Associated Banc-Corp Company Profile (NYSE:ASB)

About Associated Banc-Corp (NYSE:ASB)

Associated Banc-Corp logoAssociated Banc-Corp is a bank holding company. The Company, through its banking subsidiary Associated Bank, National Association (the Bank) and various nonbanking subsidiaries, provides a range of banking and non-banking products and services to individuals. The Company operates through three segments: Corporate and Commercial Specialty; Community, Consumer, and Business, and Risk Management and Shared Services. The Corporate and Commercial Specialty segment consists of lending and deposit solutions to businesses, developers, not-for-profits, municipalities and financial institutions. The Corporate and Commercial Specialty segment consists of lending and deposit solutions to businesses, developers, not-for-profits, municipalities and financial institutions. The Risk Management and Shared Services segment includes Corporate Risk Management, Credit Administration, Finance, Treasury, Operations and Technology, which are shared functions.

Industry, Sector and Symbol:
  • Sector: Finance
  • Industry: Commercial Banks
  • Sub-Industry: N/A
  • Symbol: NYSE:ASB
  • CUSIP: N/A
  • Web:
  • Market Cap: $3.68 billion
  • Outstanding Shares: 151,468,000
Average Prices:
  • 50 Day Moving Avg: $24.72
  • 200 Day Moving Avg: $24.85
  • 52 Week Range: $15.72 - $26.70
  • Trailing P/E Ratio: 18.13
  • Foreward P/E Ratio: 15.19
  • P/E Growth: 1.87
Sales & Book Value:
  • Annual Revenue: $1.01 billion
  • Price / Sales: 3.64
  • Book Value: $19.71 per share
  • Price / Book: 1.23
  • Annual Dividend: $0.48
  • Dividend Yield: 1.9%
  • Net Margins: 18.36%
  • Return on Equity: 7.20%
  • Return on Assets: 0.73%
  • Debt-to-Equity Ratio: 0.93%
  • Current Ratio: 0.89%
  • Quick Ratio: 0.89%
  • Average Volume: 886,822 shs.
  • Beta: 1.18
  • Short Ratio: 4.72

Frequently Asked Questions for Associated Banc-Corp (NYSE:ASB)

What is Associated Banc-Corp's stock symbol?

Associated Banc-Corp trades on the New York Stock Exchange (NYSE) under the ticker symbol "ASB."

How often does Associated Banc-Corp pay dividends? What is the dividend yield for Associated Banc-Corp?

Associated Banc-Corp announced a quarterly dividend on Wednesday, April 26th. Investors of record on Thursday, June 1st will be paid a dividend of $0.12 per share on Thursday, June 15th. This represents a $0.48 dividend on an annualized basis and a dividend yield of 1.98%. The ex-dividend date is Tuesday, May 30th. View Associated Banc-Corp's Dividend History.

How were Associated Banc-Corp's earnings last quarter?

Associated Banc-Corp (NYSE:ASB) announced its quarterly earnings data on Thursday, April, 20th. The company reported $0.35 earnings per share (EPS) for the quarter, topping the Zacks' consensus estimate of $0.32 by $0.03. The business earned $260.11 million during the quarter, compared to analyst estimates of $266.24 million. Associated Banc-Corp had a net margin of 18.36% and a return on equity of 7.20%. During the same period in the previous year, the firm earned $0.27 EPS. View Associated Banc-Corp's Earnings History.

When will Associated Banc-Corp make its next earnings announcement?

Associated Banc-Corp is scheduled to release their next quarterly earnings announcement on Thursday, July, 20th 2017. View Earnings Estimates for Associated Banc-Corp.

Where is Associated Banc-Corp's stock going? Where will Associated Banc-Corp's stock price be in 2017?

9 equities research analysts have issued 12 month price targets for Associated Banc-Corp's shares. Their predictions range from $18.00 to $27.00. On average, they expect Associated Banc-Corp's stock price to reach $24.31 in the next year. View Analyst Ratings for Associated Banc-Corp.

Who are some of Associated Banc-Corp's key competitors?

Who are Associated Banc-Corp's key executives?

