Go Pro

Usio (USIO) Competitors

Usio logo
$2.48 0.00 (0.00%)
Closing price 07/2/2026 04:00 PM Eastern
Extended Trading
$2.49 +0.01 (+0.40%)
As of 07/2/2026 06:27 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

USIO vs. CFBK, FINW, RBKB, XYF, and EBMT

Should you buy Usio stock or one of its competitors? MarketBeat compares Usio with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Usio include CF Bankshares (CFBK), FinWise Bancorp (FINW), Rhinebeck Bancorp (RBKB), X Financial (XYF), and Eagle Bancorp Montana (EBMT). These companies are all part of the "banking" industry.

How does Usio compare to CF Bankshares?

Usio (NASDAQ:USIO) and CF Bankshares (NASDAQ:CFBK) are both small-cap banking companies, but which is the superior business? We will contrast the two companies based on the strength of their profitability, dividends, analyst recommendations, earnings, risk, valuation, institutional ownership and media sentiment.

CF Bankshares has a net margin of 14.37% compared to Usio's net margin of -2.43%. CF Bankshares' return on equity of 9.86% beat Usio's return on equity.

Company Net Margins Return on Equity Return on Assets
Usio-2.43% -11.73% -1.86%
CF Bankshares 14.37%9.86%0.85%

CF Bankshares has higher revenue and earnings than Usio. Usio is trading at a lower price-to-earnings ratio than CF Bankshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Usio$85.39M0.80-$2.51M-$0.08N/A
CF Bankshares$125.92M1.62$17.54M$2.7811.45

Usio currently has a consensus target price of $5.13, suggesting a potential upside of 106.65%. CF Bankshares has a consensus target price of $36.00, suggesting a potential upside of 13.07%. Given Usio's higher probable upside, research analysts plainly believe Usio is more favorable than CF Bankshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Usio
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.25
CF Bankshares
0 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.67

20.2% of Usio shares are held by institutional investors. Comparatively, 41.1% of CF Bankshares shares are held by institutional investors. 19.0% of Usio shares are held by insiders. Comparatively, 17.7% of CF Bankshares shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

In the previous week, CF Bankshares had 2 more articles in the media than Usio. MarketBeat recorded 2 mentions for CF Bankshares and 0 mentions for Usio. Usio's average media sentiment score of 1.00 beat CF Bankshares' score of 0.50 indicating that Usio is being referred to more favorably in the media.

Company Overall Sentiment
Usio Positive
CF Bankshares Positive

Usio has a beta of 1.3, meaning that its share price is 30% more volatile than the broader market. Comparatively, CF Bankshares has a beta of 0.39, meaning that its share price is 61% less volatile than the broader market.

Summary

CF Bankshares beats Usio on 11 of the 15 factors compared between the two stocks.

How does Usio compare to FinWise Bancorp?

FinWise Bancorp (NASDAQ:FINW) and Usio (NASDAQ:USIO) are both small-cap banking companies, but which is the better business? We will compare the two companies based on the strength of their risk, valuation, analyst recommendations, institutional ownership, profitability, media sentiment, dividends and earnings.

35.4% of FinWise Bancorp shares are owned by institutional investors. Comparatively, 20.2% of Usio shares are owned by institutional investors. 22.4% of FinWise Bancorp shares are owned by insiders. Comparatively, 19.0% of Usio shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

In the previous week, FinWise Bancorp had 2 more articles in the media than Usio. MarketBeat recorded 2 mentions for FinWise Bancorp and 0 mentions for Usio. FinWise Bancorp's average media sentiment score of 1.00 equaled Usio'saverage media sentiment score.

Company Overall Sentiment
FinWise Bancorp Positive
Usio Positive

FinWise Bancorp currently has a consensus target price of $22.00, indicating a potential upside of 51.10%. Usio has a consensus target price of $5.13, indicating a potential upside of 106.65%. Given Usio's higher probable upside, analysts clearly believe Usio is more favorable than FinWise Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
FinWise Bancorp
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
Usio
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.25

FinWise Bancorp has a beta of 0.7, meaning that its stock price is 30% less volatile than the broader market. Comparatively, Usio has a beta of 1.3, meaning that its stock price is 30% more volatile than the broader market.

