Banc of California (BANC) Stock Price, News & Analysis

Company Overview

Banc of California, N.A. is a full-service commercial bank headquartered in Santa Ana, California, offering a broad spectrum of banking products and services to corporate and individual customers. The bank focuses on serving middle-market businesses, professional service firms, real estate investors and developers, and entrepreneurs throughout California. Its core offerings include deposit accounts, treasury management services, commercial real estate lending, equipment finance, lines of credit and Small Business Administration lending, complemented by cash management and online banking solutions.

Operating a network of branches and lending offices concentrated in both Southern and Northern California, Banc of California seeks to support local businesses and communities with personalized service and regional expertise. In addition to its commercial banking platform, the company’s wealth management division provides investment advisory and brokerage services, while its mortgage banking unit offers residential financing options for qualified borrowers. A robust digital platform enables clients to manage accounts, initiate payments and access financial reports securely online.

The modern Banc of California traces its roots to a rebranding in 2014, when Guaranty Business Bank acquired the rights to the Banc of California name and adopted its legacy identity. The institution subsequently completed a public offering, establishing itself in the public capital markets. Banc of California is led by a management team with extensive experience in regional banking, risk management and commercial finance, operating under the oversight of its board of directors and executive leadership.

Key Stats

• Today's Range: $16.11 to $16.74
• 50-Day Range: $15.19 to $17.81
• 52-Week Range: $11.52 to $18.24
• Volume: 3.59 million shs
• Average Volume: 4.16 million shs
• Market Capitalization: $2.47 billion
• P/E Ratio: 25.69
• Dividend Yield: 2.40%
• Price Target: $18.70
• Consensus Rating: Moderate Buy

Banc of California Stock Analysis - MarketRank™

Banc of California scored higher than 94% of companies evaluated by MarketBeat, and ranked 141st out of 928 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Banc of California has received a consensus rating of Moderate Buy. The company's average rating score is 2.91, and is based on 8 buy ratings, 2 hold ratings, and no sell ratings.

Upside Potential

Banc of California has a consensus price target of $18.70, representing about 12.0% upside from its current price of $16.70.

Amount of Analyst Coverage

Banc of California has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 25.95%

Earnings Growth

Earnings for Banc of California are expected to grow by 25.95% in the coming year, from $1.31 to $1.65 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Banc of California is 25.69, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 43.65.

Price to Earnings Ratio vs. Sector

The P/E ratio of Banc of California is 25.69, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 21.17.

Price to Book Value per Share Ratio

Banc of California has a P/B Ratio of 0.94. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

7.70% of the outstanding shares of Banc of California have been sold short.

Short Interest Ratio / Days to Cover

Banc of California has a short interest ratio ("days to cover") of 4.4.

Change versus previous month

Short interest in Banc of California has recently increased by 4.40%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Banc of California pays a meaningful dividend of 2.49%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Banc of California does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Banc of California is 61.54%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Banc of California will have a dividend payout ratio of 24.24% next year. This indicates that Banc of California will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.3 / 5
• Environmental Score: -0.50

Percentage of Shares Shorted

7.70% of the outstanding shares of Banc of California have been sold short.

Short Interest Ratio / Days to Cover

Banc of California has a short interest ratio ("days to cover") of 4.4.

Change versus previous month

Short interest in Banc of California has recently increased by 4.40%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: 0.61

News Sentiment

Banc of California has a news sentiment score of 0.61. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 9 news articles for Banc of California this week, compared to 8 articles on an average week.

Search Interest

9 people have searched for BANC on MarketBeat in the last 30 days. This is an increase of 80% compared to the previous 30 days.

MarketBeat Follows

1 people have added Banc of California to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Banc of California insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $331,800.00 in company stock.

Percentage Held by Insiders

Only 2.69% of the stock of Banc of California is held by insiders.

Percentage Held by Institutions

86.88% of the stock of Banc of California is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

BANC Stock Analysis - Frequently Asked Questions

How have BANC shares performed this year?

Banc of California's stock was trading at $15.46 at the beginning of the year. Since then, BANC stock has increased by 8.0% and is now trading at $16.6950.

How were Banc of California's earnings last quarter?

Banc of California, Inc. (NYSE:BANC) issued its quarterly earnings data on Monday, May, 13th. The bank reported $1.03 earnings per share for the quarter. The bank had revenue of $315.66 million for the quarter. Banc of California had a trailing twelve-month return on equity of 7.37% and a net margin of 8.30%.

Who are Banc of California's major shareholders?

Top institutional investors of Banc of California include Salzhauer Michael (0.29%), Hennessy Advisors Inc. (0.15%), Voya Investment Management LLC (0.11%) and Sheets Smith Investment Management (0.05%). Insiders that own company stock include Richard J Lashley, Jared M Wolff, James Andrew Barker, Robert D Sznewajs, Hamid Hussain, Olivia I Lindsay, Robert G Dyck and Joseph J Rice.
View institutional ownership trends.

How do I buy shares of Banc of California?

Shares of BANC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Banc of California own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Banc of California investors own include American Water Works (AWK), Humana (HUM), Waste Connections (WCN), DiamondRock Hospitality (DRH), The RMR Group (RMR), Voyager Therapeutics (VYGR) and AUO (AUOTY).

Company Calendar

• Last Earnings: 5/13/2024
• Record date for 10/1 Dividend: 9/15/2025
• Ex-Dividend for 10/1 Dividend: 9/15/2025
• Dividend Payable: 10/01/2025
• Today: 10/21/2025
• Next Earnings (Confirmed): 10/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - SOUTHWEST
• Sub-Industry: Thrifts & Mortgage Finance
• Current Symbol: NYSE:BANC
• Previous Symbol: NASDAQ:FPTB
• CIK: 1169770
• Web: www.bancofcal.com
• Phone: (855) 361-2262
• Fax: 619-691-1350
• Employees: 1,903
• Year Founded: 1941

Price Target and Rating

• Average Price Target for Banc of California: $18.70
• High Price Target: $21.00
• Low Price Target: $15.00
• Potential Upside/Downside: +12.0%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.91
• Research Coverage: 11 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.65
• Trailing P/E Ratio: 25.69
• Forward P/E Ratio: 12.74
• P/E Growth: N/A
• Net Income: $126.89 million
• Net Margins: 8.30%
• Pretax Margin: 11.39%
• Return on Equity: 7.37%
• Return on Assets: 0.65%

Debt

• Debt-to-Equity Ratio: 0.32
• Current Ratio: 0.90
• Quick Ratio: 0.88

Sales & Book Value

• Annual Sales: $1.89 billion
• Price / Sales: 1.31
• Cash Flow: $1.33 per share
• Price / Cash Flow: 12.57
• Book Value: $17.80 per share
• Price / Book: 0.94

Miscellaneous

• Outstanding Shares: 147,780,000
• Free Float: 143,803,000
• Market Cap: $2.47 billion
• Optionable: Optionable
• Beta: 0.68