Associated Banc-Corp's management team includes the folowing people:

  • William R. Hutchinson, Independent Chairman of the Board
  • Philip B. Flynn, President, Chief Executive Officer, Director
  • Christopher J. Del Moral-Niles, Chief Financial Officer, Executive Vice President
  • Breck Hanson, Vice Chairman of Associated Bank
  • Judith M. Docter, Chief Human Resources Officer, Executive Vice President of the Company and Associated Bank
  • Tammy C. Stadler, Executive Vice President, Principal Accounting Officer, Corporate Controller
  • Christopher C. Piotrowski, Executive Vice President, Chief Marketing Officer of Associated and Associated Bank
  • Randall J. Erickson, Executive Vice President, General Counsel, Corporate Secretary of the Company and Associated Bank
  • William M. Bohn, Executive Vice President, Head- Private Client and Institutional Services
  • Patrick J. Derpinghaus, Executive Vice President and Chief Audit Executive of the Company and Associated Bank

Who owns Associated Banc-Corp stock?

Associated Banc-Corp's stock is owned by a variety of of retail and institutional investors. Top institutional investors include Vanguard Group Inc. (0.00%), FMR LLC (0.00%), Dimensional Fund Advisors LP (0.00%), State Street Corp (4.48%), Victory Capital Management Inc. (0.00%) and JPMorgan Chase & Co. (0.00%). Company insiders that own Associated Banc-Corp stock include Breck F Hanson, David L Stein, James Yee, John A Utz, John B Williams, Judith M Docter, Moral-Niles Christopher Del, Philip B Flynn, Robert A Jeffe, Scott Hickey, Timothy J Lau, William M Bohn and William R Hutchinson. View Institutional Ownership Trends for Associated Banc-Corp.

Who sold Associated Banc-Corp stock? Who is selling Associated Banc-Corp stock?

Associated Banc-Corp's stock was sold by a variety of institutional investors in the last quarter, including Columbia Wanger Asset Management LLC, FMR LLC, Dimensional Fund Advisors LP, Heartland Advisors Inc., JPMorgan Chase & Co., OppenheimerFunds Inc., Citadel Advisors LLC and First Trust Advisors LP. Company insiders that have sold Associated Banc-Corp stock in the last year include Breck F Hanson, David L Stein, James Yee, John A Utz, Judith M Docter, Moral-Niles Christopher Del, Philip B Flynn, Robert A Jeffe, Scott Hickey and William M Bohn. View Insider Buying and Selling for Associated Banc-Corp.

Who bought Associated Banc-Corp stock? Who is buying Associated Banc-Corp stock?

Associated Banc-Corp's stock was acquired by a variety of institutional investors in the last quarter, including Bank of New York Mellon Corp, Vanguard Group Inc., State Street Corp, First Quadrant L P CA, Victory Capital Management Inc., Morgan Stanley, Renaissance Technologies LLC and Alliancebernstein L.P.. View Insider Buying and Selling for Associated Banc-Corp.

How do I buy Associated Banc-Corp stock?

Shares of Associated Banc-Corp can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is Associated Banc-Corp's stock price today?

One share of Associated Banc-Corp stock can currently be purchased for approximately $24.30.

MarketBeat Community Rating for Associated Banc-Corp (NYSE ASB)
Community Ranking:  1.4 out of 5 ()
Outperform Votes:  55 (Vote Outperform)
Underperform Votes:  137 (Vote Underperform)
Total Votes:  192
MarketBeat's community ratings are surveys of what our community members think about Associated Banc-Corp and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.

Analyst Ratings

Consensus Ratings for Associated Banc-Corp (NYSE:ASB) (How are Consensus Ratings Calculated?)
Ratings Breakdown: 1 Sell Rating, 6 Hold Ratings, 2 Buy Ratings
Consensus Rating:Hold (Score: 2.11)
Consensus Price Target: $24.31 (0.05% upside)

