American Express (AXP) Stock Price, News & Analysis

Company Overview

American Express Company (NYSE: AXP) is a diversified global financial services firm known primarily for its charge and credit card products, merchant acquisition, and travel-related services. The company’s core business centers on providing consumers and businesses with payment solutions through its proprietary network, which facilitates secure transactions and value-added offerings such as rewards, insurance, and concierge services. In addition to consumer cards, American Express operates a robust commercial payments segment, serving small enterprises, mid-sized companies, and large corporations with expense management, supplier financing, and corporate card programs.

Founded in 1850 as an express mail business in Buffalo, New York, American Express transitioned into financial services in the mid-20th century with the launch of its first charge card in 1958. Over the decades, it has built a diverse portfolio of products, including co-branded credit cards with major airlines and retailers, the premium Centurion and Platinum Cards, and digital payment solutions for emerging markets. The company has also expanded its offerings to include travel booking and group travel management through its Global Business Travel unit, leveraging decades of expertise in logistics and customer service to support both leisure and corporate travelers.

Today, American Express maintains a presence in more than 130 countries and territories, serving tens of millions of card members and millions of merchants worldwide. Headquartered in New York City, the company is led by Chairman and Chief Executive Officer Stephen J. Squeri, under whose leadership American Express continues to invest in digital innovation, cybersecurity, and customer loyalty programs such as Membership Rewards. Guided by a focus on premium customer experiences and strategic partnerships, American Express aims to deliver differentiated value to its diverse client base across retail, commercial, and travel sectors.

Key Stats

• Today's Range: $319.20 to $324.35
• 50-Day Range: $275.68 to $328.36
• 52-Week Range: $220.43 to $329.14
• Volume: 2.09 million shs
• Average Volume: 2.85 million shs
• Market Capitalization: $223.83 billion
• P/E Ratio: 22.31
• Dividend Yield: 1.03%
• Price Target: $305.74
• Consensus Rating: Hold

American Express Stock Analysis - MarketRank™

American Express scored higher than 90% of companies evaluated by MarketBeat, and ranked 169th out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.2 / 5
• Analyst Rating: Hold

Consensus Rating

American Express has received a consensus rating of Hold. The company's average rating score is 2.30, and is based on 8 buy ratings, 14 hold ratings, and 1 sell rating.

Amount of Analyst Coverage

American Express has been the subject of 11 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 14.81%

Earnings Growth

Earnings for American Express are expected to grow by 14.81% in the coming year, from $15.33 to $17.60 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of American Express is 22.31, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.92.

Price to Earnings Ratio vs. Sector

The P/E ratio of American Express is 22.31, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 20.04.

Price to Earnings Growth Ratio

American Express has a PEG Ratio of 1.58. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

American Express has a P/B Ratio of 7.44. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.49% of the float of American Express has been sold short.

Short Interest Ratio / Days to Cover

American Express has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in American Express has recently increased by 25.30%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

American Express pays a meaningful dividend of 1.01%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

American Express has only been increasing its dividend for 4 years.

Dividend Coverage

The dividend payout ratio of American Express is 22.91%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, American Express will have a dividend payout ratio of 18.64% next year. This indicates that American Express will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.0 / 5
• Environmental Score: -0.42

Percentage of Shares Shorted

1.49% of the float of American Express has been sold short.

Short Interest Ratio / Days to Cover

American Express has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in American Express has recently increased by 25.30%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.5 / 5
• News Sentiment: 1.24

News Sentiment

American Express has a news sentiment score of 1.24. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.95 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 52 news articles for American Express this week, compared to 42 articles on an average week.

Search Interest

33 people have searched for AXP on MarketBeat in the last 30 days. This is an increase of 38% compared to the previous 30 days.

MarketBeat Follows

Only 15 people have added American Express to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, American Express insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $3,402,484.00 in company stock.

Percentage Held by Insiders

Only 0.20% of the stock of American Express is held by insiders.