FinWise Bancorp has a net margin of 9.05% compared to Usio's net margin of -2.43%. FinWise Bancorp's return on equity of 8.24% beat Usio's return on equity.

Company Net Margins Return on Equity Return on Assets
FinWise Bancorp9.05% 8.24% 1.73%
Usio -2.43%-11.73%-1.86%

FinWise Bancorp has higher revenue and earnings than Usio. Usio is trading at a lower price-to-earnings ratio than FinWise Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
FinWise Bancorp$150.96M1.32$16.09M$1.1013.24
Usio$85.39M0.80-$2.51M-$0.08N/A

Summary

FinWise Bancorp beats Usio on 12 of the 15 factors compared between the two stocks.

How does Usio compare to Rhinebeck Bancorp?

Rhinebeck Bancorp (NASDAQ:RBKB) and Usio (NASDAQ:USIO) are both small-cap banking companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, media sentiment, risk, earnings, profitability, valuation, dividends and institutional ownership.

In the previous week, Rhinebeck Bancorp had 1 more articles in the media than Usio. MarketBeat recorded 1 mentions for Rhinebeck Bancorp and 0 mentions for Usio. Usio's average media sentiment score of 1.00 beat Rhinebeck Bancorp's score of 0.00 indicating that Usio is being referred to more favorably in the news media.

Company Overall Sentiment
Rhinebeck Bancorp Neutral
Usio Positive

Rhinebeck Bancorp has higher earnings, but lower revenue than Usio. Usio is trading at a lower price-to-earnings ratio than Rhinebeck Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Rhinebeck Bancorp$75.84M2.54$10.05M$0.9118.92
Usio$85.39M0.80-$2.51M-$0.08N/A

Usio has a consensus price target of $5.13, suggesting a potential upside of 106.65%. Given Usio's higher probable upside, analysts clearly believe Usio is more favorable than Rhinebeck Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Rhinebeck Bancorp
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Usio
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.25

23.9% of Rhinebeck Bancorp shares are owned by institutional investors. Comparatively, 20.2% of Usio shares are owned by institutional investors. 3.0% of Rhinebeck Bancorp shares are owned by insiders. Comparatively, 19.0% of Usio shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Rhinebeck Bancorp has a net margin of 13.20% compared to Usio's net margin of -2.43%. Rhinebeck Bancorp's return on equity of 7.42% beat Usio's return on equity.

Company Net Margins Return on Equity Return on Assets
Rhinebeck Bancorp13.20% 7.42% 0.77%
Usio -2.43%-11.73%-1.86%

Rhinebeck Bancorp has a beta of 0.15, meaning that its stock price is 85% less volatile than the broader market. Comparatively, Usio has a beta of 1.3, meaning that its stock price is 30% more volatile than the broader market.

Summary

Rhinebeck Bancorp beats Usio on 10 of the 16 factors compared between the two stocks.

How does Usio compare to X Financial?

Usio (NASDAQ:USIO) and X Financial (NYSE:XYF) are both small-cap banking companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, analyst recommendations, media sentiment, institutional ownership, risk, valuation, profitability and dividends.

X Financial has higher revenue and earnings than Usio. Usio is trading at a lower price-to-earnings ratio than X Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Usio$85.39M0.80-$2.51M-$0.08N/A
X Financial$1.09B0.18$209.43M$3.451.43

20.2% of Usio shares are owned by institutional investors. Comparatively, 1.2% of X Financial shares are owned by institutional investors. 19.0% of Usio shares are owned by insiders. Comparatively, 31.6% of X Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

X Financial has a net margin of 15.06% compared to Usio's net margin of -2.43%. X Financial's return on equity of 14.38% beat Usio's return on equity.

Company Net Margins Return on Equity Return on Assets
Usio-2.43% -11.73% -1.86%
X Financial 15.06%14.38%7.93%

Usio presently has a consensus price target of $5.13, indicating a potential upside of 106.65%. Given Usio's stronger consensus rating and higher possible upside, equities analysts plainly believe Usio is more favorable than X Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Usio
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.25
X Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Usio has a beta of 1.3, meaning that its share price is 30% more volatile than the broader market. Comparatively, X Financial has a beta of 0.41, meaning that its share price is 59% less volatile than the broader market.