Analysts' Ratings History for Associated Banc-Corp (NYSE:ASB)
DateFirmActionRatingPrice TargetImpact on Share PriceDetails
6/11/2017Jefferies Group LLCReiterated RatingHold$27.00LowView Rating Details
3/29/2017SunTrust Banks, Inc.UpgradeHold -> BuyLowView Rating Details
3/23/2017Keefe, Bruyette & WoodsReiterated RatingHold$24.00LowView Rating Details
2/2/2017JMP SecuritiesInitiated CoverageMarket PerformN/AView Rating Details
1/20/2017Barclays PLCBoost Price TargetEqual Weight$26.00N/AView Rating Details
1/12/2017Piper Jaffray CompaniesInitiated CoverageNeutral$25.50N/AView Rating Details
12/15/2016Bank of America CorporationUpgradeUnderperform -> Neutral$20.00 -> $26.00N/AView Rating Details
10/11/2016Deutsche Bank AGBoost Price TargetBuy$20.00 -> $22.00N/AView Rating Details
10/3/2016DA DavidsonInitiated CoverageUnderperform$18.00N/AView Rating Details
4/1/2016MacquarieDowngradeNeutral -> Underperform$18.00 -> $16.00N/AView Rating Details
1/22/2016Royal Bank Of CanadaLower Price TargetSector Perform$20.00 -> $19.00N/AView Rating Details
1/12/2016StephensInitiated CoverageEqual WeightN/AView Rating Details
(Data available from 6/22/2015 forward)


Earnings History for Associated Banc-Corp (NYSE:ASB)
Earnings by Quarter for Associated Banc-Corp (NYSE:ASB)
Earnings History by Quarter for Associated Banc-Corp (NYSE ASB)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
4/20/2017Q1 2017$0.32$0.35$266.24 million$260.11 millionViewN/AView Earnings Details
1/19/2017Q416$0.32$0.34$268.78 million$272.32 millionViewN/AView Earnings Details
10/20/2016Q316$0.32$0.34$267.44 million$273.77 millionViewListenView Earnings Details
7/21/2016Q216$0.31$0.31$260.18 million$258.89 millionViewListenView Earnings Details
4/21/2016Q116$0.28$0.27$258.10 million$255.18 millionViewListenView Earnings Details
1/21/2016Q415$0.27$0.27$253.65 million$253.36 millionViewListenView Earnings Details
10/15/2015Q315$0.30$0.31$251.97 million$250.43 millionViewListenView Earnings Details
7/16/2015Q215$0.31$0.31$254.12 million$253.01 millionViewListenView Earnings Details
4/16/2015Q115$0.29$0.30$248.08 million$247.89 millionViewN/AView Earnings Details
1/22/2015Q414$0.30$0.31$250.09 million$230.23 millionViewN/AView Earnings Details
(Data available from 1/1/2011 forward)


Earnings Estimates for Associated Banc-Corp (NYSE:ASB)
2017 EPS Consensus Estimate: $1.42
QuarterNumber of EstimatesLow EstimateHigh EstimateAverage Estimate
Q1 20173$0.30$0.33$0.31
Q2 20173$0.34$0.36$0.35
Q3 20173$0.37$0.38$0.38
Q4 20173$0.37$0.38$0.38
Q1 20181$0.35$0.35$0.35
Q2 20181$0.39$0.39$0.39
Q3 20181$0.42$0.42$0.42
(Data provided by Zacks Investment Research)


Current Dividend Information for Associated Banc-Corp (NYSE:ASB)
Most Recent Dividend:6/15/2017
Annual Dividend:$0.48
Dividend Yield:1.98%
Dividend Growth:0.00% (3 Year Average)
Payout Ratio:35.82% (Trailing 12 Months of Earnings)
33.10% (Based on This Year's Estimates)
30.00% (Based on Next Year's Estimates)
Dividend Payments by Quarter for Associated Banc-Corp (NYSE:ASB)

Dividend History by Quarter for Associated Banc-Corp (NYSE ASB)
AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
(Data available from 1/1/2013 forward)

