Usio (USIO) Competitors

$1.48 -0.11 (-6.92%)

Closing price 04:00 PM Eastern

Extended Trading

$1.56 +0.08 (+5.07%)

As of 05:16 PM Eastern

USIO vs. FNWD, AFBI, PNBK, GHI, and WSBK

Should you buy Usio stock or one of its competitors? MarketBeat compares Usio with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Usio include Finward Bancorp (FNWD), Affinity Bancshares (AFBI), Patriot National Bancorp (PNBK), Greystone Housing Impact Investors (GHI), and Winchester Bancorp (WSBK). These companies are all part of the "banking" industry.

How does Usio compare to Finward Bancorp?

Finward Bancorp (NASDAQ:FNWD) and Usio (NASDAQ:USIO) are both small-cap banking companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, media sentiment, dividends, valuation, risk, institutional ownership, analyst recommendations and earnings.

26.6% of Finward Bancorp shares are held by institutional investors. Comparatively, 20.2% of Usio shares are held by institutional investors. 13.1% of Finward Bancorp shares are held by company insiders. Comparatively, 19.0% of Usio shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

In the previous week, Usio had 14 more articles in the media than Finward Bancorp. MarketBeat recorded 14 mentions for Usio and 0 mentions for Finward Bancorp. Usio's average media sentiment score of 0.84 beat Finward Bancorp's score of 0.00 indicating that Usio is being referred to more favorably in the news media.

Company	Overall Sentiment
Finward Bancorp	Neutral
Usio	Positive

Finward Bancorp has higher revenue and earnings than Usio. Usio is trading at a lower price-to-earnings ratio than Finward Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Finward Bancorp	$101.06M	1.43	$8.09M	$2.29	14.57
Usio	$85.39M	0.48	-$2.51M	-$0.08	N/A

Finward Bancorp has a beta of 0.19, meaning that its stock price is 81% less volatile than the broader market. Comparatively, Usio has a beta of 1.29, meaning that its stock price is 29% more volatile than the broader market.

Finward Bancorp currently has a consensus target price of $41.00, suggesting a potential upside of 22.90%. Usio has a consensus target price of $5.13, suggesting a potential upside of 246.28%. Given Usio's higher probable upside, analysts plainly believe Usio is more favorable than Finward Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Finward Bancorp	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
Usio	3 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	1.80

Finward Bancorp has a net margin of 9.72% compared to Usio's net margin of -2.43%. Finward Bancorp's return on equity of 5.92% beat Usio's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Finward Bancorp	9.72%	5.92%	0.48%
Usio	-2.43%	-11.73%	-1.86%

Summary

Finward Bancorp beats Usio on 10 of the 15 factors compared between the two stocks.

How does Usio compare to Affinity Bancshares?

Usio (NASDAQ:USIO) and Affinity Bancshares (NASDAQ:AFBI) are both small-cap banking companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, media sentiment, earnings, profitability, valuation, risk, institutional ownership and dividends.

Affinity Bancshares has a net margin of 16.50% compared to Usio's net margin of -2.43%. Affinity Bancshares' return on equity of 7.51% beat Usio's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Usio	-2.43%	-11.73%	-1.86%
Affinity Bancshares	16.50%	7.51%	1.04%

Affinity Bancshares has lower revenue, but higher earnings than Usio. Usio is trading at a lower price-to-earnings ratio than Affinity Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Usio	$85.39M	0.48	-$2.51M	-$0.08	N/A
Affinity Bancshares	$52.93M	2.58	$8.33M	$1.37	16.39

In the previous week, Usio had 14 more articles in the media than Affinity Bancshares. MarketBeat recorded 14 mentions for Usio and 0 mentions for Affinity Bancshares. Usio's average media sentiment score of 0.84 beat Affinity Bancshares' score of 0.00 indicating that Usio is being referred to more favorably in the media.

Company	Overall Sentiment
Usio	Positive
Affinity Bancshares	Neutral

Usio currently has a consensus price target of $5.13, suggesting a potential upside of 246.28%. Given Usio's higher possible upside, equities analysts clearly believe Usio is more favorable than Affinity Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Usio	3 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	1.80
Affinity Bancshares	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

20.2% of Usio shares are owned by institutional investors. Comparatively, 39.3% of Affinity Bancshares shares are owned by institutional investors. 19.0% of Usio shares are owned by company insiders. Comparatively, 12.4% of Affinity Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Usio has a beta of 1.29, meaning that its share price is 29% more volatile than the broader market. Comparatively, Affinity Bancshares has a beta of 0.13, meaning that its share price is 87% less volatile than the broader market.

Summary

Affinity Bancshares beats Usio on 9 of the 16 factors compared between the two stocks.

How does Usio compare to Patriot National Bancorp?

Usio (NASDAQ:USIO) and Patriot National Bancorp (NASDAQ:PNBK) are both small-cap banking companies, but which is the better business? We will compare the two businesses based on the strength of their valuation, risk, earnings, profitability, media sentiment, institutional ownership, dividends and analyst recommendations.