In the previous week, Usio's average media sentiment score of 1.00 beat X Financial's score of 0.00 indicating that Usio is being referred to more favorably in the media.

Company Overall Sentiment
Usio Positive
X Financial Neutral

Summary

X Financial beats Usio on 8 of the 15 factors compared between the two stocks.

How does Usio compare to Eagle Bancorp Montana?

Usio (NASDAQ:USIO) and Eagle Bancorp Montana (NASDAQ:EBMT) are both small-cap banking companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, valuation, profitability, media sentiment, risk, dividends, earnings and institutional ownership.

Usio presently has a consensus target price of $5.13, indicating a potential upside of 106.65%. Eagle Bancorp Montana has a consensus target price of $23.50, indicating a potential downside of 0.59%. Given Usio's higher probable upside, equities research analysts clearly believe Usio is more favorable than Eagle Bancorp Montana.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Usio
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.25
Eagle Bancorp Montana
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.50

Usio has a beta of 1.3, indicating that its share price is 30% more volatile than the broader market. Comparatively, Eagle Bancorp Montana has a beta of 0.35, indicating that its share price is 65% less volatile than the broader market.

In the previous week, Eagle Bancorp Montana had 3 more articles in the media than Usio. MarketBeat recorded 3 mentions for Eagle Bancorp Montana and 0 mentions for Usio. Usio's average media sentiment score of 1.00 beat Eagle Bancorp Montana's score of 0.15 indicating that Usio is being referred to more favorably in the media.

Company Overall Sentiment
Usio Positive
Eagle Bancorp Montana Neutral

Eagle Bancorp Montana has higher revenue and earnings than Usio. Usio is trading at a lower price-to-earnings ratio than Eagle Bancorp Montana, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Usio$85.39M0.80-$2.51M-$0.08N/A
Eagle Bancorp Montana$127.08M1.48$14.84M$1.9811.94

20.2% of Usio shares are held by institutional investors. Comparatively, 35.7% of Eagle Bancorp Montana shares are held by institutional investors. 19.0% of Usio shares are held by insiders. Comparatively, 5.8% of Eagle Bancorp Montana shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Eagle Bancorp Montana has a net margin of 12.16% compared to Usio's net margin of -2.43%. Eagle Bancorp Montana's return on equity of 8.29% beat Usio's return on equity.

Company Net Margins Return on Equity Return on Assets
Usio-2.43% -11.73% -1.86%
Eagle Bancorp Montana 12.16%8.29%0.74%

Summary

Eagle Bancorp Montana beats Usio on 12 of the 17 factors compared between the two stocks.

Get Usio News Delivered to You Automatically

Sign up to receive the latest news and ratings for USIO and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding USIO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

USIO vs. The Competition

MetricUsioFinancial Transaction Services IndustryBusiness SectorNASDAQ Exchange
Market Cap$68.44M$33.19B$6.94B$12.46B
Dividend YieldN/A3.92%3.12%6.50%
P/E Ratio-31.0037.2929.8324.70
Price / Sales0.806.14368.6698.68
Price / CashN/A18.0323.7857.09
Price / Book3.766.605.906.46
Net Income-$2.51M$1.10B$205.38M$337.01M
7 Day Performance12.22%6.07%1.80%1.36%
1 Month Performance62.09%18.49%2.87%1.68%
1 Year Performance52.15%-9.00%18.99%23.97%

Usio Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
USIO
Usio
2.8699 of 5 stars
$2.48
flat
$5.13
+106.7%
+53.1%$68.44M$85.39MN/A110
CFBK
CF Bankshares
4.366 of 5 stars
$30.70
+2.0%
$33.50
+9.1%
+31.8%$193.29M$125.92M11.04130
FINW
FinWise Bancorp
4.1163 of 5 stars
$14.48
+3.0%
$22.00
+51.9%
-7.4%$192.71M$150.96M13.16120
RBKB
Rhinebeck Bancorp
0.8383 of 5 stars
$17.23
+3.2%
N/A+44.6%$186.54M$75.84M18.93200
XYF
X Financial
2.2224 of 5 stars
$4.84
+1.9%
N/A-74.0%$185.66M$1.09B1.40420

Related Companies and Tools


This page (NASDAQ:USIO) was last updated on 7/3/2026 by MarketBeat.com Staff.
From Our Partners