Insider Trades

Insider Trading and Institutional Ownership History for Associated Banc-Corp (NYSE:ASB)
Insider Ownership Percentage: 1.80%
Institutional Ownership Percentage: 77.90%
Insider Trades by Quarter for Associated Banc-Corp (NYSE:ASB)
Institutional Ownership by Quarter for Associated Banc-Corp (NYSE:ASB)
Insider Trades by Quarter for Associated Banc-Corp (NYSE:ASB)
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
5/1/2017Philip B FlynnCEOSell10,000$24.81$248,100.00View SEC Filing  
4/28/2017David L SteinInsiderSell8,000$25.11$200,880.00View SEC Filing  
4/25/2017James YeeInsiderSell2,330$25.46$59,321.80View SEC Filing  
3/10/2017Breck F HansonInsiderSell30,913$25.13$776,843.69View SEC Filing  
3/1/2017John A UtzInsiderSell8,000$26.27$210,160.00View SEC Filing  
2/23/2017Judith M DocterInsiderSell16,124$26.02$419,546.48View SEC Filing  
2/17/2017Philip B FlynnCEOSell208,214$26.05$5,423,974.70View SEC Filing  
2/15/2017Judith M DocterInsiderSell20,000$26.30$526,000.00View SEC Filing  
2/15/2017Moral-Niles Christopher DelCFOSell11,466$26.27$301,211.82View SEC Filing  
2/8/2017James YeeInsiderSell8,599$25.15$216,264.85View SEC Filing  
2/3/2017David L SteinInsiderSell8,000$25.04$200,320.00View SEC Filing  
2/1/2017David L SteinInsiderSell18,500$25.06$463,610.00View SEC Filing  
1/30/2017Philip B FlynnCEOSell10,000$25.00$250,000.00View SEC Filing  
1/26/2017Scott HickeyInsiderSell14,252$25.65$365,563.80View SEC Filing  
1/24/2017Scott HickeyInsiderSell44,616$25.31$1,129,230.96View SEC Filing  
12/13/2016Robert A JeffeDirectorSell17,000$24.76$420,920.00View SEC Filing  
12/9/2016Judith M DocterInsiderSell24,500$25.00$612,500.00View SEC Filing  
12/7/2016James YeeInsiderSell4,660$24.10$112,306.00View SEC Filing  
12/6/2016James YeeInsiderSell9,716$23.61$229,394.76View SEC Filing  
11/30/2016David L SteinInsiderSell7,000$22.77$159,390.00View SEC Filing  
11/28/2016William M BohnInsiderSell5,000$22.53$112,650.00View SEC Filing  
11/7/2016Breck F HansonInsiderSell4,989$20.19$100,727.91View SEC Filing  
11/1/2016John A UtzInsiderSell16,533$20.05$331,486.65View SEC Filing  
10/31/2016James YeeInsiderSell4,350$20.13$87,565.50View SEC Filing  
10/31/2016Philip B FlynnCEOSell10,000$19.86$198,600.00View SEC Filing  
9/8/2016John B WilliamsDirectorBuy2,000$19.85$39,700.00View SEC Filing  
9/7/2016John A UtzInsiderSell2,000$19.54$39,080.00View SEC Filing  
9/7/2016Moral-Niles Christopher DelCFOSell4,814$19.57$94,209.98View SEC Filing  
8/5/2016James YeeInsiderSell9,983$19.19$191,573.77View SEC Filing  
8/1/2016Philip B FlynnCEOSell10,000$18.61$186,100.00View SEC Filing  
7/29/2016John A UtzInsiderSell2,500$18.75$46,875.00View SEC Filing  
7/28/2016Judith M DocterInsiderSell8,000$18.66$149,280.00View SEC Filing  
7/25/2016Moral-Niles Christopher DelCFOSell8,052$18.55$149,364.60View SEC Filing  
6/13/2016Moral-Niles Christopher DelCFOSell5,000$17.87$89,350.00View SEC Filing  
6/2/2016John A UtzEVPSell6,000$18.80$112,800.00View SEC Filing  
5/31/2016William R HutchinsonDirectorSell5,782$18.61$107,603.02View SEC Filing  
5/27/2016William M BohnEVPSell11,835$18.68$221,077.80View SEC Filing  
5/25/2016Judith M DocterEVPSell8,000$18.84$150,720.00View SEC Filing  
5/25/2016Scott HickeyInsiderSell12,473$18.86$235,240.78View SEC Filing  
5/18/2016John A UtzEVPSell3,000$18.05$54,150.00View SEC Filing  
4/27/2016Timothy J LauEVPSell3,000$18.36$55,080.00View SEC Filing  
11/24/2015Moral-Niles Christopher DelCFOSell3,947$20.61$81,347.67View SEC Filing  
10/22/2015David L SteinEVPSell6,600$18.79$124,014.00View SEC Filing  
10/19/2015Philip B FlynnCEOSell10,000$18.53$185,300.00View SEC Filing  
7/22/2015William M BohnEVPSell10,000$20.43$204,300.00View SEC Filing  
7/20/2015Philip B FlynnCEOSell10,000$20.02$200,200.00View SEC Filing  
6/11/2015Judith M DocterEVPSell7,000$20.38$142,660.00View SEC Filing  
6/5/2015Judith M DocterEVPSell10,000$19.44$194,400.00View SEC Filing  
5/14/2015James YeeEVPSell19,656$19.21$377,591.76View SEC Filing  
5/11/2015James YeeEVPSell20,268$19.00$385,092.00View SEC Filing  
4/23/2015David L SteinEVPSell6,500$18.85$122,525.00View SEC Filing  
4/23/2015William R HutchinsonDirectorSell11,466$18.85$216,134.10View SEC Filing  
4/20/2015Philip B FlynnCEOSell10,000$18.62$186,200.00View SEC Filing  
3/25/2015Timothy J LauEVPSell15,000$18.35$275,250.00View SEC Filing  
3/9/2015John A UtzEVPSell36,664$18.58$681,217.12View SEC Filing  
3/6/2015Scott HickeyInsiderSell20,000$18.48$369,600.00View SEC Filing  
1/28/2015Philip B FlynnCEOSell10,000$17.23$172,300.00View SEC Filing  
(Data available from 1/1/2013 forward)


Headline Trends for Associated Banc-Corp (NYSE:ASB)
Latest Headlines for Associated Banc-Corp (NYSE:ASB)
DateHeadline logoKesslers Diamonds taps Associated Bank's Joe Gehrke as president - June 21 at 4:30 PM logoAssociated Banc-Corp to Announce Second Quarter 2017 Earnings and Hold Conference Call on July 20, 2017 - June 21 at 4:30 PM logoZacks: Analysts Expect Associated Banc-Corp (ASB) Will Announce Earnings of $0.36 Per Share - June 21 at 7:28 AM logoETFs with exposure to Associated Banc-Corp. : June 15, 2017 - June 15 at 5:21 PM logoAssociated Banc-Corp. – Value Analysis (NYSE:ASB) : June 12, 2017 - June 12 at 4:41 PM logoAssociated Banc Corp's (ASB) Hold Rating Reiterated at Jefferies Group LLC - June 11 at 7:34 AM logoFans can score tickets to a Brewers game by donating tools at Miller Park on Father's Day - June 8 at 4:23 PM logoAssociated Banc-Corp. : ASB-US: Dividend Analysis : June 01st, 2017 (record date) : By the numbers : May 31, 2017 - May 31 at 3:40 PM logoAssociated Banc Corp (ASB) Receives Consensus Recommendation of "Hold" from Brokerages - May 30 at 2:12 PM logoAssociated Banc Corp (ASB) Expected to Announce Quarterly Sales of $273.21 Million - May 28 at 10:44 AM logoAssociated Banc Corp (ASB) Expected to Announce Earnings of $0.36 Per Share - May 26 at 8:12 AM logoETFs with exposure to Associated Banc-Corp. : May 18, 2017 - May 18 at 3:38 PM logoAssociated Banc-Corp. breached its 50 day moving average in a Bearish Manner : ASB-US : May 18, 2017 - May 18 at 12:05 PM logoAssociated Banc Corp (ASB) Given Consensus Rating of "Hold" by Brokerages - May 5 at 10:10 AM logo$273.21 Million in Sales Expected for Associated Banc Corp (ASB) This Quarter - May 4 at 11:30 AM logoAssociated Banc Corp (ASB) Given Daily News Impact Rating of 0.10 - May 3 at 7:24 PM logoHow These Banking Stocks are Faring? -- Associated Banc-Corp, Old National Bancorp, PrivateBancorp, and Commerce Bancshares - May 3 at 3:43 PM logoAssociated Bank's Contact Centers certified again by J.D. Power - May 3 at 3:43 PM logoETFs with exposure to Associated Banc-Corp. : May 2, 2017 - May 3 at 10:13 AM logoPhilip B. Flynn Sells 10,000 Shares of Associated Banc Corp (ASB) Stock - May 2 at 9:54 PM logo$0.36 Earnings Per Share Expected for Associated Banc Corp (ASB) This Quarter - May 2 at 7:58 PM logoJefferies Group Comments on Associated Banc Corp's FY2017 Earnings (ASB) - May 2 at 12:04 PM logoDavid L. Stein Sells 8,000 Shares of Associated Banc Corp (ASB) Stock - May 1 at 8:24 PM logoAssociated Banc-Corp. :ASB-US: Earnings Analysis: Q1, 2017 By the Numbers : May 1, 2017 - May 1 at 3:39 PM logoAssociated Banc Corp (ASB) Earning Somewhat Positive News Coverage, Study Finds - April 30 at 12:27 