Usio has higher revenue and earnings than Patriot National Bancorp. Usio is trading at a lower price-to-earnings ratio than Patriot National Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Usio	$85.39M	0.48	-$2.51M	-$0.08	N/A
Patriot National Bancorp	$58.36M	2.27	-$12.71M	-$0.13	N/A

Usio currently has a consensus price target of $5.13, suggesting a potential upside of 246.28%. Given Usio's stronger consensus rating and higher probable upside, equities analysts clearly believe Usio is more favorable than Patriot National Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Usio	3 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	1.80
Patriot National Bancorp	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00

Usio has a beta of 1.29, suggesting that its share price is 29% more volatile than the broader market. Comparatively, Patriot National Bancorp has a beta of -0.64, suggesting that its share price is 164% less volatile than the broader market.

20.2% of Usio shares are owned by institutional investors. Comparatively, 39.3% of Patriot National Bancorp shares are owned by institutional investors. 19.0% of Usio shares are owned by insiders. Comparatively, 11.0% of Patriot National Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Usio has a net margin of -2.43% compared to Patriot National Bancorp's net margin of -19.14%. Usio's return on equity of -11.73% beat Patriot National Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Usio	-2.43%	-11.73%	-1.86%
Patriot National Bancorp	-19.14%	-13.98%	-1.18%

In the previous week, Usio had 13 more articles in the media than Patriot National Bancorp. MarketBeat recorded 14 mentions for Usio and 1 mentions for Patriot National Bancorp. Usio's average media sentiment score of 0.84 beat Patriot National Bancorp's score of -3.00 indicating that Usio is being referred to more favorably in the media.

Company	Overall Sentiment
Usio	Positive
Patriot National Bancorp	Very Negative

Summary

Usio beats Patriot National Bancorp on 12 of the 16 factors compared between the two stocks.

How does Usio compare to Greystone Housing Impact Investors?

Usio (NASDAQ:USIO) and Greystone Housing Impact Investors (NYSE:GHI) are both small-cap banking companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, risk, profitability, dividends, analyst recommendations, earnings, institutional ownership and valuation.

Usio has a beta of 1.29, meaning that its stock price is 29% more volatile than the broader market. Comparatively, Greystone Housing Impact Investors has a beta of 0.71, meaning that its stock price is 29% less volatile than the broader market.

Usio has a net margin of -2.43% compared to Greystone Housing Impact Investors' net margin of -7.59%. Greystone Housing Impact Investors' return on equity of 4.84% beat Usio's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Usio	-2.43%	-11.73%	-1.86%
Greystone Housing Impact Investors	-7.59%	4.84%	0.91%

In the previous week, Usio had 10 more articles in the media than Greystone Housing Impact Investors. MarketBeat recorded 14 mentions for Usio and 4 mentions for Greystone Housing Impact Investors. Usio's average media sentiment score of 0.84 beat Greystone Housing Impact Investors' score of 0.00 indicating that Usio is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Usio	1 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Greystone Housing Impact Investors	0 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

20.2% of Usio shares are owned by institutional investors. Comparatively, 9.0% of Greystone Housing Impact Investors shares are owned by institutional investors. 19.0% of Usio shares are owned by company insiders. Comparatively, 1.8% of Greystone Housing Impact Investors shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Usio is trading at a lower price-to-earnings ratio than Greystone Housing Impact Investors, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Usio	$85.39M	0.48	-$2.51M	-$0.08	N/A
Greystone Housing Impact Investors	$85.39M	1.45	-$7.61M	-$0.48	N/A

Usio currently has a consensus price target of $5.13, suggesting a potential upside of 246.28%. Greystone Housing Impact Investors has a consensus price target of $9.50, suggesting a potential upside of 80.81%. Given Usio's higher probable upside, research analysts plainly believe Usio is more favorable than Greystone Housing Impact Investors.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Usio	3 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	1.80
Greystone Housing Impact Investors	1 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00

Summary

Usio beats Greystone Housing Impact Investors on 10 of the 15 factors compared between the two stocks.

How does Usio compare to Winchester Bancorp?

Winchester Bancorp (NASDAQ:WSBK) and Usio (NASDAQ:USIO) are both small-cap banking companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, earnings, analyst recommendations, valuation, dividends, risk, profitability and media sentiment.

In the previous week, Usio had 14 more articles in the media than Winchester Bancorp. MarketBeat recorded 14 mentions for Usio and 0 mentions for Winchester Bancorp. Usio's average media sentiment score of 0.84 beat Winchester Bancorp's score of 0.00 indicating that Usio is being referred to more favorably in the news media.

