio shares are held by institutional investors. Comparatively, 63.9% of FS Bancorp shares are held by institutional investors. 19.0% of Usio shares are held by company insiders. Comparatively, 12.9% of FS Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

In the previous week, FS Bancorp had 8 more articles in the media than Usio. MarketBeat recorded 8 mentions for FS Bancorp and 0 mentions for Usio. FS Bancorp's average media sentiment score of 0.44 beat Usio's score of 0.00 indicating that FS Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Usio Neutral
FS Bancorp Neutral

Summary

FS Bancorp beats Usio on 12 of the 16 factors compared between the two stocks.

How does Usio compare to Peoples Bancorp of North Carolina?

Peoples Bancorp of North Carolina (NASDAQ:PEBK) and Usio (NASDAQ:USIO) are both small-cap banking companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, media sentiment, dividends, valuation, risk, institutional ownership, analyst recommendations and earnings.

In the previous week, Peoples Bancorp of North Carolina had 3 more articles in the media than Usio. MarketBeat recorded 3 mentions for Peoples Bancorp of North Carolina and 0 mentions for Usio. Peoples Bancorp of North Carolina's average media sentiment score of 0.77 beat Usio's score of 0.00 indicating that Peoples Bancorp of North Carolina is being referred to more favorably in the media.

Company Overall Sentiment
Peoples Bancorp of North Carolina Positive
Usio Neutral

Peoples Bancorp of North Carolina has higher earnings, but lower revenue than Usio. Usio is trading at a lower price-to-earnings ratio than Peoples Bancorp of North Carolina, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Peoples Bancorp of North Carolina$76.95M3.05$19.83M$3.6411.79
Usio$85.39M0.62-$2.51M-$0.08N/A

Peoples Bancorp of North Carolina has a net margin of 17.25% compared to Usio's net margin of -2.43%. Peoples Bancorp of North Carolina's return on equity of 12.88% beat Usio's return on equity.

Company Net Margins Return on Equity Return on Assets
Peoples Bancorp of North Carolina17.25% 12.88% 1.16%
Usio -2.43%-11.73%-1.86%

Peoples Bancorp of North Carolina has a beta of 0.29, meaning that its stock price is 71% less volatile than the broader market. Comparatively, Usio has a beta of 1.3, meaning that its stock price is 30% more volatile than the broader market.

43.8% of Peoples Bancorp of North Carolina shares are held by institutional investors. Comparatively, 20.2% of Usio shares are held by institutional investors. 14.5% of Peoples Bancorp of North Carolina shares are held by company insiders. Comparatively, 19.0% of Usio shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Usio has a consensus target price of $5.13, suggesting a potential upside of 165.54%. Given Usio's higher probable upside, analysts plainly believe Usio is more favorable than Peoples Bancorp of North Carolina.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Peoples Bancorp of North Carolina
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Usio
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.25

Summary

Peoples Bancorp of North Carolina beats Usio on 11 of the 16 factors compared between the two stocks.

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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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USIO vs. The Competition

MetricUsioFinancial Transaction Services IndustryBusiness SectorNASDAQ Exchange
Market Cap$53.27M$32.36B$6.73B$12.19B
Dividend YieldN/A3.83%3.05%9.43%
P/E Ratio-24.1337.2128.1723.74
Price / Sales0.625.01332.8191.29
Price / CashN/A17.8223.1459.93
Price / Book2.926.375.486.11
Net Income-$2.51M$1.10B$203.80M$331.84M
7 Day Performance-8.96%-1.32%-1.17%-1.20%
1 Month Performance-10.65%6.71%-3.66%-2.67%
1 Year Performance9.04%-6.53%5.52%13.78%

Usio Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
USIO
Usio
1.7568 of 5 stars
$1.93
+2.1%
$5.13
+165.5%
+5.0%$53.27M$85.39MN/A110
VABK
Virginia National Bankshares
1.5263 of 5 stars
$45.45
+0.4%
N/A+15.8%$245.59M$83.34M12.32170
FBLA
FB Bancorp
0.5567 of 5 stars
$15.20
+0.9%
N/A+28.3%$243.55M$69.94M380.10N/A
MRBK
Meridian Bank
4.8515 of 5 stars
$20.00
flat
$22.00
+10.0%
+33.3%$237.81M$205.49M9.66410
FSBW
FS Bancorp
3.2199 of 5 stars
$43.26
+0.8%
$46.00
+6.3%
+4.6%$232.39M$219.52M10.08540

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This page (NASDAQ:USIO) was last updated on 7/24/2026 by MarketBeat.com Staff.
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