Percentage Held by Institutions

84.33% of the stock of American Express is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

AXP Stock Analysis - Frequently Asked Questions

How have AXP shares performed this year?

American Express' stock was trading at $296.79 on January 1st, 2025. Since then, AXP shares have increased by 7.6% and is now trading at $319.49.

How were American Express' earnings last quarter?

American Express Company (NYSE:AXP) posted its earnings results on Thursday, April, 17th. The payment services company reported $3.64 EPS for the quarter, topping analysts' consensus estimates of $3.47 by $0.17. The payment services company had revenue of $16.97 billion for the quarter, compared to analysts' expectations of $17.04 billion. American Express had a net margin of 15.31% and a trailing twelve-month return on equity of 32.48%.
Read the conference call transcript.

Does American Express have any subsidiaries?

American Express subsidiaries include Kabbage, Acompay, Resy, LoungeBuddy, Pocket Concierge, Cake Technologies, Mezi, and more.

Who are American Express' major shareholders?

American Express' top institutional investors include Canoe Financial LP (0.10%), Douglas Lane & Associates LLC (0.06%), Cacti Asset Management LLC (0.06%) and Swedbank AB (0.05%). Insiders that own company stock include Jeffrey C Campbell, Anre D Williams, Douglas E Buckminster, Stephen J Squeri, Laureen Seeger, Raymond Joabar, Anna Marrs, Jennifer Skyler, Monique Herena, Ravikumar Radhakrishnan, Denise Pickett, Glenda G Mcneal, Howard Grosfield, Caillec Christophe Le, Michael J Angelakis, Walter Joseph Clayton III and Quinn Jessica Lieberman.
View institutional ownership trends.

How do I buy shares of American Express?

Shares of AXP stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of American Express own?

Based on aggregate information from My MarketBeat watchlists, some other companies that American Express investors own include BlackRock (BLK), Broadcom (AVGO), The Goldman Sachs Group (GS), UnitedHealth Group (UNH), Meta Platforms (META), JPMorgan Chase & Co. (JPM) and NVIDIA (NVDA).

Company Calendar

• Record date for 5/9 Dividend: 4/04/2025
• Ex-Dividend for 5/9 Dividend: 4/04/2025
• Last Earnings: 4/17/2025
• Dividend Payable: 5/09/2025
• Record date for 8/8 Dividend: 7/03/2025
• Ex-Dividend for 8/8 Dividend: 7/03/2025
• Today: 7/12/2025
• Next Earnings (Estimated): 7/18/2025
• Dividend Payable: 8/08/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: FIN - MISC SVCS
• Sub-Industry: Consumer Finance
• Current Symbol: NYSE:AXP
• CIK: 4962
• Web: www.americanexpress.com
• Phone: (212) 640-2000
• Fax: 212-640-0404
• Employees: 75,100
• Year Founded: 1850

Price Target and Rating

• Average Price Target for American Express: $305.74
• High Price Target: $371.00
• Low Price Target: $240.00
• Potential Upside/Downside: -4.3%
• Consensus Rating: Hold
• Rating Score (0-4): 2.30
• Research Coverage: 23 Analysts

Profitability

• EPS (Trailing Twelve Months): $14.32
• Trailing P/E Ratio: 22.31
• Forward P/E Ratio: 20.84
• P/E Growth: 1.58
• Net Income: $10.13 billion
• Net Margins: 15.31%
• Pretax Margin: 19.49%
• Return on Equity: 32.48%
• Return on Assets: 3.57%

Debt

• Debt-to-Equity Ratio: 1.64
• Current Ratio: 1.58
• Quick Ratio: 1.57

Sales & Book Value

• Annual Sales: $65.95 billion
• Price / Sales: 3.39
• Cash Flow: $15.80 per share
• Price / Cash Flow: 20.22
• Book Value: $42.96 per share
• Price / Book: 7.44

Miscellaneous

• Outstanding Shares: 700,590,000
• Free Float: 699,188,000
• Market Cap: $223.83 billion
• Optionable: Optionable
• Beta: 1.25