PM logoAssociated Banc Corp (ASB) Earns Daily News Sentiment Rating of 0.02 - April 27 at 9:28 AM logoInsider Selling: Associated Banc Corp (ASB) Insider Sells 2,330 Shares of Stock - April 26 at 9:10 PM logoAssociated Banc Corp Declares Quarterly Dividend of $0.12 (ASB) - April 26 at 6:16 PM logoAssociated Banc-Corp Announces Annual Meeting Results and Quarterly Dividends - April 26 at 9:37 AM logoAssociated Banc Corp (ASB) Getting Somewhat Favorable Media Coverage, Study Finds - April 24 at 5:18 PM logoAssociated Banc-Corp. breached its 50 day moving average in a Bullish Manner : ASB-US : April 24, 2017 - April 24 at 10:33 AM logoFY2017 Earnings Estimate for Associated Banc Corp Issued By DA Davidson (ASB) - April 24 at 9:38 AM logoEdited Transcript of ASB earnings conference call or presentation 20-Apr-17 9:00pm GMT - April 21 at 3:42 PM logoAssociated Banc-Corp (ASB) Q1 Earnings Beat, Revenues Miss - April 21 at 3:42 PM logoAssociated Banc Corp (ASB) Announces Quarterly Earnings Results - April 20 at 9:36 PM logoAssociated Bank reports rise in profits for first quarter - April 20 at 8:44 PM logoAssociated Banc Corp (ASB) Receiving Somewhat Critical Media Coverage, AlphaOne Reports - April 20 at 8:29 AM logoFannie Mae recognizes Associated Bank as STAR™ Performer for mortgage servicing excellence for fifth year - April 18 at 3:34 PM logoAssociated Banc Corp (ASB) Set to Announce Quarterly Earnings on Thursday - April 18 at 7:34 AM logoAssociated Banc Corp (ASB) Given Daily Coverage Optimism Score of -0.12 - April 15 at 9:45 AM logoMinnesota Wild® fans invited to celebrate team's success through Associated Bank's Ultimate Wild Fan Program - April 13 at 3:50 PM logoQ4 2017 EPS Estimates for Associated Banc Corp Reduced by Analyst (ASB) - April 13 at 12:12 PM logo Brokerages Expect Associated Banc Corp (ASB) to Announce $0.31 Earnings Per Share - April 11 at 4:15 PM logoAssociated Banc Corp (ASB) Given Average Recommendation of "Hold" by Analysts - April 10 at 9:55 AM logoAssociated Banc Corp (ASB) Lowered to Hold at Zacks Investment Research - April 7 at 8:04 PM logo"Hits for Homes" returns to Miller Park this baseball season - April 7 at 8:06 AM logoAssociated Banc Corp's (ASB) "Hold" Rating Reaffirmed at Jefferies Group LLC - April 4 at 9:30 AM logoAssociated Banc Corp (ASB) Lifted to Buy at SunTrust Banks, Inc. - March 29 at 5:55 PM logoASSOCIATED BANC-CORP Files SEC form 8-K, Other Events - March 28 at 10:42 AM logoLast chance for fans to score Opening Day tickets through Associated Bank's partnership with Milwaukee Brewers™ - March 23 at 4:06 PM



Associated Banc-Corp (ASB) Chart for Thursday, June, 22, 2017

This page was last updated on 6/22/2017 by Staff