Company	Overall Sentiment
Winchester Bancorp	Neutral
Usio	Positive

Winchester Bancorp has a net margin of 4.56% compared to Usio's net margin of -2.43%. Winchester Bancorp's return on equity of 1.93% beat Usio's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Winchester Bancorp	4.56%	1.93%	0.22%
Usio	-2.43%	-11.73%	-1.86%

20.2% of Usio shares are owned by institutional investors. 4.2% of Winchester Bancorp shares are owned by company insiders. Comparatively, 19.0% of Usio shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Winchester Bancorp has higher earnings, but lower revenue than Usio. Usio is trading at a lower price-to-earnings ratio than Winchester Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Winchester Bancorp	$44.51M	2.64	-$870K	$0.36	35.11
Usio	$85.39M	0.48	-$2.51M	-$0.08	N/A

Usio has a consensus price target of $5.13, indicating a potential upside of 246.28%. Given Usio's stronger consensus rating and higher probable upside, analysts clearly believe Usio is more favorable than Winchester Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Winchester Bancorp	1 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	1.00
Usio	3 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	1.80

Summary

Usio beats Winchester Bancorp on 8 of the 15 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding USIO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

USIO vs. The Competition

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Metric	Usio	Financial Transaction Services Industry	Business Sector	NASDAQ Exchange
Market Cap	$40.85M	$29.91B	$6.49B	$12.10B
Dividend Yield	N/A	3.30%	3.17%	5.32%
P/E Ratio	-18.50	30.98	29.22	25.11
Price / Sales	0.48	10.18	399.43	91.32
Price / Cash	N/A	15.06	22.13	37.30
Price / Book	2.24	5.74	6.01	6.60
Net Income	-$2.51M	$1.10B	$204.94M	$335.71M
7 Day Performance	15.63%	-0.36%	-2.41%	-2.03%
1 Month Performance	21.31%	-2.12%	-4.81%	-1.90%
1 Year Performance	1.37%	-12.47%	28.53%	27.36%

Usio Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
USIO Usio	3.1986 of 5 stars	$1.48 -6.9%	$5.13 +246.3%	+9.7%	$40.85M	$85.39M	N/A	110	News Coverage Earnings Report Analyst Revision High Trading Volume
FNWD Finward Bancorp	3.3031 of 5 stars	$31.55 -0.6%	$41.00 +30.0%	+8.5%	$137.45M	$101.06M	13.78	280	High Trading Volume
AFBI Affinity Bancshares	1.6087 of 5 stars	$22.48 0.0%	N/A	+21.3%	$137.01M	$52.93M	16.41	100	High Trading Volume
PNBK Patriot National Bancorp	0.0834 of 5 stars	$1.09 -0.9%	N/A	-80.4%	$128.79M	$58.36M	N/A	130	Positive News Earnings Report
GHI Greystone Housing Impact Investors	2.6742 of 5 stars	$5.21 +2.4%	$9.50 +82.2%	-53.8%	$120.04M	$85.39M	N/A	N/A	Analyst Upgrade

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This page (NASDAQ:USIO) was last updated on 5/19/2026 by MarketBeat.com Staff.

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Usio (USIO) Competitors

USIO vs. FNWD, AFBI, PNBK, GHI, and WSBK

How does Usio compare to Finward Bancorp?

Summary

How does Usio compare to Affinity Bancshares?

Summary

How does Usio compare to Patriot National Bancorp?

Summary

How does Usio compare to Greystone Housing Impact Investors?

Summary

How does Usio compare to Winchester Bancorp?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

USIO vs. The Competition

Usio Competitors List

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Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

About MarketBeat

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Usio (USIO) Competitors

USIO vs. FNWD, AFBI, PNBK, GHI, and WSBK

How does Usio compare to Finward Bancorp?

Do institutionals and insiders have more ownership in FNWD or USIO?

Does the media prefer FNWD or USIO?

Which has stronger earnings & valuation, FNWD or USIO?

Which has more risk & volatility, FNWD or USIO?

Do analysts rate FNWD or USIO?

Is FNWD or USIO more profitable?

Summary

How does Usio compare to Affinity Bancshares?

Is USIO or AFBI more profitable?

Which has stronger earnings and valuation, USIO or AFBI?

Does the media refer more to USIO or AFBI?

Do analysts prefer USIO or AFBI?

Do institutionals and insiders hold more shares of USIO or AFBI?

Which has more risk and volatility, USIO or AFBI?

Summary

How does Usio compare to Patriot National Bancorp?

Which has preferable earnings & valuation, USIO or PNBK?

Do analysts rate USIO or PNBK?

Which has more volatility and risk, USIO or PNBK?

Do insiders and institutionals hold more shares of USIO or PNBK?

Is USIO or PNBK more profitable?

Does the media favor USIO or PNBK?

Summary

How does Usio compare to Greystone Housing Impact Investors?

Which has more risk and volatility, USIO or GHI?

Is USIO or GHI more profitable?

Does the media favor USIO or GHI?

Do institutionals and insiders hold more shares of USIO or GHI?

Which has preferable earnings and valuation, USIO or GHI?

Do analysts prefer USIO or GHI?

Summary

How does Usio compare to Winchester Bancorp?

Does the media refer more to WSBK or USIO?

Is WSBK or USIO more profitable?

Do institutionals & insiders have more ownership in WSBK or USIO?

Which has better earnings & valuation, WSBK or USIO?

Do analysts rate WSBK or USIO?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

USIO vs. The Competition

Usio Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools