Blend Labs (BLND) Stock Price, News & Analysis

Company Overview

Blend Labs, Inc. operates as a financial technology company that offers a digital consumer banking platform designed to simplify and automate the lending and account opening processes for banks and credit unions. Its cloud-native software enables financial institutions to deliver a more seamless customer experience by consolidating multiple steps—such as application intake, identity verification, document collection and underwriting—into a unified digital workflow. Blend’s platform is built to integrate with existing core banking systems and third-party data providers, allowing clients to accelerate loan origination and deposit account opening while maintaining compliance and security standards.

The company’s product suite includes solutions for mortgage origination, home equity lending, consumer personal lending and deposit account opening. Through a modular interface, financial institutions can customize the digital experience, incorporate real-time analytics and utilize data-driven insights to improve decision making and reduce manual effort. Blend also offers a self-service library of integrations, enabling faster deployment of new lending channels and product offerings. Its emphasis on user experience and operational efficiency helps clients lower costs, increase application completion rates and enhance customer retention.

Blend was founded in 2012 and is headquartered in San Francisco, California. Since its inception, the firm has focused primarily on serving mid-sized and large U.S. banks and credit unions, although its platform is designed to scale to global markets. Co-founder Nima Ghamsari serves as Chief Executive Officer, guiding the company’s growth strategy and product roadmap. Blend’s leadership team comprises seasoned professionals with backgrounds in banking, technology and regulatory compliance, reflecting the company’s commitment to bridging the gap between traditional financial services and modern digital experiences.

Key Stats

• Today's Range: $3.24 to $3.43
• 50-Day Range: $2.71 to $4.37
• 52-Week Range: $2.63 to $5.53
• Volume: 3.76 million shs
• Average Volume: 2.96 million shs
• Market Capitalization: $863.63 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $4.88
• Consensus Rating: Moderate Buy

Blend Labs Stock Analysis - MarketRank™

Blend Labs scored higher than 64% of companies evaluated by MarketBeat, and ranked 327th out of 660 stocks in the computer and technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.1 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Blend Labs has received a consensus rating of Moderate Buy. The company's average rating score is 2.63, and is based on 4 buy ratings, 2 hold ratings, and 1 sell rating.

Upside Potential

Blend Labs has a consensus price target of $4.88, representing about 47.3% upside from its current price of $3.32.

Amount of Analyst Coverage

Blend Labs has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: Growing

Earnings Growth

Earnings for Blend Labs are expected to grow in the coming year, from ($0.19) to ($0.09) per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Blend Labs is -22.10, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Blend Labs is -22.10, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

7.35% of the float of Blend Labs has been sold short.

Short Interest Ratio / Days to Cover

Blend Labs has a short interest ratio ("days to cover") of 5.1.

Change versus previous month

Short interest in Blend Labs has recently increased by 10.90%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Blend Labs does not currently pay a dividend.

Dividend Growth

Blend Labs does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

7.35% of the float of Blend Labs has been sold short.

Short Interest Ratio / Days to Cover

Blend Labs has a short interest ratio ("days to cover") of 5.1.

Change versus previous month

Short interest in Blend Labs has recently increased by 10.90%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 3.2 / 5
• News Sentiment: N/A

News Sentiment

Blend Labs has a news sentiment score of 1.67. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.60 average news sentiment score of Computer and Technology companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Blend Labs this week, compared to 5 articles on an average week.

Search Interest

Only 11 people have searched for BLND on MarketBeat in the last 30 days. This is a decrease of -15% compared to the previous 30 days.

MarketBeat Follows

2 people have added Blend Labs to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Blend Labs insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,204,569.00 in company stock.

Percentage Held by Insiders

35.52% of the stock of Blend Labs is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

52.56% of the stock of Blend Labs is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

BLND Stock Analysis - Frequently Asked Questions

How have BLND shares performed this year?

Blend Labs' stock was trading at $4.21 at the start of the year. Since then, BLND shares have decreased by 21.3% and is now trading at $3.3150.

How were Blend Labs' earnings last quarter?

Blend Labs, Inc. (NYSE:BLND) released its quarterly earnings data on Thursday, August, 7th. The company reported ($0.03) EPS for the quarter, missing the consensus estimate of $0.02 by $0.05. The business had revenue of $31.52 million for the quarter, compared to analysts' expectations of $31.93 million.
Read the conference call transcript.

When did Blend Labs IPO?

Blend Labs (BLND) raised $340 million in an initial public offering (IPO) on Friday, July 16th 2021. The company issued 20,000,000 shares at $16.00-$18.00 per share.

How do I buy shares of Blend Labs?

Shares of BLND stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Blend Labs own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Blend Labs investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Arista Networks (ANET), CrowdStrike (CRWD) and ServiceNow (NOW).

Company Calendar

• Last Earnings: 8/07/2025
• Today: 10/07/2025
• Next Earnings (Estimated): 11/05/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Computer and Technology
• Industry: INTERNET SOFTWARE
• Sub-Industry: Computer Software
• Current Symbol: NYSE:BLND
• CIK: 1855747
• Web: www.blend.com
• Phone: 650-550-4810
• Fax: N/A
• Employees: 1,690
• Year Founded: 2012

Price Target and Rating

• Average Price Target for Blend Labs: $4.88
• High Price Target: $7.00
• Low Price Target: $3.50
• Potential Upside/Downside: +46.8%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.63
• Research Coverage: 8 Analysts

Profitability

• EPS (Trailing Twelve Months): ($0.15)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$43.35 million
• Net Margins: -14.26%
• Pretax Margin: -9.43%
• Return on Equity: N/A
• Return on Assets: -4.24%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 2.40
• Quick Ratio: 2.40

Sales & Book Value

• Annual Sales: $162.02 million
• Price / Sales: 5.33
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: ($0.22) per share
• Price / Book: -15.12

Miscellaneous

• Outstanding Shares: 259,660,000
• Free Float: 167,430,000
• Market Cap: $863.63 million
• Optionable: Not Optionable
• Beta: 1.24